Name: UPST Balance Sheet - Upstart Holdings. Assets & Debt | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Total Assets, Current Assets, Cash and Equivalents, Total Liabilities, Long-term Debt, Short-term Debt, Shareholders Equity, Working Capital, Book Value Per Share

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UPST - Upstart Holdings. Inc.

USD | NASDAQ | Financial Services

UPST Balance Sheet - Upstart Holdings. Assets & Debt | Ledgeburg

(in millions of USD)	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Cash And Short Term Investments
Cash And Equivalents	652.4	788.4	368.4	-	-	-	-	-
Restricted Cash	-	-	-	-	-	-	-	-
Short Term Investments	-	-	-	-	-	-	-	-
Cash And Short Term Investments	652.4	788.4	368.4	-	-	-	-	-
Receivables
Accounts Receivable	-	-	-	-	-	-	-	-
Current Assets
Inventory	-	-	-	-	-	-	-	-
Prepaid Expenses	-	-	-	-	-	-
Non-Current Assets
Property, Plant & Equipment Gross	122.6	94.4	80.1	61.3	32.2	13.7	-	-
Accumulated Depreciation	78.4	55.4	37.4	17.2
Current Liabilities
Accounts Payable	-	-	-	-	-	-	-	-
Short Term Debt	-	-	-	-	-	-
Non-Current Liabilities
Long Term Debt	-	-	-	-	-	-	-	-
Operating Lease Liabilities Non-Current	-	-	-	-	-
Common Equity
Common Stock	0.0	0.0	0.0	0.0	0.0	0.0	-	-
Additional Paid In Capital	1,156.4	1,044.4	917.9	714.9	740.8
Supplementary Data
Total Debt	-	-	-	-	-	-	-	-
Net debt	-	-	-	-	-	-

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q4 FY 20	Q3 FY 20	Q2 FY 20	Q1 FY 20	Q4 FY 19	Q4 FY 18
Cash And Short Term Investments
Cash And Equivalents	472.9	652.4	489.8	395.9	599.8	788.4	-	-	-	-	-	-	-	-	-

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Non-Current Assets
Property, Plant & Equipment Gross	131.8	122.6	116.7	110.7	103.8	94.4	89.5	85.9	82.4	80.1	77.6	72.8	69.5	61.3	55.6	48.0	39.4	32.2	25.3	19.0	14.6	13.7	-	-	-	-	-
Accumulated Depreciation	83.8	78.4	72.4	66.7	61.3	55.4	51.2	46.2	41.8	37.4	29.6	25.8	22.5	17.2	14.6	11.9	9.6
Property,Plant & Equipment Net	48.0	44.2	44.3	43.9	42.4	39.0	38.3	39.7	40.6	42.7	48.0	47.0	47.0	44.2	41.0	36.1
Long Term Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Equity Method Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Goodwill	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1	67.1
Intangible Assets	8.0	8.3	8.6	8.9	9.1	9.4	9.7	10.0	10.3	11.4	12.4	13.5	14.6	15.6	16.7	17.8	18.8
Operating Lease Right Of Use Assets	13.6	16.4	34.6	37.6	40.6	43.5	46.3	49.1	51.9	54.7	77.3	80.3	83.4	86.3	87.5	90.4
Deferred Tax Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Non-Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Non-Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Assets	2,961.7	2,974.8	2,904.8	2,477.9	2,296.3	2,367.0	1,809.0	1,820.2	1,927.7	2,017.1	2,001.8	1,763.7	1,821.7	1,936.1	1,915.3	1,917.0

Non-Current Liabilities
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Lease Liabilities Non-Current	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred Revenue Non-Current	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred Tax Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pension Obligations	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Non-Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Non-Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Liabilities	2,228.5	2,176.0	2,161.1	1,755.9	1,619.6	1,733.7	1,213.4	1,225.5	1,314.9	1,381.8	1,361.0	1,125.6	1,194.5	1,263.6	1,196.7	1,159.9

Common Equity
Common Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-	-	-	-	-
Additional Paid In Capital	1,097.4	1,156.4	1,119.9	1,130.0	1,090.2	1,044.4	1,003.9	996.3	960.0	917.9	880.9	838.0	798.9	714.9	705.7	688.0
Retained Earnings	(364.2)	(357.6)	(376.2)	(408.0)	(413.6)	(411.2)	(408.4)	(401.6)	(347.2)	(282.6)	(240.2)	(199.9)	(171.7)	(42.4)	12.8	69.0	98.9
Accumulated Other Comprehensive Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Treasury Stock	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Stockholders Equity	733.2	798.8	743.7	722.0	676.6	633.2	595.5	594.7	612.8	635.3	640.8	638.1	627.2	672.4	718.6	757.1	876.5
Total Equity	733.2	798.8	743.7	722.0	676.6	633.2	595.5	594.7	612.8	635.3	640.8	638.1	627.2	672.4	718.6	757.1	876.5	807.1

Supplementary Data
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Working Capital	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Book Value	733.2	798.8	743.7	722.0	676.6	633.2	595.5	594.7	612.8	635.3	640.8	638.1	627.2	672.4	718.6	757.1	876.5	807.1
Tangible Book Value	658.1	723.5	668.1	646.1	600.4	556.7	518.7	517.6	535.4	556.9	561.3	557.6	545.6	589.7	634.8	672.2	790.6