| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | 0.0 | - | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Expenses | |||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Operating Income | |||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||
| Non-Operating | |||||||||||||||||||
| Interest Income | 1,515.9 | 1,483.7 | 1,469.6 | 1,381.3 | 999.0 | 848.3 | 872.6 | 924.7 | 889.2 | 777.4 | 713.1 | 662.4 | 648.3 | 650.3 | 678.0 | ||||
| Tax & Net | |||||||||||||||||||
| Income Tax Expense | 165.1 | 161.1 | 145.1 | 134.5 | 132.4 | 145.7 | 87.3 | 109.1 | 105.9 | 110.5 | 124.2 | 116.6 | 121.6 | 123.2 | 127.2 | ||||
| Per Share | |||||||||||||||||||
| EPS Basic | - | 4.04 | 3.69 | 3.30 | 3.50 | 3.92 | 2.64 | 3.25 | 3.44 | 2.63 | 2.38 | 2.33 | 2.38 | 2.47 | 2.64 | 2.57 | |||
| Supplementary Data | |||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| 0.0 |
| - |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
| 0.0 |
| 0.0 |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | 5.7 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.5 | 0.5 | 0.6 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 396.5 | 373.6 | 374.1 | 371.6 | 364.4 | 369.4 | 372.1 | 369.4 | 358.7 | 362.6 | 361.2 | 348.7 | 308.9 | 286.4 | 262.7 | 238.2 | 211.8 | 210.5 | 217.0 | 211.1 | 209.7 | 214.7 | 223.1 | 213.3 | 221.5 | 226.7 | 231.7 | 238.4 | 227.9 | 232.8 | 224.8 | 225.6 | 206.0 | 201.6 | 194.2 | 193.6 | 188.0 | 181.5 | 179.4 | 180.1 |
| Interest Expense | - | - | - | - | - | - | - | 107.1 | 109.7 | 114.2 | 112.6 | 99.1 | 57.2 | 31.7 | 16.3 | 5.8 | 3.0 | 2.8 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 185.3 | 183.3 | 184.8 | 196.2 | 167.6 | 173.8 | 178.5 | 180.0 | 147.1 | 143.8 | 156.1 | 166.5 | 153.4 | 168.2 | 160.1 | 152.2 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 40.9 | 40.6 | 41.2 | 42.4 | 37.0 | 36.6 | 38.2 | 38.6 | 31.7 | 32.3 | 33.4 | 36.0 | 32.8 | 34.5 | 33.9 | 32.0 | 31.9 | 33.8 | 34.7 | 45.2 | 32.1 | 33.1 | 34.4 | 9.7 | 10.2 | 28.2 | 29.1 | 28.9 | 22.9 | 26.5 | 26.6 | 29.5 | 23.3 | 20.1 | 32.3 | 33.2 | 24.9 | 32.3 | 30.9 | 31.5 |
| Net Income From Continuing Ops | 144.4 | 142.7 | 143.6 | 153.8 | 130.6 | 137.2 | 140.3 | 141.4 | 115.5 | 111.5 | 122.7 | 130.5 | 120.6 | 133.7 | 126.2 | 120.2 | 120.0 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 144.4 | 142.7 | 143.6 | 153.8 | 130.6 | 137.2 | 140.3 | 141.4 | 115.5 | 111.5 | 122.7 | 130.5 | 120.6 | 133.7 | 126.2 | 120.2 | 120.0 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 141.6 | 140.7 | 141.5 | 152.5 | 131.6 | 136.1 | 138.0 | 139.6 | 112.7 | 109.2 | 120.6 | 127.8 | 119.5 | 131.6 | 122.8 | 115.8 | ||||||||||||||||||||||||
| Less: Minority Interest | 2.7 | 2.0 | 2.1 | 1.3 | (1.0) | 1.1 | 2.3 | 1.9 | 2.8 | 2.2 | 2.1 | 2.7 | 1.1 | 2.0 | 3.4 | 4.4 | 1.9 | |||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 141.6 | 140.7 | 141.5 | 152.5 | 131.6 | 136.1 | 138.0 | 139.6 | 112.7 | 109.2 | 120.6 | 127.8 | 119.5 | 131.6 | 122.8 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.96 | - | 1.06 | 1.14 | 0.93 | - | 1.02 | 1.03 | 0.82 | - | 0.92 | 0.97 | 0.91 | - | 0.97 | 0.92 | 0.92 | - | 1.00 | 1.32 | 1.06 | - | 1.06 | 0.32 | 0.42 | - | 0.93 | 0.91 | 0.81 | - | 0.99 | 0.96 | 0.88 | - | 0.68 | 0.71 | 0.65 | - | 0.65 | 0.67 |
| EPS Diluted | 0.96 | - | 1.06 | 1.14 | 0.93 | - | 1.01 | 1.03 | 0.82 | - | 0.92 | 0.97 | 0.91 | - | 0.97 | 0.92 | 0.92 | - | ||||||||||||||||||||||
| Shares Basic | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Shares Diluted | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 42.1 | 40.0 | 36.1 | 32.3 | 31.9 | 32.2 | 30.8 | 28.6 | 29.1 | 30.1 | 30.1 | 29.8 | 30.7 | 32.2 | 34.5 | 35.1 | 37.0 | - |
| Amortization of Intangibles | 6.7 | 1.3 | 1.3 | 1.4 | 2.0 | 3.1 | 2.4 | 1.5 | 1.3 | 1.3 | 1.5 | 1.8 | 2.1 | 2.2 | 2.5 | 3.0 | 3.5 | 4.0 | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| 698.0 |
| 729.5 |
| 789.5 |
| 849.8 |
| Interest Expense | - | - | - | 383.2 | 56.8 | 12.9 | 42.8 | 103.4 | 65.4 | 43.7 | 33.0 | 28.1 | 28.1 | 30.9 | 38.1 | 51.9 | 83.5 | 154.0 | 257.1 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 749.5 | 731.8 | 679.5 | 619.7 | 632.4 | 686.3 | 441.2 | 531.8 | 544.2 | 430.4 | 401.0 | 383.6 | 384.4 | 384.3 | 398.6 | 381.0 | 318.1 | 242.1 | 274.5 |
| 121.4 |
| 96.2 |
| 73.8 |
| 85.1 |
| Net Income From Continuing Ops | 584.4 | 570.7 | 534.4 | 485.2 | 500.0 | 540.6 | 353.9 | 422.7 | 438.2 | 319.9 | 276.9 | 267.0 | 262.8 | 261.1 | 271.4 | 259.6 | 221.9 | 168.4 | 189.4 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 584.4 | 570.7 | 534.4 | 485.2 | 500.0 | 540.6 | 353.9 | 422.7 | 438.2 | 319.9 | 276.9 | 267.0 | 262.8 | 261.1 | 271.4 | 259.6 | 221.9 | 168.4 | 189.4 |
| Net Income Attributable To Parent | 576.3 | 566.3 | 526.3 | 477.1 | 488.4 | 530.8 | 354.1 | 421.2 | 433.5 | 319.4 | 275.4 | 263.7 | 261.8 | 261.0 | 269.3 | 256.3 | 221.7 | 169.1 | 188.7 |
| Less: Minority Interest | 8.2 | 4.4 | 8.1 | 8.1 | 11.6 | 9.8 | (0.2) | 1.5 | 4.7 | 0.5 | 1.5 | 3.2 | 1.0 | 0.2 | 2.1 | 3.3 | 0.2 | (0.7) | 0.7 |
| Less: Preferred Dividends | - | - | - | - | 0.0 | 0.0 | 12.0 | 9.0 | 9.0 | 9.0 | 9.0 | 9.0 | 4.1 | 0.0 | 0.0 | - | - | - | - |
| Net Income To Common Shareholders | 576.3 | 566.3 | 526.3 | 477.1 | 488.4 | 530.8 | 342.1 | 412.2 | 424.5 | 310.4 | 266.4 | 254.7 | 257.7 | 261.0 | 269.3 | 256.3 | 221.7 | 169.1 | 188.7 |
| 2.30 |
| 1.88 |
| 2.26 |
| EPS Diluted | - | 4.04 | 3.69 | 3.30 | 3.50 | 3.91 | 2.64 | 3.25 | 3.43 | 2.62 | 2.37 | 2.32 | 2.37 | 2.46 | 2.63 | 2.56 | 2.29 | 1.87 | 2.24 |
| Shares Basic | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Shares Diluted | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.7 |
| 0.7 |
| 0.7 |
| 1.0 |
| 0.8 |
| 0.9 |
| 0.4 |
| 0.3 |
| 0.4 |
| 0.4 |
| 0.4 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.4 |
| 0.4 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 2.9 |
| 3.2 |
| 3.9 |
| 5.0 |
| 7.2 |
| 10.3 |
| 20.4 |
| 24.0 |
| 28.2 |
| 26.8 |
| 24.4 |
| 20.6 |
| 17.0 |
| 14.7 |
| 13.1 |
| 11.6 |
| 11.7 |
| 10.8 |
| 9.7 |
| 8.3 |
| 8.1 |
| 8.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 151.9 |
| 149.1 |
| 160.4 |
| 211.5 |
| 165.3 |
| 165.3 |
| 167.7 |
| 48.4 |
| 59.8 |
| 135.5 |
| 139.2 |
| 137.2 |
| 119.9 |
| 137.3 |
| 140.7 |
| 140.8 |
| 125.3 |
| 115.1 |
| 106.5 |
| 112.2 |
| 96.6 |
| 104.7 |
| 100.1 |
| 101.4 |
| 115.4 |
| 125.8 |
| 166.2 |
| 133.2 |
| 132.2 |
| 133.4 |
| 38.7 |
| 49.6 |
| 107.3 |
| 110.1 |
| 108.3 |
| 97.1 |
| 110.8 |
| 114.1 |
| 111.3 |
| 102.1 |
| 95.0 |
| 74.2 |
| 79.0 |
| 71.7 |
| 72.4 |
| 69.2 |
| 69.8 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 115.4 |
| 125.8 |
| 166.2 |
| 133.2 |
| 132.2 |
| 133.4 |
| 38.7 |
| 49.6 |
| 107.3 |
| 110.1 |
| 108.3 |
| 97.1 |
| 110.8 |
| 114.1 |
| 111.3 |
| 102.1 |
| 95.0 |
| 74.2 |
| 79.0 |
| 71.7 |
| 72.4 |
| 69.2 |
| 69.8 |
| 118.2 |
| 114.9 |
| 122.6 |
| 162.3 |
| 131.0 |
| 129.9 |
| 132.4 |
| 39.9 |
| 51.9 |
| 106.9 |
| 109.2 |
| 108.0 |
| 97.1 |
| 109.7 |
| 112.6 |
| 110.3 |
| 101.0 |
| 94.4 |
| 74.6 |
| 79.0 |
| 71.5 |
| 71.6 |
| 68.5 |
| 69.9 |
| 0.5 |
| 3.2 |
| 3.9 |
| 2.3 |
| 2.3 |
| 0.9 |
| (1.1) |
| (2.3) |
| 0.4 |
| 0.8 |
| 0.3 |
| (0.1) |
| 1.1 |
| 1.5 |
| 1.0 |
| 1.1 |
| 0.6 |
| (0.3) |
| 0.0 |
| 0.2 |
| 0.8 |
| 0.6 |
| (0.1) |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 7.5 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 2.3 |
| 115.8 |
| 118.2 |
| 114.9 |
| 122.6 |
| 162.3 |
| 131.0 |
| 129.9 |
| 125.0 |
| 37.6 |
| 49.6 |
| 104.6 |
| 107.0 |
| 105.7 |
| 94.9 |
| 107.4 |
| 110.3 |
| 108.1 |
| 98.7 |
| 92.1 |
| 72.3 |
| 76.7 |
| 69.3 |
| 69.3 |
| 66.3 |
| 67.6 |
| 0.99 |
| 1.32 |
| 1.06 |
| - |
| 1.06 |
| 0.32 |
| 0.42 |
| - |
| 0.93 |
| 0.91 |
| 0.81 |
| - |
| 0.98 |
| 0.96 |
| 0.88 |
| - |
| 0.67 |
| 0.71 |
| 0.65 |
| - |
| 0.65 |
| 0.66 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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