Name: AFRM Income Statement - Affirm Holdings. Revenue & EPS | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Revenue, Cost of Revenue, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS Basic, EPS Diluted

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AFRM - Affirm Holdings. Inc.

USD | NASDAQ | Financial Services

AFRM Income Statement - Affirm Holdings. Revenue & EPS | Ledgeburg

(in millions of USD, except per-share data)	Q3 FY 26	Q2 FY 26	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q4 FY 20	Q3 FY 20	Q2 FY 20	Q1 FY 20
Revenues
Revenues	1,038.8	1,123.0	933.3	876.4	783.1	866.4	698.5	659.2	576.2	591.1	496.5	445.8	381.0	399.6	361.6	364.1

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD, except per-share data)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Revenues
Revenues	3,971.5	3,224.4	2,323.0	1,588.0	1,349.3	870.5	509.5	264.4
Cost of Revenue	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-
Operating Expenses
Research & Development	-	-	-	-	-	-	-	-
Selling General & Administrative	-	-	-	-	-
Operating Income
Operating Income	327.8	(87.3)	(615.8)	(1,200.9)	(866.0)	(383.7)	(107.8)	(127.4)
Non-Operating
Interest Income	1,899.3	1,608.2	1,204.4	685.2	527.9	326.4	186.7	119.4
Interest Expense	441.4	425.5	344.3	183.0	69.7
Tax & Net
Income Tax Expense	12.8	9.3	2.2	(3.9)	(17.4)	(2.3)	0.4	0.0
Net Income From Continuing Ops	382.4	52.2	(517.8)	(985.3)	(707.4)
Per Share
EPS Basic	1.13	0.16	(1.67)	(3.34)	(2.51)	(2.78)	(2.63)	(2.84)
EPS Diluted	1.10	0.15	(1.67)	(3.34)	(2.51)	(2.94)
Supplementary Data
EBITDA	608.2	137.8	(446.8)	(1,066.2)	(813.3)	(363.7)	(98.3)	(122.2)
EBIT	327.8	(87.3)	(615.8)	(1,200.9)	(866.0)	(383.7)

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling & Marketing	72.9	98.8	78.5	79.6	74.0	136.0	145.2	135.3	133.0	161.3	146.9	145.1	140.9	188.3	163.9	168.7	156.2
General & Administrative	145.3	141.2	144.9	132.9	134.3	139.4	138.5	123.5	128.7	132.8	140.3	127.5	139.3	158.6	161.0	157.5
Depreciation & Amortization	74.9	75.5	65.3	64.7	59.4	54.3	46.7	49.2	43.2	36.5	40.1	74.3	23.9	15.6	20.9	28.1
Amortization of Intangibles	0.0	0.1	0.1	0.1	0.0	0.6	0.6	1.7	2.0	2.9	14.2	14.1	23.6	7.4	7.4	7.0	5.5
Other Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	950.3	1,005.4	869.7	818.4	791.5	870.7	831.1	732.6	736.9	763.3	706.0	689.7	691.0	759.1	649.1

Operating Income
Operating Income	88.4	117.6	63.7	58.1	(8.4)	(4.3)	(132.6)	(73.5)	(160.8)	(172.2)	(209.4)	(243.8)	(310.0)	(359.5)	(287.5)	(277.2)	(226.6)	(196.2)	(166.1)	(114.3)	(209.3)	(26.8)	(33.3)	-	(81.5)	(32.6)	-

Non-Operating
Interest Income	532.4	493.6	454.1	419.1	402.7	409.4	377.1	337.6	315.7	288.3	262.7	214.8	178.3	155.3	136.8	137.6	134.6	138.4	117.3	103.8	94.5	73.9	54.2	-	52.4	45.1	-
Interest Expense	113.8	111.7	110.0	105.9	107.6	107.8	104.1	95.3	90.4	84.6	73.9	63.0	51.2	43.8	25.1	19.4	15.8
Income From Equity Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Non-Operating Income	18.9	15.6	19.4	13.5	13.7	87.2	34.3	29.3	27.7	4.5	38.7	36.6	103.5	35.5	36.0	72.7	172.1
Pre-Tax Income	107.4	133.2	83.0	71.6	5.3	82.9	(98.3)	(44.1)	(133.0)	(167.6)	(170.7)	(207.3)	(206.5)	(324.0)	(251.4)	(204.5)

Tax & Net
Income Tax Expense	4.5	3.7	2.3	2.3	2.5	2.5	1.9	1.0	0.9	(0.7)	1.0	(1.3)	(0.8)	(1.6)	(0.2)	(18.1)	0.3	0.3	0.2	(2.4)	(0.1)	0.1	0.1	-	0.1	0.1	-
Net Income From Continuing Ops	102.9	129.6	80.7	69.2	2.8	80.4	(100.2)	(45.1)	(133.9)	(166.9)	(171.8)	(206.0)	(205.7)	(322.4)	(251.3)	(186.4)	(54.7)
Net Income From Discontinued Ops	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	102.9	129.6	80.7	69.2	2.8	80.4	(100.2)	(45.1)	(133.9)	(166.9)	(171.8)	(206.0)	(205.7)	(322.4)	(251.3)	(186.4)	(54.7)
Net Income Attributable To Parent	102.9	129.6	80.7	69.2	2.8	80.4	(100.2)	(45.1)	(133.9)	(166.9)	(171.8)	(206.0)	(205.7)	(322.4)	(251.3)	(186.4)
Less: Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Less: Preferred Dividends	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income To Common Shareholders	102.9	129.6	80.7	69.2	2.8	80.4	(100.2)	(45.1)	(133.9)	(166.9)	(171.8)	(206.0)	(205.7)	(322.4)	(251.3)

Per Share
EPS Basic	0.31	0.39	0.24	-	0.01	0.25	(0.31)	-	(0.43)	(0.54)	(0.57)	-	(0.69)	(1.10)	(0.86)	-	(0.19)	(0.57)	(1.13)	-	(1.23)	(0.38)	(0.06)	-	(1.80)	(0.92)	-
EPS Diluted	0.30	0.37	0.23	-	0.01	0.23	(0.31)	-	(0.43)	(0.54)	(0.57)	-	(0.69)	(1.10)	(0.86)	-	(0.19)	(0.57)
Shares Basic	337.1	334.3	330.2	-	324.1	322.3	318.2	-	312.6	307.6	303.8	-	297.2	293.7	290.9	-	285.6	281.5
Shares Diluted	348.1	349.4	348.3	-	344.2	345.2	318.2	-	312.6	307.6	303.8	-	297.2	293.7	290.9	-	285.6	281.5

Supplementary Data
EBITDA	163.3	193.1	129.0	122.7	51.0	50.0	(85.9)	(24.2)	(117.6)	(135.7)	(169.3)	(169.6)	(286.1)	(343.9)	(266.6)	(249.1)	(219.0)	(189.7)	(155.5)	-	-	-	(29.6)	-	-	-	-
EBIT	88.4	117.6	63.7	58.1	(8.4)	(4.3)	(132.6)	(73.5)	(160.8)	(172.2)	(209.4)	(243.8)	(310.0)	(359.5)	(287.5)	(277.2)	(226.6)	(196.2)	(166.1)