| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | 329.7 | 321.8 | 322.8 | 122.4 | 320.8 | 323.5 | 336.1 | 350.6 | 335.2 | 291.6 | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||
| Revenues | - | - | - | 1,102.8 | 1,239.7 | 1,058.2 | 1,277.0 | 1,216.5 | 1,235.1 | 1,073.9 | 1,060.2 | 1,005.6 | 971.8 | 958.6 | 939.3 | 886.0 | 969.2 | 1,096.6 | |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Expenses | |||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Operating Income | |||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||
| Non-Operating | |||||||||||||||||||
| Interest Income | 2,174.5 | 2,172.8 | 2,122.7 | 1,958.1 | 1,145.3 | 798.2 | 912.8 | 1,172.6 | 1,154.1 | 886.6 | 791.6 | 753.7 | 736.7 | 709.0 | 718.3 | ||||
| Tax & Net | |||||||||||||||||||
| Income Tax Expense | 117.0 | 103.1 | 11.3 | 23.1 | 93.5 | 85.3 | 20.2 | 79.7 | 79.8 | 109.5 | 87.3 | 81.5 | 85.5 | 79.2 | 75.5 | ||||
| Per Share | |||||||||||||||||||
| EPS Basic | 2.91 | 2.79 | 0.73 | 1.14 | 2.36 | 2.20 | 1.87 | 1.93 | 1.92 | 1.45 | 1.27 | 1.20 | 1.17 | 1.10 | 1.00 | 0.66 | |||
| Supplementary Data | |||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| 262.2 |
| 268.3 |
| 265.8 |
| 253.0 |
| 271.2 |
| 273.7 |
| 257.7 |
| 444.4 |
| 301.2 |
| 293.1 |
| 307.2 |
| 309.5 |
| 306.7 |
| 308.0 |
| 307.7 |
| 319.2 |
| 300.3 |
| 271.5 |
| 276.0 |
| 266.2 |
| 260.1 |
| 272.3 |
| 273.8 |
| 258.9 |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 12.2 | - | - | - | 14.0 | - | - | - | 12.4 | - | - | - | 11.4 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | 2.2 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 528.0 | 544.3 | 556.6 | 545.5 | 526.3 | 528.7 | 540.3 | 530.3 | 523.4 | 525.4 | 508.6 | 481.2 | 442.8 | 391.3 | 314.7 | 237.0 | 202.3 | 201.7 | 200.3 | 199.3 | 196.9 | 211.7 | 213.1 | 224.8 | 263.2 | 269.1 | 291.4 | 306.1 | 305.9 | 305.9 | 295.5 | 291.2 | 261.5 | 230.3 | 231.9 | 217.6 | 206.8 | 201.5 | 199.5 | 196.5 |
| Interest Expense | 220.9 | 234.4 | 251.4 | 245.5 | 240.3 | 258.4 | 277.8 | 273.7 | 265.5 | 272.0 | 254.4 | 223.3 | 168.8 | 102.3 | 50.3 | 20.8 | 14.5 | |||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 152.9 | 162.9 | 154.3 | 139.6 | 121.1 | (177.8) | 108.1 | 102.9 | 101.2 | (138.0) | 102.7 | 110.7 | 130.7 | 134.1 | 122.4 | 110.2 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 33.2 | 25.8 | 29.6 | 28.4 | 19.4 | (16.1) | 20.1 | (12.7) | 20.0 | (47.2) | 19.4 | 23.5 | 27.3 | 25.3 | 26.2 | 23.4 | 18.7 | 15.2 | 23.1 | 22.5 | 24.6 | 16.9 | (58.1) | 51.2 | 10.2 | 17.4 | 20.9 | 19.0 | 22.4 | 24.9 | 22.3 | 14.8 | 17.8 | 39.8 | 28.6 | 19.9 | 21.1 | 23.6 | 23.6 | 21.4 |
| Net Income From Continuing Ops | 119.6 | 137.1 | 124.7 | 111.2 | 101.7 | (161.6) | 88.0 | 115.6 | 81.2 | (90.8) | 83.2 | 87.2 | 103.4 | 108.8 | 96.3 | 86.8 | 74.3 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 119.6 | 137.1 | 124.7 | 111.2 | 101.7 | (161.6) | 88.0 | 115.6 | 81.2 | (90.8) | 83.2 | 87.2 | 103.4 | 108.8 | 96.3 | 86.8 | 74.3 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 119.6 | 137.1 | 124.7 | 111.2 | 101.7 | (161.6) | 88.0 | 115.6 | 81.2 | (90.8) | 83.2 | 87.2 | 103.4 | 108.8 | 96.3 | 86.8 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 116.8 | 134.3 | 121.9 | 108.4 | 98.8 | (164.5) | 85.1 | 112.7 | 78.3 | (93.7) | 80.4 | 84.3 | 100.5 | 105.9 | 93.4 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.70 | - | 0.73 | 0.65 | 0.60 | - | 0.56 | 0.75 | 0.52 | - | 0.53 | 0.56 | 0.67 | - | 0.62 | 0.56 | 0.48 | - | 0.56 | 0.56 | 0.58 | - | 0.26 | 0.94 | 0.27 | - | 0.50 | 0.49 | 0.50 | - | 0.49 | 0.51 | 0.41 | - | 0.41 | 0.36 | 0.36 | - | 0.34 | 0.31 |
| EPS Diluted | 0.70 | - | 0.73 | 0.65 | 0.59 | - | 0.56 | 0.74 | 0.52 | - | 0.53 | 0.56 | 0.66 | - | 0.62 | 0.56 | 0.47 | - | ||||||||||||||||||||||
| Shares Basic | 165.1 | - | 165.0 | 164.9 | 165.2 | - | 150.2 | 149.9 | 149.9 | - | 150.0 | 150.0 | 149.8 | - | 149.3 | 149.1 | 148.8 | - | ||||||||||||||||||||||
| Shares Diluted | 166.6 | - | 166.7 | 166.3 | 166.6 | - | 151.5 | 151.3 | 151.3 | - | 151.0 | 150.9 | 151.1 | - | 150.3 | 150.2 | 150.5 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 50.4 | 48.8 | 47.0 | 45.1 | 46.5 | 50.6 | 58.1 | 48.3 | 47.0 | 45.4 | 47.2 | 50.3 | 49.7 | 43.6 | 33.6 | 30.1 | 30.6 | 28.9 |
| Amortization of Intangibles | 8.8 | 8.8 | 8.8 | 8.8 | 8.8 | 8.8 | 10.2 | 9.9 | 8.2 | 2.0 | 2.1 | 3.1 | 3.7 | 4.0 | 4.2 | 4.7 | 4.9 | 5.5 | 6.3 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| 741.6 |
| 806.1 |
| 981.3 |
| 1,126.7 |
| Interest Expense | 952.1 | 971.6 | 1,075.5 | 918.5 | 187.9 | 72.3 | 149.9 | 336.9 | 274.6 | 145.4 | 84.3 | 77.4 | 55.8 | 63.4 | 92.3 | 128.8 | 172.3 | 255.3 | 430.6 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 609.7 | 577.9 | 134.5 | 206.1 | 459.6 | 436.3 | 327.0 | 406.5 | 413.3 | 338.8 | 287.6 | 269.8 | 276.0 | 267.9 | 254.5 | 183.4 | (41.0) | (285.1) | 222.3 |
| 43.7 |
| (40.2) |
| (153.2) |
| 53.8 |
| Net Income From Continuing Ops | 492.7 | 474.8 | 123.1 | 183.0 | 366.1 | 351.0 | 306.8 | 326.8 | 333.6 | 229.3 | 200.3 | 188.3 | 190.5 | 188.7 | 179.0 | 139.7 | (0.9) | (131.9) | 168.5 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 492.7 | 474.8 | 123.1 | 183.0 | 366.1 | 351.0 | 306.8 | 326.8 | 333.6 | 229.3 | 200.3 | 188.3 | 190.5 | 188.7 | 179.0 | 139.7 | (0.9) | (131.9) | 168.5 |
| Net Income Attributable To Parent | 492.7 | 474.8 | 123.1 | 183.0 | 366.1 | 351.0 | 306.8 | 326.8 | 333.6 | 229.3 | 200.3 | 188.3 | 190.5 | 188.7 | 179.0 | 139.7 | (0.9) | (131.9) | 168.5 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | 11.5 | 11.5 | 11.5 | 11.5 | 11.5 | 17.1 | 18.4 | 15.2 | 10.8 | 9.3 | 8.9 | 7.2 | 5.0 | 5.2 | 5.2 | 24.8 | 29.5 | 29.3 | 3.3 |
| Net Income To Common Shareholders | 481.2 | 463.3 | 111.6 | 171.5 | 354.6 | 333.9 | 288.4 | 311.6 | 322.8 | 219.9 | 191.4 | 181.1 | 185.5 | 183.5 | 173.8 | 114.9 | (30.4) | (161.2) | 165.2 |
| (0.18) |
| (1.26) |
| 1.29 |
| EPS Diluted | 2.89 | 2.77 | 0.72 | 1.13 | 2.34 | 2.18 | 1.86 | 1.91 | 1.89 | 1.42 | 1.26 | 1.19 | 1.16 | 1.10 | 1.00 | 0.66 | (0.18) | (1.26) | 1.29 |
| Shares Basic | 165.1 | 165.1 | 151.9 | 150.0 | 149.2 | 150.8 | 153.0 | 160.5 | 167.3 | 150.9 | 148.8 | 149.4 | 157.3 | 165.6 | 172.3 | 173.4 | 171.2 | 127.9 | 127.5 |
| Shares Diluted | 166.6 | 166.6 | 153.3 | 150.9 | 150.5 | 152.0 | 153.6 | 161.9 | 169.7 | 153.6 | 150.0 | 150.6 | 158.3 | 165.8 | 172.4 | 173.4 | 171.2 | 127.9 | 127.8 |
| - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 11.7 |
| - |
| - |
| - |
| 12.0 |
| - |
| - |
| - |
| 15.0 |
| - |
| - |
| - |
| 14.4 |
| - |
| - |
| - |
| 12.2 |
| - |
| - |
| - |
| 11.5 |
| - |
| - |
| - |
| 2.2 |
| 2.2 |
| 2.2 |
| 2.2 |
| 2.3 |
| 2.3 |
| 2.9 |
| 2.8 |
| 2.7 |
| 2.7 |
| 2.3 |
| 2.2 |
| 2.2 |
| 2.2 |
| 2.2 |
| 1.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 15.0 |
| 16.6 |
| 19.7 |
| 21.0 |
| 23.7 |
| 30.9 |
| 35.0 |
| 60.3 |
| 69.0 |
| 85.1 |
| 92.5 |
| 90.4 |
| 82.0 |
| 76.1 |
| 64.8 |
| 51.7 |
| 43.3 |
| 41.8 |
| 33.8 |
| 26.5 |
| 21.4 |
| 21.0 |
| 19.8 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 92.9 |
| 92.0 |
| 111.9 |
| 113.5 |
| 118.9 |
| 83.9 |
| (12.9) |
| 200.0 |
| 56.1 |
| 89.5 |
| 104.3 |
| 103.7 |
| 109.1 |
| 113.8 |
| 108.3 |
| 103.9 |
| 87.3 |
| 89.9 |
| 93.6 |
| 77.9 |
| 77.4 |
| 78.4 |
| 77.5 |
| 70.5 |
| 76.9 |
| 88.8 |
| 91.0 |
| 94.3 |
| 67.0 |
| 45.2 |
| 148.7 |
| 45.8 |
| 72.1 |
| 83.3 |
| 84.7 |
| 86.7 |
| 89.0 |
| 85.9 |
| 89.2 |
| 69.5 |
| 50.0 |
| 65.0 |
| 58.0 |
| 56.3 |
| 54.8 |
| 53.8 |
| 49.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 76.9 |
| 88.8 |
| 91.0 |
| 94.3 |
| 67.0 |
| 45.2 |
| 148.7 |
| 45.8 |
| 72.1 |
| 83.3 |
| 84.7 |
| 86.7 |
| 89.0 |
| 85.9 |
| 89.2 |
| 69.5 |
| 50.0 |
| 65.0 |
| 58.0 |
| 56.3 |
| 54.8 |
| 53.8 |
| 49.1 |
| 74.3 |
| 76.9 |
| 88.8 |
| 91.0 |
| 94.3 |
| 67.0 |
| 45.2 |
| 148.7 |
| 45.8 |
| 72.1 |
| 83.3 |
| 84.7 |
| 86.7 |
| 89.0 |
| 85.9 |
| 89.2 |
| 69.5 |
| 50.0 |
| 65.0 |
| 58.0 |
| 56.3 |
| 54.8 |
| 53.8 |
| 49.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 2.9 |
| 4.2 |
| 4.9 |
| 5.2 |
| 5.2 |
| 5.2 |
| 4.1 |
| 3.8 |
| 3.8 |
| 3.8 |
| 3.8 |
| 3.8 |
| 3.7 |
| 2.4 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.2 |
| 2.2 |
| 83.9 |
| 71.4 |
| 74.0 |
| 84.7 |
| 86.1 |
| 89.1 |
| 61.8 |
| 40.0 |
| 144.6 |
| 42.0 |
| 68.3 |
| 79.5 |
| 80.9 |
| 82.9 |
| 85.3 |
| 83.5 |
| 86.9 |
| 67.1 |
| 47.7 |
| 62.7 |
| 55.6 |
| 53.9 |
| 52.5 |
| 51.6 |
| 46.9 |
| 0.56 |
| 0.56 |
| 0.58 |
| - |
| 0.26 |
| 0.94 |
| 0.27 |
| - |
| 0.49 |
| 0.49 |
| 0.50 |
| - |
| 0.48 |
| 0.50 |
| 0.40 |
| - |
| 0.41 |
| 0.36 |
| 0.35 |
| - |
| 0.34 |
| 0.31 |
| 150.0 |
| 152.0 |
| 152.4 |
| - |
| 152.4 |
| 152.4 |
| 154.7 |
| - |
| 159.1 |
| 162.2 |
| 163.9 |
| - |
| 170.5 |
| 170.6 |
| 163.5 |
| - |
| 150.6 |
| 151.6 |
| 150.8 |
| - |
| 148.7 |
| 148.5 |
| 151.1 |
| 153.4 |
| 153.7 |
| - |
| 153.2 |
| 153.2 |
| 155.6 |
| - |
| 160.4 |
| 163.7 |
| 165.4 |
| - |
| 172.8 |
| 173.4 |
| 166.4 |
| - |
| 153.0 |
| 154.3 |
| 153.9 |
| - |
| 150.0 |
| 149.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |