| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | 314.0 | 314.0 | 314.0 | 0.3 | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 599.4 | 593.3 | 630.1 | 606.3 | 514.7 | 420.6 | 430.3 | 457.9 | 361.9 | 287.2 | 265.1 | 261.5 | 252.9 | 232.8 | 262.2 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 71.5 | 72.4 | 70.5 | 94.0 | 92.9 | 85.1 | 72.4 | 83.2 | 59.1 | 84.4 | 60.9 | 52.2 | 58.8 | 48.7 | 37.4 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 1.54 | 1.52 | 1.44 | 1.59 | 1.67 | 1.57 | 1.30 | 1.48 | 1.25 | 0.95 | 0.94 | 0.93 | 0.98 | 0.91 | 0.74 | 0.77 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | 318.7 | 319.9 | 320.6 | 7.2 | - | - | - | - | - | - | - | - | - | - | - | ||
| - |
| - |
| - |
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| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | 0.9 | 0.9 | 1.0 | 1.2 | 1.2 | 1.2 | 1.3 | 1.4 | 1.4 | 1.4 | 1.6 | 1.7 | 1.7 | 1.7 | 1.8 | 2.0 | 2.0 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 149.1 | 156.0 | 150.1 | 144.2 | 143.0 | 147.6 | 165.8 | 159.1 | 157.7 | 158.1 | 156.2 | 149.2 | 142.8 | 142.1 | 135.2 | 123.3 | 114.1 | 103.5 | 104.5 | 107.0 | 105.5 | 108.6 | 106.6 | 108.0 | 107.1 | 112.2 | 113.6 | 116.8 | 115.3 | 117.7 | 96.6 | 74.8 | 72.7 | 73.3 | 73.9 | 72.6 | 67.4 | 67.4 | 65.2 | 68.0 |
| Interest Expense | - | - | - | - | - | - | - | 48.2 | 45.2 | 38.7 | 32.9 | 29.7 | 17.1 | 4.7 | 1.9 | 1.3 | 1.3 | 1.1 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 68.6 | 74.4 | 69.0 | 68.8 | 69.5 | 68.0 | 67.6 | 68.8 | 66.8 | 74.6 | 80.6 | 77.7 | 82.5 | 92.9 | 89.9 | 82.1 | 63.4 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 17.5 | 19.3 | 16.4 | 18.2 | 18.4 | 17.2 | 16.4 | 18.7 | 18.2 | 26.1 | 22.7 | 21.9 | 23.3 | 26.8 | 25.3 | 23.1 | 17.8 | 19.1 | 19.9 | 20.5 | 25.6 | 20.4 | 19.4 | 17.2 | 15.3 | 19.3 | 20.6 | 22.3 | 21.1 | 16.8 | 15.0 | 13.8 | 13.6 | 32.4 | 18.9 | 17.0 | 16.0 | 16.2 | 15.9 | 15.3 |
| Net Income From Continuing Ops | 51.0 | 55.0 | 52.6 | 50.6 | 51.1 | 50.9 | 51.2 | 50.0 | 48.6 | 48.5 | 57.9 | 55.8 | 59.3 | 66.2 | 64.6 | 59.1 | 45.6 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 51.0 | 55.0 | 52.6 | 50.6 | 51.1 | 50.9 | 51.2 | 50.0 | 48.6 | 48.5 | 57.9 | 55.8 | 59.3 | 66.2 | 64.6 | 59.1 | 45.6 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 51.0 | 55.0 | 52.6 | 50.6 | 51.1 | 50.9 | 51.2 | 50.0 | 48.6 | 48.5 | 57.9 | 55.8 | 59.3 | 66.2 | 64.6 | 59.1 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 50.6 | 54.7 | 52.2 | 50.2 | 50.8 | 50.5 | 50.8 | 49.7 | 48.3 | 48.2 | 57.5 | 55.4 | 58.9 | 65.7 | 64.2 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.38 | - | 0.38 | 0.37 | 0.37 | - | 0.37 | 0.36 | 0.35 | - | 0.42 | 0.40 | 0.42 | - | 0.46 | 0.42 | 0.31 | - | 0.37 | 0.38 | 0.47 | - | 0.35 | 0.31 | 0.27 | - | 0.36 | 0.39 | 0.37 | - | 0.30 | 0.32 | 0.32 | - | 0.27 | 0.26 | 0.26 | - | 0.23 | 0.23 |
| EPS Diluted | 0.38 | - | 0.38 | 0.37 | 0.36 | - | 0.37 | 0.36 | 0.35 | - | 0.42 | 0.40 | 0.42 | - | 0.46 | 0.42 | 0.31 | - | ||||||||||||||||||||||
| Shares Basic | 134.8 | - | 136.8 | 137.0 | 139.0 | - | 138.7 | 138.6 | 138.4 | - | 138.3 | 138.3 | 138.6 | - | 138.9 | 139.7 | 144.7 | - | ||||||||||||||||||||||
| Shares Diluted | 134.9 | - | 137.2 | 137.2 | 139.3 | - | 138.8 | 138.7 | 138.6 | - | 138.5 | 138.4 | 139.0 | - | 139.3 | 140.1 | 145.0 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 4.7 | 5.9 | 6.6 | 6.9 | 6.4 | 6.9 | 6.8 | 6.5 | 4.9 | - | - | 0.6 | 2.4 | 7.5 | 9.6 | 10.5 | 9.9 |
| Amortization of Intangibles | 3.9 | 4.2 | 5.3 | 6.5 | 7.6 | 8.2 | 9.4 | 10.8 | 5.3 | 1.3 | 1.1 | 0.9 | 1.1 | 1.1 | 2.2 | 3.5 | 3.7 | 3.2 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 269.7 |
| 317.3 |
| 310.8 |
| Interest Expense | - | - | - | 118.3 | 9.2 | 6.1 | 14.3 | 22.1 | 12.8 | 8.3 | 8.0 | 8.6 | 16.4 | 16.5 | 25.3 | 35.0 | 58.0 | 88.5 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 280.7 | 281.7 | 271.2 | 315.4 | 328.3 | 297.6 | 249.5 | 291.1 | 211.1 | 188.8 | 162.3 | 151.4 | 162.8 | 144.3 | 114.7 | 120.8 | 86.7 | 89.2 |
| 39.1 |
| 23.8 |
| 23.8 |
| Net Income From Continuing Ops | 209.2 | 209.3 | 200.7 | 221.4 | 235.4 | 212.5 | 177.2 | 207.8 | 152.0 | 104.4 | 101.4 | 99.1 | 104.0 | 95.6 | 77.3 | 81.7 | 62.9 | 65.4 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 209.2 | 209.3 | 200.7 | 221.4 | 235.4 | 212.5 | 177.2 | 207.8 | 152.0 | 104.4 | 101.4 | 99.1 | 104.0 | 95.6 | 77.3 | 81.7 | 62.9 | 65.4 |
| Net Income Attributable To Parent | 209.2 | 209.3 | 200.7 | 221.4 | 235.4 | 212.5 | 177.2 | 207.8 | 152.0 | 104.4 | 101.4 | 99.1 | 104.0 | 95.6 | 77.3 | 81.7 | 62.9 | 65.4 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 12.8 |
| Net Income To Common Shareholders | 207.8 | 207.9 | 199.3 | 219.9 | 233.9 | 211.6 | 176.6 | 207.3 | 151.6 | 104.0 | 101.0 | 98.6 | 103.5 | 95.3 | 77.0 | 81.4 | 62.7 | 52.7 |
| 0.59 |
| 0.56 |
| EPS Diluted | 1.54 | 1.52 | 1.44 | 1.59 | 1.67 | 1.56 | 1.30 | 1.48 | 1.24 | 0.95 | 0.94 | 0.93 | 0.98 | 0.91 | 0.74 | 0.77 | 0.59 | 0.56 |
| Shares Basic | 134.8 | 136.8 | 138.4 | 138.3 | 139.7 | 135.2 | 136.0 | 139.8 | 121.7 | 109.4 | 107.3 | 105.7 | 105.2 | 104.7 | 104.4 | 105.1 | 105.9 | 93.0 |
| Shares Diluted | 134.9 | 137.1 | 138.6 | 138.5 | 140.0 | 135.4 | 136.2 | 139.9 | 122.0 | 109.8 | 107.7 | 106.2 | 105.8 | 105.1 | 104.7 | 105.2 | 106.1 | 93.1 |
| - |
| - |
| EBIT | - | 314.0 | 314.0 | 314.0 | 0.3 | - | - | - | - | - | - | - | - | - | - | - | - | - |
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| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 1.9 |
| 2.0 |
| 2.2 |
| 2.2 |
| 2.2 |
| 2.3 |
| 2.4 |
| 2.4 |
| 2.5 |
| 2.6 |
| 2.8 |
| 2.9 |
| 2.9 |
| 1.7 |
| 0.3 |
| 0.3 |
| - |
| 0.3 |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
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| - |
| - |
| 1.2 |
| 1.6 |
| 2.1 |
| 2.8 |
| 3.3 |
| 3.4 |
| 4.8 |
| 5.2 |
| 5.4 |
| 5.7 |
| 5.7 |
| 4.7 |
| 3.8 |
| 2.1 |
| 2.2 |
| 2.0 |
| 2.1 |
| 2.1 |
| 2.0 |
| 1.9 |
| 2.0 |
| 2.1 |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| 66.8 |
| 69.7 |
| 71.7 |
| 89.5 |
| 70.5 |
| 66.9 |
| 58.8 |
| 53.3 |
| 70.6 |
| 71.0 |
| 76.7 |
| 72.7 |
| 59.9 |
| 53.6 |
| 49.1 |
| 48.5 |
| 50.3 |
| 48.6 |
| 45.4 |
| 44.5 |
| 43.3 |
| 41.3 |
| 40.8 |
| 47.7 |
| 49.8 |
| 51.2 |
| 63.9 |
| 50.1 |
| 47.5 |
| 41.6 |
| 38.0 |
| 51.3 |
| 50.4 |
| 54.5 |
| 51.6 |
| 43.2 |
| 38.6 |
| 35.4 |
| 34.9 |
| 17.9 |
| 29.7 |
| 28.4 |
| 28.5 |
| 27.1 |
| 25.4 |
| 25.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 47.7 |
| 49.8 |
| 51.2 |
| 63.9 |
| 50.1 |
| 47.5 |
| 41.6 |
| 38.0 |
| 51.3 |
| 50.4 |
| 54.5 |
| 51.6 |
| 43.2 |
| 38.6 |
| 35.4 |
| 34.9 |
| 17.9 |
| 29.7 |
| 28.4 |
| 28.5 |
| 27.1 |
| 25.4 |
| 25.5 |
| 45.6 |
| 47.7 |
| 49.8 |
| 51.2 |
| 63.9 |
| 50.1 |
| 47.5 |
| 41.6 |
| 38.0 |
| 51.3 |
| 50.4 |
| 54.5 |
| 51.6 |
| 43.2 |
| 38.6 |
| 35.4 |
| 34.9 |
| 17.9 |
| 29.7 |
| 28.4 |
| 28.5 |
| 27.1 |
| 25.4 |
| 25.5 |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 58.7 |
| 45.3 |
| 47.5 |
| 49.5 |
| 50.9 |
| 63.6 |
| 49.9 |
| 47.3 |
| 41.5 |
| 37.9 |
| 51.2 |
| 50.3 |
| 54.3 |
| 51.5 |
| 43.0 |
| 38.5 |
| 35.3 |
| 34.8 |
| 17.8 |
| 29.6 |
| 28.3 |
| 28.4 |
| 27.0 |
| 25.4 |
| 25.4 |
| 0.37 |
| 0.38 |
| 0.47 |
| - |
| 0.35 |
| 0.31 |
| 0.27 |
| - |
| 0.36 |
| 0.39 |
| 0.37 |
| - |
| 0.30 |
| 0.32 |
| 0.32 |
| - |
| 0.27 |
| 0.26 |
| 0.26 |
| - |
| 0.23 |
| 0.23 |
| 135.2 |
| 135.3 |
| 135.2 |
| - |
| 135.0 |
| 135.0 |
| 139.1 |
| - |
| 139.8 |
| 139.7 |
| 139.6 |
| - |
| 126.6 |
| 110.0 |
| 109.9 |
| - |
| 109.8 |
| 109.7 |
| 108.3 |
| - |
| 109.0 |
| 108.8 |
| 135.4 |
| 135.5 |
| 135.4 |
| - |
| 135.2 |
| 135.2 |
| 139.3 |
| - |
| 140.0 |
| 139.9 |
| 139.8 |
| - |
| 126.9 |
| 110.4 |
| 110.2 |
| - |
| 110.1 |
| 110.1 |
| 108.8 |
| - |
| 109.4 |
| 109.2 |
| - |
| - |
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