| (in millions of USD, except per-share data) | Q3 FY 26 | Q2 FY 26 | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||
| Revenues | - | 65.8 | 64.6 | 65.3 | 59.4 | 31.3 | 26.8 | 27.6 | 8.8 | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | |||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Income | |||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Non-Operating | |||||||||||||||||
| Interest Income | 1,900.2 | 1,815.5 | 1,655.6 | 1,157.1 | 659.7 | 617.9 | 622.8 | 564.9 | 475.1 | 387.3 | 317.7 | 244.4 | 172.9 | 135.7 | 115.7 | ||
| Tax & Net | |||||||||||||||||
| Income Tax Expense | 170.4 | 180.5 | 185.5 | 124.6 | 99.2 | 90.0 | 79.2 | 57.7 | 87.3 | 98.0 | 85.6 | 58.2 | 38.3 | 27.9 | 20.1 | ||
| Per Share | |||||||||||||||||
| EPS Basic | 8.39 | 7.61 | 7.82 | 5.15 | 4.04 | 3.64 | 3.01 | 2.50 | 2.41 | 2.11 | 1.87 | 1.35 | 0.97 | 3.00 | 2.45 | 1.88 | |
| Supplementary Data | |||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.6 |
| 8.4 |
| 9.7 |
| 8.2 |
| 13.2 |
| 4.7 |
| 5.6 |
| 4.2 |
| 3.2 |
| 1.1 |
| 3.4 |
| 1.1 |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 22.3 | 23.2 | 8.3 | 0.3 | 6.8 | 7.0 | 7.5 | (3.4) | 7.2 | 6.5 | 5.9 | (5.5) | 5.7 | 6.0 | 6.1 | (5.5) | ||||||||||||||||||||||||
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 478.2 | 513.8 | 465.7 | 442.4 | 432.7 | 456.1 | 484.3 | 453.4 | 443.6 | 394.7 | 364.0 | 346.4 | 307.3 | 279.6 | 223.8 | 184.2 | 160.2 | 157.1 | 158.3 | 156.9 | 155.7 | 155.4 | 149.9 | 144.1 | 185.1 | 147.3 | 146.3 | 141.6 | 169.2 | 131.2 | 122.8 | 118.9 | 144.9 | 107.8 | 103.5 | 98.5 | 107.0 | 94.3 | 87.5 | 86.3 |
| Interest Expense | 172.0 | 182.1 | 174.7 | 162.3 | 157.3 | 176.0 | 192.2 | 193.4 | 182.0 | 166.1 | 152.8 | 142.7 | 108.4 | 79.7 | 43.3 | 18.8 | 10.6 | |||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 165.3 | 175.5 | 149.9 | 155.8 | 148.1 | 150.3 | 159.2 | 144.4 | 155.5 | 217.4 | 118.2 | 117.0 | 114.7 | 117.2 | 82.8 | 81.7 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 40.6 | 47.1 | 37.5 | 45.1 | 42.9 | 45.6 | 46.9 | 39.5 | 44.8 | 65.6 | 35.5 | 29.6 | 34.8 | 35.7 | 24.4 | 23.8 | 25.2 | 25.5 | 24.7 | 21.1 | 22.4 | 23.7 | 22.8 | 22.6 | 23.8 | 16.9 | 15.9 | 14.7 | 15.6 | 14.9 | 12.5 | 13.3 | 26.6 | 24.8 | 22.5 | 23.3 | 30.4 | 23.4 | 20.8 | 21.6 |
| Net Income From Continuing Ops | 124.7 | 128.4 | 112.4 | 110.7 | 105.2 | 104.7 | 112.3 | 104.9 | 110.7 | 151.8 | 82.6 | 87.4 | 79.9 | 81.6 | 58.4 | 57.9 | 61.8 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 124.7 | 128.4 | 112.4 | 110.7 | 105.2 | 104.7 | 112.3 | 104.9 | 110.7 | 151.8 | 82.6 | 87.4 | 79.9 | 81.6 | 58.4 | 57.9 | 61.8 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 124.7 | 128.4 | 112.4 | 110.7 | 105.2 | 104.7 | 112.3 | 104.9 | 110.7 | 151.8 | 82.6 | 87.4 | 79.9 | 81.6 | 58.4 | 57.9 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.0 | 0.0 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 124.7 | 128.4 | 112.4 | 110.7 | 105.2 | 104.7 | 112.3 | 104.9 | 110.7 | 151.8 | 82.6 | 87.4 | 79.9 | 81.6 | 58.4 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 2.20 | 2.27 | 1.99 | - | 1.84 | 1.83 | 1.97 | - | 1.94 | 2.65 | 1.40 | - | 1.33 | 1.36 | 0.98 | - | 1.04 | 1.02 | 1.01 | - | 0.91 | 0.93 | 0.89 | - | 0.92 | 0.67 | 0.66 | - | 0.63 | 0.62 | 0.59 | - | 0.82 | 0.50 | 0.51 | - | 0.63 | 0.50 | 0.45 | - |
| EPS Diluted | 2.15 | 2.22 | 1.94 | - | 1.81 | 1.80 | 1.93 | - | 1.91 | 2.62 | 1.38 | - | 1.32 | 1.35 | 0.97 | - | 1.02 | 1.00 | ||||||||||||||||||||||
| Shares Basic | 56.7 | 56.7 | 56.5 | - | 57.0 | 57.1 | 56.9 | - | 56.9 | 57.2 | 58.9 | - | 59.9 | 60.0 | 59.9 | - | 59.5 | 59.5 | ||||||||||||||||||||||
| Shares Diluted | 56.7 | 56.7 | 56.5 | - | 57.0 | 57.1 | 56.9 | - | 56.9 | 57.2 | 58.9 | - | 59.9 | 60.0 | 59.9 | - | 59.5 | 59.5 | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | 54.1 | 21.6 | 16.2 | 12.2 | 13.1 | 14.4 | 24.4 | 16.5 | 8.6 | 6.1 | 4.8 | 3.3 | 2.9 | 1.9 | 1.3 | 0.6 | 0.2 |
| Amortization of Intangibles | - | 7.4 | 10.8 | 11.2 | 11.1 | 9.8 | 9.5 | 4.8 | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| 92.9 |
| 85.6 |
| Interest Expense | 691.1 | 687.7 | 694.2 | 374.0 | 52.6 | 79.1 | 145.2 | 156.3 | 106.6 | 74.1 | 56.7 | 45.4 | 35.8 | 34.0 | 36.5 | 34.4 | 35.0 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 646.5 | 613.4 | 635.5 | 431.7 | 340.0 | 305.7 | 262.6 | 212.8 | 239.7 | 232.7 | 204.9 | 140.9 | 94.3 | 68.2 | 49.5 | 34.2 | 35.9 |
| 13.6 |
| 14.7 |
| Net Income From Continuing Ops | 476.1 | 432.9 | 450.0 | 307.2 | 240.7 | 215.7 | 183.4 | 155.1 | 152.4 | 134.7 | 119.3 | 82.7 | 56.0 | 40.3 | 29.5 | 20.6 | 21.1 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 476.1 | 432.9 | 450.0 | 307.2 | 240.7 | 215.7 | 183.4 | 155.1 | 152.4 | 134.7 | 119.3 | 82.7 | 56.0 | 40.3 | 29.5 | 20.6 | 21.1 |
| Net Income Attributable To Parent | 476.1 | 432.9 | 450.0 | 307.2 | 240.7 | 215.7 | 183.4 | 155.1 | 152.4 | 134.7 | 119.3 | 82.7 | 56.0 | 40.3 | 29.5 | 20.6 | 21.1 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | 0.0 | 0.0 | 0.1 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.8 | 1.3 | 0.3 | 0.6 |
| Net Income To Common Shareholders | 476.1 | 432.9 | 450.0 | 307.2 | 240.7 | 215.5 | 183.1 | 154.8 | 152.1 | 134.4 | 119.0 | 82.4 | 55.6 | 39.5 | 28.2 | 20.3 | 20.5 |
| 2.31 |
| EPS Diluted | 8.39 | 7.43 | 7.66 | 5.07 | 3.97 | 3.56 | 2.98 | 2.48 | 2.37 | 2.10 | 1.87 | 1.34 | 0.96 | 2.89 | 2.33 | 1.87 | 2.22 |
| Shares Basic | 56.7 | 56.9 | 57.5 | 59.7 | 59.5 | 59.2 | 60.8 | 61.9 | 63.1 | 63.4 | 62.9 | 59.9 | 56.2 | 12,758.4 | 11,034.9 | 10,307.0 | 8,639.5 |
| Shares Diluted | 56.7 | 56.9 | 57.5 | 59.7 | 59.5 | 59.2 | 60.8 | 61.9 | 63.1 | 63.7 | 63.6 | 61.2 | 57.5 | 13,156.6 | 11,489.2 | 10,763.6 | 8,869.5 |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 6.1 |
| 6.8 |
| 5.7 |
| (3.5) |
| 5.9 |
| 5.9 |
| 6.2 |
| 7.0 |
| 6.2 |
| 6.0 |
| 5.2 |
| 5.1 |
| 4.8 |
| 3.6 |
| 3.0 |
| 2.9 |
| 2.0 |
| 1.9 |
| 1.7 |
| 1.8 |
| 1.6 |
| 1.4 |
| 1.4 |
| 1.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 11.5 |
| 11.7 |
| 15.3 |
| 20.0 |
| 21.3 |
| 22.6 |
| 26.9 |
| 36.4 |
| 38.9 |
| 43.0 |
| 41.2 |
| 40.0 |
| 38.5 |
| 36.5 |
| 31.9 |
| 28.2 |
| 23.6 |
| 23.0 |
| 20.0 |
| 18.4 |
| 17.9 |
| 17.7 |
| 17.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 87.0 |
| 86.3 |
| 84.9 |
| 75.3 |
| 76.0 |
| 78.5 |
| 75.8 |
| 67.9 |
| 79.9 |
| 58.2 |
| 56.7 |
| 55.3 |
| 54.5 |
| 53.7 |
| 49.3 |
| 50.5 |
| 77.9 |
| 56.5 |
| 54.9 |
| 55.9 |
| 71.4 |
| 55.7 |
| 49.7 |
| 51.3 |
| 60.8 |
| 60.2 |
| 54.3 |
| 53.6 |
| 54.8 |
| 53.0 |
| 45.3 |
| 56.1 |
| 41.3 |
| 40.8 |
| 40.6 |
| 38.8 |
| 38.8 |
| 36.8 |
| 37.1 |
| 51.3 |
| 31.7 |
| 32.4 |
| 32.5 |
| 41.0 |
| 32.3 |
| 28.9 |
| 29.7 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 60.8 |
| 60.2 |
| 54.3 |
| 53.6 |
| 54.8 |
| 53.0 |
| 45.3 |
| 56.1 |
| 41.3 |
| 40.8 |
| 40.6 |
| 38.8 |
| 38.8 |
| 36.8 |
| 37.1 |
| 51.3 |
| 31.7 |
| 32.4 |
| 32.5 |
| 41.0 |
| 32.3 |
| 28.9 |
| 29.7 |
| 61.8 |
| 60.8 |
| 60.2 |
| 54.3 |
| 53.6 |
| 54.8 |
| 53.0 |
| 45.3 |
| 56.1 |
| 41.3 |
| 40.8 |
| 40.6 |
| 38.8 |
| 38.8 |
| 36.8 |
| 37.1 |
| 51.3 |
| 31.7 |
| 32.4 |
| 32.5 |
| 41.0 |
| 32.3 |
| 28.9 |
| 29.7 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 0.1 |
| 57.9 |
| 61.8 |
| 60.8 |
| 60.2 |
| 54.3 |
| 53.6 |
| 54.7 |
| 52.9 |
| 45.2 |
| 56.0 |
| 41.2 |
| 40.7 |
| 40.6 |
| 38.7 |
| 38.8 |
| 36.8 |
| 37.0 |
| 51.2 |
| 31.6 |
| 32.3 |
| 32.5 |
| 40.9 |
| 32.2 |
| 28.8 |
| 29.7 |
| 0.99 |
| - |
| 0.89 |
| 0.91 |
| 0.88 |
| - |
| 0.91 |
| 0.67 |
| 0.66 |
| - |
| 0.63 |
| 0.62 |
| 0.58 |
| - |
| 0.80 |
| 0.49 |
| 0.50 |
| - |
| 0.63 |
| 0.50 |
| 0.45 |
| - |
| 59.4 |
| - |
| 59.1 |
| 59.0 |
| 59.5 |
| - |
| 61.0 |
| 61.3 |
| 61.2 |
| - |
| 61.3 |
| 62.3 |
| 62.8 |
| - |
| 62.5 |
| 63.5 |
| 63.6 |
| - |
| 63.4 |
| 63.3 |
| 63.3 |
| - |
| 59.4 |
| - |
| 59.1 |
| 59.0 |
| 59.5 |
| - |
| 61.0 |
| 61.3 |
| 61.2 |
| - |
| 61.3 |
| 62.3 |
| 62.8 |
| - |
| 62.6 |
| 63.6 |
| 63.7 |
| - |
| 65.0 |
| 64.9 |
| 64.6 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |