| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Expenses | |||||||||||||||||||
| Research & Development | - | 8.1 | 7.5 | 7.4 | 6.1 | 5.2 | 5.3 | 5.3 | 4.7 | 4.4 | 4.5 | 4.4 | 4.8 | 3.6 | 2.2 | ||||
| Operating Income | |||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||
| Non-Operating | |||||||||||||||||||
| Interest Income | 1,619.3 | 1,570.3 | 1,623.7 | 1,444.5 | 1,094.8 | 1,046.9 | 1,143.9 | 832.9 | 727.2 | 677.4 | 675.8 | 669.7 | 714.8 | 539.3 | 419.8 | ||||
| Tax & Net | |||||||||||||||||||
| Income Tax Expense | 148.7 | 150.7 | 133.3 | 115.1 | 141.7 | 140.4 | 116.1 | 86.7 | 81.2 | 133.9 | 134.2 | 143.5 | 148.3 | 108.4 | 83.8 | ||||
| Per Share | |||||||||||||||||||
| EPS Basic | 5.30 | 5.72 | 5.05 | 4.51 | 5.73 | 5.60 | 5.68 | 4.52 | 4.61 | 3.92 | 3.94 | 4.09 | 4.32 | 3.66 | 3.24 | 3.03 | |||
| Supplementary Data | |||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | 5.3 | 3.6 | 3.6 | 3.6 | 3.6 | 4.1 | 4.1 | 4.2 | 3.2 | 3.6 | 3.6 | 3.2 | 2.4 | 2.6 | 2.6 | 2.6 | 2.6 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 441.8 | 386.6 | 398.1 | 392.8 | 392.8 | 410.9 | 417.9 | 413.0 | 381.9 | 376.4 | 380.4 | 360.4 | 327.3 | 308.6 | 279.6 | 257.8 | 248.9 | 253.6 | 260.3 | 260.9 | 272.1 | 278.6 | 282.4 | 286.6 | 296.2 | 272.9 | 186.2 | 187.8 | 186.1 | 187.2 | 184.7 | 184.3 | 171.0 | 171.8 | 172.4 | 168.0 | 165.1 | 164.7 | 164.5 | 169.5 |
| Interest Expense | - | - | - | - | - | - | - | 154.2 | 143.7 | 139.4 | 140.8 | 124.0 | 83.8 | 52.5 | 18.9 | 9.3 | 8.9 | 8.9 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 150.3 | 179.0 | 176.0 | 172.1 | 166.4 | 166.1 | 162.5 | 142.9 | 141.3 | 121.4 | 142.6 | 111.7 | 158.7 | 174.6 | 173.2 | 163.2 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 34.1 | 39.1 | 38.5 | 37.0 | 36.2 | 36.0 | 35.2 | 31.3 | 30.8 | 25.9 | 30.4 | 24.8 | 34.0 | 36.7 | 37.3 | 34.7 | 32.9 | 34.2 | 34.8 | 35.2 | 36.2 | 36.9 | 35.1 | 9.4 | 34.8 | 23.3 | 21.1 | 20.9 | 21.4 | 21.2 | 21.3 | 21.0 | 17.7 | 35.0 | 32.6 | 32.3 | 34.0 | 33.4 | 33.6 | 33.6 |
| Net Income From Continuing Ops | 116.3 | 139.9 | 137.6 | 135.2 | 130.2 | 130.1 | 127.3 | 111.6 | 110.4 | 95.5 | 112.2 | 86.9 | 124.7 | 137.9 | 135.8 | 128.5 | 122.3 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 116.3 | 139.9 | 137.6 | 135.2 | 130.2 | 130.1 | 127.3 | 111.6 | 110.4 | 95.5 | 112.2 | 86.9 | 124.7 | 137.9 | 135.8 | 128.5 | 122.3 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 116.3 | 139.9 | 137.6 | 135.2 | 130.2 | 130.1 | 127.3 | 111.6 | 110.4 | 95.5 | 112.2 | 86.9 | 124.7 | 137.9 | 135.8 | 128.5 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 116.3 | 139.9 | 137.6 | 135.2 | 130.2 | 130.1 | 127.3 | 111.6 | 110.4 | 95.5 | 112.2 | 86.9 | 124.7 | 137.9 | 135.8 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 1.16 | - | 1.45 | 1.42 | 1.37 | - | 1.34 | 1.17 | 1.18 | - | 1.20 | 0.94 | 1.37 | - | 1.49 | 1.40 | 1.33 | - | 1.39 | 1.41 | 1.44 | - | 1.40 | 1.41 | 1.39 | - | 1.19 | 1.18 | 1.18 | - | 1.18 | 1.17 | 1.07 | - | 0.98 | 0.99 | 0.99 | - | 0.99 | 0.98 |
| EPS Diluted | 1.16 | - | 1.45 | 1.42 | 1.37 | - | 1.34 | 1.17 | 1.18 | - | 1.20 | 0.94 | 1.37 | - | 1.49 | 1.40 | 1.33 | - | ||||||||||||||||||||||
| Shares Basic | 99.8 | - | 95.1 | 95.3 | 95.3 | - | 95.3 | 95.8 | 93.7 | - | 93.7 | 92.9 | 91.2 | - | 91.2 | 91.8 | 92.2 | - | ||||||||||||||||||||||
| Shares Diluted | 99.8 | - | 95.1 | 95.3 | 95.3 | - | 95.3 | 95.8 | 93.7 | - | 93.7 | 92.9 | 91.2 | - | 91.2 | 91.8 | 92.2 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 19.7 | 19.1 | 18.3 | 18.0 | 18.1 | 18.2 | 13.7 | 12.4 | 12.2 | 13.1 | 13.0 | 13.7 | 10.6 | 8.9 | 8.2 | 8.3 | 8.2 | 7.7 |
| Amortization of Intangibles | 16.1 | 14.4 | 15.7 | 12.7 | 10.3 | 11.6 | 13.2 | 6.5 | 6.0 | 6.9 | 9.2 | 9.5 | 9.9 | 6.1 | 7.2 | 7.8 | 9.0 | 10.1 | 9.8 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| 371.9 |
| 384.5 |
| 409.6 |
| 347.9 |
| Interest Expense | - | - | - | 488.1 | 89.6 | 53.6 | 113.2 | 137.2 | 97.6 | 60.5 | 43.2 | 39.2 | 43.6 | 40.5 | 39.1 | 45.2 | 66.4 | 102.5 | 120.1 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 677.5 | 693.6 | 612.7 | 534.5 | 666.2 | 659.7 | 645.0 | 419.2 | 403.0 | 406.1 | 408.7 | 430.2 | 445.7 | 329.8 | 251.7 | 213.8 | 191.8 | 168.7 | 126.4 |
| 72.0 |
| 64.1 |
| 56.8 |
| 41.9 |
| Net Income From Continuing Ops | 528.9 | 542.8 | 479.4 | 419.3 | 524.5 | 519.3 | 528.9 | 332.6 | 321.8 | 272.2 | 274.5 | 286.6 | 297.4 | 221.4 | 167.9 | 141.7 | 127.7 | 111.9 | 84.5 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 528.9 | 542.8 | 479.4 | 419.3 | 524.5 | 519.3 | 528.9 | 332.6 | 321.8 | 272.2 | 274.5 | 286.6 | 297.4 | 221.4 | 167.9 | 141.7 | 127.7 | 111.9 | 84.5 |
| Net Income Attributable To Parent | 528.9 | 542.8 | 479.4 | 419.3 | 524.5 | 519.3 | 528.9 | 332.6 | 321.8 | 272.2 | 274.5 | 286.6 | 297.4 | 221.4 | 167.9 | 141.7 | 127.7 | 111.9 | 84.5 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income To Common Shareholders | 528.9 | 542.8 | 479.4 | 419.3 | 524.5 | 519.3 | 528.9 | 332.6 | 321.8 | 272.2 | 274.5 | 286.6 | 297.4 | 221.4 | 167.9 | 141.7 | 127.7 | 111.9 | 84.5 |
| 2.74 |
| 2.42 |
| 1.87 |
| EPS Diluted | 5.30 | 5.72 | 5.05 | 4.51 | 5.73 | 5.05 | 5.68 | 4.52 | 4.61 | 3.92 | 3.94 | 4.09 | 4.32 | 3.65 | 3.23 | 3.01 | 2.73 | 2.41 | 1.86 |
| Shares Basic | 99.8 | 94.9 | 95.0 | 92.9 | 91.6 | 92.7 | 93.1 | 73.5 | 69.8 | 69.5 | 69.7 | 70.0 | 68.9 | 60.4 | 51.8 | 46.8 | 46.6 | 46.2 | - |
| Shares Diluted | 99.8 | 94.9 | 95.0 | 92.9 | 91.6 | 92.7 | 93.1 | 73.5 | 69.8 | 69.5 | 69.7 | 70.0 | 68.9 | 60.6 | 51.9 | 47.0 | 46.8 | 46.2 | - |
| - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 2.9 |
| 2.9 |
| 2.9 |
| 2.9 |
| 3.2 |
| 3.3 |
| 3.3 |
| 3.4 |
| 2.7 |
| 1.2 |
| 1.3 |
| 1.3 |
| 1.4 |
| 1.5 |
| 1.5 |
| 1.6 |
| 1.6 |
| 1.7 |
| 1.7 |
| 1.9 |
| 2.2 |
| 2.4 |
| 2.3 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 11.8 |
| 15.5 |
| 17.5 |
| 21.0 |
| 24.3 |
| 27.6 |
| 40.2 |
| 40.8 |
| 32.2 |
| 32.9 |
| 31.2 |
| 29.9 |
| 27.4 |
| 22.5 |
| 17.8 |
| 15.8 |
| 16.3 |
| 15.8 |
| 12.6 |
| 10.8 |
| 10.4 |
| 11.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 155.2 |
| 161.0 |
| 163.4 |
| 165.8 |
| 169.5 |
| 174.0 |
| 165.1 |
| 140.3 |
| 165.7 |
| 109.4 |
| 102.9 |
| 103.2 |
| 103.8 |
| 104.5 |
| 103.8 |
| 102.6 |
| 92.1 |
| 102.2 |
| 100.5 |
| 100.8 |
| 102.5 |
| 102.2 |
| 102.3 |
| 101.7 |
| 126.8 |
| 128.6 |
| 130.6 |
| 133.3 |
| 137.1 |
| 130.1 |
| 130.9 |
| 130.8 |
| 86.1 |
| 81.8 |
| 82.3 |
| 82.4 |
| 83.3 |
| 82.5 |
| 81.6 |
| 74.4 |
| 67.1 |
| 67.9 |
| 68.6 |
| 68.6 |
| 68.8 |
| 68.7 |
| 68.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 126.8 |
| 128.6 |
| 130.6 |
| 133.3 |
| 137.1 |
| 130.1 |
| 130.9 |
| 130.8 |
| 86.1 |
| 81.8 |
| 82.3 |
| 82.4 |
| 83.3 |
| 82.5 |
| 81.6 |
| 74.4 |
| 67.1 |
| 67.9 |
| 68.6 |
| 68.6 |
| 68.8 |
| 68.7 |
| 68.1 |
| 122.3 |
| 126.8 |
| 128.6 |
| 130.6 |
| 133.3 |
| 137.1 |
| 130.1 |
| 130.9 |
| 130.8 |
| 86.1 |
| 81.8 |
| 82.3 |
| 82.4 |
| 83.3 |
| 82.5 |
| 81.6 |
| 74.4 |
| 67.1 |
| 67.9 |
| 68.6 |
| 68.6 |
| 68.8 |
| 68.7 |
| 68.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 128.5 |
| 122.3 |
| 126.8 |
| 128.6 |
| 130.6 |
| 133.3 |
| 137.1 |
| 130.1 |
| 130.9 |
| 130.8 |
| 86.1 |
| 81.8 |
| 82.3 |
| 82.4 |
| 83.3 |
| 82.5 |
| 81.6 |
| 74.4 |
| 67.1 |
| 67.9 |
| 68.6 |
| 68.6 |
| 68.8 |
| 68.7 |
| 68.1 |
| 1.39 |
| 1.41 |
| 1.44 |
| - |
| 1.40 |
| 1.41 |
| 1.39 |
| - |
| 1.19 |
| 1.18 |
| 1.18 |
| - |
| 1.18 |
| 1.17 |
| 1.07 |
| - |
| 0.98 |
| 0.99 |
| 0.99 |
| - |
| 0.99 |
| 0.98 |
| 92.7 |
| 92.9 |
| 92.9 |
| - |
| 92.7 |
| 92.7 |
| 94.4 |
| - |
| 68.7 |
| 69.8 |
| 69.8 |
| - |
| 69.8 |
| 69.8 |
| 69.8 |
| - |
| 69.5 |
| 69.5 |
| 69.5 |
| - |
| 69.5 |
| 69.6 |
| 92.7 |
| 92.9 |
| 92.9 |
| - |
| 92.7 |
| 92.7 |
| 94.4 |
| - |
| 68.7 |
| 69.8 |
| 69.8 |
| - |
| 69.8 |
| 69.8 |
| 69.8 |
| - |
| 69.5 |
| 69.5 |
| 69.5 |
| - |
| 69.5 |
| 69.6 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |