Name: CACC Income Statement - Credit Acceptance Revenue & EPS | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Revenue, Cost of Revenue, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS Basic, EPS Diluted

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CACC - Credit Acceptance Corp.

USD | NASDAQ | Financial Services

CACC Income Statement - Credit Acceptance Revenue & EPS | Ledgeburg

(in millions of USD, except per-share data)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q4 FY 20	Q3 FY 20	Q2 FY 20	Q1 FY 20	Q4 FY 19	Q3 FY 19	Q2 FY 19	Q1 FY 19	Q4 FY 18	Q3 FY 18	Q2 FY 18	Q1 FY 18	Q4 FY 17	Q3 FY 17	Q2 FY 17	Q1 FY 17	Q4 FY 16	Q3 FY 16	Q2 FY 16
Revenues
Revenues	580.0	579.9	582.4	583.8	571.1	565.9	550.3	538.2	508.0	491.6	478.6	477.9	453.8	459.0	460.3	457.4

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD, except per-share data)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009
Revenues
Revenues	2,326.1	2,317.2	2,162.4	1,901.9	1,832.4	1,856.0	1,669.3	1,489.0	1,285.8	1,110.0	969.2	825.3	723.5	682.1	609.2	525.2	442.1	380.7
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Non-Operating
Interest Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax & Net
Income Tax Expense	145.3	141.5	81.6	81.5	175.9	302.6	128.5	199.8	181.1	113.6	198.4	174.8	154.7	145.1	123.4
Per Share
EPS Basic	42.22	37.02	20.12	22.09	39.50	59.57	23.57	34.71	29.52	24.12	16.37	14.35	11.96	10.61	8.65	7.15
Supplementary Data
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Operating Expenses
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling & Marketing	27.8	25.2	24.8	26.6	24.8	22.0	23.1	25.4	23.9	20.8	22.5	26.3	22.1	17.7	19.7	19.0	19.2
General & Administrative	24.8	57.8	36.3	45.2	22.1	22.0	29.0	23.2	23.7	27.4	21.3	20.5	18.0	20.9	16.6	32.3	18.9
Depreciation & Amortization	0.7	-	-	-	1.2	-	-	-	2.2	-	-	-	2.2	-	-	-
Amortization of Intangibles	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	141.2	162.3	146.6	155.5	135.5	121.6	129.4	124.4	126.1	114.3	110.5	117.0	117.3	103.9	103.2	116.7

Non-Operating
Interest Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	108.4	113.8	116.3	118.1	114.7	111.3	111.2	104.5	92.5	78.8	70.5	62.8	54.4	49.4	41.8	38.9	36.5
Income From Equity Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Non-Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pre-Tax Income	175.0	157.0	148.9	117.8	141.7	191.9	106.5	(55.3)	86.4	116.4	96.5	27.9	126.8	163.0	122.1	142.1

Tax & Net
Income Tax Expense	39.2	35.0	40.7	30.4	35.4	40.0	27.7	(8.2)	22.1	22.8	25.7	5.7	27.3	35.7	35.3	34.7	70.2	67.1	82.2	91.1	62.2	49.8	76.3	31.4	(29.0)	53.3	53.7	50.9	41.9	49.1	47.4	47.0	37.6	(54.7)	59.4	58.0	50.9	54.0	50.6	49.8
Net Income From Continuing Ops	135.8	122.0	108.2	87.4	106.3	151.9	78.8	(47.1)	64.3	93.6	70.8	22.2	99.5	127.3	86.8	107.4	214.3
Net Income From Discontinued Ops	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	135.8	122.0	108.2	87.4	106.3	151.9	78.8	(47.1)	64.3	93.6	70.8	22.2	99.5	127.3	86.8	107.4	214.3
Net Income Attributable To Parent	135.8	122.0	108.2	87.4	106.3	151.9	78.8	(47.1)	64.3	93.6	70.8	22.2	99.5	127.3	86.8	107.4
Less: Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Less: Preferred Dividends	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income To Common Shareholders	135.8	122.0	108.2	87.4	106.3	151.9	78.8	(47.1)	64.3	93.6	70.8	22.2	99.5	127.3	86.8

Per Share
EPS Basic	12.64	-	9.62	7.55	8.79	-	6.42	(3.83)	5.15	-	5.47	1.70	7.62	-	6.53	7.99	15.02	-	15.83	17.19	11.85	-	13.57	5.40	(4.61)	-	8.73	8.68	8.67	-	7.76	7.76	6.18	-	5.19	5.09	4.73	-	4.22	4.17
EPS Diluted	12.40	-	9.43	7.42	8.66	-	6.35	(3.83)	5.08	-	5.43	1.69	7.61	-	6.49	7.94	14.94	-
Shares Basic	10.7	-	11.2	11.6	12.1	-	12.3	12.3	12.5	-	12.9	13.0	13.1	-	13.3	13.4	14.3	-
Shares Diluted	11.0	-	11.5	11.8	12.3	-	12.4	12.3	12.6	-	13.0	13.1	13.1	-	13.4	13.5	14.3	-