Name: OPFI Income Statement - Oppfi Revenue & EPS | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Revenue, Cost of Revenue, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS Basic, EPS Diluted

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OPFI - Oppfi Inc.

USD | NYSE | Financial Services

OPFI Income Statement - Oppfi Revenue & EPS | Ledgeburg

(in millions of USD, except per-share data)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q3 FY 20
Revenues
Revenues	87.3	85.6	104.6	100.2	90.8	80.8	91.2	86.3	63.2	65.8	75.7	74.6	57.2	48.5	52.6	65.2

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD, except per-share data)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Revenues
Revenues	377.7	381.2	321.5	273.2	217.0	263.7	200.2	114.9
Cost of Revenue	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-
Operating Expenses
Research & Development	-	-	-	-	-	-	-	-
Selling General & Administrative	-	-	-	-	-
Operating Income
Operating Income	159.5	166.7	94.5	46.4	(6.3)	57.3	77.5	33.0
Non-Operating
Interest Income	608.7	597.1	526.0	508.9	452.9	350.6	291.0	229.1
Interest Expense	-	-	-	-	32.8	21.8
Tax & Net
Income Tax Expense	12.2	9.9	4.2	2.3	(0.3)	0.3	0.0	0.0
Net Income From Continuing Ops	179.9	146.2	83.8	39.5	3.3
Per Share
EPS Basic	2.47	0.99	0.36	(0.06)	0.51	1.93	0.00	0.00
EPS Diluted	0.77	0.99	0.36	(0.06)	0.05	0.48
Supplementary Data
EBITDA	163.5	171.8	104.2	59.1	7.2	67.5	84.2	37.3
EBIT	159.5	166.7	94.5	46.4	(6.3)	57.3

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Operating Income
Operating Income	35.4	30.9	48.4	44.8	42.5	24.7	35.1	29.5	5.3	8.7	15.6	18.3	3.7	(9.6)	(1.0)	6.4	(2.2)	3.4	11.5	18.0	24.4	19.3

Non-Operating
Interest Income	151.9	159.3	155.1	142.4	140.3	135.7	136.6	126.3	127.3	132.9	133.2	122.5	120.4	120.0	124.2	107.9	100.7	96.0	92.0	78.4	84.3	62.8
Interest Expense	-	-	-	-	-	-	-	-	-	-	11.5	10.7	10.6	10.0	8.5	7.4	6.8	6.3
Income From Equity Investments	1.1	1.4	1.4	1.1	1.1	0.8	0.6	0.0	0.0	-	0.0	-	-	-	-	-
Other Non-Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pre-Tax Income	58.0	39.8	81.6	12.7	22.0	14.6	34.4	28.6	10.5	3.0	16.0	18.8	4.1	(7.2)	0.4	9.7	0.2

Tax & Net
Income Tax Expense	4.0	1.4	5.6	1.2	1.7	0.6	2.3	0.9	0.4	1.0	0.5	0.7	0.1	(2.0)	1.0	0.2	0.5	(0.4)	0.7	0.0	0.0	0.0
Net Income From Continuing Ops	54.0	38.4	75.9	11.5	20.4	14.0	32.1	27.7	10.1	1.9	15.5	18.1	3.9	(5.2)	(0.7)	9.5	(0.3)
Net Income From Discontinued Ops	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	54.0	38.4	75.9	11.5	20.4	14.0	32.1	27.7	10.1	1.9	15.5	18.1	3.9	(5.2)	(0.7)	9.5	(0.3)
Net Income Attributable To Parent	28.4	16.8	41.6	(20.8)	(11.4)	(5.6)	4.3	3.1	5.5	(5.6)	2.2	2.1	0.3	3.1	(0.6)	3.5
Less: Minority Interest	25.6	21.6	34.3	32.3	31.8	19.6	27.8	24.6	4.6	7.5	13.4	15.9	3.7	(8.3)	(0.1)	6.0	(1.4)
Less: Preferred Dividends	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income To Common Shareholders	28.4	16.8	41.6	(20.8)	(11.4)	(5.6)	4.3	3.1	5.5	(5.6)	2.2	2.1	0.3	3.1	(0.6)

Per Share
EPS Basic	1.06	-	1.48	(0.78)	(0.48)	-	0.21	0.16	0.29	-	0.13	0.14	0.02	-	(0.04)	0.26	0.08	-	1.06	-	-	0.00
EPS Diluted	0.56	-	0.77	(0.78)	(0.48)	-	0.21	0.16	0.10	-	0.13	0.14	0.02	-	(0.04)	0.10	0.00	-
Shares Basic	26.8	-	28.2	26.6	23.7	-	20.2	19.7	19.2	-	16.8	15.6	15.0	-	14.0	13.5	13.6	-
Shares Diluted	86.2	-	88.2	26.6	23.7	-	20.2	19.7	86.2	-	17.1	15.9	15.2	-	14.0	84.3	84.5	-

Supplementary Data
EBITDA	36.0	31.7	49.6	46.3	44.3	26.8	37.4	32.0	8.0	11.6	18.7	21.7	7.1	(6.1)	2.5	9.8	1.1	6.4	14.2	20.4	26.5	21.1
EBIT	35.4	30.9	48.4	44.8	42.5	24.7	35.1	29.5	5.3	8.7	15.6	18.3	3.7	(9.6)	(1.0)	6.4	(2.2)	3.4	11.5