| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Expenses | |||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Operating Income | |||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||
| Non-Operating | |||||||||||||||||||
| Interest Income | 2,528.6 | 2,531.3 | 2,636.5 | 2,342.5 | 1,392.1 | 1,179.9 | 1,269.0 | 1,532.0 | 1,228.4 | 972.8 | 829.1 | 766.8 | 732.2 | 745.4 | 794.9 | ||||
| Tax & Net | |||||||||||||||||||
| Income Tax Expense | 171.6 | 162.6 | 143.1 | 152.1 | 139.9 | 179.8 | 128.8 | 130.2 | 119.1 | 182.6 | 106.4 | 139.4 | 144.2 | 163.1 | 188.7 | ||||
| Per Share | |||||||||||||||||||
| EPS Basic | 10.16 | 9.17 | 8.14 | 8.02 | 7.68 | 8.95 | 6.19 | 7.03 | 6.63 | 5.11 | 3.53 | 4.22 | 4.23 | 4.61 | 5.15 | 4.18 | |||
| Supplementary Data | |||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | 2.4 | 2.7 | 2.7 | 2.7 | 2.7 | 2.9 | 2.9 | 2.9 | 3.0 | 3.5 | 3.5 | 3.5 | 3.4 | 3.7 | 3.9 | 4.0 | 4.0 | |||||||||||||||||||||||
| Other Operating Expenses | 143.0 | 138.3 | 143.4 | 139.8 | 133.3 | 137.0 | 134.2 | 145.6 | 137.7 | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 615.9 | 625.8 | 644.5 | 642.4 | 618.6 | 639.1 | 680.3 | 671.8 | 645.2 | 638.3 | 617.0 | 570.4 | 516.7 | 451.6 | 363.2 | 294.2 | 283.1 | 292.3 | 293.5 | 295.9 | 298.2 | 319.0 | 294.7 | 306.4 | 348.9 | 369.9 | 395.2 | 390.8 | 376.1 | 365.6 | 303.2 | 294.2 | 265.4 | 255.8 | 255.4 | 235.2 | 226.4 | 215.7 | 209.3 | 202.3 |
| Interest Expense | - | - | - | - | - | - | - | 375.8 | 351.6 | 341.6 | 316.1 | 248.1 | 164.4 | 99.0 | 46.8 | 20.2 | 14.7 | 15.3 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 199.7 | 228.5 | 176.6 | 180.8 | 154.8 | 175.4 | 173.3 | 211.0 | 106.9 | 111.5 | 167.7 | 195.6 | 208.4 | 216.3 | 196.3 | 169.0 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 43.9 | 51.2 | 35.7 | 40.7 | 35.0 | 39.3 | 33.3 | 47.3 | 23.2 | 29.0 | 33.3 | 44.0 | 45.9 | 47.9 | 39.7 | 36.1 | 16.2 | 34.8 | 54.1 | 48.5 | 42.4 | 45.1 | 50.6 | 15.8 | 17.3 | 30.3 | 32.4 | 37.6 | 30.0 | 20.1 | 34.7 | 33.3 | 30.9 | 54.3 | 42.4 | 47.7 | 38.1 | 22.5 | 32.0 | 30.5 |
| Net Income From Continuing Ops | 155.7 | 177.3 | 140.9 | 140.1 | 119.8 | 136.2 | 140.0 | 163.7 | 83.7 | 82.5 | 134.5 | 151.6 | 162.5 | 168.4 | 156.6 | 132.9 | 62.5 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 155.7 | 177.3 | 140.9 | 140.1 | 119.8 | 136.2 | 140.0 | 163.7 | 83.7 | 82.5 | 134.5 | 151.6 | 162.5 | 168.4 | 156.6 | 132.9 | 62.5 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 155.8 | 177.3 | 140.9 | 140.0 | 119.8 | 136.2 | 140.0 | 163.7 | 83.7 | 82.6 | 134.5 | 151.3 | 162.4 | 168.4 | 156.5 | 132.8 | ||||||||||||||||||||||||
| Less: Minority Interest | (0.0) | (0.0) | (0.0) | 0.1 | (0.0) | 0.0 | (0.0) | 0.0 | (0.0) | (0.1) | (0.0) | 0.3 | 0.1 | (0.0) | 0.1 | 0.0 | (0.0) | |||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 154.7 | 177.6 | 139.4 | 138.5 | 118.5 | 134.8 | 138.6 | 162.1 | 83.0 | 81.9 | 133.4 | 150.1 | 161.1 | 167.2 | 155.3 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 2.58 | - | 2.22 | 2.19 | 1.86 | - | 2.18 | 2.54 | 1.29 | - | 2.04 | 2.27 | 2.43 | - | 2.32 | 1.96 | 0.91 | - | 2.74 | 2.40 | 2.10 | - | 2.19 | 0.92 | 0.88 | - | 2.00 | 1.93 | 1.54 | - | 1.79 | 1.75 | 1.61 | - | 1.31 | 1.35 | 1.35 | - | 1.13 | 1.00 |
| EPS Diluted | 2.58 | - | 2.22 | 2.19 | 1.86 | - | 2.18 | 2.54 | 1.29 | - | 2.04 | 2.27 | 2.43 | - | 2.32 | 1.96 | 0.91 | - | ||||||||||||||||||||||
| Shares Basic | 60.0 | - | 62.8 | 63.2 | 63.5 | - | 63.5 | 63.7 | 64.3 | - | 65.5 | 66.0 | 66.3 | - | 67.0 | 67.5 | 67.8 | - | ||||||||||||||||||||||
| Shares Diluted | 60.0 | - | 62.8 | 63.2 | 63.5 | - | 63.5 | 63.7 | 64.3 | - | 65.5 | 66.0 | 66.3 | - | 67.0 | 67.5 | 67.8 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 74.4 | 68.5 | 68.7 | 68.4 | 63.4 | 54.3 | 51.6 | 51.2 | 47.7 | 40.0 | 34.0 | 33.0 | 30.0 | 33.0 | 32.0 | 33.0 | 33.0 | - |
| Amortization of Intangibles | 10.4 | 10.6 | 11.6 | 13.9 | 15.7 | 18.3 | 20.4 | 20.6 | 9.6 | 6.8 | 6.9 | 4.4 | 4.0 | 3.4 | 2.9 | 3.6 | 5.3 | 7.0 | 7.7 |
| Other Operating Expenses | 564.5 | 554.9 | 554.5 | 566.3 | 493.6 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| 813.1 |
| 851.1 |
| 914.6 |
| 1,061.6 |
| Interest Expense | - | - | - | 1,070.3 | 180.7 | 61.9 | 160.6 | 419.1 | 243.6 | 131.1 | 81.9 | 63.5 | 67.0 | 70.9 | 87.3 | 120.1 | 142.0 | 204.2 | 414.8 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 785.5 | 740.6 | 666.6 | 683.2 | 660.2 | 796.1 | 563.9 | 630.9 | 565.5 | 518.3 | 338.7 | 431.6 | 439.6 | 482.0 | 542.9 | 448.3 | 371.7 | 310.7 | 210.6 |
| 158.5 |
| 123.4 |
| 106.7 |
| 64.9 |
| Net Income From Continuing Ops | 613.9 | 578.0 | 523.6 | 531.1 | 520.3 | 616.3 | 435.1 | 500.7 | 446.4 | 335.7 | 232.3 | 292.3 | 295.5 | 318.9 | 354.1 | 289.8 | 248.3 | 204.0 | 145.7 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 613.9 | 578.0 | 523.6 | 531.1 | 520.3 | 616.3 | 435.1 | 500.7 | 446.4 | 335.7 | 232.3 | 292.3 | 295.5 | 318.9 | 354.1 | 289.8 | 248.3 | 204.0 | 145.7 |
| Net Income Attributable To Parent | 614.0 | 578.0 | 523.6 | 530.7 | 520.3 | 618.1 | 435.0 | 500.8 | 445.6 | 334.6 | 232.7 | 288.6 | 292.4 | 316.6 | 351.2 | 285.9 | 246.8 | 200.6 | 153.2 |
| Less: Minority Interest | (0.1) | (0.0) | (0.0) | 0.4 | 0.0 | (1.8) | 0.0 | (0.1) | 0.8 | 1.0 | (0.4) | 3.7 | 3.0 | 2.3 | 2.9 | 3.9 | 1.5 | 3.4 | (7.6) |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income To Common Shareholders | 610.2 | 574.0 | 518.6 | 526.5 | 516.5 | 613.8 | 432.4 | 497.5 | 441.9 | 331.1 | 229.8 | 285.2 | 289.2 | 313.2 | 348.7 | 283.7 | 245.2 | 199.8 | 153.2 |
| 3.63 |
| 2.96 |
| 2.27 |
| EPS Diluted | 10.16 | 9.17 | 8.14 | 8.02 | 7.68 | 8.95 | 6.19 | 7.03 | 6.63 | 5.11 | 3.53 | 4.21 | 4.22 | 4.59 | 5.13 | 4.17 | 3.61 | 2.96 | 2.27 |
| Shares Basic | 60.0 | 62.6 | 63.7 | 65.7 | 67.2 | 68.6 | 69.8 | 70.8 | 66.6 | 64.7 | 65.1 | 67.6 | 68.4 | 68.0 | 67.7 | 67.8 | 67.6 | 67.4 | 67.3 |
| Shares Diluted | 60.0 | 62.6 | 63.7 | 65.7 | 67.2 | 68.6 | 69.8 | 70.8 | 66.7 | 64.8 | 65.1 | 67.7 | 68.5 | 68.2 | 68.0 | 68.0 | 67.8 | 67.5 | 67.5 |
| - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
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| - |
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| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 4.4 |
| 4.5 |
| 4.6 |
| 4.8 |
| 5.1 |
| 5.1 |
| 5.2 |
| 5.1 |
| 5.2 |
| 5.1 |
| 5.1 |
| 5.2 |
| 5.3 |
| 1.6 |
| 1.4 |
| 1.3 |
| 1.4 |
| 1.7 |
| 1.8 |
| 1.8 |
| 1.6 |
| 1.5 |
| 2.6 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 13.2 |
| 15.6 |
| 17.8 |
| 21.8 |
| 22.9 |
| 28.3 |
| 87.6 |
| 99.6 |
| 116.1 |
| 105.4 |
| 98.0 |
| 79.9 |
| 62.4 |
| 55.6 |
| 45.7 |
| 38.9 |
| 37.0 |
| 30.0 |
| 25.2 |
| 21.5 |
| 21.5 |
| 19.7 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 78.6 |
| 152.0 |
| 241.8 |
| 215.6 |
| 186.7 |
| 199.8 |
| 204.6 |
| 80.1 |
| 79.3 |
| 141.0 |
| 174.3 |
| 175.4 |
| 140.2 |
| 128.5 |
| 152.2 |
| 148.5 |
| 136.3 |
| 126.7 |
| 128.2 |
| 136.6 |
| 126.8 |
| 72.4 |
| 107.1 |
| 96.8 |
| 117.2 |
| 187.7 |
| 167.1 |
| 144.3 |
| 154.7 |
| 154.1 |
| 64.3 |
| 62.0 |
| 110.8 |
| 141.9 |
| 137.8 |
| 110.3 |
| 108.4 |
| 117.5 |
| 115.2 |
| 105.3 |
| 72.4 |
| 85.8 |
| 88.9 |
| 88.7 |
| 49.9 |
| 75.1 |
| 66.3 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 117.2 |
| 187.7 |
| 167.1 |
| 144.3 |
| 154.7 |
| 154.1 |
| 64.3 |
| 62.0 |
| 110.8 |
| 141.9 |
| 137.8 |
| 110.3 |
| 108.4 |
| 117.5 |
| 115.2 |
| 105.3 |
| 72.4 |
| 85.8 |
| 88.9 |
| 88.7 |
| 49.9 |
| 75.1 |
| 66.3 |
| 62.5 |
| 117.3 |
| 188.3 |
| 166.4 |
| 146.1 |
| 154.2 |
| 154.0 |
| 64.7 |
| 62.1 |
| 110.4 |
| 142.2 |
| 137.6 |
| 110.6 |
| 108.5 |
| 117.3 |
| 114.4 |
| 105.6 |
| 72.5 |
| 85.6 |
| 88.1 |
| 88.4 |
| 50.0 |
| 74.3 |
| 65.8 |
| (0.1) |
| (0.6) |
| 0.7 |
| (1.8) |
| 0.5 |
| 0.1 |
| (0.4) |
| (0.1) |
| 0.4 |
| (0.4) |
| 0.2 |
| (0.3) |
| (0.1) |
| 0.3 |
| 0.8 |
| (0.2) |
| (0.1) |
| 0.1 |
| 0.7 |
| 0.3 |
| - |
| 0.8 |
| 0.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 131.9 |
| 62.0 |
| 116.5 |
| 187.0 |
| 165.3 |
| 145.1 |
| 153.3 |
| 153.1 |
| 64.3 |
| 61.7 |
| 109.7 |
| 141.4 |
| 136.7 |
| 109.8 |
| 107.7 |
| 116.3 |
| 113.4 |
| 104.5 |
| 71.7 |
| 84.8 |
| 87.2 |
| 87.4 |
| 49.4 |
| 73.4 |
| 65.0 |
| 2.74 |
| 2.40 |
| 2.10 |
| - |
| 2.19 |
| 0.92 |
| 0.88 |
| - |
| 2.00 |
| 1.93 |
| 1.54 |
| - |
| 1.79 |
| 1.75 |
| 1.61 |
| - |
| 1.31 |
| 1.35 |
| 1.35 |
| - |
| 1.13 |
| 1.00 |
| 68.4 |
| 68.8 |
| 69.1 |
| - |
| 69.9 |
| 69.9 |
| 70.1 |
| - |
| 70.6 |
| 70.9 |
| 71.4 |
| - |
| 64.9 |
| 64.9 |
| 64.8 |
| - |
| 64.7 |
| 64.7 |
| 64.7 |
| - |
| 65.1 |
| 65.2 |
| 68.4 |
| 68.8 |
| 69.1 |
| - |
| 69.9 |
| 69.9 |
| 70.1 |
| - |
| 70.6 |
| 70.9 |
| 71.4 |
| - |
| 64.9 |
| 64.9 |
| 64.9 |
| - |
| 64.8 |
| 64.8 |
| 64.8 |
| - |
| 65.2 |
| 65.3 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |