| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | 55.3 | 53.0 | 54.3 | 52.3 | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 4,317.1 | 4,293.4 | 4,193.2 | 3,693.8 | 2,321.2 | 1,618.7 | 1,595.0 | 1,882.3 | 1,651.7 | 1,325.1 | 1,137.5 | 1,053.8 | 1,153.7 | 1,068.7 | 1,051.1 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 399.0 | 400.3 | 316.3 | 298.6 | 283.6 | 183.4 | 118.0 | 169.9 | 115.0 | 229.5 | 140.5 | 194.0 | 101.1 | 153.8 | 143.9 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 10.09 | 9.58 | 8.39 | 8.23 | 7.98 | 6.16 | 3.99 | 4.63 | 4.86 | 3.50 | 3.00 | 2.67 | 2.42 | 2.10 | 1.92 | 1.62 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| - |
| - |
| - |
| - |
| - |
| - |
| 17.1 |
| 14.0 |
| 15.8 |
| 14.1 |
| 14.6 |
| 13.4 |
| 13.3 |
| 11.6 |
| 13.3 |
| 14.6 |
| 13.4 |
| 12.5 |
| 13.9 |
| 13.7 |
| 14.3 |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 62.4 | - | - | - | 49.4 | - | - | - | 51.6 | - | - | - | 32.6 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 1,055.5 | 1,072.9 | 1,129.7 | 1,059.0 | 1,031.8 | 1,059.3 | 1,075.9 | 1,034.4 | 1,023.6 | 990.4 | 961.8 | 906.1 | 835.5 | 761.2 | 628.2 | 499.8 | 432.0 | 422.7 | 415.3 | 399.3 | 381.4 | 381.3 | 365.7 | 398.8 | 449.2 | 467.2 | 476.9 | 474.8 | 463.3 | 457.3 | 422.2 | 400.3 | 371.9 | 359.8 | 339.9 | 322.8 | 302.7 | 302.1 | 280.3 | 278.9 |
| Interest Expense | - | - | - | - | - | - | - | 481.2 | 458.5 | 415.5 | 391.0 | 339.4 | 235.6 | 155.7 | 76.4 | 26.8 | 16.4 | 17.0 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 457.4 | 466.9 | 465.1 | 402.2 | 391.2 | 355.8 | 389.3 | 364.5 | 372.3 | 327.2 | 353.6 | 357.6 | 421.4 | 388.3 | 384.4 | 341.0 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 99.6 | 110.7 | 96.7 | 92.0 | 100.9 | 62.7 | 90.2 | 76.2 | 87.2 | 88.3 | 65.8 | 45.6 | 99.0 | 51.6 | 89.0 | 82.7 | 60.3 | 59.3 | 48.0 | 45.6 | 30.5 | 49.3 | 36.5 | 12.9 | 19.2 | 31.1 | 35.0 | 72.8 | 31.1 | 32.0 | 33.6 | 24.6 | 24.8 | 89.2 | 42.6 | 39.4 | 58.3 | 50.4 | 13.3 | 39.6 |
| Net Income From Continuing Ops | 357.8 | 356.3 | 368.4 | 310.3 | 290.3 | 293.1 | 299.2 | 288.2 | 285.1 | 239.0 | 287.7 | 312.0 | 322.4 | 336.8 | 295.3 | 258.3 | 237.7 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 357.8 | 356.3 | 368.4 | 310.3 | 290.3 | 293.1 | 299.2 | 288.2 | 285.1 | 239.0 | 287.7 | 312.0 | 322.4 | 336.8 | 295.3 | 258.3 | 237.7 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 357.8 | 356.3 | 368.4 | 310.3 | 290.3 | 293.1 | 299.2 | 288.2 | 285.1 | 239.0 | 287.7 | 312.0 | 322.4 | 336.8 | 295.3 | 258.3 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 357.8 | 356.3 | 368.4 | 310.3 | 290.3 | 293.1 | 299.2 | 288.2 | 285.1 | 239.0 | 287.7 | 312.0 | 322.4 | 336.8 | 295.3 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 2.59 | - | 2.68 | 2.25 | 2.10 | - | 2.16 | 2.07 | 2.04 | - | 2.03 | 2.21 | 2.28 | - | 2.10 | 1.83 | 1.67 | - | 1.59 | 1.58 | 1.45 | - | 1.13 | 0.70 | 1.00 | - | 1.18 | 1.03 | 1.13 | - | 1.18 | 1.19 | 1.29 | - | 0.92 | 0.82 | 1.18 | - | 0.76 | 0.72 |
| EPS Diluted | 2.57 | - | 2.65 | 2.24 | 2.08 | - | 2.14 | 2.06 | 2.03 | - | 2.02 | 2.20 | 2.27 | - | 2.08 | 1.81 | 1.66 | - | ||||||||||||||||||||||
| Shares Basic | 138.1 | - | 137.7 | 137.8 | 138.2 | - | 138.6 | 139.0 | 139.4 | - | 141.5 | 141.5 | 141.1 | - | 140.9 | 141.4 | 142.0 | - | ||||||||||||||||||||||
| Shares Diluted | 138.9 | - | 138.9 | 138.8 | 139.3 | - | 139.6 | 139.8 | 140.3 | - | 142.1 | 141.9 | 141.9 | - | 142.0 | 142.4 | 143.2 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 213.2 | 212.3 | 174.2 | 159.9 | 156.8 | 119.9 | 144.2 | 139.5 | 149.8 | 137.6 | 88.7 | 117.5 | 79.9 | 43.8 | (128.3) | (162.4) | (6.0) |
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | 6.9 | 8.1 | 9.2 | 10.2 | 9.4 | 10.9 | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 1,080.4 |
| 1,095.8 |
| 722.8 |
| Interest Expense | - | - | - | 1,381.6 | 275.4 | 87.2 | 217.8 | 414.5 | 265.2 | 140.1 | 104.8 | 103.4 | 112.8 | 112.5 | 132.2 | 177.4 | 201.1 | 237.1 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 1,791.7 | 1,725.5 | 1,481.9 | 1,459.8 | 1,411.7 | 1,056.4 | 685.8 | 843.9 | 818.7 | 735.1 | 572.2 | 578.7 | 447.0 | 447.1 | 425.6 | 383.3 | 255.9 | 104.7 |
| 138.1 |
| 91.3 |
| 22.7 |
| Net Income From Continuing Ops | 1,392.7 | 1,325.2 | 1,165.6 | 1,161.2 | 1,128.1 | 873.0 | 567.8 | 674.0 | 703.7 | 505.6 | 431.7 | 384.7 | 345.9 | 293.3 | 281.7 | 245.2 | 164.6 | 76.6 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 1,392.7 | 1,325.2 | 1,165.6 | 1,161.2 | 1,128.1 | 873.0 | 567.8 | 674.0 | 703.7 | 505.6 | 431.7 | 384.7 | 345.9 | 293.3 | 281.7 | 245.2 | 164.6 | 76.6 |
| Net Income Attributable To Parent | 1,392.7 | 1,325.2 | 1,165.6 | 1,161.2 | 1,128.1 | 873.0 | 567.8 | 674.0 | 703.7 | 505.6 | 431.7 | 384.7 | 345.9 | 293.3 | 281.7 | 245.2 | 164.6 | 76.6 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | 0.0 | 0.0 | 3.4 | 6.9 | 6.9 | 43.1 | 49.1 |
| Net Income To Common Shareholders | 1,392.7 | 1,325.2 | 1,165.6 | 1,161.2 | 1,128.1 | 873.0 | 567.8 | 674.0 | 703.7 | 505.6 | 431.7 | 384.7 | 345.9 | 289.9 | 274.8 | 238.4 | 121.4 | 27.5 |
| 0.88 |
| 0.35 |
| EPS Diluted | 10.03 | 9.52 | 8.33 | 8.18 | 7.92 | 6.10 | 3.97 | 4.61 | 4.81 | 3.47 | 2.97 | 2.66 | 2.41 | 2.09 | 1.89 | 1.60 | 0.83 | 0.33 |
| Shares Basic | 138.1 | 138.3 | 138.9 | 141.2 | 141.3 | 141.8 | 142.3 | 145.5 | 144.9 | 144.4 | 144.1 | 143.8 | 143.0 | 137.3 | 141.5 | 147.1 | 137.5 | 78.8 |
| Shares Diluted | 138.9 | 139.1 | 140.0 | 141.9 | 142.5 | 143.1 | 143.0 | 146.2 | 146.2 | 145.9 | 145.2 | 144.5 | 143.6 | 139.6 | 147.2 | 153.5 | 147.1 | 84.5 |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 26.6 |
| - |
| - |
| - |
| 37.5 |
| - |
| - |
| - |
| 31.2 |
| - |
| - |
| - |
| 39.5 |
| - |
| - |
| - |
| 29.9 |
| - |
| - |
| - |
| 33.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 1.4 |
| 1.5 |
| 1.6 |
| 1.7 |
| 1.8 |
| 1.8 |
| 1.9 |
| 2.0 |
| 2.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 19.6 |
| 22.9 |
| 27.7 |
| 34.8 |
| 41.6 |
| 55.0 |
| 86.5 |
| 99.0 |
| 107.1 |
| 107.5 |
| 100.9 |
| 87.9 |
| 73.5 |
| 58.6 |
| 45.2 |
| 40.1 |
| 36.8 |
| 32.7 |
| 30.5 |
| 29.4 |
| 26.2 |
| 25.3 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 297.9 |
| 277.1 |
| 273.4 |
| 270.4 |
| 235.5 |
| 213.4 |
| 196.1 |
| 112.3 |
| 164.0 |
| 219.3 |
| 206.4 |
| 223.2 |
| 195.1 |
| 205.1 |
| 204.9 |
| 197.0 |
| 211.8 |
| 174.1 |
| 175.3 |
| 157.7 |
| 228.0 |
| 161.1 |
| 123.5 |
| 142.9 |
| 217.8 |
| 225.4 |
| 224.7 |
| 205.0 |
| 164.1 |
| 159.5 |
| 99.4 |
| 144.8 |
| 188.2 |
| 171.4 |
| 150.4 |
| 164.0 |
| 173.0 |
| 171.3 |
| 172.3 |
| 187.0 |
| 84.9 |
| 132.7 |
| 118.3 |
| 169.7 |
| 110.7 |
| 110.1 |
| 103.3 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 217.8 |
| 225.4 |
| 224.7 |
| 205.0 |
| 164.1 |
| 159.5 |
| 99.4 |
| 144.8 |
| 188.2 |
| 171.4 |
| 150.4 |
| 164.0 |
| 173.0 |
| 171.3 |
| 172.3 |
| 187.0 |
| 84.9 |
| 132.7 |
| 118.3 |
| 169.7 |
| 110.7 |
| 110.1 |
| 103.3 |
| 237.7 |
| 217.8 |
| 225.4 |
| 224.7 |
| 205.0 |
| 164.1 |
| 159.5 |
| 99.4 |
| 144.8 |
| 188.2 |
| 171.4 |
| 150.4 |
| 164.0 |
| 173.0 |
| 171.3 |
| 172.3 |
| 187.0 |
| 84.9 |
| 132.7 |
| 118.3 |
| 169.7 |
| 110.7 |
| 110.1 |
| 103.3 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 258.3 |
| 237.7 |
| 217.8 |
| 225.4 |
| 224.7 |
| 205.0 |
| 164.1 |
| 159.5 |
| 99.4 |
| 144.8 |
| 188.2 |
| 171.4 |
| 150.4 |
| 164.0 |
| 173.0 |
| 171.3 |
| 172.3 |
| 187.0 |
| 84.9 |
| 132.7 |
| 118.3 |
| 169.7 |
| 110.7 |
| 110.1 |
| 103.3 |
| 1.57 |
| 1.57 |
| 1.44 |
| - |
| 1.12 |
| 0.70 |
| 1.00 |
| - |
| 1.17 |
| 1.03 |
| 1.12 |
| - |
| 1.17 |
| 1.18 |
| 1.28 |
| - |
| 0.91 |
| 0.81 |
| 1.16 |
| - |
| 0.76 |
| 0.71 |
| 141.9 |
| 141.9 |
| 141.6 |
| - |
| 141.5 |
| 141.5 |
| 144.8 |
| - |
| 145.6 |
| 145.5 |
| 145.3 |
| - |
| 144.9 |
| 144.9 |
| 144.7 |
| - |
| 144.5 |
| 144.5 |
| 144.2 |
| - |
| 144.1 |
| 144.1 |
| 143.1 |
| 143.0 |
| 142.8 |
| - |
| 142.0 |
| 141.8 |
| 145.3 |
| - |
| 146.1 |
| 146.1 |
| 145.9 |
| - |
| 146.2 |
| 146.1 |
| 145.9 |
| - |
| 145.9 |
| 145.7 |
| 145.7 |
| - |
| 145.2 |
| 145.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |