Name: LOB Income Statement - Live Oak Bancshares Revenue & EPS | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Revenue, Cost of Revenue, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS Basic, EPS Diluted

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LOB - Live Oak Bancshares, Inc.

USD | NYSE | Financial Services

LOB Income Statement - Live Oak Bancshares Revenue & EPS | Ledgeburg

(in millions of USD, except per-share data)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q4 FY 20	Q3 FY 20	Q2 FY 20	Q1 FY 20	Q4 FY 19	Q3 FY 19	Q2 FY 19	Q1 FY 19	Q4 FY 18	Q3 FY 18	Q2 FY 18	Q1 FY 18	Q4 FY 17	Q3 FY 17	Q2 FY 17	Q1 FY 17	Q4 FY 16	Q3 FY 16	Q2 FY 16
Revenues
Revenues	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD, except per-share data)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013
Revenues
Revenues	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Non-Operating
Interest Income	929.2	908.5	812.4	688.3	444.5	361.2	288.4	228.0	162.6	103.5	57.3	34.5	20.6	15.3
Interest Expense
Tax & Net
Income Tax Expense	43.8	37.2	11.8	8.9	34.1	43.8	(12.2)	5.4	(5.4)	(2.2)	3.4	13.8	7.4	0.0
Net Income From Continuing Ops
Per Share
EPS Basic	2.62	2.25	1.72	1.67	4.02	3.87	1.46	0.45	1.28	2.75	0.40	0.66	0.42	1.38
EPS Diluted
Supplementary Data
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT	-

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling & Marketing	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	6.9	-	-	-	7.0	-	-	-	5.0	-	-	-	5.2	-	-	-
Amortization of Intangibles	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Non-Operating
Interest Income	233.9	239.7	231.4	224.3	213.1	212.6	208.9	198.4	192.4	186.5	180.6	169.7	151.4	136.6	115.8	99.2	92.8	92.2	92.8	88.0	88.2	83.0	75.1	66.8	63.5	61.8	61.1	55.1	49.9	44.8	41.9	41.0	35.0	30.5	28.2	24.3	20.4	16.9	15.6	13.4
Interest Expense	-	-	-	-	-	-	-	-	102.3	97.0	91.2	85.4	69.4	50.7	31.9	19.3	15.0	14.6
Income From Equity Investments	(0.8)	23.8	(1.5)	(2.7)	(2.2)	(2.7)	(1.4)	(1.8)	(5.0)	0.0	(1.0)	(2.1)	(3.0)	(1.8)	29.1	119.1
Other Non-Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pre-Tax Income	40.1	61.9	36.6	31.2	13.1	13.2	17.8	36.1	22.1	17.5	42.8	19.0	3.6	0.7	44.4	122.3	42.9

Tax & Net
Income Tax Expense	10.1	15.8	10.1	7.8	3.5	3.4	4.8	9.1	(5.5)	1.3	3.0	1.4	3.2	(1.1)	1.5	25.3	8.4	17.6	9.4	12.6	4.2	(17.6)	11.7	1.5	(7.8)	2.1	2.4	0.7	0.3	(3.0)	(3.2)	0.5	0.3	1.6	(5.1)	0.4	0.8	(3.0)	2.6	0.6
Net Income From Continuing Ops	29.9	46.1	26.5	23.4	9.7	9.8	13.0	27.0	27.6	16.2	39.8	17.5	0.4	1.8	42.9	97.0	34.5
Net Income From Discontinued Ops	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	29.9	46.1	26.5	23.4	9.7	9.8	13.0	27.0	27.6	16.2	39.8	17.5	0.4	1.8	42.9	97.0	34.5
Net Income Attributable To Parent	30.0	46.2	26.5	23.4	9.7	9.9	13.0	27.0	27.6	16.2	39.8	17.5	0.4	1.8	42.9	97.0
Less: Minority Interest	(0.1)	(0.1)	(0.1)	(0.0)	(0.0)	(0.1)	0.0	0.0	0.0	-	-	-	-	-	-	-	-
Less: Preferred Dividends	2.1	-	1.0	-	0.0	-	0.0	-	-	-	-	-	-	-	-	-	-
Net Income To Common Shareholders	27.9	44.1	25.6	23.4	9.7	9.9	13.0	27.0	27.6	16.2	39.8	17.5	0.4	1.8	42.9

Per Share
EPS Basic	0.61	-	0.56	0.51	0.21	-	0.28	0.60	0.62	-	0.89	0.40	0.01	-	0.97	2.22	0.79	-	0.78	1.48	0.92	-	0.83	0.09	(0.19)	-	0.10	0.12	0.06	-	0.36	0.36	0.31	-	0.34	0.28	0.18	-	0.10	0.00
EPS Diluted	0.60	-	0.55	0.51	0.21	-	0.28	0.59	0.60	-	0.88	0.39	0.01	-	0.96	2.16	0.76	-
Shares Basic	46.1	-	45.8	45.6	45.4	-	45.1	45.0	44.8	-	44.4	44.3	44.2	-	43.9	43.8	43.7	-
Shares Diluted	46.5	-	46.2	45.8	45.8	-	46.0	45.5	45.6	-	45.3	44.8	45.0	-	44.8	44.8	45.2	-