| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | 21.5 | 18.5 | 21.3 | 19.3 | 20.3 | 17.2 | 20.7 | 18.4 | 18.8 | 16.9 | 20.1 | 18.0 | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | 75.7 | 79.3 | 75.0 | 74.0 | 72.6 | 65.7 | 67.6 | 66.0 | 63.1 | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 395.3 | 382.1 | 347.6 | 297.4 | 251.3 | 241.3 | 254.3 | 261.4 | 251.6 | 226.8 | 202.7 | 188.7 | 184.5 | 185.1 | 158.4 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 66.1 | 63.8 | 22.0 | 2.5 | 24.6 | 25.2 | 19.9 | 21.0 | 21.8 | 42.6 | 27.0 | 29.0 | 25.4 | 20.8 | 11.1 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 11.75 | 11.30 | 4.98 | 0.66 | 5.92 | 6.08 | 5.22 | 5.39 | 5.39 | 3.46 | 3.94 | 3.91 | 3.51 | 3.48 | 2.44 | 3.21 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| 18.9 |
| 17.7 |
| 19.4 |
| 17.5 |
| 18.0 |
| 16.7 |
| 17.4 |
| 14.9 |
| 16.7 |
| 15.9 |
| 17.7 |
| 16.7 |
| 17.2 |
| 16.5 |
| 16.8 |
| 16.4 |
| 16.2 |
| 15.6 |
| 16.1 |
| 15.9 |
| 15.4 |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 102.7 | 100.9 | 98.1 | 93.6 | 89.5 | 90.0 | 89.1 | 85.2 | 83.2 | 80.8 | 75.5 | 71.9 | 69.2 | 67.5 | 63.7 | 61.0 | 59.2 | 60.6 | 61.1 | 59.8 | 59.8 | 63.4 | 64.3 | 63.4 | 63.2 | 64.6 | 65.8 | 66.1 | 64.9 | 65.3 | 64.0 | 62.1 | 60.1 | 59.0 | 57.8 | 56.3 | 53.6 | 51.9 | 51.1 | 50.4 |
| Interest Expense | - | - | - | - | - | - | 35.9 | 34.3 | 32.5 | 28.4 | 24.5 | 20.0 | 15.0 | 10.2 | 5.6 | 2.7 | 2.6 | 2.8 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 34.5 | 139.7 | 31.1 | 28.2 | 25.8 | 25.7 | 24.5 | 20.6 | 22.1 | 18.1 | (41.6) | 10.3 | 25.3 | 24.1 | 28.1 | 27.2 | 30.3 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 8.4 | 43.5 | 7.4 | 6.8 | 6.1 | 6.0 | 5.9 | 4.9 | 5.2 | 3.1 | (8.3) | 1.8 | 5.9 | 4.5 | 6.8 | 6.3 | 7.0 | 5.4 | 6.6 | 6.5 | 6.7 | 6.1 | 6.3 | 5.5 | 1.9 | 5.2 | 5.5 | 4.7 | 5.6 | 4.9 | 5.4 | 5.8 | 5.8 | 18.5 | 8.5 | 8.2 | 7.4 | 6.4 | 6.9 | 6.8 |
| Net Income From Continuing Ops | 26.1 | 96.2 | 23.7 | 21.5 | 19.7 | 19.7 | 18.7 | 15.7 | 16.9 | 15.0 | (33.3) | 8.5 | 19.4 | 19.6 | 21.4 | 20.9 | 23.3 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 26.1 | 96.2 | 23.7 | 21.5 | 19.7 | 19.7 | 18.7 | 15.7 | 16.9 | 15.0 | (33.3) | 8.5 | 19.4 | 19.6 | 21.4 | 20.9 | 23.3 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 26.1 | 96.2 | 23.7 | 21.5 | 19.7 | 19.7 | 18.6 | 15.7 | 16.9 | 15.0 | (33.4) | 8.5 | 19.4 | 19.5 | 21.3 | 20.9 | ||||||||||||||||||||||||
| Less: Minority Interest | - | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 26.1 | 96.2 | 23.7 | 21.5 | 19.7 | 19.7 | 18.6 | 15.7 | 16.9 | 15.0 | (33.4) | 8.5 | 19.4 | 19.5 | 21.3 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 1.83 | - | 1.66 | 1.51 | 1.38 | - | 1.31 | 1.10 | 1.19 | - | (2.35) | 0.59 | 1.35 | - | 1.49 | 1.45 | 1.61 | - | 1.46 | 1.55 | 1.73 | - | 1.63 | 1.44 | 0.53 | - | 1.34 | 1.27 | 1.37 | - | 1.37 | 1.44 | 1.34 | - | 1.14 | 1.11 | 1.04 | - | 1.01 | 0.99 |
| EPS Diluted | 1.82 | - | 1.65 | 1.50 | 1.37 | - | 1.30 | 1.10 | 1.18 | - | (2.35) | 0.59 | 1.35 | - | 1.48 | 1.45 | 1.60 | - | ||||||||||||||||||||||
| Shares Basic | 14.3 | - | 14.2 | 14.2 | 14.2 | - | 14.2 | 14.2 | 14.2 | - | 14.2 | 14.3 | 14.3 | - | 14.3 | 14.3 | 14.4 | - | ||||||||||||||||||||||
| Shares Diluted | 14.3 | - | 14.3 | 14.3 | 14.3 | - | 14.3 | 14.2 | 14.2 | - | 14.2 | 14.3 | 14.4 | - | 14.4 | 14.4 | 14.5 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 6.6 | 7.5 | 8.1 | 7.6 | 8.0 | 7.8 | 7.7 | 7.6 | 6.8 | 6.3 | 5.8 | 5.0 | 4.9 | 4.5 | 3.9 | 4.1 | - |
| Amortization of Intangibles | 0.2 | 0.3 | 0.3 | 0.3 | 0.9 | 1.3 | 1.5 | 1.7 | 1.8 | 1.9 | 2.1 | 2.0 | 2.1 | 2.2 | 1.3 | 0.6 | 0.8 | 0.9 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 137.1 |
| 144.1 |
| 146.8 |
| Interest Expense | - | - | - | 87.8 | 21.0 | 17.5 | 29.0 | 50.8 | 39.8 | 25.5 | 22.1 | 20.4 | 20.7 | 24.0 | 24.2 | 25.7 | 32.3 | 39.8 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 233.5 | 224.9 | 93.0 | 12.1 | 109.7 | 114.6 | 97.7 | 102.9 | 104.2 | 95.2 | 86.5 | 87.5 | 77.6 | 71.8 | 42.5 | 51.9 | 50.4 | 47.3 |
| 16.4 |
| 16.4 |
| 15.4 |
| Net Income From Continuing Ops | 167.5 | 161.1 | 71.0 | 9.6 | 85.2 | 89.4 | 77.7 | 81.8 | 82.4 | 52.6 | 59.5 | 58.6 | 52.2 | 51.0 | 31.4 | 35.6 | 34.0 | 32.0 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 167.5 | 161.1 | 71.0 | 9.6 | 85.2 | 89.4 | 77.7 | 81.8 | 82.4 | 52.6 | 59.5 | 58.6 | 52.2 | 51.0 | 31.4 | 35.6 | 34.0 | 32.0 |
| Net Income Attributable To Parent | 167.5 | 161.1 | 70.9 | 9.5 | 85.0 | 89.3 | 77.6 | 81.7 | 82.3 | 52.5 | 59.3 | 58.4 | 52.0 | 50.9 | 31.3 | 35.4 | 33.8 | 31.8 |
| Less: Minority Interest | - | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income To Common Shareholders | 167.5 | 161.1 | 70.9 | 9.5 | 84.8 | 88.6 | 76.7 | 80.4 | 81.0 | 51.7 | 58.4 | 57.6 | 51.5 | 50.4 | 31.2 | 35.3 | 33.8 | 31.8 |
| 3.13 |
| 2.98 |
| EPS Diluted | 11.67 | 11.24 | 4.97 | 0.66 | 5.89 | 6.05 | 5.20 | 5.37 | 5.35 | 3.43 | 3.91 | 3.87 | 3.48 | 3.46 | 2.43 | 3.20 | 3.11 | 2.96 |
| Shares Basic | 14.3 | 14.3 | 14.2 | 14.3 | 14.3 | 14.6 | 14.7 | 14.9 | 15.0 | 15.0 | 14.8 | 14.7 | 14.7 | 14.5 | 12.8 | 11.0 | 10.8 | - |
| Shares Diluted | 14.3 | 14.3 | 14.3 | 14.3 | 14.4 | 14.6 | 14.7 | 15.0 | 15.1 | 15.1 | 14.9 | 14.9 | 14.8 | 14.6 | 12.8 | 11.0 | 10.9 | - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 5.0 |
| 5.0 |
| 4.7 |
| 5.6 |
| 6.1 |
| 7.1 |
| 10.2 |
| 11.3 |
| 12.6 |
| 13.8 |
| 13.0 |
| 12.1 |
| 10.8 |
| 9.4 |
| 7.5 |
| 7.1 |
| 6.8 |
| 6.0 |
| 5.6 |
| 5.6 |
| 5.8 |
| 5.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 24.9 |
| 28.0 |
| 29.3 |
| 32.3 |
| 30.2 |
| 30.6 |
| 27.0 |
| 9.9 |
| 26.3 |
| 25.7 |
| 24.2 |
| 26.7 |
| 23.8 |
| 26.4 |
| 27.8 |
| 26.2 |
| 21.0 |
| 25.9 |
| 25.2 |
| 23.1 |
| 21.6 |
| 22.1 |
| 21.6 |
| 19.5 |
| 21.4 |
| 22.9 |
| 25.7 |
| 24.0 |
| 24.3 |
| 21.5 |
| 8.0 |
| 21.1 |
| 20.2 |
| 19.4 |
| 21.1 |
| 18.9 |
| 20.9 |
| 22.1 |
| 20.5 |
| 2.5 |
| 17.4 |
| 17.0 |
| 15.7 |
| 15.2 |
| 15.2 |
| 14.9 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 19.5 |
| 21.4 |
| 22.9 |
| 25.7 |
| 24.0 |
| 24.3 |
| 21.5 |
| 8.0 |
| 21.1 |
| 20.2 |
| 19.4 |
| 21.1 |
| 18.9 |
| 20.9 |
| 22.1 |
| 20.5 |
| 2.5 |
| 17.4 |
| 17.0 |
| 15.7 |
| 15.2 |
| 15.2 |
| 14.9 |
| 23.3 |
| 19.5 |
| 21.3 |
| 22.8 |
| 25.6 |
| 24.0 |
| 24.2 |
| 21.4 |
| 7.9 |
| 21.1 |
| 20.2 |
| 19.4 |
| 21.0 |
| 18.9 |
| 20.9 |
| 22.1 |
| 20.4 |
| 2.5 |
| 17.4 |
| 16.9 |
| 15.7 |
| 15.1 |
| 15.1 |
| 14.8 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.1 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 20.8 |
| 23.2 |
| 19.4 |
| 21.2 |
| 22.7 |
| 25.4 |
| 23.7 |
| 24.0 |
| 21.2 |
| 7.9 |
| 20.7 |
| 19.9 |
| 19.1 |
| 20.7 |
| 18.6 |
| 20.6 |
| 21.7 |
| 20.1 |
| 2.4 |
| 17.1 |
| 16.7 |
| 15.5 |
| 14.9 |
| 14.9 |
| 14.6 |
| 1.45 |
| 1.54 |
| 1.72 |
| - |
| 1.63 |
| 1.44 |
| 0.53 |
| - |
| 1.34 |
| 1.27 |
| 1.37 |
| - |
| 1.36 |
| 1.43 |
| 1.33 |
| - |
| 1.14 |
| 1.11 |
| 1.03 |
| - |
| 1.00 |
| 0.98 |
| 14.5 |
| 14.7 |
| 14.7 |
| - |
| 14.7 |
| 14.7 |
| 14.7 |
| - |
| 14.8 |
| 15.0 |
| 15.1 |
| - |
| 15,047.4 |
| 15.0 |
| 15.0 |
| - |
| 15.0 |
| 14.9 |
| 14.9 |
| - |
| 14.8 |
| 14.8 |
| 14.6 |
| 14.7 |
| 14.8 |
| - |
| 14.7 |
| 14.7 |
| 14.8 |
| - |
| 14.9 |
| 15.1 |
| 15.1 |
| - |
| 15,144.5 |
| 15.1 |
| 15.1 |
| - |
| 15.1 |
| 15.1 |
| 15.0 |
| - |
| 15.0 |
| 14.9 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |