| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 333.5 | 333.0 | 313.2 | 286.1 | 196.1 | 167.2 | 161.3 | 168.8 | 152.7 | 130.1 | 115.2 | 105.5 | 101.1 | 98.9 | 97.6 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 16.6 | 16.5 | (26.5) | 12.8 | 14.4 | 19.5 | 7.4 | 10.6 | 10.0 | 9.9 | 12.2 | 10.5 | 9.6 | 12.4 | 11.3 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 3.95 | 3.65 | (2.75) | 3.17 | 3.58 | 4.81 | 2.30 | 2.97 | 2.39 | 2.13 | 2.11 | 1.91 | 2.01 | 1.75 | 1.60 | 1.50 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| - |
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| - |
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| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 1.8 | - | - | - | 1.9 | - | - | - | 2.0 | - | - | - | 2.1 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 81.6 | 84.6 | 84.4 | 82.9 | 81.1 | 78.1 | 77.9 | 78.8 | 78.4 | 76.5 | 74.7 | 71.1 | 63.8 | 57.8 | 50.7 | 45.3 | 42.4 | 43.8 | 41.2 | 41.0 | 41.3 | 40.2 | 39.7 | 39.8 | 41.7 | 42.2 | 42.5 | 42.6 | 41.5 | 41.1 | 39.1 | 37.0 | 35.5 | 34.8 | 33.4 | 31.4 | 30.5 | 30.0 | 29.4 | 28.2 |
| Interest Expense | - | - | - | - | - | - | - | 37.6 | 38.3 | 36.7 | 33.0 | 28.8 | 22.0 | 14.7 | 7.6 | 3.7 | 2.8 | 2.9 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 24.8 | 24.0 | 25.2 | 21.5 | 20.6 | (115.3) | 14.5 | 30.1 | 2.4 | 14.9 | 16.5 | 16.8 | 14.9 | 14.5 | 18.6 | 19.5 | 18.4 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 3.8 | 4.0 | 4.8 | 4.0 | 3.7 | (32.5) | 1.1 | 4.5 | 0.4 | 5.2 | 2.4 | 2.4 | 2.8 | 2.4 | 4.7 | 3.9 | 3.4 | 4.2 | 4.6 | 5.4 | 5.3 | 1.7 | 2.9 | 2.4 | 0.3 | 0.3 | 4.3 | 2.9 | 3.0 | 2.2 | 2.6 | 3.0 | 2.3 | 0.6 | 3.5 | 2.7 | 3.2 | 3.0 | 3.5 | 2.9 |
| Net Income From Continuing Ops | 21.0 | 20.0 | 20.5 | 17.5 | 16.9 | (82.8) | 13.5 | 25.6 | 2.1 | 9.8 | 14.0 | 14.4 | 12.1 | 12.1 | 13.9 | 15.6 | 15.0 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 21.0 | 20.0 | 20.5 | 17.5 | 16.9 | (82.8) | 13.5 | 25.6 | 2.1 | 9.8 | 14.0 | 14.4 | 12.1 | 12.1 | 13.9 | 15.6 | 15.0 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 21.0 | 20.0 | 20.5 | 17.5 | 16.9 | (82.8) | 13.5 | 25.6 | 2.1 | 9.8 | 14.0 | 14.4 | 12.1 | 12.1 | 13.9 | 15.6 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 20.6 | 19.6 | 20.1 | 17.2 | 16.5 | (83.2) | 13.1 | 25.3 | 1.7 | 9.4 | 13.7 | 14.0 | 11.7 | 11.7 | 13.5 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 1.05 | - | 1.00 | 0.85 | 0.82 | - | 0.85 | 1.64 | 0.11 | - | 0.89 | 0.91 | 0.76 | - | 0.88 | 1.00 | 0.94 | - | 1.06 | 1.25 | 1.28 | - | 0.74 | 0.67 | 0.05 | - | 0.78 | 0.69 | 0.70 | - | 0.64 | 0.74 | 0.56 | - | 0.52 | 0.40 | 0.52 | - | 0.56 | 0.47 |
| EPS Diluted | 1.04 | - | 0.99 | 0.85 | 0.81 | - | 0.84 | 1.62 | 0.11 | - | 0.88 | 0.91 | 0.76 | - | 0.88 | 0.99 | 0.93 | - | ||||||||||||||||||||||
| Shares Basic | 19.6 | - | 20.1 | 20.1 | 20.1 | - | 15.5 | 15.4 | 15.4 | - | 15.4 | 15.4 | 15.3 | - | 15.3 | 15.3 | 15.6 | - | ||||||||||||||||||||||
| Shares Diluted | 19.9 | - | 20.3 | 20.3 | 20.3 | - | 15.6 | 15.6 | 15.5 | - | 15.5 | 15.4 | 15.4 | - | 15.4 | 15.4 | 15.7 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 7.9 | 7.7 | 8.1 | 8.1 | 8.0 | 7.9 | 8.2 | 6.5 | 6.2 | 6.0 | 5.4 | 4.6 | 4.2 | 3.8 | 3.5 | 3.5 | 4.1 |
| Amortization of Intangibles | 0.4 | 0.4 | 0.6 | 0.9 | 1.0 | 1.1 | 1.1 | 1.3 | 1.3 | 1.2 | 1.2 | 0.9 | - | - | 0.2 | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 95.1 |
| 96.5 |
| 94.5 |
| Interest Expense | - | - | - | 120.4 | 28.7 | 12.5 | 22.3 | 38.9 | 29.9 | 17.5 | 12.5 | 10.1 | 7.3 | 7.3 | 9.1 | 13.3 | 17.7 | 22.2 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 95.6 | 91.4 | (68.1) | 63.1 | 71.0 | 97.2 | 45.7 | 59.4 | 49.5 | 43.5 | 44.1 | 38.9 | 39.0 | 37.9 | 34.8 | 34.2 | 30.6 | 20.6 |
| 11.4 |
| 9.4 |
| 6.1 |
| Net Income From Continuing Ops | 79.0 | 74.9 | (41.6) | 50.3 | 56.6 | 77.7 | 38.3 | 48.9 | 39.5 | 33.5 | 31.9 | 28.3 | 29.4 | 25.5 | 23.4 | 22.8 | 21.3 | 14.4 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 79.0 | 74.9 | (41.6) | 50.3 | 56.6 | 77.7 | 38.3 | 48.9 | 39.5 | 33.5 | 31.9 | 28.3 | 29.4 | 25.5 | 23.4 | 22.8 | 21.3 | 14.4 |
| Net Income Attributable To Parent | 79.0 | 74.9 | (41.6) | 50.3 | 56.6 | 77.7 | 38.3 | 48.9 | 39.5 | 33.5 | 31.9 | 28.3 | 29.4 | 25.5 | 23.4 | 22.8 | 21.3 | 14.4 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | - | - | - | - |
| Net Income To Common Shareholders | 77.5 | 73.4 | (43.1) | 48.8 | 55.1 | 76.2 | 36.9 | 47.4 | 38.1 | 32.1 | 30.5 | 26.9 | 27.9 | 24.1 | 22.0 | 19.6 | 17.6 | 10.7 |
| 1.62 |
| 0.99 |
| EPS Diluted | 3.89 | 3.61 | (2.75) | 3.15 | 3.56 | 4.78 | 2.30 | 2.96 | 2.39 | 2.13 | 2.10 | 1.90 | 2.00 | 1.75 | 1.60 | 1.49 | 1.61 | 0.99 |
| Shares Basic | 19.6 | 20.1 | 15.7 | 15.4 | 15.4 | 15.8 | 16.0 | 16.0 | 15.9 | 15.0 | 14.4 | 14.1 | 13.9 | 13.7 | 13.7 | 13.1 | 10.8 | 0.0 |
| Shares Diluted | 19.9 | 20.3 | 15.7 | 15.5 | 15.5 | 15.9 | 16.1 | 16.0 | 16.0 | 15.1 | 14.5 | 14.1 | 13.9 | 13.8 | 13.8 | 13.2 | 10.8 | 0.0 |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
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| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 1.9 |
| - |
| - |
| - |
| 2.0 |
| - |
| - |
| - |
| 2.0 |
| - |
| - |
| - |
| 2.1 |
| - |
| - |
| - |
| 1.6 |
| - |
| - |
| - |
| 1.5 |
| - |
| - |
| - |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| - |
| - |
| - |
| - |
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| - |
| - |
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| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 3.0 |
| 3.2 |
| 3.4 |
| 4.0 |
| 4.2 |
| 5.6 |
| 8.5 |
| 9.0 |
| 10.0 |
| 10.2 |
| 9.7 |
| 9.1 |
| 8.2 |
| 6.8 |
| 5.8 |
| 5.0 |
| 5.0 |
| 4.0 |
| 3.5 |
| 3.3 |
| 3.3 |
| 3.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 23.8 |
| 21.7 |
| 25.6 |
| 26.1 |
| 15.5 |
| 15.2 |
| 13.6 |
| 1.4 |
| 13.4 |
| 17.1 |
| 14.3 |
| 14.5 |
| 9.7 |
| 13.1 |
| 15.1 |
| 11.6 |
| 11.6 |
| 11.7 |
| 9.0 |
| 11.1 |
| 11.7 |
| 12.0 |
| 10.0 |
| 19.6 |
| 17.2 |
| 20.2 |
| 20.7 |
| 13.8 |
| 12.3 |
| 11.1 |
| 1.1 |
| 13.1 |
| 12.8 |
| 11.4 |
| 11.5 |
| 7.5 |
| 10.6 |
| 12.2 |
| 9.3 |
| 11.1 |
| 8.3 |
| 6.2 |
| 7.9 |
| 8.7 |
| 8.5 |
| 7.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 19.6 |
| 17.2 |
| 20.2 |
| 20.7 |
| 13.8 |
| 12.3 |
| 11.1 |
| 1.1 |
| 13.1 |
| 12.8 |
| 11.4 |
| 11.5 |
| 7.5 |
| 10.6 |
| 12.2 |
| 9.3 |
| 11.1 |
| 8.3 |
| 6.2 |
| 7.9 |
| 8.7 |
| 8.5 |
| 7.2 |
| 15.0 |
| 19.6 |
| 17.2 |
| 20.2 |
| 20.7 |
| 13.8 |
| 12.3 |
| 11.1 |
| 1.1 |
| 13.1 |
| 12.8 |
| 11.4 |
| 11.5 |
| 7.5 |
| 10.6 |
| 12.2 |
| 9.3 |
| 11.1 |
| 8.3 |
| 6.2 |
| 7.9 |
| 8.7 |
| 8.5 |
| 7.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 15.3 |
| 14.6 |
| 19.2 |
| 16.8 |
| 19.8 |
| 20.3 |
| 13.4 |
| 11.9 |
| 10.8 |
| 0.8 |
| 12.7 |
| 12.5 |
| 11.0 |
| 11.2 |
| 7.1 |
| 10.2 |
| 11.8 |
| 8.9 |
| 10.7 |
| 7.9 |
| 5.9 |
| 7.6 |
| 8.3 |
| 8.1 |
| 6.8 |
| 1.05 |
| 1.25 |
| 1.27 |
| - |
| 0.74 |
| 0.67 |
| 0.05 |
| - |
| 0.78 |
| 0.69 |
| 0.70 |
| - |
| 0.64 |
| 0.74 |
| 0.56 |
| - |
| 0.52 |
| 0.40 |
| 0.52 |
| - |
| 0.56 |
| 0.47 |
| 15.8 |
| 15.8 |
| 15.9 |
| - |
| 16.0 |
| 16.0 |
| 16.0 |
| - |
| 16.0 |
| 16.0 |
| 15.9 |
| - |
| 15.9 |
| 15.9 |
| 15.9 |
| - |
| 15.3 |
| 14.7 |
| 14.5 |
| - |
| 14.5 |
| 14.4 |
| 15.9 |
| 15.9 |
| 16.0 |
| - |
| 16.1 |
| 16.0 |
| 16.1 |
| - |
| 16.1 |
| 16.0 |
| 16.0 |
| - |
| 16.0 |
| 15.9 |
| 15.9 |
| - |
| 15.3 |
| 14.7 |
| 14.5 |
| - |
| 14.5 |
| 14.5 |
| - |
| - |
| - |
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