| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | |||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Income | |||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Non-Operating | |||||||||||||||||
| Interest Income | 380.0 | 355.2 | 297.9 | 292.0 | 216.5 | 105.2 | 104.2 | 115.6 | 107.6 | 87.5 | 73.4 | 68.2 | 68.0 | 69.0 | 75.1 | ||
| Tax & Net | |||||||||||||||||
| Income Tax Expense | 29.6 | 27.4 | 27.7 | 32.7 | 24.1 | 7.8 | 9.6 | 12.4 | 9.9 | 19.2 | 8.8 | 9.0 | 5.8 | (70.2) | 0.0 | ||
| Per Share | |||||||||||||||||
| EPS Basic | 1.64 | 1.64 | 1.90 | 2.05 | 1.51 | 0.66 | 0.94 | 1.32 | 1.14 | 0.51 | 0.53 | 0.46 | 0.46 | 5.45 | (0.36) | (0.79) | |
| Supplementary Data | |||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 1.7 | - | - | - | 1.4 | - | - | - | 1.4 | - | - | - | 1.0 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | 1.2 | 1.2 | 1.3 | 1.0 | 1.0 | 0.7 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.7 | 0.7 | 0.7 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 98.3 | 102.3 | 104.1 | 75.2 | 73.6 | 75.3 | 76.1 | 73.2 | 73.3 | 73.7 | 74.2 | 73.9 | 70.2 | 67.7 | 58.0 | 47.4 | 43.3 | 30.8 | 24.8 | 24.2 | 25.4 | 26.0 | 25.0 | 25.7 | 27.5 | 27.7 | 29.4 | 29.6 | 28.9 | 29.0 | 28.2 | 27.3 | 23.1 | 22.7 | 22.4 | 21.8 | 20.6 | 20.2 | 17.8 | 17.8 |
| Interest Expense | - | - | - | - | 10.7 | 13.7 | 15.5 | 13.5 | 13.5 | 12.5 | 11.2 | 10.3 | 6.1 | 3.7 | 2.4 | 2.1 | 2.1 | 2.2 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 34.1 | 39.3 | 13.1 | 29.2 | 26.2 | 25.4 | 29.9 | 29.2 | 28.5 | 24.9 | 32.5 | 35.0 | 32.0 | 31.9 | 26.6 | 16.7 | 16.4 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 8.5 | 10.5 | 3.2 | 7.4 | 6.4 | 6.3 | 6.9 | 7.3 | 7.2 | 6.7 | 8.1 | 9.4 | 8.4 | 8.2 | 7.1 | 4.4 | 4.4 | (2.5) | 2.9 | 3.2 | 4.2 | 3.4 | 3.4 | 3.1 | (0.3) | 2.9 | 4.0 | 3.0 | 2.4 | 2.9 | 3.2 | 1.8 | 2.0 | 13.1 | 1.8 | 2.1 | 2.1 | 3.0 | 1.9 | 2.1 |
| Net Income From Continuing Ops | 25.6 | 28.8 | 9.9 | 21.8 | 19.8 | 19.1 | 23.0 | 21.9 | 21.3 | 18.2 | 24.3 | 25.6 | 23.6 | 23.6 | 19.5 | 12.2 | 12.0 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 25.6 | 28.8 | 9.9 | 21.8 | 19.8 | 19.1 | 23.0 | 21.9 | 21.3 | 18.2 | 24.3 | 25.6 | 23.6 | 23.6 | 19.5 | 12.2 | 12.0 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 25.6 | 28.8 | 9.9 | 21.8 | 19.8 | 19.1 | 23.0 | 21.9 | 21.3 | 18.2 | 24.3 | 25.6 | 23.6 | 23.6 | 19.5 | 12.2 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 25.6 | 28.8 | 9.9 | 21.8 | 19.8 | 19.1 | 23.0 | 21.9 | 21.3 | 18.2 | 24.3 | 25.6 | 23.6 | 23.6 | 19.5 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.49 | - | 0.19 | 0.49 | 0.44 | - | 0.52 | 0.48 | 0.48 | - | 0.55 | 0.57 | 0.53 | - | 0.43 | 0.28 | 0.27 | - | 0.30 | 0.30 | 0.41 | - | 0.35 | 0.31 | 0.01 | - | 0.41 | 0.31 | 0.28 | - | 0.32 | 0.21 | 0.32 | - | 0.27 | 0.17 | 0.15 | - | 0.12 | 0.13 |
| EPS Diluted | 0.48 | - | 0.18 | 0.48 | 0.43 | - | 0.50 | 0.48 | 0.47 | - | 0.54 | 0.56 | 0.52 | - | 0.43 | 0.27 | 0.27 | - | ||||||||||||||||||||||
| Shares Basic | 52.5 | - | 52.7 | 45.1 | 45.0 | - | 44.9 | 44.8 | 44.8 | - | 44.7 | 44.7 | 44.6 | - | 44.6 | 44.5 | 44.5 | - | ||||||||||||||||||||||
| Shares Diluted | 53.3 | - | 53.5 | 45.8 | 45.7 | - | 45.7 | 45.7 | 45.5 | - | 45.4 | 45.4 | 45.3 | - | 45.2 | 45.2 | 45.2 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 6.1 | 5.6 | 4.5 | 4.1 | 3.2 | 2.8 | 2.5 | 2.4 | 2.3 | 2.3 | 2.4 | 2.5 | 2.8 | 3.1 | 4.1 | 4.6 |
| Amortization of Intangibles | 4.7 | 4.5 | 2.4 | 2.5 | 2.6 | 0.6 | 0.5 | 0.5 | 0.4 | 0.1 | 0.0 | - | 1.2 | 2.1 | 1.4 | 0.8 | 1.1 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| 85.4 |
| 106.7 |
| Interest Expense | - | - | 56.3 | 40.0 | 10.3 | 8.5 | 12.5 | 18.8 | 16.7 | 12.6 | 9.9 | 9.1 | 11.0 | 13.8 | 15.7 | 21.5 | 28.1 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 115.6 | 107.8 | 113.0 | 124.4 | 91.5 | 27.9 | 37.4 | 51.9 | 43.9 | 34.3 | 24.5 | 24.4 | 15.9 | 11.8 | (0.1) | (6.5) | (66.8) |
| 0.0 |
| 41.9 |
| Net Income From Continuing Ops | 86.1 | 80.3 | 85.3 | 91.7 | 67.4 | 20.0 | 27.8 | 39.5 | 34.0 | 15.1 | 15.7 | 15.4 | 10.1 | 82.1 | (0.1) | (6.5) | (108.6) |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 86.1 | 80.3 | 85.3 | 91.7 | 67.4 | 20.0 | 27.8 | 39.5 | 34.0 | 15.1 | 15.7 | 15.4 | 10.1 | 82.1 | (0.1) | (6.5) | (108.6) |
| Net Income Attributable To Parent | 86.1 | 80.3 | 85.3 | 91.7 | 67.4 | 20.0 | 27.8 | 39.5 | 34.0 | 15.1 | 15.7 | 15.4 | 10.1 | 82.1 | (0.1) | (6.5) | (108.6) |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.3 | 5.0 | 4.7 | 4.5 |
| Net Income To Common Shareholders | 86.1 | 80.3 | 85.3 | 91.7 | 67.4 | 20.0 | 27.8 | 39.5 | 34.0 | 15.1 | 15.7 | 13.5 | 11.9 | 76.8 | (5.1) | (11.2) | (113.2) |
| (8.03) |
| EPS Diluted | 1.61 | 1.62 | 1.87 | 2.02 | 1.49 | 0.65 | 0.92 | 1.30 | 1.12 | 0.50 | 0.53 | 0.46 | 0.46 | 5.45 | (0.36) | (0.79) | (8.03) |
| Shares Basic | 52.5 | 48.9 | 44.8 | 44.7 | 44.5 | 30.2 | 29.6 | 29.9 | 29.7 | 29.6 | 29.5 | 29.5 | 25.3 | 13.9 | 14.1 | 14.0 | - |
| Shares Diluted | 53.3 | 49.7 | 45.6 | 45.4 | 45.2 | 30.7 | 30.2 | 30.4 | 30.3 | 30.0 | 29.8 | 29.7 | 25.5 | 14.1 | 14.2 | 14.2 | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
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| 1.1 |
| - |
| - |
| - |
| 0.8 |
| - |
| - |
| - |
| 0.7 |
| - |
| - |
| - |
| 0.6 |
| - |
| - |
| - |
| 0.5 |
| - |
| - |
| - |
| 0.6 |
| - |
| - |
| - |
| 0.3 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.2 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
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| - |
| 2.2 |
| 2.2 |
| 1.8 |
| 2.1 |
| 2.5 |
| 3.0 |
| 4.8 |
| 4.5 |
| 4.7 |
| 4.8 |
| 4.9 |
| 4.7 |
| 4.4 |
| 4.0 |
| 3.5 |
| 3.3 |
| 3.1 |
| 3.1 |
| 3.1 |
| 2.7 |
| 2.5 |
| 2.4 |
| - |
| - |
| - |
| - |
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| - |
| - |
| (11.5) |
| 11.3 |
| 12.0 |
| 16.1 |
| 11.4 |
| 13.6 |
| 12.4 |
| (0.0) |
| 12.5 |
| 16.2 |
| 12.3 |
| 10.9 |
| 11.6 |
| 12.8 |
| 8.0 |
| 11.5 |
| 10.6 |
| 9.9 |
| 7.2 |
| 6.5 |
| 8.0 |
| 5.4 |
| 5.9 |
| (9.1) |
| 8.4 |
| 8.8 |
| 11.9 |
| 8.0 |
| 10.3 |
| 9.2 |
| 0.3 |
| 9.5 |
| 12.2 |
| 9.3 |
| 8.5 |
| 8.6 |
| 9.6 |
| 6.3 |
| 9.5 |
| (2.5) |
| 8.1 |
| 5.1 |
| 4.4 |
| 5.0 |
| 3.5 |
| 3.8 |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| (9.1) |
| 8.4 |
| 8.8 |
| 11.9 |
| 8.0 |
| 10.3 |
| 9.2 |
| 0.3 |
| 9.5 |
| 12.2 |
| 9.3 |
| 8.5 |
| 8.6 |
| 9.6 |
| 6.3 |
| 9.5 |
| (2.5) |
| 8.1 |
| 5.1 |
| 4.4 |
| 5.0 |
| 3.5 |
| 3.8 |
| 12.0 |
| (9.1) |
| 8.4 |
| 8.8 |
| 11.9 |
| 8.0 |
| 10.3 |
| 9.2 |
| 0.3 |
| 9.5 |
| 12.2 |
| 9.3 |
| 8.5 |
| 8.6 |
| 9.6 |
| 6.3 |
| 9.5 |
| (2.5) |
| 8.1 |
| 5.1 |
| 4.4 |
| 5.0 |
| 3.5 |
| 3.8 |
| - |
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| - |
| 12.2 |
| 12.0 |
| (9.1) |
| 8.4 |
| 8.8 |
| 11.9 |
| 8.0 |
| 10.3 |
| 9.2 |
| 0.3 |
| 9.5 |
| 12.2 |
| 9.3 |
| 8.5 |
| 8.6 |
| 9.6 |
| 6.3 |
| 9.5 |
| (2.5) |
| 8.1 |
| 5.1 |
| 4.4 |
| 5.0 |
| 3.5 |
| 3.8 |
| 0.29 |
| 0.30 |
| 0.40 |
| - |
| 0.34 |
| 0.31 |
| 0.01 |
| - |
| 0.40 |
| 0.31 |
| 0.28 |
| - |
| 0.32 |
| 0.21 |
| 0.31 |
| - |
| 0.27 |
| 0.17 |
| 0.15 |
| - |
| 0.12 |
| 0.13 |
| 28.7 |
| 28.8 |
| 29.2 |
| - |
| 29.6 |
| 29.6 |
| 29.9 |
| - |
| 29.9 |
| 29.9 |
| 29.8 |
| - |
| 29.7 |
| 29.7 |
| 29.7 |
| - |
| 29.6 |
| 29.6 |
| 29.6 |
| - |
| 29.6 |
| 29.5 |
| 29.2 |
| 29.4 |
| 29.8 |
| - |
| 30.1 |
| 30.2 |
| 30.5 |
| - |
| 30.4 |
| 30.4 |
| 30.3 |
| - |
| 30.4 |
| 30.3 |
| 30.2 |
| - |
| 30.1 |
| 30.0 |
| 29.9 |
| - |
| 29.8 |
| 29.8 |
| - |
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