| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | 6.2 | 5.8 | 5.4 | 5.3 | 5.2 | 5.0 | 5.0 | 4.9 | 5.3 | 5.0 | 5.2 | 5.2 | 5.5 | 4.6 | 6.1 | 5.9 | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||
| Revenues | 22.7 | 21.7 | 20.2 | 20.9 | 22.5 | 21.7 | 16.5 | 16.5 | 14.4 | 13.2 | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | |||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Income | |||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Non-Operating | |||||||||||||||||
| Interest Income | 1,771.3 | 1,792.8 | 1,925.1 | 1,857.6 | 1,230.5 | 959.4 | 1,067.6 | 1,281.9 | 1,449.1 | 1,204.5 | 1,059.2 | 880.8 | 783.7 | 738.8 | 720.9 | ||
| Tax & Net | |||||||||||||||||
| Income Tax Expense | 91.7 | 93.4 | 83.9 | 58.4 | 90.2 | 34.4 | 51.5 | 90.9 | 90.8 | (209.8) | 109.7 | 45.2 | 89.0 | 109.1 | 133.6 | ||
| Per Share | |||||||||||||||||
| EPS Basic | 3.62 | 3.55 | 3.10 | 2.39 | 3.55 | 4.52 | 2.06 | 3.14 | 3.01 | 5.60 | 2.11 | 2.37 | 1.95 | 2.03 | 2.05 | 0.63 | |
| Supplementary Data | |||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| 6.0 |
| 5.8 |
| 5.6 |
| 5.4 |
| 4.9 |
| 4.6 |
| 4.0 |
| 3.7 |
| 4.2 |
| 4.2 |
| 4.3 |
| 4.3 |
| 3.8 |
| - |
| 3.7 |
| 3.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 8.7 | - | - | - | 14.1 | - | - | - | 17.2 | - | - | - | 19.4 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 422.2 | 442.4 | 452.9 | 453.8 | 443.7 | 468.0 | 492.4 | 483.3 | 481.5 | 483.2 | 470.5 | 463.4 | 440.4 | 401.5 | 326.0 | 267.0 | 236.0 | 237.9 | 234.3 | 241.8 | 245.4 | 251.1 | 254.6 | 267.8 | 294.1 | 309.4 | 323.4 | 327.2 | 321.8 | 414.8 | 357.7 | 348.9 | 327.8 | 312.6 | 309.4 | 298.8 | 283.5 | 278.0 | 270.0 | 260.5 |
| Interest Expense | - | - | - | - | - | - | 258.2 | 257.3 | 266.6 | 266.0 | 255.7 | 249.5 | 212.5 | 158.4 | 90.2 | 41.6 | 27.3 | 31.9 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 81.7 | 89.8 | 97.9 | 93.9 | 80.1 | 93.0 | 83.2 | 73.0 | 67.2 | 24.2 | 62.4 | 78.6 | 71.8 | 81.8 | 117.1 | 87.5 | 88.8 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 19.9 | 20.6 | 26.1 | 25.1 | 21.6 | 23.7 | 21.7 | 19.2 | 19.2 | 3.4 | 15.4 | 20.6 | 19.0 | 17.6 | 29.2 | 21.7 | 21.6 | (61.7) | 27.5 | 36.2 | 32.5 | 21.2 | 19.4 | 20.4 | (9.5) | 15.1 | 24.2 | 27.4 | 24.2 | 16.7 | 21.4 | 27.1 | 25.6 | (298.9) | 32.3 | 29.0 | 27.8 | 28.8 | 23.6 | 28.0 |
| Net Income From Continuing Ops | 61.9 | 69.3 | 71.9 | 68.8 | 58.5 | 69.3 | 61.5 | 53.7 | 48.0 | 20.8 | 47.0 | 58.0 | 52.9 | 64.2 | 87.9 | 65.8 | 67.2 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 61.9 | 69.3 | 71.9 | 68.8 | 58.5 | 69.3 | 61.5 | 53.7 | 48.0 | 20.8 | 47.0 | 58.0 | 52.9 | 64.2 | 87.9 | 65.8 | 67.2 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 61.9 | 69.3 | 71.9 | 68.8 | 58.5 | 69.3 | 61.5 | 53.7 | 48.0 | 20.8 | 47.0 | 58.0 | 52.9 | 64.2 | 87.9 | 65.8 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 61.0 | 66.4 | 70.8 | 67.8 | 57.7 | 67.5 | 60.6 | 53.0 | 47.3 | 19.6 | 46.3 | 57.1 | 52.1 | 62.4 | 86.5 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.83 | - | 0.96 | 0.91 | 0.78 | - | 0.82 | 0.72 | 0.64 | - | 0.63 | 0.78 | 0.71 | - | 1.13 | 0.82 | 0.79 | - | 0.94 | 1.12 | 1.06 | - | 0.70 | 0.80 | (0.33) | - | 0.78 | 0.81 | 0.65 | - | 0.90 | 0.82 | 0.78 | - | 0.62 | 0.60 | 0.57 | - | 0.47 | 0.53 |
| EPS Diluted | 0.83 | - | 0.95 | 0.91 | 0.78 | - | 0.81 | 0.72 | 0.64 | - | 0.63 | 0.78 | 0.70 | - | 1.12 | 0.82 | 0.79 | - | ||||||||||||||||||||||
| Shares Basic | 73.4 | - | 74.1 | 74.1 | 73.8 | - | 73.7 | 73.7 | 73.4 | - | 73.3 | 73.2 | 73.6 | - | 76.7 | 79.0 | 83.8 | - | ||||||||||||||||||||||
| Shares Diluted | 73.9 | - | 74.8 | 74.6 | 74.4 | - | 74.5 | 74.0 | 73.6 | - | 73.8 | 73.4 | 74.0 | - | 77.1 | 79.4 | 83.9 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 51.0 | 60.1 | 74.1 | 77.6 | 78.5 | 72.5 | - | - | - | - | - | - | 4.3 | 0.4 | - | - |
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.7 | 0.3 | 0.3 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| 638.1 |
| 557.7 |
| Interest Expense | - | - | - | 983.8 | 317.5 | 163.8 | 315.9 | 529.1 | 399.1 | 254.2 | 188.8 | 135.2 | 106.7 | 92.6 | 123.3 | 138.9 | 168.2 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 363.4 | 361.7 | 316.3 | 237.1 | 375.1 | 449.4 | 249.4 | 404.0 | 415.7 | 404.5 | 335.4 | 296.9 | 293.3 | 318.0 | 344.9 | 192.7 | 312.5 |
| 129.6 |
| 127.8 |
| Net Income From Continuing Ops | 271.8 | 268.4 | 232.5 | 178.7 | 285.0 | 415.0 | 197.9 | 313.1 | 324.9 | 614.3 | 225.7 | 251.7 | 204.2 | 208.9 | 211.3 | 63.2 | 184.7 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 271.8 | 268.4 | 232.5 | 178.7 | 285.0 | 415.0 | 197.9 | 313.1 | 324.9 | 614.3 | 225.7 | 251.7 | 204.2 | 208.9 | 211.3 | 63.2 | 184.7 |
| Net Income Attributable To Parent | 271.8 | 268.4 | 232.5 | 178.7 | 285.0 | 415.0 | 197.9 | 313.1 | 324.9 | 614.3 | 225.7 | 251.7 | 204.2 | 208.9 | 211.3 | 63.2 | 184.7 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | 0.0 | 0.0 | 3.9 | 0.0 | 0.0 |
| Net Income To Common Shareholders | 266.0 | 262.7 | 228.4 | 175.1 | 279.9 | 409.0 | 189.0 | 299.7 | 311.8 | 591.0 | 217.0 | 241.9 | 196.2 | 199.6 | 207.4 | 63.2 | 184.7 |
| 1.99 |
| EPS Diluted | 3.60 | 3.53 | 3.08 | 2.38 | 3.54 | 4.52 | 2.06 | 3.13 | 2.99 | 5.58 | 2.09 | 2.35 | 1.95 | 2.01 | 2.05 | 0.62 | 1.99 |
| Shares Basic | 73.4 | 73.9 | 73.6 | 73.3 | 78.8 | 90.4 | 91.7 | 95.5 | 103.7 | 105.5 | 102.9 | 102.1 | 100.5 | 98.5 | 93.7 | 95.5 | 93.0 |
| Shares Diluted | 73.9 | 74.3 | 74.0 | 73.5 | 78.8 | 90.4 | 91.7 | 95.7 | 104.1 | 105.9 | 103.7 | 103.0 | 100.6 | 99.8 | 93.8 | 95.6 | 93.0 |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 18.9 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 39.2 |
| 43.5 |
| 49.2 |
| 57.8 |
| 67.1 |
| 77.4 |
| 113.6 |
| 124.1 |
| 137.7 |
| 136.3 |
| 130.9 |
| 119.7 |
| 105.7 |
| 93.6 |
| 80.0 |
| 73.8 |
| 68.2 |
| 59.2 |
| 52.9 |
| 50.5 |
| 48.2 |
| 46.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 63.5 |
| 114.4 |
| 140.2 |
| 131.3 |
| 107.0 |
| 85.9 |
| 96.9 |
| (40.4) |
| 104.5 |
| 100.4 |
| 108.9 |
| 90.2 |
| 69.1 |
| 118.7 |
| 117.0 |
| 110.8 |
| 118.9 |
| 100.0 |
| 95.4 |
| 90.1 |
| 92.1 |
| 74.4 |
| 84.7 |
| 125.3 |
| 86.9 |
| 104.0 |
| 98.8 |
| 85.7 |
| 66.6 |
| 76.5 |
| (31.0) |
| 89.5 |
| 76.2 |
| 81.5 |
| 66.0 |
| 52.4 |
| 97.3 |
| 89.9 |
| 85.2 |
| 417.8 |
| 67.8 |
| 66.4 |
| 62.3 |
| 63.3 |
| 50.8 |
| 56.7 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 125.3 |
| 86.9 |
| 104.0 |
| 98.8 |
| 85.7 |
| 66.6 |
| 76.5 |
| (31.0) |
| 89.5 |
| 76.2 |
| 81.5 |
| 66.0 |
| 52.4 |
| 97.3 |
| 89.9 |
| 85.2 |
| 417.8 |
| 67.8 |
| 66.4 |
| 62.3 |
| 63.3 |
| 50.8 |
| 56.7 |
| 67.2 |
| 125.3 |
| 86.9 |
| 104.0 |
| 98.8 |
| 85.7 |
| 66.6 |
| 76.5 |
| (31.0) |
| 89.5 |
| 76.2 |
| 81.5 |
| 66.0 |
| 52.4 |
| 97.3 |
| 89.9 |
| 85.2 |
| 417.8 |
| 67.8 |
| 66.4 |
| 62.3 |
| 63.3 |
| 50.8 |
| 56.7 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 64.8 |
| 66.2 |
| 123.0 |
| 85.8 |
| 102.6 |
| 97.6 |
| 83.1 |
| 63.7 |
| 73.2 |
| (31.0) |
| 85.3 |
| 73.0 |
| 78.1 |
| 63.3 |
| 49.8 |
| 93.6 |
| 86.4 |
| 82.0 |
| 401.9 |
| 65.3 |
| 63.9 |
| 60.0 |
| 61.1 |
| 48.8 |
| 54.4 |
| 0.94 |
| 1.11 |
| 1.06 |
| - |
| 0.70 |
| 0.80 |
| (0.33) |
| - |
| 0.77 |
| 0.81 |
| 0.65 |
| - |
| 0.90 |
| 0.82 |
| 0.77 |
| - |
| 0.62 |
| 0.60 |
| 0.57 |
| - |
| 0.47 |
| 0.52 |
| 90.8 |
| 92.0 |
| 91.9 |
| - |
| 91.2 |
| 91.2 |
| 92.8 |
| - |
| 94.0 |
| 96.3 |
| 97.7 |
| - |
| 103.9 |
| 104.9 |
| 105.4 |
| - |
| 105.7 |
| 105.7 |
| 104.8 |
| - |
| 103.0 |
| 103.0 |
| 91.0 |
| 92.2 |
| 92.0 |
| - |
| 91.4 |
| 91.2 |
| 92.8 |
| - |
| 94.3 |
| 96.6 |
| 98.0 |
| - |
| 104.4 |
| 105.5 |
| 105.9 |
| - |
| 106.1 |
| 106.1 |
| 105.4 |
| - |
| 103.6 |
| 103.7 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
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| - |
| - |