| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | 71.7 | 71.2 | 71.0 | 65.2 | 62.8 | 60.8 | 58.5 | 56.7 | 58.4 | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | 279.1 | 270.2 | 234.4 | 255.5 | 271.8 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | 81.0 | 76.1 | 62.2 | 80.0 | 101.4 | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 413.8 | 410.9 | 398.8 | 369.3 | 273.8 | 216.7 | 223.9 | 246.8 | 234.4 | 209.3 | 178.5 | 164.2 | 136.7 | 119.1 | 117.3 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 32.3 | 31.8 | 26.4 | 34.5 | 39.3 | 36.8 | 17.3 | 14.6 | 26.1 | 40.6 | 32.9 | 38.2 | 22.4 | 22.7 | (46.8) | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 2.71 | 2.53 | 2.06 | 2.63 | 3.33 | 3.22 | 1.38 | 1.06 | 1.80 | 1.70 | 1.76 | 1.69 | 1.57 | 1.26 | 2.87 | 1.38 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | 79.4 | 65.4 | 83.3 | 105.3 | - | - | - | - | - | - | - | - | - | - | - | ||
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| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 0.9 | - | - | - | 0.8 | - | - | - | 1.6 | - | - | - | 1.7 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | 22.6 | 21.2 | 22.1 | 15.1 | 17.7 | 17.7 | 14.9 | 14.5 | 15.2 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 102.2 | 105.1 | 105.2 | 101.3 | 99.3 | 100.1 | 100.4 | 98.7 | 99.6 | 97.2 | 94.1 | 90.8 | 87.3 | 82.2 | 71.5 | 63.2 | 56.9 | 54.6 | 55.4 | 54.6 | 52.1 | 54.4 | 54.8 | 55.7 | 58.9 | 60.7 | 62.2 | 61.5 | 62.4 | 62.0 | 60.0 | 57.3 | 55.1 | 55.8 | 53.9 | 51.3 | 48.3 | 47.3 | 44.3 | 44.2 |
| Interest Expense | - | - | - | - | - | - | - | 50.0 | 48.9 | 44.0 | 39.2 | 35.3 | 29.5 | 17.7 | 8.4 | 4.2 | 5.9 | 5.1 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 30.5 | 30.1 | 31.5 | 21.2 | 25.1 | 25.3 | 21.1 | 20.4 | 21.7 | 27.5 | 26.7 | 29.2 | 31.3 | 38.1 | 38.2 | 35.3 | 29.2 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 7.9 | 8.9 | 9.4 | 6.1 | 7.4 | 7.6 | 6.2 | 6.0 | 6.6 | 8.8 | 7.9 | 8.5 | 9.3 | 9.6 | 11.0 | 10.2 | 8.5 | 9.8 | 10.7 | 8.9 | 7.5 | 5.4 | 6.4 | 4.5 | 1.0 | 2.7 | 4.3 | 1.2 | 6.3 | 8.2 | 6.3 | 5.9 | 5.7 | 13.0 | 9.9 | 9.1 | 8.6 | 9.6 | 8.2 | 8.9 |
| Net Income From Continuing Ops | 22.6 | 21.2 | 22.1 | 15.1 | 17.7 | 17.7 | 14.9 | 14.5 | 15.2 | 18.6 | 18.8 | 20.6 | 22.0 | 28.5 | 27.2 | 25.1 | 20.7 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 22.6 | 21.2 | 22.1 | 15.1 | 17.7 | 17.7 | 14.9 | 14.5 | 15.2 | 18.6 | 18.8 | 20.6 | 22.0 | 28.5 | 27.2 | 25.1 | 20.7 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 22.6 | 21.2 | 22.1 | 15.1 | 17.7 | 17.7 | 14.9 | 14.5 | 15.2 | 18.6 | 18.8 | 20.6 | 22.0 | 28.5 | 27.2 | 25.1 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 22.4 | 21.1 | 21.9 | 15.0 | 17.5 | 17.5 | 14.8 | 14.3 | 15.1 | 18.5 | 18.7 | 20.5 | 21.9 | 28.4 | 27.0 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.76 | - | 0.73 | 0.50 | 0.59 | - | 0.49 | 0.48 | 0.50 | - | 0.62 | 0.68 | 0.72 | - | 0.89 | 0.82 | 0.68 | - | 0.87 | 0.72 | 0.54 | - | 0.53 | 0.30 | 0.08 | - | 0.40 | 0.09 | 0.48 | - | 0.50 | 0.48 | 0.46 | - | 0.46 | 0.45 | 0.43 | - | 0.41 | 0.44 |
| EPS Diluted | 0.75 | - | 0.73 | 0.50 | 0.58 | - | 0.49 | 0.48 | 0.50 | - | 0.62 | 0.67 | 0.72 | - | 0.89 | 0.82 | 0.68 | - | ||||||||||||||||||||||
| Shares Basic | 29.6 | - | 29.8 | 29.9 | 29.9 | - | 30.0 | 30.1 | 30.1 | - | 30.3 | 30.3 | 30.3 | - | 30.3 | 30.3 | 30.3 | - | ||||||||||||||||||||||
| Shares Diluted | 29.8 | - | 29.9 | 30.1 | 30.1 | - | 30.0 | 30.1 | 30.1 | - | 30.3 | 30.4 | 30.4 | - | 30.4 | 30.4 | 30.4 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | 23.4 | - | - | - | 18.5 | - | - | - | 16.8 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | 22.6 | 21.2 | 22.1 | 15.1 | 17.7 | 17.7 | 14.9 | 14.5 | 15.2 | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 3.3 | 3.2 | 3.3 | 3.9 | 4.4 | 4.0 | 3.3 | 2.6 | 2.9 | 2.9 | 3.1 | 2.2 | 1.9 | 2.1 | 2.2 | 2.3 | - |
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | 0.1 | 0.2 | 0.0 | 0.7 | 1.1 | 1.6 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 128.8 |
| 144.5 |
| 184.1 |
| Interest Expense | - | - | - | 148.1 | 36.2 | 21.6 | 43.0 | 70.9 | 53.4 | 32.5 | 18.3 | 16.1 | 14.0 | 13.5 | 18.7 | 27.6 | 38.6 | 82.9 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 113.3 | 107.9 | 88.6 | 114.6 | 140.7 | 135.5 | 59.5 | 47.3 | 84.0 | 95.3 | 89.4 | 92.0 | 72.6 | 62.5 | 43.3 | 28.9 | (88.0) | (153.4) |
| 0.7 |
| (0.0) |
| (31.1) |
| Net Income From Continuing Ops | 81.0 | 76.1 | 62.2 | 80.0 | 101.4 | 98.7 | 42.2 | 32.8 | 57.9 | 54.7 | 56.5 | 53.8 | 50.2 | 39.8 | 90.2 | 28.1 | (88.0) | (122.3) |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | 0.5 | 0.1 | (0.4) | 0.1 | 0.2 | - | - | - |
| Net Income | 81.0 | 76.1 | 62.2 | 80.0 | 101.4 | 98.7 | 42.2 | 32.8 | 57.9 | 54.7 | 56.5 | 53.8 | 49.8 | 39.9 | 90.3 | 28.1 | (88.0) | (122.3) |
| Net Income Attributable To Parent | 81.0 | 76.1 | 62.2 | 80.0 | 101.4 | 98.7 | 42.2 | 32.8 | 57.9 | 54.7 | 56.5 | 53.8 | 49.8 | 39.9 | 90.3 | 28.1 | (88.0) | (122.3) |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income To Common Shareholders | 80.3 | 75.5 | 61.7 | 79.5 | 100.8 | 98.0 | 41.7 | 32.6 | 57.5 | 54.3 | 56.0 | 53.7 | 49.8 | 39.9 | 90.3 | 28.1 | (88.0) | (122.3) |
| (7.46) |
| (20.56) |
| EPS Diluted | 2.69 | 2.51 | 2.05 | 2.62 | 3.32 | 3.22 | 1.38 | 1.06 | 1.79 | 1.69 | 1.75 | 1.68 | 1.56 | 1.26 | 2.87 | 1.38 | (7.46) | (20.56) |
| Shares Basic | 29.6 | 29.9 | 30.0 | 30.3 | 30.3 | 30.4 | 30.3 | 30.7 | 31.9 | 32.1 | 31.9 | 31.8 | 31.7 | 31.6 | 31.5 | 20.4 | 11,790.3 | 5.9 |
| Shares Diluted | 29.8 | 30.0 | 30.1 | 30.3 | 30.4 | 30.5 | 30.3 | 30.8 | 32.1 | 32.2 | 32.0 | 31.9 | 32.0 | 31.7 | 31.5 | 20.4 | 11,790.3 | 5.9 |
| - |
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| EBIT | 81.0 | 76.1 | 62.2 | 80.0 | 101.4 | - | - | - | - | - | - | - | - | - | - | - | - | - |
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| 6.0 |
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| 3.9 |
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| 2.3 |
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| 2.6 |
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| 0.1 |
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| 0.1 |
| 0.1 |
| 0.1 |
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| 0.1 |
| 0.1 |
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| 5.4 |
| 5.0 |
| 6.1 |
| 7.5 |
| 9.2 |
| 11.3 |
| 15.0 |
| 16.8 |
| 18.1 |
| 18.5 |
| 17.5 |
| 16.3 |
| 14.7 |
| 12.2 |
| 10.2 |
| 9.4 |
| 8.9 |
| 8.1 |
| 6.0 |
| 5.2 |
| 4.7 |
| 4.2 |
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| 43.1 |
| 37.2 |
| 31.0 |
| 24.2 |
| 19.7 |
| 22.8 |
| 13.6 |
| 3.4 |
| 5.8 |
| 16.7 |
| 3.9 |
| 21.0 |
| 19.6 |
| 22.3 |
| 21.4 |
| 20.6 |
| 24.5 |
| 24.8 |
| 23.5 |
| 22.4 |
| 24.0 |
| 21.4 |
| 23.0 |
| 33.3 |
| 26.6 |
| 22.1 |
| 16.7 |
| 14.3 |
| 16.3 |
| 9.2 |
| 2.4 |
| 3.1 |
| 12.4 |
| 2.7 |
| 14.7 |
| 11.4 |
| 16.1 |
| 15.5 |
| 14.9 |
| 11.5 |
| 14.9 |
| 14.5 |
| 13.8 |
| 14.4 |
| 13.1 |
| 14.1 |
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| 33.3 |
| 26.6 |
| 22.1 |
| 16.7 |
| 14.3 |
| 16.3 |
| 9.2 |
| 2.4 |
| 3.1 |
| 12.4 |
| 2.7 |
| 14.7 |
| 11.4 |
| 16.1 |
| 15.5 |
| 14.9 |
| 11.5 |
| 14.9 |
| 14.5 |
| 13.8 |
| 14.4 |
| 13.1 |
| 14.1 |
| 20.7 |
| 33.3 |
| 26.6 |
| 22.1 |
| 16.7 |
| 14.3 |
| 16.3 |
| 9.2 |
| 2.4 |
| 3.1 |
| 12.4 |
| 2.7 |
| 14.7 |
| 11.4 |
| 16.1 |
| 15.5 |
| 14.9 |
| 11.5 |
| 14.9 |
| 14.5 |
| 13.8 |
| 14.4 |
| 13.1 |
| 14.1 |
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| 24.9 |
| 20.6 |
| 33.1 |
| 26.4 |
| 21.9 |
| 16.6 |
| 14.0 |
| 16.2 |
| 9.1 |
| 2.3 |
| 3.1 |
| 12.3 |
| 2.6 |
| 14.6 |
| 11.3 |
| 16.0 |
| 15.5 |
| 14.8 |
| 11.4 |
| 14.8 |
| 14.4 |
| 13.7 |
| 14.2 |
| 13.0 |
| 14.1 |
| 0.86 |
| 0.72 |
| 0.54 |
| - |
| 0.53 |
| 0.30 |
| 0.08 |
| - |
| 0.40 |
| 0.09 |
| 0.48 |
| - |
| 0.50 |
| 0.48 |
| 0.46 |
| - |
| 0.46 |
| 0.45 |
| 0.43 |
| - |
| 0.41 |
| 0.44 |
| 30.5 |
| 30.4 |
| 30.5 |
| - |
| 30.5 |
| 30.4 |
| 30.5 |
| - |
| 30.8 |
| 30.7 |
| 30.7 |
| - |
| 32.2 |
| 32.2 |
| 32.1 |
| - |
| 32.1 |
| 32.1 |
| 32.0 |
| - |
| 31.9 |
| 31.9 |
| 30.6 |
| 30.5 |
| 30.5 |
| - |
| 30.5 |
| 30.4 |
| 30.5 |
| - |
| 30.9 |
| 30.7 |
| 30.7 |
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| 32.3 |
| 32.3 |
| 32.3 |
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| 32.3 |
| 32.2 |
| 32.2 |
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| 32.1 |
| 32.0 |
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