| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | 67.2 | 64.8 | 24.5 | 23.5 | 23.0 | 22.4 | 15.2 | 16.9 | 13.5 | - | 29.6 | 24.3 | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | 180.0 | 135.8 | 68.0 | 98.6 | 44.1 | 37.6 | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 4,785.5 | 4,692.9 | 4,541.1 | 4,035.3 | 2,691.8 | 1,658.7 | 1,261.8 | 1,225.0 | 1,033.5 | 845.5 | 700.5 | 525.1 | 416.4 | 362.7 | 318.3 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 211.4 | 216.6 | 203.5 | 211.2 | 258.8 | 223.8 | 115.9 | 105.0 | 74.5 | 126.3 | 101.4 | 64.3 | 48.4 | 29.8 | 25.9 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 8.68 | 8.79 | 7.14 | 6.55 | 9.74 | 8.72 | 5.06 | 4.86 | 4.16 | 3.12 | 2.52 | 2.05 | 1.69 | 1.33 | 0.84 | 0.19 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 28.5 | - | - | - | 25.0 | - | - | - | 20.8 | - | - | - | 16.5 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 1,188.2 | 1,217.4 | 1,225.5 | 1,154.4 | 1,095.6 | 1,138.6 | 1,200.0 | 1,147.5 | 1,055.0 | 1,039.0 | 1,026.6 | 1,000.8 | 968.9 | 888.3 | 739.4 | 579.6 | 484.5 | 483.3 | 442.8 | 398.5 | 334.1 | 331.6 | 304.8 | 318.2 | 307.2 | 315.4 | 315.6 | 302.8 | 291.2 | 282.0 | 265.2 | 251.6 | 234.7 | 228.5 | 217.8 | 207.0 | 192.3 | 187.4 | 184.8 | 174.1 |
| Interest Expense | - | - | - | - | - | - | - | - | 456.1 | 447.3 | 439.6 | 450.5 | 359.0 | 248.6 | 137.3 | 54.6 | 35.0 | 32.7 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 231.3 | 355.7 | 313.8 | 291.3 | 246.4 | 259.4 | 252.1 | 247.9 | 231.8 | 211.0 | 277.9 | 260.1 | 184.6 | 364.7 | 329.6 | 323.6 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 42.1 | 62.5 | 53.3 | 53.5 | 47.3 | 42.5 | 52.3 | 54.3 | 54.4 | 63.1 | 61.3 | 44.4 | 42.4 | 71.7 | 65.6 | 63.4 | 58.1 | 64.0 | 65.5 | 52.4 | 41.9 | 47.0 | 30.8 | 19.6 | 18.5 | 26.2 | 28.5 | 24.8 | 25.5 | 20.9 | 7.5 | 25.3 | 20.8 | 35.0 | 34.9 | 32.0 | 24.5 | 26.4 | 29.2 | 26.3 |
| Net Income From Continuing Ops | 189.2 | 293.2 | 260.5 | 237.8 | 199.1 | 216.9 | 199.8 | 193.6 | 177.4 | 147.9 | 216.6 | 215.7 | 142.2 | 293.0 | 264.0 | 260.2 | 240.1 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 189.2 | 293.2 | 260.5 | 237.8 | 199.1 | 216.9 | 199.8 | 193.6 | 177.4 | 147.9 | 216.6 | 215.7 | 142.2 | 293.0 | 264.0 | 260.2 | 240.1 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 182.1 | 286.1 | 253.4 | 230.4 | 199.1 | 216.9 | 199.8 | 193.6 | 177.4 | 147.9 | 216.6 | 215.7 | 142.2 | 293.0 | 264.0 | 260.2 | ||||||||||||||||||||||||
| Less: Minority Interest | 7.1 | 7.1 | 7.1 | 7.4 | 0.0 | - | 0.0 | 0.0 | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | 3.2 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 178.9 | 282.9 | 250.2 | 227.2 | 195.9 | 213.7 | 196.6 | 190.4 | 174.2 | 144.7 | 213.4 | 212.5 | 139.0 | 289.8 | 260.8 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 1.65 | - | 2.30 | 2.08 | 1.80 | - | 1.81 | 1.75 | 1.61 | - | 1.97 | 1.96 | 1.29 | - | 2.43 | 2.40 | 2.23 | - | 2.29 | 2.18 | 1.91 | - | 1.36 | 0.93 | 0.83 | - | 1.25 | 1.19 | 1.16 | - | 1.06 | 1.00 | 0.97 | - | 0.79 | 0.77 | 0.71 | - | 0.65 | 0.60 |
| EPS Diluted | 1.65 | - | 2.28 | 2.07 | 1.79 | - | 1.80 | 1.75 | 1.60 | - | 1.97 | 1.96 | 1.28 | - | 2.42 | 2.39 | 2.22 | - | ||||||||||||||||||||||
| Shares Basic | 108.2 | - | 109.0 | 109.0 | 108.8 | - | 108.7 | 108.6 | 108.5 | - | 108.3 | 108.3 | 108.1 | - | 107.5 | 107.3 | 106.0 | - | ||||||||||||||||||||||
| Shares Diluted | 108.7 | - | 109.8 | 109.6 | 109.6 | - | 109.5 | 109.1 | 109.0 | - | 108.5 | 108.3 | 108.3 | - | 107.9 | 107.7 | 106.6 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 106.6 | 94.4 | 63.0 | 52.4 | 33.7 | 22.9 | 18.5 | 14.3 | 13.4 | 12.5 | 8.5 | 6.2 | 6.9 | 6.3 | 10.6 | 14.1 | 15.5 |
| Amortization of Intangibles | - | 9.7 | 10.5 | 10.5 | 10.4 | 6.1 | 1.6 | 1.6 | 1.6 | 2.1 | 2.8 | 2.0 | 1.5 | 2.4 | 3.3 | 3.6 | 3.6 | 3.8 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 296.6 |
| 281.8 |
| 276.0 |
| Interest Expense | - | - | - | 1,696.4 | 475.5 | 109.9 | 94.9 | 184.6 | 117.6 | 60.8 | 43.3 | 32.6 | 31.5 | 29.8 | 28.0 | 38.9 | 49.3 | 73.7 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 1,192.1 | 1,207.2 | 991.2 | 933.6 | 1,316.1 | 1,123.0 | 622.5 | 604.2 | 510.3 | 451.8 | 361.2 | 258.5 | 197.5 | 145.7 | 101.1 | 50.3 | (10.6) | (185.4) |
| 16.8 |
| (6.4) |
| (38.5) |
| Net Income From Continuing Ops | 980.7 | 990.6 | 787.7 | 722.4 | 1,057.3 | 899.2 | 506.6 | 499.2 | 435.8 | 325.5 | 259.8 | 194.2 | 149.1 | 115.8 | 75.1 | 33.5 | (4.2) | (146.9) |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 980.7 | 990.6 | 787.7 | 722.4 | 1,057.3 | 899.2 | 506.6 | 499.2 | 435.8 | 325.5 | 259.8 | 194.2 | 148.0 | 115.0 | 72.6 | 31.5 | (7.2) | (151.4) |
| Net Income Attributable To Parent | 952.0 | 969.0 | 787.7 | 722.4 | 1,057.3 | 899.2 | 506.6 | 499.2 | 435.8 | 325.5 | 259.8 | 194.2 | 148.0 | 115.0 | 72.6 | 31.5 | (7.2) | (151.4) |
| Less: Minority Interest | 28.7 | 21.6 | 0.0 | 0.0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | 12.8 | 12.8 | 12.8 | 12.8 | 12.8 | 3.5 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.8 | 1.4 | 1.4 | 3.8 | 16.2 | 9.9 | 9.7 |
| Net Income To Common Shareholders | 939.2 | 956.2 | 774.9 | 709.6 | 1,044.5 | 895.7 | 506.6 | 499.2 | 435.8 | 325.5 | 259.8 | 193.5 | 146.6 | 113.6 | 68.8 | 15.3 | (17.1) | (161.1) |
| (0.23) |
| - |
| EPS Diluted | 8.64 | 8.73 | 7.09 | 6.54 | 9.70 | 8.67 | 5.04 | 4.84 | 4.14 | 3.10 | 2.50 | 2.03 | 1.67 | 1.31 | 0.83 | 0.19 | (0.23) | - |
| Shares Basic | 108.2 | 108.8 | 108.6 | 108.3 | 107.2 | 102.7 | 100.2 | 102.7 | 104.7 | 104.2 | 103.0 | 94.6 | 86.7 | 85.7 | 82.3 | 80.9 | 75.1 | 58.8 |
| Shares Diluted | 108.7 | 109.5 | 109.3 | 108.5 | 107.6 | 103.3 | 100.5 | 103.1 | 105.4 | 105.0 | 103.8 | 95.2 | 87.5 | 86.5 | 82.9 | 81.2 | 75.1 | 58.8 |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
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| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 11.1 |
| - |
| - |
| - |
| 6.0 |
| - |
| - |
| - |
| 5.4 |
| - |
| - |
| - |
| 4.2 |
| - |
| - |
| - |
| 3.4 |
| - |
| - |
| - |
| 3.2 |
| - |
| - |
| - |
| 1.9 |
| 1.9 |
| 1.8 |
| 0.5 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.5 |
| 0.5 |
| 0.7 |
| 0.7 |
| 0.7 |
| 0.7 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 32.4 |
| 28.0 |
| 16.8 |
| 16.8 |
| 20.1 |
| 19.8 |
| 38.2 |
| 43.4 |
| 49.2 |
| 48.2 |
| 43.8 |
| 38.5 |
| 31.2 |
| 27.5 |
| 20.5 |
| 17.4 |
| 16.3 |
| 14.2 |
| 13.0 |
| 12.1 |
| 12.2 |
| 10.4 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 298.2 |
| 310.0 |
| 302.4 |
| 276.2 |
| 234.4 |
| 240.6 |
| 166.6 |
| 112.9 |
| 102.4 |
| 154.3 |
| 155.9 |
| 147.7 |
| 146.3 |
| 140.0 |
| 118.6 |
| 130.0 |
| 121.7 |
| 124.3 |
| 117.7 |
| 111.9 |
| 97.8 |
| 96.2 |
| 96.2 |
| 87.9 |
| 246.0 |
| 236.9 |
| 223.8 |
| 192.5 |
| 193.6 |
| 135.8 |
| 93.3 |
| 83.9 |
| 128.1 |
| 127.4 |
| 122.9 |
| 120.8 |
| 119.1 |
| 111.1 |
| 104.7 |
| 100.9 |
| 89.3 |
| 82.8 |
| 80.0 |
| 73.3 |
| 69.8 |
| 67.1 |
| 61.6 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 246.0 |
| 236.9 |
| 223.8 |
| 192.5 |
| 193.6 |
| 135.8 |
| 93.3 |
| 83.9 |
| 128.1 |
| 127.4 |
| 122.9 |
| 120.8 |
| 119.1 |
| 111.1 |
| 104.7 |
| 100.9 |
| 89.3 |
| 82.8 |
| 80.0 |
| 73.3 |
| 69.8 |
| 67.1 |
| 61.6 |
| 240.1 |
| 246.0 |
| 236.9 |
| 223.8 |
| 192.5 |
| 193.6 |
| 135.8 |
| 93.3 |
| 83.9 |
| 128.1 |
| 127.4 |
| 122.9 |
| 120.8 |
| 119.1 |
| 111.1 |
| 104.7 |
| 100.9 |
| 89.3 |
| 82.8 |
| 80.0 |
| 73.3 |
| 69.8 |
| 67.1 |
| 61.6 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 3.5 |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.0 |
| 0.0 |
| 0.0 |
| 257.0 |
| 236.9 |
| 242.5 |
| 236.9 |
| 223.8 |
| 192.5 |
| 193.6 |
| 135.8 |
| 93.3 |
| 83.9 |
| 128.1 |
| 127.4 |
| 122.9 |
| 120.8 |
| 119.1 |
| 111.1 |
| 104.7 |
| 100.9 |
| 89.3 |
| 82.8 |
| 80.0 |
| 73.3 |
| 69.8 |
| 67.1 |
| 61.6 |
| 2.28 |
| 2.17 |
| 1.90 |
| - |
| 1.36 |
| 0.93 |
| 0.83 |
| - |
| 1.24 |
| 1.19 |
| 1.16 |
| - |
| 1.05 |
| 0.99 |
| 0.96 |
| - |
| 0.79 |
| 0.76 |
| 0.70 |
| - |
| 0.64 |
| 0.60 |
| 103.3 |
| 102.7 |
| 100.8 |
| - |
| 99.9 |
| 99.8 |
| 101.3 |
| - |
| 102.0 |
| 103.0 |
| 104.0 |
| - |
| 104.8 |
| 104.7 |
| 104.5 |
| - |
| 104.2 |
| 104.2 |
| 104.0 |
| - |
| 103.8 |
| 102.7 |
| 103.9 |
| 103.4 |
| 101.4 |
| - |
| 100.1 |
| 100.0 |
| 101.7 |
| - |
| 102.5 |
| 103.5 |
| 104.5 |
| - |
| 105.4 |
| 105.4 |
| 105.3 |
| - |
| 104.9 |
| 105.0 |
| 104.8 |
| - |
| 104.6 |
| 103.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |