| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | 38.8 | - | - | - | 39.1 | - | - | - | 37.4 | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 756.1 | 651.8 | 448.7 | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Expenses | |||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Operating Income | |||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||
| Non-Operating | |||||||||||||||||||
| Interest Income | 3,813.2 | 3,783.0 | 3,673.3 | 3,245.3 | 2,465.9 | 2,122.6 | 2,091.6 | 2,260.8 | 2,021.8 | 1,725.9 | 1,634.6 | 1,603.0 | 1,633.5 | 1,748.5 | 1,755.8 | ||||
| Tax & Net | |||||||||||||||||||
| Income Tax Expense | 175.5 | 173.6 | 182.4 | 134.2 | 132.3 | 309.0 | 111.9 | 147.2 | 119.6 | 230.8 | 78.8 | (495.2) | 58.3 | (251.3) | (26.4) | ||||
| Per Share | |||||||||||||||||||
| EPS Basic | 13.88 | 12.31 | 8.56 | 7.53 | 14.65 | 11.49 | 5.88 | 6.89 | 6.07 | 1.02 | 2.06 | 8.66 | (3.08) | 5.80 | 2.36 | 1.44 | |||
| Supplementary Data | |||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | 0.4 | 0.4 | 0.4 | 0.4 | 0.6 | 0.7 | 0.7 | 0.7 | 0.8 | 0.8 | 0.8 | 0.8 | 0.8 | 0.8 | 0.8 | 0.8 | 0.9 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 947.2 | 955.5 | 966.6 | 943.9 | 917.0 | 919.8 | 937.4 | 921.9 | 894.1 | 867.5 | 844.8 | 794.0 | 739.0 | 713.2 | 651.2 | 571.8 | 529.7 | 539.3 | 530.2 | 529.8 | 523.5 | 519.4 | 513.2 | 508.6 | 550.4 | 559.9 | 572.0 | 571.0 | 558.0 | 559.6 | 528.4 | 480.9 | 453.1 | 445.3 | 435.9 | 428.7 | 416.0 | 411.0 | 407.3 | 412.2 |
| Interest Expense | 277.0 | 297.9 | 320.1 | 312.3 | 311.4 | 329.0 | 365.0 | 353.6 | 343.4 | 333.3 | 310.8 | 262.3 | 207.4 | 153.6 | 71.6 | 37.9 | 35.4 | |||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 292.6 | 278.6 | 247.3 | 258.3 | 222.6 | 221.7 | 197.8 | 218.2 | 158.9 | 93.1 | 182.5 | 194.7 | 205.3 | 206.8 | 490.4 | 275.6 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 46.9 | 44.7 | 36.0 | 47.9 | 45.1 | 43.9 | 42.5 | 40.5 | 55.6 | (1.5) | 45.9 | 43.5 | 46.3 | (50.3) | 68.0 | 64.2 | 50.5 | 75.6 | 83.5 | 73.1 | 76.8 | 43.0 | 41.2 | 24.6 | 3.1 | 15.3 | 41.4 | 40.3 | 50.2 | 84.0 | 42.0 | (28.6) | 22.2 | 182.1 | (20.0) | 35.7 | 33.0 | (1.8) | 15.8 | 32.4 |
| Net Income From Continuing Ops | 245.7 | 233.9 | 211.3 | 210.4 | 177.5 | 177.8 | 155.3 | 177.8 | 103.3 | 94.6 | 136.6 | 151.2 | 159.0 | 257.1 | 422.4 | 211.4 | 211.7 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 245.7 | 233.9 | 211.3 | 210.4 | 177.5 | 177.8 | 155.3 | 177.8 | 103.3 | 94.6 | 136.6 | 151.2 | 159.0 | 257.1 | 422.4 | 211.4 | 211.7 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 245.7 | 233.9 | 211.3 | 210.4 | 177.5 | 177.8 | 155.3 | 177.8 | 103.3 | 94.6 | 136.6 | 151.2 | 159.0 | 257.1 | 422.4 | 211.4 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 245.3 | 233.5 | 211.0 | 210.1 | 177.1 | 177.5 | 155.0 | 177.4 | 102.9 | 94.2 | 136.3 | 150.8 | 158.6 | 256.8 | 422.0 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 3.78 | - | 3.15 | 3.09 | 2.56 | - | 2.16 | 2.47 | 1.43 | - | 1.90 | 2.10 | 2.22 | - | 5.71 | 2.77 | 2.69 | - | 3.09 | 2.67 | 3.13 | - | 2.01 | 1.49 | 0.37 | - | 1.71 | 1.77 | 1.69 | - | 1.38 | 2.74 | 0.89 | - | 0.19 | 0.94 | 0.89 | - | 0.44 | 0.85 |
| EPS Diluted | 3.78 | - | 3.14 | 3.09 | 2.56 | - | 2.16 | 2.46 | 1.43 | - | 1.90 | 2.10 | 2.22 | - | 5.70 | 2.77 | 2.69 | - | ||||||||||||||||||||||
| Shares Basic | 64.8 | - | 67.1 | 68.1 | 69.3 | - | 71.8 | 72.0 | 71.9 | - | 71.8 | 71.7 | 71.5 | - | 74.0 | 76.2 | 78.4 | - | ||||||||||||||||||||||
| Shares Diluted | 64.9 | - | 67.1 | 68.1 | 69.3 | - | 71.8 | 72.0 | 72.0 | - | 71.8 | 71.7 | 71.6 | - | 74.1 | 76.3 | 78.6 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 53.3 | 57.1 | 58.5 | 55.1 | 55.1 | 58.4 | 58.1 | 52.5 | 47.1 | 45.7 | 47.5 | 47.1 | 48.2 | 46.7 | 46.4 | 58.9 | 64.4 | - |
| Amortization of Intangibles | 1.5 | 1.8 | 2.9 | 3.2 | 3.3 | 9.1 | 6.4 | 9.4 | 9.3 | 9.4 | 12.1 | 11.0 | 8.2 | 9.9 | 10.1 | 9.7 | 9.2 | 9.5 | 11.5 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| 1,941.2 |
| 1,948.2 |
| 1,855.0 |
| 2,274.1 |
| Interest Expense | 1,207.4 | 1,241.8 | 1,391.0 | 1,113.8 | 298.6 | 165.0 | 234.9 | 369.1 | 287.0 | 224.0 | 212.5 | 194.0 | 688.5 | 315.9 | 379.2 | 505.8 | 653.4 | 753.7 | 994.9 |
| Income From Equity Investments | - | - | - | - | - | - | - | 43.0 | 38.0 | 34.1 | 31.3 | 24.4 | 39.6 | 42.9 | 73.5 | 33.8 | 23.6 | 17.7 | 8.9 |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 1,076.8 | 1,006.8 | 796.6 | 675.5 | 1,235.0 | 1,243.9 | 618.6 | 818.3 | 737.7 | 338.5 | 294.3 | 398.8 | (132.2) | 348.0 | 218.9 | 266.3 | 245.6 | (562.2) | (218.9) |
| 114.9 |
| 108.2 |
| (8.3) |
| 461.5 |
| Net Income From Continuing Ops | 901.3 | 833.2 | 614.2 | 541.3 | 1,102.6 | 934.9 | 506.6 | 671.1 | 618.2 | 107.7 | 215.6 | 894.0 | (190.5) | 599.3 | 245.3 | 151.3 | 137.4 | (553.9) | (680.5) |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | 0.0 | 0.0 | 1.1 | 1.3 | (123.0) | - | - | - | - | - | - |
| Net Income | 901.3 | 833.2 | 614.2 | 541.3 | 1,102.6 | 934.9 | 506.6 | 671.1 | 618.2 | 107.7 | 216.7 | 895.3 | (313.5) | 599.3 | 245.3 | 151.3 | 137.4 | (573.9) | (1,243.9) |
| Net Income Attributable To Parent | 901.3 | 833.2 | 614.2 | 541.3 | 1,102.6 | 934.9 | 506.6 | 671.1 | 618.2 | 107.7 | 216.7 | 895.3 | (313.5) | 599.3 | 245.3 | 151.3 | 137.4 | (573.9) | (1,243.9) |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | 1.4 | 1.4 | 1.4 | 1.4 | 1.4 | 1.4 | 1.8 | 3.7 | 3.7 | 3.7 | 3.7 | 3.7 | 3.7 | 3.7 | 3.7 | 3.7 | 0.3 | (39.9) | - |
| Net Income To Common Shareholders | 899.9 | 831.7 | 612.8 | 539.9 | 1,101.2 | 933.5 | 504.9 | 667.4 | 614.4 | 104.0 | 213.0 | 891.6 | (317.2) | 595.6 | 241.6 | 147.6 | (54.6) | 97.4 | (1,279.2) |
| (0.06) |
| 0.24 |
| (4.55) |
| EPS Diluted | 13.88 | 12.30 | 8.56 | 7.52 | 14.63 | 11.46 | 5.87 | 6.88 | 6.06 | 1.02 | 2.06 | 8.65 | (3.08) | 5.78 | 2.35 | 1.44 | (0.06) | 0.24 | (4.55) |
| Shares Basic | 64.8 | 67.6 | 71.6 | 71.7 | 75.1 | 81.3 | 85.9 | 96.8 | 101.1 | 102.0 | 103.3 | 103.0 | 102.8 | 102.7 | 102.4 | 102.2 | 88.5 | 408.2 | - |
| Shares Diluted | 64.9 | 67.6 | 71.6 | 71.8 | 75.3 | 81.4 | 86.0 | 97.0 | 101.3 | 102.0 | 103.4 | 103.1 | 102.8 | 103.1 | 102.7 | 102.3 | 88.5 | 408.2 | - |
| - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 6.0 |
| 0.8 |
| 1.3 |
| 1.1 |
| 1.1 |
| 1.1 |
| 1.8 |
| 2.5 |
| 2.3 |
| 2.4 |
| 2.4 |
| 2.3 |
| 2.4 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.8 |
| 3.1 |
| 3.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 38.0 |
| 40.8 |
| 42.0 |
| 44.3 |
| 47.8 |
| 52.2 |
| 57.7 |
| 77.3 |
| 92.4 |
| 95.0 |
| 94.7 |
| 87.0 |
| 83.3 |
| 76.9 |
| 66.7 |
| 60.0 |
| 58.1 |
| 57.7 |
| 54.3 |
| 53.9 |
| 55.6 |
| 53.6 |
| 51.7 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 10.9 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 262.2 |
| 281.6 |
| 331.7 |
| 291.2 |
| 339.5 |
| 219.3 |
| 209.6 |
| 152.3 |
| 37.4 |
| 182.0 |
| 206.7 |
| 211.4 |
| 218.1 |
| 190.4 |
| 182.7 |
| 251.2 |
| 113.5 |
| 79.9 |
| 0.7 |
| 132.0 |
| 126.0 |
| (7.0) |
| 62.6 |
| 121.4 |
| 206.1 |
| 248.1 |
| 218.1 |
| 262.6 |
| 176.3 |
| 168.4 |
| 127.6 |
| 34.3 |
| 166.8 |
| 165.3 |
| 171.1 |
| 167.9 |
| 106.4 |
| 140.6 |
| 279.8 |
| 91.3 |
| (102.2) |
| 20.7 |
| 96.2 |
| 92.9 |
| (5.2) |
| 46.8 |
| 89.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 206.1 |
| 248.1 |
| 218.1 |
| 262.6 |
| 176.3 |
| 168.4 |
| 127.6 |
| 34.3 |
| 166.8 |
| 165.3 |
| 171.1 |
| 167.9 |
| 106.4 |
| 140.6 |
| 279.8 |
| 91.3 |
| (102.2) |
| 20.7 |
| 96.2 |
| 92.9 |
| (4.1) |
| 46.8 |
| 89.0 |
| 211.7 |
| 206.1 |
| 248.1 |
| 218.1 |
| 262.6 |
| 176.3 |
| 168.4 |
| 127.6 |
| 34.3 |
| 166.8 |
| 165.3 |
| 171.1 |
| 167.9 |
| 106.4 |
| 140.6 |
| 279.8 |
| 91.3 |
| (102.2) |
| 20.7 |
| 96.2 |
| 92.9 |
| (4.1) |
| 46.8 |
| 89.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.7 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 0.9 |
| 211.1 |
| 211.3 |
| 205.7 |
| 247.8 |
| 217.7 |
| 262.3 |
| 175.9 |
| 168.1 |
| 127.3 |
| 33.6 |
| 165.9 |
| 164.4 |
| 170.2 |
| 167.0 |
| 105.5 |
| 139.7 |
| 278.9 |
| 90.4 |
| (103.1) |
| 19.7 |
| 95.3 |
| 92.0 |
| (5.0) |
| 45.9 |
| 88.1 |
| 3.09 |
| 2.66 |
| 3.12 |
| - |
| 2.00 |
| 1.49 |
| 0.37 |
| - |
| 1.70 |
| 1.76 |
| 1.69 |
| - |
| 1.38 |
| 2.73 |
| 0.89 |
| - |
| 0.19 |
| 0.94 |
| 0.89 |
| - |
| 0.44 |
| 0.85 |
| 80.1 |
| 81.6 |
| 83.9 |
| - |
| 83.8 |
| 85.1 |
| 90.8 |
| - |
| 96.4 |
| 96.3 |
| 98.6 |
| - |
| 101.1 |
| 101.9 |
| 101.7 |
| - |
| 101.7 |
| 101.6 |
| 102.9 |
| - |
| 103.3 |
| 103.2 |
| 80.3 |
| 81.8 |
| 84.1 |
| - |
| 83.8 |
| 85.2 |
| 90.9 |
| - |
| 96.5 |
| 96.5 |
| 98.8 |
| - |
| 101.2 |
| 102.0 |
| 101.8 |
| - |
| 101.8 |
| 101.7 |
| 103.1 |
| - |
| 103.5 |
| 103.3 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |