Name: SOFI Income Statement - Sofi Technologies Revenue & EPS | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Revenue, Cost of Revenue, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS Basic, EPS Diluted

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SOFI - Sofi Technologies, Inc.

USD | NASDAQ | Financial Services

SOFI Income Statement - Sofi Technologies Revenue & EPS | Ledgeburg

(in millions of USD, except per-share data)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q3 FY 20	Q2 FY 20
Revenues
Revenues	129.5	170.3	156.8	151.9	140.4	135.5	131.2	120.8	115.6	116.3	104.9	104.7	95.5	99.7	102.0	98.4

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD, except per-share data)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Revenues
Revenues	608.5	619.4	503.1	421.5	377.1	247.7	103.3	4.5
Cost of Revenue	644.6	609.0	461.6	380.0	313.2	257.0	178.9	116.3
Gross Profit	(36.1)	10.4	41.5	41.5	63.9	(9.3)	(75.6)	(111.8)
Operating Expenses
Research & Development	679.8	648.3	551.8	511.4	405.3	276.1	201.2	147.5
Selling General & Administrative	-	-	-	-
Operating Income
Operating Income	-	-	-	-	-	-	-	-
Non-Operating
Interest Income	246.8	228.9	205.8	106.9	13.9	3.0	9.2	11.2
Interest Expense	-	-	-	789.3	189.3	102.8
Tax & Net
Income Tax Expense	68.7	44.5	(265.3)	(0.4)	1.7	2.8	(104.5)	0.1
Net Income From Continuing Ops	576.9	481.3	498.7	(300.7)	(320.4)
Per Share
EPS Basic	0.45	0.42	0.46	(0.36)	(0.40)	(1.00)	(4.30)	(4.02)
EPS Diluted	0.42	0.39	0.39	(0.36)	(0.40)	(1.00)
Supplementary Data
EBITDA	-	-	-	-	-	-	-	-
EBIT	-	-	-	-	-	-	-

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Operating Expenses
Research & Development	187.7	172.8	167.1	152.1	156.2	149.0	139.7	132.2	130.9	141.8	125.7	126.8	117.1	113.3	110.7	99.4	81.9	66.3	74.4	69.4	65.9	55.4	47.8
Selling General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling & Marketing	335.5	305.6	286.9	264.7	238.2	229.3	214.9	184.8	167.4	174.7	186.7	182.8	175.2	173.7	162.1	143.9	138.1
General & Administrative	197.6	194.2	188.4	165.4	156.4	160.9	148.9	145.0	145.2	131.7	124.5	131.2	123.7	113.1	126.2	125.8
Depreciation & Amortization	67.6	-	-	-	55.3	-	-	-	48.5	-	-	-	45.3	-	-	-
Amortization of Intangibles	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Non-Operating
Interest Income	68.8	63.0	61.4	53.5	50.9	55.2	51.4	53.5	45.7	46.3	24.3	25.2	11.2	7.1	3.9	1.6	1.3	1.0	0.8	0.6	0.6	0.9	1.2
Interest Expense	-	-	-	-	-	-	-	-	263.2	255.6	219.3	178.9	135.6	98.8	40.2	26.8	23.5	18.2
Income From Equity Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Non-Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pre-Tax Income	199.6	185.3	148.6	112.2	79.8	59.9	63.9	15.3	94.2	51.2	(266.9)	(49.3)	(36.1)	(38.9)	(74.5)	(95.7)

Tax & Net
Income Tax Expense	32.8	11.8	9.2	14.9	8.7	(272.5)	3.1	(2.1)	6.2	3.2	(0.2)	(1.8)	(1.6)	1.1	(0.2)	0.1	0.8	1.6	0.2	(0.1)	1.1	0.2	(99.8)
Net Income From Continuing Ops	166.7	173.5	139.4	97.3	71.1	332.5	60.7	17.4	88.0	47.9	(266.7)	(47.5)	(34.4)	(40.0)	(74.2)	(95.8)	(110.4)
Net Income From Discontinued Ops	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	166.7	173.5	139.4	97.3	71.1	332.5	60.7	17.4	88.0	47.9	(266.7)	(47.5)	(34.4)	(40.0)	(74.2)	(95.8)	(110.4)
Net Income Attributable To Parent	166.7	173.5	139.4	97.3	71.1	332.5	60.7	17.4	88.0	47.9	(266.7)	(47.5)	(34.4)	(40.0)	(74.2)	(95.8)
Less: Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Less: Preferred Dividends	-	-	-	-	-	-	-	-	10.1	10.2	10.2	10.1	10.0	10.2	10.2	10.1	10.0
Net Income To Common Shareholders	166.7	173.5	139.4	97.3	71.1	332.5	60.7	8.0	78.0	37.7	(276.9)	(57.6)	(44.4)	(50.2)	(84.4)

Per Share
EPS Basic	0.13	-	0.12	0.09	0.06	-	0.06	0.01	0.08	-	(0.29)	(0.06)	(0.05)	-	(0.09)	(0.12)	(0.14)	-	(0.05)	(0.48)	(1.61)	(0.70)	(0.03)
EPS Diluted	0.12	-	0.11	0.08	0.06	-	0.05	0.01	0.02	-	(0.29)	(0.06)	(0.05)	-	(0.09)	(0.12)	(0.14)	-
Shares Basic	1,276.3	-	1,171.2	1,107.0	1,098.0	-	1,071.2	1,058.6	982.6	-	951.2	936.6	929.3	-	916.8	910.0	852.9	-
Shares Diluted	1,378.0	-	1,291.0	1,182.9	1,185.5	-	1,104.5	1,065.2	1,042.5	-	951.2	936.6	929.3	-	916.8	910.0	852.9	-

Supplementary Data
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20.7	-	-
EBIT	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-