Name: CFR Income Statement - Cullen/frost Bankers Revenue & EPS | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Revenue, Cost of Revenue, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS Basic, EPS Diluted

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CFR - Cullen/frost Bankers, Inc.

USD | NYSE | Financial Services

CFR Income Statement - Cullen/frost Bankers Revenue & EPS | Ledgeburg

(in millions of USD, except per-share data)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q4 FY 20	Q3 FY 20	Q2 FY 20	Q1 FY 20	Q4 FY 19	Q3 FY 19	Q2 FY 19	Q1 FY 19	Q4 FY 18	Q3 FY 18	Q2 FY 18	Q1 FY 18	Q4 FY 17	Q3 FY 17	Q2 FY 17	Q1 FY 17	Q4 FY 16	Q3 FY 16	Q2 FY 16
Revenues
Revenues	574.8	580.9	567.3	546.9	540.2	536.3	518.0	507.9	501.4	501.9	491.4	488.8	505.1	504.1	455.4	386.1

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD, except per-share data)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009
Revenues
Revenues	2,269.9	2,235.2	2,063.7	1,987.2	1,696.1	1,371.6	1,441.5	1,367.9	1,309.2	1,202.9	1,126.0	1,065.4	1,007.1	923.4	893.6	871.8	-	-
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Non-Operating
Interest Income	2,413.6	2,420.7	2,390.6	2,217.7	1,475.7	1,008.8	1,021.0	1,133.8	1,051.2	892.9	788.4	749.5	701.5	642.5	631.6
Tax & Net
Income Tax Expense	126.4	123.1	113.4	114.4	89.7	46.5	20.2	55.9	53.8	44.2	37.2	40.5	58.0	53.0	70.5
Per Share
EPS Basic	10.49	9.92	8.88	9.11	8.84	6.79	5.11	6.89	6.97	5.56	4.73	4.31	4.32	3.82	3.87	3.55
Supplementary Data
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling & Marketing	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	22.2	-	-	-	21.9	-	-	-	20.2	-	-	-	18.5	-	-	-
Amortization of Intangibles	-	-	-	-	-	-	-	-	-	-	-	0.1	0.1	0.1	0.1	0.1	0.1
Other Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Non-Operating
Interest Income	578.0	613.6	620.1	602.0	585.1	600.7	608.2	596.3	585.5	579.1	561.1	542.3	535.2	504.5	408.3	306.6	256.3	246.9	252.2	263.0	246.6	248.9	251.2	255.0	266.0	278.1	286.3	288.1	281.3	281.2	268.7	258.0	243.3	234.3	227.6	219.3	211.8	204.9	197.5	193.5
Interest Expense	139.4	-	178.5	172.4	168.9	-	203.8	199.6	195.4	190.9	175.7	157.1	135.4	106.1	52.8	18.4	7.2
Income From Equity Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Non-Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pre-Tax Income	202.4	198.0	208.0	186.6	179.1	184.0	175.2	175.2	161.6	120.7	187.0	193.9	210.8	219.8	197.5	139.8

Tax & Net
Income Tax Expense	31.4	31.7	33.6	29.6	28.2	29.2	28.7	29.7	25.9	18.1	31.3	31.7	33.2	28.7	27.7	20.7	12.6	10.1	13.3	15.1	7.9	8.6	9.5	(1.3)	3.3	13.5	13.5	14.9	14.0	13.6	15.2	13.8	11.2	9.1	9.9	13.8	11.4	8.5	10.9	8.4
Net Income From Continuing Ops	171.0	166.3	174.4	157.0	150.9	154.9	146.5	145.5	135.7	102.6	155.7	162.1	177.7	191.2	169.8	119.1	99.1
Net Income From Discontinued Ops	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	171.0	166.3	174.4	157.0	150.9	154.9	146.5	145.5	135.7	102.6	155.7	162.1	177.7	191.2	169.8	119.1	99.1
Net Income Attributable To Parent	171.0	166.3	174.4	157.0	150.9	154.9	146.5	145.5	135.7	102.6	155.7	162.1	177.7	191.2	169.8	119.1
Less: Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Less: Preferred Dividends	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7	1.7
Net Income To Common Shareholders	169.3	164.6	172.7	155.3	149.3	153.2	144.8	143.8	134.0	100.9	154.0	160.4	176.0	189.5	168.1

Per Share
EPS Basic	2.65	-	2.67	2.39	2.30	-	2.24	2.21	2.06	-	2.38	2.47	2.71	-	2.60	1.82	1.51	-	1.66	1.81	1.78	-	1.50	1.47	0.75	-	1.74	1.73	1.80	-	1.80	1.70	1.63	-	1.43	1.30	1.29	-	1.24	1.12
EPS Diluted	2.65	-	2.67	2.39	2.30	-	2.24	2.21	2.06	-	2.38	2.47	2.70	-	2.59	1.81	1.50	-
Shares Basic	63.1	-	64.1	64.3	64.3	-	64.0	64.2	64.2	-	64.1	64.2	64.4	-	64.2	64.1	64.1	-
Shares Diluted	63.1	-	64.1	64.4	64.3	-	64.1	64.3	64.4	-	64.2	64.4	64.6	-	64.5	64.5	64.5	-