Name: ENVA Income Statement - Enova International Revenue & EPS | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Revenue, Cost of Revenue, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS Basic, EPS Diluted

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ENVA - Enova International, Inc.

USD | NYSE | Financial Services

ENVA Income Statement - Enova International Revenue & EPS | Ledgeburg

(in millions of USD, except per-share data)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q4 FY 20	Q3 FY 20	Q2 FY 20	Q1 FY 20	Q4 FY 19	Q3 FY 19	Q2 FY 19	Q1 FY 19	Q4 FY 18	Q3 FY 18	Q2 FY 18	Q1 FY 18	Q4 FY 17	Q3 FY 17	Q2 FY 17	Q1 FY 17	Q4 FY 16	Q3 FY 16	Q2 FY 16
Revenues
Revenues	875.1	839.4	802.7	764.0	745.5	729.6	689.9	628.4	609.9	583.6	551.4	499.4	483.3	486.2	456.2	408.0

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD, except per-share data)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012
Revenues
Revenues	3,281.3	3,151.7	2,657.8	2,117.6	1,736.1	1,207.9	1,083.7	1,174.8	972.6	728.9	745.6	652.6	809.8	765.3	660.9
Cost of Revenue	-	-	-	-	-	-	-	602.9	503.4	353.5	328.0	216.9	266.8	315.1	288.5
Gross Profit	-	-	-	-	-	-	-	571.9	469.2	375.4	417.6	435.7	543.1	450.3	372.5
Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income
Operating Income	774.6	739.4	584.8	422.1	384.0	413.1	357.8	248.2	175.5	116.2	121.5	124.4	215.0	142.6
Non-Operating
Interest Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax & Net
Income Tax Expense	96.3	92.6	61.7	52.1	65.2	80.1	57.2	42.1	5.3	2.1	22.8	26.5	64.8	43.6	34.0
Per Share
EPS Basic	13.13	12.25	7.78	5.71	6.42	7.05	11.85	1.09	2.06	0.87	1.04	1.33	3.38	2.36	1.78
EPS Diluted
Supplementary Data
EBITDA	815.3	781.3	625.0	460.3	420.9	448.4	377.5	263.3	189.7	129.5	137.0	142.8	233.7	159.7	127.4
EBIT

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling & Marketing	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
General & Administrative	47.8	47.1	39.7	40.5	42.5	38.0	38.9	39.7	39.9	49.1	37.7	36.2	37.2	35.1	37.2	33.7	34.5
Depreciation & Amortization	8.9	9.1	12.4	10.3	10.1	10.2	10.0	9.7	10.3	9.0	10.0	8.6	10.5	8.5	11.3	7.6
Amortization of Intangibles	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	321.9	315.2	263.9	257.4	254.3	257.8	246.6	225.1	215.1	227.5	215.9	187.8	176.6	184.9	195.7	175.1

Operating Income
Operating Income	207.1	186.6	196.8	184.1	171.9	155.2	153.7	145.1	130.8	97.5	103.7	111.6	109.3	105.2	98.5	89.5	90.7	80.7	86.2	122.7	123.5	120.1	122.0	86.6	29.1	59.6	57.5	58.2	73.0	32.9	37.8	43.1	61.7	15.2	27.7	35.2	38.1	32.7	28.1	28.8

Non-Operating
Interest Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	94.0	89.0	87.0	82.8	80.5	77.0	76.9	71.0	65.6	57.2	48.7	45.6	43.3	37.5	30.9	25.0	22.5	19.0
Income From Equity Investments	0.3	0.6	0.3	0.6	0.1	0.1	(16.6)	0.0	0.0	1.3	(0.0)	(1.1)	(0.0)	(0.1)	(0.1)	6.3
Other Non-Operating Income	-	0.0	0.0	(1.0)	0.0	0.0	(4.7)	(0.5)	(0.5)	(0.0)	(0.0)	(0.1)	(0.1)	-	(0.2)	(1.1)	-
Pre-Tax Income	112.9	98.8	110.2	101.1	91.0	77.4	55.5	73.6	64.7	41.6	55.2	64.8	65.6	66.9	67.6	69.8	68.3

Tax & Net
Income Tax Expense	21.8	19.8	29.9	24.9	18.1	13.7	12.1	19.7	16.2	6.9	13.9	16.6	14.7	16.0	15.9	17.4	15.8	12.5	16.7	23.2	27.7	26.4	9.7	18.1	3.0	10.3	10.4	9.4	12.0	2.8	(10.2)	5.3	7.3	(9.4)	(2.1)	6.4	7.2	5.8	4.3	5.1
Net Income From Continuing Ops	91.1	79.0	80.3	76.1	72.9	63.7	43.4	53.9	48.4	34.8	41.3	48.1	50.9	50.9	51.7	52.4	52.4
Net Income From Discontinued Ops	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	91.1	79.0	80.3	76.1	72.9	63.7	43.4	53.9	48.4	34.8	41.3	48.1	50.9	50.9	51.7	52.4	52.4
Net Income Attributable To Parent	91.1	79.0	80.3	76.1	72.9	63.7	43.4	53.9	48.4	34.8	41.3	48.1	50.9	50.9	51.7	52.4
Less: Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.1
Less: Preferred Dividends	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income To Common Shareholders	91.1	79.0	80.3	76.1	72.9	63.7	43.4	53.9	48.4	34.8	41.3	48.1	50.9	50.9	51.7

Per Share
EPS Basic	3.66	-	3.22	3.01	2.84	-	1.64	2.00	1.72	-	1.35	1.55	1.62	-	1.62	1.61	1.57	-	1.40	2.18	2.10	-	3.11	1.59	0.17	-	0.80	0.74	1.05	-	0.45	0.54	0.83	-	(0.10)	0.35	0.42	-	0.24	0.25
EPS Diluted	3.46	-	3.03	2.86	2.69	-	1.57	1.93	1.64	-	1.29	1.50	1.56	-	1.57	1.56	1.50	-
Shares Basic	24.9	-	25.0	25.3	25.7	-	26.4	26.9	28.2	-	30.6	31.1	31.3	-	31.9	32.5	33.4	-
Shares Diluted	26.3	-	26.5	26.6	27.1	-	27.7	27.9	29.5	-	31.9	32.2	32.7	-	33.0	33.5	34.9	-

Supplementary Data
EBITDA	216.0	195.7	209.1	194.5	182.0	165.4	163.8	154.8	141.1	106.6	113.7	120.2	119.8	113.7	109.8	97.1	100.3	93.1	95.1	130.2	130.1	128.4	125.8	90.6	32.8	63.6	60.9	61.9	76.9	35.8	41.5	46.9	65.6	18.1	31.2	38.6	41.6	36.3	31.9	33.0
EBIT	207.1	186.6	196.8	184.1	171.9	155.2	153.7	145.1	130.8	97.5	103.7	111.6	109.3	105.2	98.5	89.5	90.7	80.7	86.2