Name: STEL Income Statement - Stellar Bancorp Revenue & EPS | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Revenue, Cost of Revenue, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS Basic, EPS Diluted

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STEL - Stellar Bancorp, Inc.

USD | NYSE | Financial Services

STEL Income Statement - Stellar Bancorp Revenue & EPS | Ledgeburg

(in millions of USD, except per-share data)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q4 FY 20	Q3 FY 20	Q2 FY 20	Q1 FY 20	Q4 FY 19	Q3 FY 19	Q2 FY 19	Q1 FY 19	Q4 FY 18	Q3 FY 18	Q2 FY 18	Q1 FY 18	Q4 FY 17	Q3 FY 17	Q2 FY 17	Q1 FY 17	Q3 FY 16
Revenues
Revenues	1.6	1.6	1.5	1.6	1.6	1.6	1.6	1.6	1.6	1.5	1.6	1.6	1.3	-	-	-

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD, except per-share data)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015
Revenues
Revenues	6.3	6.3	6.4	6.1	3.7	-	-	-	-	-	-	-
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-
Selling General & Administrative	-
Operating Income
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-
Non-Operating
Interest Income	577.2	574.5	602.4	590.8	323.0	253.2	241.8	153.4	135.8	116.7	110.0	105.5
Interest Expense	-	-
Tax & Net
Income Tax Expense	25.1	24.9	30.0	31.4	11.1	18.3	10.4	11.6	11.4	16.5	12.0	10.8
Net Income From Continuing Ops	105.1
Per Share
EPS Basic	2.07	1.99	2.15	2.45	1.48	2.85	1.57	2.03	1.90	1.23	1.23	1.07
EPS Diluted	2.06	1.99
Supplementary Data
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-
EBIT	-	-	-

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling & Marketing	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	6.9	-	-	-	7.5	-	-	-	8.2	-	-	-	8.7	10.8	0.8	0.8
Amortization of Intangibles	4.9	4.9	5.6	5.5	5.5	5.6	6.2	6.2	6.2	6.2	6.9	6.9	6.9	7.1	0.8	0.8	0.8
Other Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Non-Operating
Interest Income	145.1	144.0	145.4	142.7	142.3	150.0	151.8	152.2	148.4	152.2	151.3	147.0	140.4	132.0	67.9	62.8	60.3	153.3	32.7	32.5	34.7	137.4	33.8	34.4	36.2	38.6	39.2	38.6	37.0	36.9	34.7	33.1	31.1	30.4	29.6	28.7	28.0	27.7
Interest Expense	-	-	-	-	-	-	-	50.8	46.3	46.2	44.5	38.7	24.6	16.4	7.2	5.4	5.1	20.1
Income From Equity Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Non-Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pre-Tax Income	33.4	31.6	32.2	33.0	31.0	31.8	42.7	37.5	32.9	33.8	38.4	42.6	47.1	1.8	17.7	20.1	22.9

Tax & Net
Income Tax Expense	6.4	5.5	6.5	6.7	6.3	6.6	8.8	7.8	6.8	6.6	7.4	7.5	9.9	(0.2)	3.4	3.7	4.2	10.3	2.9	2.7	2.5	6.7	1.3	0.5	1.9	2.9	3.0	3.1	2.6	3.4	3.2	2.6	2.1	6.3	3.9	3.2	3.0	3.0
Net Income From Continuing Ops	27.0	26.1	25.7	26.4	24.7	25.2	33.9	29.8	26.1	27.3	30.9	35.2	37.1	10.1	14.3	16.4	10.6
Net Income From Discontinued Ops	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	27.0	26.1	25.7	26.4	24.7	25.2	33.9	29.8	26.1	27.3	30.9	35.2	37.1	10.1	14.3	16.4	10.6
Net Income Attributable To Parent	27.0	26.1	25.7	26.4	24.7	25.2	33.9	29.8	26.1	27.3	30.9	35.2	37.1	2.1	14.3	16.4
Less: Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Less: Preferred Dividends	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income To Common Shareholders	27.0	26.1	25.7	26.4	24.7	25.2	33.9	29.8	26.1	27.3	30.9	35.2	37.1	2.1	14.3

Per Share
EPS Basic	0.53	-	0.50	0.51	0.46	-	0.63	0.56	0.49	-	0.58	0.66	0.70	-	0.51	0.57	0.65	-	0.59	0.48	0.41	-	0.26	0.09	0.30	-	0.52	0.57	0.42	-	0.52	0.44	0.37	-	0.46	0.39	0.31	0.31
EPS Diluted	0.53	-	0.50	0.51	0.46	-	0.63	0.56	0.49	-	0.58	0.66	0.70	-	0.50	0.56	0.64	-
Shares Basic	50.8	-	51.3	51.5	53.1	-	54.5	53.6	53.3	-	53.3	53.3	53.0	-	28.3	28.9	28.9	-
Shares Diluted	50.9	-	51.4	51.6	53.2	-	54.6	53.6	53.4	-	53.4	53.4	53.1	-	28.5	29.1	29.1	-