| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 1,412.5 | 1,394.5 | 1,378.3 | 1,280.4 | 893.9 | 703.1 | 726.5 | 636.4 | 413.3 | 294.3 | 239.1 | 190.4 | 164.6 | 126.3 | 129.5 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 126.8 | 121.6 | 117.2 | 87.8 | 106.6 | 119.2 | 78.3 | 50.1 | 30.5 | 50.7 | 33.1 | 15.9 | 17.5 | 9.3 | 7.3 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 6.44 | 6.02 | 5.21 | 3.90 | 5.01 | 5.43 | 3.78 | 2.76 | 2.81 | 2.00 | 2.10 | 1.29 | 1.48 | 0.76 | 0.46 | 0.76 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | 4.8 | - | - | - | 4.6 | - | - | - | 4.6 | |||||||||||||||||||||||
| Amortization of Intangibles | 3.4 | 3.9 | 3.9 | 4.1 | 4.1 | 4.2 | 4.2 | 4.4 | 4.4 | 4.4 | 4.4 | 4.7 | 4.7 | 4.7 | 4.7 | 5.1 | 5.2 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 351.8 | 358.1 | 355.0 | 347.6 | 333.8 | 346.4 | 355.1 | 347.3 | 329.5 | 332.2 | 330.6 | 322.0 | 295.7 | 273.6 | 234.3 | 202.6 | 183.4 | 178.4 | 173.0 | 173.8 | 178.0 | 178.8 | 179.9 | 185.0 | 182.8 | 194.1 | 188.4 | 129.0 | 124.9 | 122.7 | 121.1 | 89.9 | 79.5 | 79.6 | 76.3 | 71.4 | 67.1 | 63.0 | 62.2 | 59.3 |
| Interest Expense | - | - | - | - | - | - | - | - | 128.1 | 126.1 | 122.8 | 112.4 | 84.1 | 49.5 | 21.3 | 11.2 | 10.8 | 11.5 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 140.7 | 141.1 | 137.0 | 142.7 | 112.9 | 126.0 | 125.9 | 126.5 | 97.5 | 90.4 | 105.0 | 83.0 | 78.6 | 104.5 | 121.1 | 118.1 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 30.2 | 32.7 | 31.0 | 32.9 | 25.0 | 31.6 | 26.7 | 35.7 | 23.1 | 24.5 | 24.9 | 20.3 | 18.1 | 22.3 | 28.5 | 28.0 | 27.7 | 25.5 | 29.0 | 26.9 | 37.8 | 31.7 | 34.0 | 8.6 | 3.9 | 21.0 | 5.7 | 12.1 | 11.4 | 7.0 | 13.3 | 2.4 | 7.7 | 22.1 | 8.1 | 10.3 | 10.2 | 7.0 | 10.4 | 9.7 |
| Net Income From Continuing Ops | 110.5 | 108.4 | 106.0 | 109.8 | 87.9 | 94.4 | 99.2 | 90.8 | 74.3 | 65.9 | 80.1 | 62.6 | 60.4 | 82.2 | 92.6 | 90.1 | 81.7 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 110.5 | 108.4 | 106.0 | 109.8 | 87.9 | 94.4 | 99.2 | 90.8 | 74.3 | 65.9 | 80.1 | 62.6 | 60.4 | 82.2 | 92.6 | 90.1 | 81.7 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 110.5 | 108.4 | 106.0 | 109.8 | 87.9 | 94.4 | 99.2 | 90.8 | 74.3 | 65.9 | 80.1 | 62.6 | 60.4 | 82.2 | 92.6 | 90.1 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 110.5 | 108.4 | 106.0 | 109.8 | 87.9 | 94.4 | 99.2 | 90.8 | 74.3 | 65.9 | 80.1 | 62.6 | 60.4 | 82.2 | 92.6 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 1.64 | - | 1.55 | 1.60 | 1.28 | - | 1.44 | 1.32 | 1.08 | - | 1.16 | 0.91 | 0.87 | - | 1.34 | 1.30 | 1.18 | - | 1.18 | 1.27 | 1.80 | - | 1.68 | 0.47 | 0.28 | - | 0.31 | 0.82 | 0.84 | - | 0.87 | 0.24 | 0.70 | - | 0.54 | 0.62 | 0.59 | - | 0.62 | 0.58 |
| EPS Diluted | 1.63 | - | 1.54 | 1.60 | 1.27 | - | 1.44 | 1.32 | 1.08 | - | 1.16 | 0.91 | 0.87 | - | 1.34 | 1.30 | 1.17 | - | ||||||||||||||||||||||
| Shares Basic | 67.5 | - | 68.4 | 68.6 | 68.8 | - | 68.8 | 68.8 | 68.8 | - | 68.9 | 69.0 | 69.2 | - | 69.1 | 69.1 | 69.3 | - | ||||||||||||||||||||||
| Shares Diluted | 67.8 | - | 68.7 | 68.8 | 69.0 | - | 69.1 | 69.0 | 69.0 | - | 69.0 | 69.0 | 69.3 | - | 69.3 | 69.3 | 69.7 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 16.7 | 18.9 | 19.1 | 18.4 | 17.2 | 15.8 | 13.1 | 10.0 | 9.2 | 9.5 | 8.1 | 6.6 | 4.9 | 5.0 | 4.4 | 3.3 | 3.6 |
| Amortization of Intangibles | 15.2 | 15.9 | 17.2 | 18.2 | 19.7 | 15.0 | 19.6 | 17.7 | 9.5 | 3.9 | 4.4 | 3.7 | 2.3 | 1.4 | 1.4 | 1.0 | 1.0 | 0.6 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 141.1 |
| 119.1 |
| 114.6 |
| Interest Expense | - | - | - | 445.4 | 92.9 | 47.8 | 88.8 | 131.2 | 69.9 | 34.2 | 19.7 | 14.9 | 14.7 | 10.1 | 15.1 | 27.5 | 29.8 | 40.6 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 561.6 | 533.8 | 475.9 | 356.9 | 453.1 | 496.1 | 340.2 | 211.6 | 151.5 | 124.3 | 105.2 | 56.7 | 56.2 | 29.3 | 21.7 | 31.6 | (7.2) | (34.5) |
| 10.6 |
| 3.2 |
| - |
| Net Income From Continuing Ops | 434.7 | 412.2 | 358.7 | 269.1 | 346.5 | 376.9 | 262.0 | 161.4 | 121.0 | 73.5 | 72.1 | 40.8 | 38.7 | 20.0 | 14.4 | 21.1 | (4.0) | (41.8) |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 434.7 | 412.2 | 358.7 | 269.1 | 346.5 | 376.9 | 262.0 | 161.4 | 121.0 | 73.5 | 72.1 | 40.8 | 38.7 | 20.0 | 14.4 | 21.1 | (4.0) | (41.8) |
| Net Income Attributable To Parent | 434.7 | 412.2 | 358.7 | 269.1 | 346.5 | 376.9 | 262.0 | 161.4 | 121.0 | 73.5 | 72.1 | 40.8 | 38.7 | 20.0 | 14.4 | 21.1 | (4.0) | (41.8) |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | 0.0 | 0.0 | 0.3 | 1.7 | 3.6 | 3.2 | 3.2 | 3.2 |
| Net Income To Common Shareholders | 434.7 | 412.2 | 358.7 | 269.1 | 346.5 | 376.9 | 262.0 | 161.4 | 121.0 | 73.5 | 72.1 | 40.8 | 38.4 | 18.3 | 10.9 | 17.9 | (7.2) | (45.0) |
| (0.35) |
| (3.27) |
| EPS Diluted | 6.41 | 6.00 | 5.19 | 3.89 | 4.99 | 5.40 | 3.77 | 2.75 | 2.80 | 1.98 | 2.08 | 1.27 | 1.46 | 0.75 | 0.46 | 0.76 | (0.35) | (3.27) |
| Shares Basic | 67.5 | 68.4 | 68.8 | 69.0 | 69.2 | 69.4 | 69.3 | 58.5 | 43.1 | 36.8 | 34.3 | 31.8 | 0.0 | 23.9 | 0.0 | 0.0 | 0.0 | - |
| Shares Diluted | 67.8 | 68.7 | 69.1 | 69.1 | 69.4 | 69.8 | 69.4 | 58.6 | 43.2 | 37.1 | 34.7 | 32.1 | 0.0 | 24.3 | 0.0 | 0.0 | 0.0 | - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 4.1 |
| - |
| - |
| - |
| 3.9 |
| - |
| - |
| - |
| 2.6 |
| - |
| - |
| - |
| 2.3 |
| - |
| - |
| - |
| 2.3 |
| - |
| - |
| - |
| 3.4 |
| 3.4 |
| 4.1 |
| 4.1 |
| 4.2 |
| 4.2 |
| 5.6 |
| 5.6 |
| 5.7 |
| 5.7 |
| 3.1 |
| 3.1 |
| 3.7 |
| 2.7 |
| 2.3 |
| 0.9 |
| 0.9 |
| 0.9 |
| 1.0 |
| 1.0 |
| 1.0 |
| 1.0 |
| 1.3 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 11.4 |
| 11.9 |
| 13.0 |
| 15.3 |
| 17.4 |
| 21.2 |
| 34.8 |
| 38.7 |
| 39.6 |
| 27.4 |
| 25.5 |
| 23.2 |
| 22.1 |
| 13.9 |
| 10.7 |
| 10.0 |
| 9.5 |
| 8.3 |
| 6.5 |
| 5.7 |
| 5.1 |
| 4.8 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 109.4 |
| 107.5 |
| 110.7 |
| 115.2 |
| 162.7 |
| 126.0 |
| 150.2 |
| 40.8 |
| 23.2 |
| 82.2 |
| 27.1 |
| 51.0 |
| 51.3 |
| 50.6 |
| 54.8 |
| 11.8 |
| 34.4 |
| 31.2 |
| 28.3 |
| 33.4 |
| 31.4 |
| 25.2 |
| 31.9 |
| 29.7 |
| 81.9 |
| 81.7 |
| 88.3 |
| 125.0 |
| 94.3 |
| 116.1 |
| 32.2 |
| 19.3 |
| 61.2 |
| 21.4 |
| 38.9 |
| 39.9 |
| 43.5 |
| 41.4 |
| 9.4 |
| 26.7 |
| 9.2 |
| 20.2 |
| 23.1 |
| 21.2 |
| 18.2 |
| 21.6 |
| 20.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 81.9 |
| 81.7 |
| 88.3 |
| 125.0 |
| 94.3 |
| 116.1 |
| 32.2 |
| 19.3 |
| 61.2 |
| 21.4 |
| 38.9 |
| 39.9 |
| 43.5 |
| 41.4 |
| 9.4 |
| 26.7 |
| 9.2 |
| 20.2 |
| 23.1 |
| 21.2 |
| 18.2 |
| 21.6 |
| 20.0 |
| 81.7 |
| 81.9 |
| 81.7 |
| 88.3 |
| 125.0 |
| 94.3 |
| 116.1 |
| 32.2 |
| 19.3 |
| 61.2 |
| 21.4 |
| 38.9 |
| 39.9 |
| 43.5 |
| 41.4 |
| 9.4 |
| 26.7 |
| 9.2 |
| 20.2 |
| 23.1 |
| 21.2 |
| 18.2 |
| 21.6 |
| 20.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 90.1 |
| 81.7 |
| 81.9 |
| 81.7 |
| 88.3 |
| 125.0 |
| 94.3 |
| 116.1 |
| 32.2 |
| 19.3 |
| 61.2 |
| 21.4 |
| 38.9 |
| 39.9 |
| 43.5 |
| 41.4 |
| 9.4 |
| 26.7 |
| 9.2 |
| 20.2 |
| 23.1 |
| 21.2 |
| 18.2 |
| 21.6 |
| 20.0 |
| 1.17 |
| 1.27 |
| 1.79 |
| - |
| 1.67 |
| 0.47 |
| 0.28 |
| - |
| 0.31 |
| 0.82 |
| 0.84 |
| - |
| 0.87 |
| 0.24 |
| 0.70 |
| - |
| 0.54 |
| 0.62 |
| 0.59 |
| - |
| 0.61 |
| 0.57 |
| 69.4 |
| 69.5 |
| 69.4 |
| - |
| 69.2 |
| 69.2 |
| 69.2 |
| - |
| 69.4 |
| 47.3 |
| 47.4 |
| - |
| 47.5 |
| 39.4 |
| 38.0 |
| - |
| 37.2 |
| 37.2 |
| 35.7 |
| - |
| 34.9 |
| 34.8 |
| 69.8 |
| 69.8 |
| 69.7 |
| - |
| 69.3 |
| 69.3 |
| 69.5 |
| - |
| 69.6 |
| 47.3 |
| 47.5 |
| - |
| 47.7 |
| 39.7 |
| 38.3 |
| - |
| 37.6 |
| 37.5 |
| 36.0 |
| - |
| 35.2 |
| 35.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |