| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | 14.5 | 13.9 | 14.5 | 12.3 | 13.1 | - | 13.8 | 12.9 | 11.9 | 11.6 | 11.8 | 10.6 | 10.0 | 9.8 | 11.0 | 10.5 | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | 55.3 | 53.8 | 52.3 | 43.9 | 42.2 | 39.1 | 32.2 | 31.5 | 28.0 | 25.6 | 25.5 | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 1,312.8 | 1,309.3 | 1,335.0 | 1,242.2 | 851.3 | 666.5 | 700.6 | 769.3 | 688.0 | 576.2 | 499.1 | 453.7 | 418.6 | 407.0 | 429.7 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 81.0 | 75.1 | 31.6 | 49.5 | 111.9 | 83.5 | 25.1 | 70.2 | 65.8 | 122.3 | 67.1 | 60.0 | 82.0 | 70.4 | 66.1 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 4.96 | 4.55 | 3.97 | 4.88 | 4.85 | 3.81 | 2.88 | 3.49 | 3.35 | 2.19 | 2.21 | 2.00 | 1.73 | 1.44 | 1.28 | 1.06 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| 10.8 |
| 10.5 |
| 9.4 |
| 10.0 |
| 9.2 |
| 8.3 |
| 8.3 |
| 7.1 |
| 8.6 |
| 8.7 |
| 7.6 |
| 8.1 |
| 7.1 |
| 7.2 |
| 6.9 |
| 7.0 |
| 6.9 |
| 6.5 |
| 6.5 |
| 6.0 |
| 6.7 |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 1.7 | - | - | - | 1.8 | - | - | - | 1.9 | - | - | - | 2.1 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | 0.2 | 0.2 | 0.2 | 0.3 | 0.3 | - | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.6 | 0.3 | 1.2 | 0.3 | 0.3 | 0.2 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 322.9 | 332.8 | 334.2 | 322.9 | 319.4 | - | 339.5 | 332.9 | 332.6 | 333.3 | 323.5 | 300.1 | 285.4 | 263.8 | 226.0 | 189.5 | 171.9 | 169.2 | 168.6 | 165.4 | 163.3 | 167.6 | 172.2 | 174.0 | 186.7 | 191.2 | 197.8 | 192.4 | 187.8 | 183.9 | 176.9 | 167.5 | 159.7 | 155.6 | 154.1 | 135.6 | 130.8 | 130.7 | 124.2 | 121.9 |
| Interest Expense | - | - | - | - | - | - | - | - | 164.1 | 151.1 | 137.8 | 118.6 | 93.0 | 62.0 | 28.5 | 14.4 | 12.8 | 13.7 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 110.0 | 113.5 | 93.8 | 96.3 | 86.7 | - | 78.2 | 72.6 | 80.0 | 93.0 | 92.5 | 102.7 | 115.4 | 131.3 | 130.0 | 113.2 | 98.1 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 23.1 | 23.0 | 16.1 | 18.8 | 17.2 | - | 10.6 | 5.8 | 8.6 | 10.5 | 10.1 | 9.4 | 19.4 | 33.7 | 31.0 | 24.2 | 23.1 | 23.2 | 17.0 | 22.7 | 20.6 | 10.3 | 2.2 | 3.5 | 9.1 | 16.3 | 21.0 | 14.4 | 18.6 | 17.2 | 18.7 | 11.0 | 18.9 | 51.2 | 35.2 | 15.4 | 20.5 | 16.3 | 15.8 | 12.3 |
| Net Income From Continuing Ops | 86.9 | 90.5 | 77.7 | 77.5 | 69.5 | 80.2 | 67.5 | 66.8 | 71.4 | 82.5 | 82.4 | 93.2 | 96.0 | 97.6 | 99.0 | 89.0 | 75.0 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 86.9 | 90.5 | 77.7 | 77.5 | 69.5 | 80.2 | 67.5 | 66.8 | 71.4 | 82.5 | 82.4 | 93.2 | 96.0 | 97.6 | 99.0 | 89.0 | 75.0 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 86.9 | 90.5 | 77.7 | 77.5 | 69.5 | 80.2 | 67.5 | 66.8 | 71.4 | 82.5 | 82.4 | 93.2 | 96.0 | 97.6 | 99.0 | 89.0 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 86.9 | 90.5 | 77.7 | 77.5 | 69.5 | 80.2 | 67.5 | 66.8 | 71.4 | 82.5 | 82.4 | 93.2 | 96.0 | 97.6 | 99.0 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 1.30 | - | 1.13 | 1.11 | 0.99 | - | 0.94 | 0.92 | 0.98 | - | 1.14 | 1.29 | 1.32 | - | 1.34 | 1.19 | 1.00 | - | 0.93 | 0.98 | 0.92 | - | 0.71 | 0.68 | 0.59 | - | 0.91 | 0.90 | 0.83 | - | 0.86 | 0.91 | 0.79 | - | 0.62 | 0.64 | 0.61 | - | 0.58 | 0.44 |
| EPS Diluted | 1.29 | - | 1.13 | 1.10 | 0.98 | - | 0.94 | 0.92 | 0.98 | - | 1.13 | 1.28 | 1.32 | - | 1.33 | 1.18 | 0.99 | - | ||||||||||||||||||||||
| Shares Basic | 67.0 | - | 68.7 | 70.0 | 70.4 | - | 71.8 | 72.7 | 72.7 | - | 72.6 | 72.5 | 72.5 | - | 74.0 | 75.0 | 75.3 | - | ||||||||||||||||||||||
| Shares Diluted | 67.4 | - | 69.0 | 70.2 | 70.7 | - | 72.0 | 72.8 | 73.0 | - | 72.9 | 72.8 | 72.9 | - | 74.2 | 75.3 | 75.7 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 6.6 | 7.2 | 8.4 | 10.0 | 8.0 | 7.7 | 6.8 | 7.3 | 7.3 | 7.5 | 7.6 | 7.9 | 11.3 | 5.9 | 6.1 | 4.6 | 7.7 |
| Amortization of Intangibles | 0.9 | 0.9 | 1.1 | 1.3 | 1.9 | 0.7 | 0.7 | 0.7 | 0.9 | 0.9 | 0.7 | 0.7 | 0.7 | 4.5 | 5.7 | 5.9 | 6.0 | 6.6 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 453.6 |
| 489.6 |
| 528.7 |
| Interest Expense | - | - | - | 500.5 | 117.6 | 68.8 | 148.5 | 194.4 | 122.1 | 80.4 | 81.2 | 74.0 | 75.9 | 82.3 | 108.5 | 139.9 | 191.7 | 246.0 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 413.5 | 390.2 | 317.5 | 403.6 | 472.5 | 381.8 | 254.0 | 349.4 | 337.7 | 298.3 | 242.2 | 221.1 | 219.8 | 194.2 | 184.2 | 152.0 | (2.5) | (128.7) |
| 51.3 |
| (14.6) |
| (61.9) |
| Net Income From Continuing Ops | 332.5 | 315.1 | 286.0 | 354.1 | 360.6 | 298.3 | 228.9 | 279.1 | 271.9 | 176.0 | 175.1 | 161.1 | 137.8 | 123.7 | 118.0 | 100.8 | 12.2 | (66.8) |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 332.5 | 315.1 | 286.0 | 354.1 | 360.6 | 298.3 | 228.9 | 279.1 | 271.9 | 176.0 | 175.1 | 161.1 | 137.8 | 123.7 | 118.0 | 100.8 | 12.2 | (66.8) |
| Net Income Attributable To Parent | 332.5 | 315.1 | 286.0 | 354.1 | 360.6 | 298.3 | 228.9 | 279.1 | 271.9 | 176.0 | 175.1 | 161.1 | 137.8 | 123.1 | 117.4 | 100.2 | 11.6 | (67.4) |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | 9.7 | 16.5 | 16.4 | 16.4 | 16.3 |
| Net Income To Common Shareholders | 332.5 | 315.1 | 286.0 | 354.1 | 360.6 | 298.3 | 228.9 | 279.1 | 271.9 | 176.0 | 175.1 | 161.1 | 137.8 | 113.5 | 101.0 | 83.7 | (4.8) | (83.7) |
| (0.06) |
| (1.59) |
| EPS Diluted | 4.93 | 4.54 | 3.95 | 4.86 | 4.83 | 3.80 | 2.87 | 3.48 | 3.33 | 2.17 | 2.19 | 1.98 | 1.72 | 1.43 | 1.28 | 1.06 | (0.06) | (1.59) |
| Shares Basic | 67.0 | 69.2 | 72.1 | 72.6 | 74.3 | 78.3 | 79.6 | 80.0 | 81.1 | 80.3 | 79.2 | 80.6 | 79.7 | 79.0 | 78.7 | 78.6 | 77.1 | 52.6 |
| Shares Diluted | 67.4 | 69.5 | 72.3 | 72.9 | 74.7 | 78.6 | 79.8 | 80.2 | 81.6 | 81.0 | 79.9 | 81.3 | 80.1 | 79.1 | 78.7 | 78.6 | 77.1 | 52.6 |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 2.1 |
| - |
| - |
| - |
| 2.0 |
| - |
| - |
| - |
| 1.8 |
| - |
| - |
| - |
| 1.6 |
| - |
| - |
| - |
| 2.0 |
| - |
| - |
| - |
| 1.8 |
| - |
| - |
| - |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.3 |
| 0.2 |
| 0.3 |
| 0.3 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| 0.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 16.1 |
| 17.4 |
| 21.5 |
| 27.8 |
| 34.7 |
| 39.5 |
| 46.4 |
| 50.0 |
| 50.8 |
| 49.1 |
| 44.4 |
| 38.4 |
| 31.8 |
| 27.5 |
| 24.4 |
| 22.6 |
| 20.9 |
| 18.3 |
| 18.7 |
| 20.8 |
| 20.3 |
| 20.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 98.6 |
| 89.4 |
| 99.9 |
| 94.0 |
| 81.2 |
| 59.0 |
| 57.8 |
| 55.9 |
| 83.7 |
| 93.8 |
| 86.6 |
| 85.3 |
| 81.8 |
| 88.5 |
| 84.7 |
| 82.7 |
| 77.1 |
| 84.9 |
| 66.8 |
| 69.4 |
| 64.4 |
| 61.9 |
| 47.1 |
| 75.3 |
| 72.4 |
| 77.2 |
| 73.4 |
| 70.9 |
| 56.8 |
| 54.3 |
| 46.9 |
| 67.4 |
| 72.8 |
| 72.2 |
| 66.7 |
| 64.6 |
| 69.8 |
| 73.7 |
| 63.8 |
| 25.9 |
| 49.7 |
| 51.4 |
| 48.9 |
| 48.0 |
| 46.1 |
| 34.8 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 75.3 |
| 72.4 |
| 77.2 |
| 73.4 |
| 70.9 |
| 56.8 |
| 54.3 |
| 46.9 |
| 67.4 |
| 72.8 |
| 72.2 |
| 66.7 |
| 64.6 |
| 69.8 |
| 73.7 |
| 63.8 |
| 25.9 |
| 49.7 |
| 51.4 |
| 48.9 |
| 48.0 |
| 46.1 |
| 34.8 |
| 75.0 |
| 75.3 |
| 72.4 |
| 77.2 |
| 73.4 |
| 70.9 |
| 56.8 |
| 54.3 |
| 46.9 |
| 67.4 |
| 72.8 |
| 72.2 |
| 66.7 |
| 64.6 |
| 69.8 |
| 73.7 |
| 63.8 |
| 25.9 |
| 49.7 |
| 51.4 |
| 48.9 |
| 48.0 |
| 46.1 |
| 34.8 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 89.0 |
| 75.0 |
| 75.3 |
| 72.4 |
| 77.2 |
| 73.4 |
| 70.9 |
| 56.8 |
| 54.3 |
| 46.9 |
| 67.4 |
| 72.8 |
| 72.2 |
| 66.7 |
| 64.6 |
| 69.8 |
| 73.7 |
| 63.8 |
| 25.9 |
| 49.7 |
| 51.4 |
| 48.9 |
| 48.0 |
| 46.1 |
| 34.8 |
| 0.93 |
| 0.97 |
| 0.92 |
| - |
| 0.71 |
| 0.68 |
| 0.59 |
| - |
| 0.91 |
| 0.90 |
| 0.83 |
| - |
| 0.85 |
| 0.90 |
| 0.78 |
| - |
| 0.61 |
| 0.64 |
| 0.61 |
| - |
| 0.58 |
| 0.44 |
| 77.8 |
| 79.2 |
| 79.5 |
| - |
| 79.6 |
| 79.6 |
| 79.6 |
| - |
| 79.7 |
| 80.1 |
| 80.5 |
| - |
| 81.3 |
| 81.2 |
| 81.1 |
| - |
| 80.7 |
| 79.8 |
| 79.7 |
| - |
| 78.9 |
| 78.8 |
| 78.2 |
| 79.4 |
| 79.8 |
| - |
| 79.8 |
| 79.7 |
| 79.8 |
| - |
| 80.0 |
| 80.3 |
| 80.7 |
| - |
| 81.9 |
| 81.8 |
| 81.7 |
| - |
| 81.4 |
| 80.6 |
| 80.4 |
| - |
| 79.7 |
| 79.6 |
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