| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | |||||||||||
| Operating Income | ||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||
| Interest Income | 579.0 | 572.2 | 565.9 | 479.5 | 301.6 | 248.9 | 239.2 | 264.8 | 207.0 | 136.8 | 98.4 | 83.3 |
| Interest Expense | - | - | ||||||||||
| Tax & Net | ||||||||||||
| Income Tax Expense | 46.1 | 43.2 | 40.3 | 37.8 | 26.7 | 31.4 | 14.2 | 20.3 | 14.2 | 19.1 | (61.2) | 0.3 |
| Net Income From Continuing Ops | 139.4 | |||||||||||
| Per Share | ||||||||||||
| EPS Basic | 3.12 | 2.90 | 2.78 | 2.69 | 2.37 | 2.45 | 0.96 | 1.51 | 1.21 | 0.39 | 3.31 | (0.86) |
| EPS Diluted | 3.09 | 2.89 | ||||||||||
| Supplementary Data | ||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | |||||||||
| - |
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| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | |||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Amortization of Intangibles | 1.2 | 1.5 | 1.5 | 1.5 | 1.1 | 1.3 | 1.3 | 1.3 | 1.3 | 1.6 | 1.6 | 1.5 | 1.5 | 1.6 | 1.6 | 1.9 | 1.6 | ||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Operating Income | |||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | |||||||||||||||||||||||||||||||||||||||
| Interest Income | 141.7 | 144.2 | 148.6 | 144.5 | 134.9 | 139.6 | 146.4 | 141.6 | 138.3 | 135.6 | 136.6 | 107.3 | 100.0 | 93.3 | 79.9 | 66.5 | 61.8 | 64.7 | 62.8 | 61.3 | 60.2 | 59.9 | 58.2 | 57.9 | 63.2 | 65.9 | 71.0 | 66.8 | 61.1 | 62.9 | 61.1 | 44.8 | 38.1 | 36.0 | 35.0 | 33.3 | 32.5 | 22.7 | 22.1 |
| Interest Expense | - | - | - | - | - | - | - | 55.0 | 52.8 | 49.3 | 44.1 | 31.1 | 24.3 | 17.2 | 11.0 | 4.9 | 3.1 | 3.0 | |||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Pre-Tax Income | 49.7 | 46.9 | 49.9 | 38.9 | 37.5 | 40.4 | 40.0 | 40.1 | 40.6 | 40.0 | 38.1 | 35.3 | 32.2 | 29.5 | 30.5 | 26.1 | 28.6 | ||||||||||||||||||||||
| Tax & Net | |||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 12.1 | 12.4 | 12.7 | 8.8 | 9.2 | 10.0 | 9.7 | 10.4 | 10.1 | 10.4 | 9.9 | 9.2 | 8.3 | 6.7 | 7.9 | 5.8 | 6.3 | 5.9 | 8.5 | 9.7 | 7.4 | 4.2 | 5.3 | 3.7 | 1.1 | 4.5 | 5.9 | 5.1 | 4.8 | 6.5 | 5.4 | 1.1 | 1.3 | 11.9 | (1.4) | 4.1 | 4.5 | 0.0 | 0.0 |
| Net Income From Continuing Ops | 37.6 | 34.5 | 37.2 | 30.1 | 28.2 | 30.3 | 30.3 | 29.7 | 30.4 | 29.6 | 28.2 | 26.1 | 23.9 | 22.7 | 22.7 | 20.3 | 22.3 | ||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Net Income | 37.6 | 34.5 | 37.2 | 30.1 | 28.2 | 30.3 | 30.3 | 29.7 | 30.4 | 29.6 | 28.2 | 26.1 | 23.9 | 22.7 | 22.7 | 20.3 | 22.3 | ||||||||||||||||||||||
| Net Income Attributable To Parent | 37.6 | 34.5 | 37.2 | 30.1 | 28.2 | 30.3 | 30.3 | 29.7 | 30.4 | 29.6 | 28.2 | 26.1 | 23.9 | 22.7 | 22.7 | 20.3 | |||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | ||||||||||||||||||||||
| Net Income To Common Shareholders | 37.6 | 34.5 | 37.2 | 30.1 | 28.2 | 30.3 | 30.3 | 29.7 | 30.4 | 29.6 | 28.2 | 26.1 | 23.9 | 22.7 | 22.7 | ||||||||||||||||||||||||
| Per Share | |||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.84 | - | 0.82 | 0.66 | 0.65 | - | 0.70 | 0.68 | 0.70 | - | 0.66 | 0.70 | 0.65 | - | 0.61 | 0.55 | 0.60 | - | 0.68 | 0.75 | 0.57 | - | 0.34 | 0.24 | 0.07 | - | 0.40 | 0.35 | 0.34 | - | 0.40 | 0.08 | 0.22 | - | 0.33 | (0.18) | 0.26 | 0.08 | 0.13 |
| EPS Diluted | 0.83 | - | 0.82 | 0.66 | 0.64 | - | 0.69 | 0.68 | 0.70 | - | 0.65 | 0.70 | 0.64 | - | 0.61 | 0.54 | 0.58 | - | |||||||||||||||||||||
| Shares Basic | 44.7 | - | 45.1 | 45.3 | 43.8 | - | 43.5 | 43.4 | 43.3 | - | 43.0 | 37.0 | 37.0 | - | 36.9 | 37.1 | 37.1 | - | |||||||||||||||||||||
| Shares Diluted | 45.0 | - | 45.4 | 45.5 | 44.3 | - | 44.0 | 43.7 | 43.7 | - | 43.5 | 37.3 | 37.5 | - | 37.4 | 37.6 | 38.0 | - | |||||||||||||||||||||
| Supplementary Data | |||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||
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| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - |
| Amortization of Intangibles | 5.7 | 5.6 | 5.4 | 6.0 | 6.7 | 7.1 | 7.6 | 7.7 | 5.6 | 3.1 | 3.0 | 3.0 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| 148.9 |
| 36.2 |
| 12.5 |
| 24.3 |
| 48.5 |
| 28.3 |
| 13.9 |
| 7.7 |
| 6.6 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 185.5 | 173.3 | 161.1 | 145.7 | 114.7 | 124.2 | 51.7 | 77.3 | 55.4 | 40.8 | 5.5 | (14.7) |
| 130.1 |
| 120.8 |
| 107.9 |
| 88.0 |
| 92.8 |
| 37.5 |
| 57.0 |
| 41.2 |
| 21.7 |
| 66.7 |
| (15.0) |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 139.4 | 130.1 | 120.8 | 107.9 | 88.0 | 92.8 | 37.5 | 57.0 | 41.2 | 21.7 | 66.7 | (15.0) |
| Net Income Attributable To Parent | 139.4 | 130.1 | 120.8 | 107.9 | 88.0 | 92.8 | 37.5 | 57.0 | 41.2 | 21.7 | 66.7 | (15.0) |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | 0.0 | 0.0 | 0.2 | 0.8 | 0.8 | 0.8 | 0.8 | 11.3 | - | - |
| Net Income To Common Shareholders | 139.4 | 130.1 | 120.8 | 107.9 | 87.8 | 92.0 | 36.7 | 56.2 | 40.4 | 10.4 | 66.7 | (15.0) |
| 2.75 |
| 2.67 |
| 2.34 |
| 2.40 |
| 0.96 |
| 1.48 |
| 1.18 |
| 0.38 |
| 3.27 |
| (0.86) |
| Shares Basic | 44.7 | 44.8 | 43.4 | 40.0 | 37.0 | 37.6 | 38.0 | 37.3 | 33.3 | 27.0 | 20.1 | 17.3 |
| Shares Diluted | 45.0 | 45.1 | 43.9 | 40.4 | 37.5 | 38.4 | 38.3 | 38.0 | 34.2 | 27.5 | 20.4 | 17.3 |
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| 1.7 |
| 1.7 |
| 1.8 |
| 1.7 |
| 1.9 |
| 1.9 |
| 1.9 |
| 1.9 |
| 2.0 |
| 2.0 |
| 2.0 |
| 1.8 |
| 1.8 |
| 1.9 |
| 1.1 |
| 0.8 |
| 0.8 |
| 0.8 |
| 0.8 |
| 0.8 |
| 0.7 |
| 0.7 |
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| 2.9 |
| 3.1 |
| 3.5 |
| 3.9 |
| 4.7 |
| 5.3 |
| 10.3 |
| 12.0 |
| 13.2 |
| 12.3 |
| 11.0 |
| 9.6 |
| 8.5 |
| 5.8 |
| 4.4 |
| 3.8 |
| 3.6 |
| 3.5 |
| 3.0 |
| 1.8 |
| 1.7 |
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| 23.1 |
| 33.8 |
| 38.2 |
| 29.2 |
| 16.5 |
| 18.3 |
| 12.9 |
| 4.0 |
| 20.3 |
| 21.3 |
| 18.3 |
| 17.4 |
| 23.6 |
| 19.9 |
| 3.8 |
| 8.1 |
| 11.1 |
| 8.4 |
| 10.2 |
| 11.1 |
| 1.6 |
| 2.6 |
| 17.2 |
| 25.3 |
| 28.5 |
| 21.8 |
| 12.3 |
| 13.1 |
| 9.1 |
| 3.0 |
| 15.9 |
| 15.3 |
| 13.2 |
| 12.6 |
| 17.1 |
| 14.5 |
| 2.8 |
| 6.8 |
| (0.8) |
| 9.8 |
| 6.1 |
| 6.6 |
| 1.6 |
| 2.6 |
| - |
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| 17.2 |
| 25.3 |
| 28.5 |
| 21.8 |
| 12.3 |
| 13.1 |
| 9.1 |
| 3.0 |
| 15.9 |
| 15.3 |
| 13.2 |
| 12.6 |
| 17.1 |
| 14.5 |
| 2.8 |
| 6.8 |
| (0.8) |
| 9.8 |
| 6.1 |
| 6.6 |
| 1.6 |
| 2.6 |
| 22.3 |
| 17.2 |
| 25.3 |
| 28.5 |
| 21.8 |
| 12.3 |
| 13.1 |
| 9.1 |
| 3.0 |
| 15.9 |
| 15.3 |
| 13.2 |
| 12.6 |
| 17.1 |
| 14.5 |
| 2.8 |
| 6.8 |
| (0.8) |
| 9.8 |
| 6.1 |
| 6.6 |
| 1.6 |
| 2.6 |
| - |
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| - |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 10.7 |
| 0.2 |
| - |
| - |
| 20.3 |
| 22.1 |
| 17.0 |
| 25.1 |
| 28.3 |
| 21.6 |
| 12.1 |
| 12.9 |
| 8.9 |
| 2.8 |
| 15.7 |
| 15.1 |
| 13.0 |
| 12.4 |
| 16.9 |
| 14.3 |
| 2.6 |
| 6.6 |
| (1.0) |
| 9.6 |
| (4.6) |
| 6.4 |
| 1.6 |
| 2.6 |
| 0.66 |
| 0.73 |
| 0.56 |
| - |
| 0.34 |
| 0.24 |
| 0.07 |
| - |
| 0.39 |
| 0.34 |
| 0.34 |
| - |
| 0.39 |
| 0.08 |
| 0.22 |
| - |
| 0.32 |
| (0.18) |
| 0.25 |
| 0.08 |
| 0.13 |
| 37.2 |
| 38.0 |
| 38.2 |
| - |
| 38.1 |
| 37.9 |
| 37.9 |
| - |
| 37.8 |
| 37.3 |
| 36.2 |
| - |
| 36.0 |
| 31.6 |
| 29.3 |
| - |
| 29.2 |
| 24.7 |
| 24.6 |
| 19.5 |
| 19.5 |
| 38.0 |
| 38.7 |
| 38.9 |
| - |
| 38.2 |
| 38.0 |
| 38.7 |
| - |
| 38.5 |
| 37.9 |
| 36.9 |
| - |
| 37.0 |
| 32.6 |
| 29.9 |
| - |
| 29.8 |
| 24.7 |
| 25.1 |
| 19.8 |
| 19.7 |
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