| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 704.5 | 644.9 | 517.9 | 490.1 | 373.7 | 301.7 | 308.2 | 271.5 | 216.1 | 181.3 | 161.2 | 141.0 | 94.2 | 57.3 | 55.3 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 39.8 | 32.3 | 24.7 | 30.0 | 46.0 | 44.7 | 19.1 | 20.6 | 10.8 | 25.3 | 11.8 | 19.9 | 8.8 | 7.5 | 7.7 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 1.83 | 1.64 | 1.77 | 2.08 | 3.03 | 3.24 | 1.80 | 2.08 | 1.87 | 1.35 | 1.02 | 1.37 | 0.80 | 1.21 | 1.05 | 0.80 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 1.8 | - | - | - | 1.1 | - | - | - | 1.1 | - | - | - | 1.1 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | 2.8 | 3.2 | 3.2 | 1.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 184.4 | 186.3 | 187.7 | 146.0 | 124.8 | 128.0 | 130.2 | 130.0 | 129.6 | 129.0 | 123.7 | 121.3 | 116.1 | 112.5 | 97.0 | 85.4 | 78.9 | 79.0 | 77.0 | 73.1 | 72.6 | 75.6 | 77.2 | 78.7 | 76.7 | 68.0 | 70.4 | 67.9 | 65.2 | 57.2 | 55.4 | 53.1 | 50.5 | 50.2 | 46.3 | 43.7 | 41.1 | 41.5 | 41.2 | 40.0 |
| Interest Expense | - | - | - | - | - | - | - | - | 69.3 | 67.1 | 61.3 | 57.5 | 49.0 | 34.5 | 18.8 | 9.8 | 8.6 | 8.6 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 52.5 | 53.4 | 57.3 | (25.3) | 27.4 | 26.5 | 23.2 | 25.7 | 23.1 | 25.5 | 28.6 | 28.8 | 34.0 | 44.9 | 39.3 | 44.2 | 42.7 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 14.7 | 13.9 | 16.3 | (5.0) | 7.2 | 6.1 | 6.0 | 6.7 | 5.9 | 6.2 | 7.2 | 7.4 | 9.1 | 12.3 | 10.4 | 11.9 | 11.4 | 12.3 | 10.9 | 10.7 | 10.9 | 7.8 | 7.8 | 2.5 | 1.0 | 6.2 | 6.4 | 5.5 | 2.5 | 3.6 | 2.1 | 4.6 | 0.4 | 12.7 | 5.6 | 2.1 | 4.9 | (3.4) | 5.4 | 5.0 |
| Net Income From Continuing Ops | 37.8 | 39.5 | 41.0 | (20.3) | 20.2 | 20.4 | 17.2 | 19.1 | 17.2 | 19.3 | 21.4 | 21.4 | 24.9 | 32.6 | 28.9 | 32.4 | 31.4 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 37.8 | 39.5 | 41.0 | (20.3) | 20.2 | 20.4 | 17.2 | 19.1 | 17.2 | 19.3 | 21.4 | 21.4 | 24.9 | 32.6 | 28.9 | 32.4 | 31.4 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 37.8 | 39.5 | 41.0 | (20.3) | 20.2 | 20.4 | 17.2 | 19.1 | 17.2 | 19.3 | 21.4 | 21.4 | 24.9 | 32.6 | 28.9 | 32.4 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 36.3 | 38.0 | 39.5 | (21.8) | 18.7 | 18.9 | 15.7 | 17.5 | 15.7 | 17.8 | 19.9 | 19.9 | 23.4 | 31.0 | 27.4 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.72 | - | 0.79 | (0.52) | 0.49 | - | 0.41 | 0.46 | 0.41 | - | 0.51 | 0.51 | 0.60 | - | 0.70 | 0.78 | 0.76 | - | 0.81 | 0.81 | 0.83 | - | 0.62 | 0.37 | 0.15 | - | 0.61 | 0.54 | 0.33 | - | 0.62 | 0.54 | 0.13 | - | 0.41 | 0.24 | 0.37 | - | 0.39 | 0.36 |
| EPS Diluted | 0.72 | - | 0.78 | (0.52) | 0.49 | - | 0.41 | 0.46 | 0.41 | - | 0.51 | 0.51 | 0.59 | - | 0.70 | 0.78 | 0.75 | - | ||||||||||||||||||||||
| Shares Basic | 50.1 | - | 50.2 | 42.0 | 38.3 | - | 38.3 | 38.3 | 38.3 | - | 38.7 | 39.0 | 39.1 | - | 39.1 | 39.3 | 39.5 | - | ||||||||||||||||||||||
| Shares Diluted | 50.4 | - | 50.5 | 42.2 | 38.5 | - | 38.5 | 38.4 | 38.5 | - | 38.8 | 39.0 | 39.3 | - | 39.3 | 39.5 | 39.7 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 6.1 | 4.4 | 4.5 | 3.9 | 3.8 | 4.2 | 3.1 | 3.1 | 3.2 | 2.7 | 2.3 | 1.5 | 0.9 | 0.9 | 1.0 | 1.2 | 1.5 |
| Amortization of Intangibles | 10.5 | 7.9 | 1.2 | 1.4 | 1.7 | 2.0 | 2.6 | 1.4 | 0.6 | 0.7 | 0.8 | 0.9 | 0.5 | 0.0 | 0.0 | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 51.9 |
| 48.7 |
| 51.1 |
| Interest Expense | - | - | - | 235.0 | 71.6 | 38.9 | 70.2 | 85.2 | 58.9 | 36.3 | 31.1 | 23.8 | 14.8 | 11.1 | 11.8 | 12.2 | 14.8 | 22.6 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 137.9 | 112.7 | 98.5 | 117.0 | 171.2 | 175.1 | 90.4 | 94.0 | 71.1 | 68.5 | 42.9 | 61.2 | 27.4 | 27.4 | 25.2 | 21.3 | 7.2 | 4.7 |
| 7.4 |
| 0.2 |
| 0.9 |
| Net Income From Continuing Ops | 98.0 | 80.4 | 73.8 | 87.0 | 125.2 | 130.4 | 71.3 | 73.4 | 60.4 | 43.2 | 31.1 | 41.3 | 18.6 | 19.9 | 17.5 | 13.9 | 7.0 | 3.8 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 98.0 | 80.4 | 73.8 | 87.0 | 125.2 | 130.4 | 71.3 | 73.4 | 60.4 | 43.2 | 31.1 | 41.3 | 18.6 | 19.9 | 17.5 | 13.9 | 7.0 | 3.8 |
| Net Income Attributable To Parent | 98.0 | 80.4 | 73.8 | 87.0 | 125.2 | 130.4 | 71.3 | 73.4 | 60.4 | 43.2 | 31.1 | 41.3 | 18.6 | 19.9 | 17.5 | 13.9 | 7.0 | 3.8 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | 6.0 | 6.0 | 6.0 | 6.0 | 6.0 | 1.7 | 0.0 | - | - | - | 0.0 | 0.1 | 0.1 | 0.1 | 0.3 | 0.8 | 0.6 | 0.6 |
| Net Income To Common Shareholders | 92.0 | 74.4 | 67.8 | 81.0 | 119.2 | 128.6 | 71.3 | 73.4 | 60.4 | 43.2 | 31.1 | 41.2 | 18.5 | 19.8 | 17.2 | 13.1 | 6.4 | 3.2 |
| 0.43 |
| 0.24 |
| EPS Diluted | 1.83 | 1.63 | 1.76 | 2.07 | 3.01 | 3.22 | 1.79 | 2.07 | 1.86 | 1.34 | 1.01 | 1.36 | 0.79 | 1.21 | 1.05 | 0.80 | 0.43 | 0.24 |
| Shares Basic | 50.1 | 45.2 | 38.3 | 38.8 | 39.3 | 39.6 | 39.5 | - | - | - | - | 29.9 | 23.0 | 16.3 | 16.3 | 16.3 | 15.0 | 13.4 |
| Shares Diluted | 50.4 | 45.4 | 38.5 | 39.0 | 39.5 | 39.9 | 39.6 | - | - | - | - | 30.3 | 23.5 | 16.4 | 16.4 | 16.3 | 15.0 | 13.4 |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 1.0 |
| - |
| - |
| - |
| 0.9 |
| - |
| - |
| - |
| 0.9 |
| 1.5 |
| 0.3 |
| 0.4 |
| 0.8 |
| 2.0 |
| 0.1 |
| 0.2 |
| 0.8 |
| 2.0 |
| 0.2 |
| 0.2 |
| 0.8 |
| 1.6 |
| 0.2 |
| 0.2 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.5 |
| 0.6 |
| 0.6 |
| 0.7 |
| 0.7 |
| 0.3 |
| 0.3 |
| 0.4 |
| 0.4 |
| - |
| - |
| - |
| 0.2 |
| - |
| - |
| - |
| 0.2 |
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| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 8.8 |
| 10.0 |
| 11.5 |
| 14.2 |
| 16.7 |
| 17.9 |
| 21.4 |
| 20.6 |
| 22.0 |
| 22.3 |
| 20.3 |
| 17.1 |
| 15.4 |
| 14.1 |
| 12.3 |
| 10.4 |
| 9.3 |
| 8.6 |
| 7.9 |
| 8.1 |
| 8.2 |
| 7.6 |
| - |
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| - |
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| - |
| - |
| - |
| 45.3 |
| 43.0 |
| 42.9 |
| 43.9 |
| 33.4 |
| 32.6 |
| 17.3 |
| 7.1 |
| 27.0 |
| 28.1 |
| 24.8 |
| 14.1 |
| 22.3 |
| 22.0 |
| 22.1 |
| 4.7 |
| 23.3 |
| 18.7 |
| 9.8 |
| 16.8 |
| (5.5) |
| 17.3 |
| 15.9 |
| 33.0 |
| 32.1 |
| 32.2 |
| 33.0 |
| 25.6 |
| 24.8 |
| 14.8 |
| 6.0 |
| 20.8 |
| 21.7 |
| 19.3 |
| 11.6 |
| 18.7 |
| 19.9 |
| 17.5 |
| 4.3 |
| 10.6 |
| 13.1 |
| 7.7 |
| 11.9 |
| (2.0) |
| 11.9 |
| 10.9 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 33.0 |
| 32.1 |
| 32.2 |
| 33.0 |
| 25.6 |
| 24.8 |
| 14.8 |
| 6.0 |
| 20.8 |
| 21.7 |
| 19.3 |
| 11.6 |
| 18.7 |
| 19.9 |
| 17.5 |
| 4.3 |
| 10.6 |
| 13.1 |
| 7.7 |
| 11.9 |
| (2.0) |
| 11.9 |
| 10.9 |
| 31.4 |
| 33.0 |
| 32.1 |
| 32.2 |
| 33.0 |
| 25.6 |
| 24.8 |
| 14.8 |
| 6.0 |
| 20.8 |
| 21.7 |
| 19.3 |
| 11.6 |
| 18.7 |
| 19.9 |
| 17.5 |
| 4.3 |
| 10.6 |
| 13.1 |
| 7.7 |
| 11.9 |
| (2.0) |
| 11.9 |
| 10.9 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.0 |
| 0.0 |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
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| - |
| - |
| - |
| 30.8 |
| 29.9 |
| 31.3 |
| 32.1 |
| 32.2 |
| 33.0 |
| 25.6 |
| 24.8 |
| 14.8 |
| 6.0 |
| 20.8 |
| 21.7 |
| 19.3 |
| 11.6 |
| 18.7 |
| 19.9 |
| 17.5 |
| 4.3 |
| 10.6 |
| 13.1 |
| 7.7 |
| 11.9 |
| (2.0) |
| 11.9 |
| 10.9 |
| 0.80 |
| 0.81 |
| 0.82 |
| - |
| 0.62 |
| 0.37 |
| 0.15 |
| - |
| 0.61 |
| 0.54 |
| 0.33 |
| - |
| 0.61 |
| 0.54 |
| 0.13 |
| - |
| 0.41 |
| 0.24 |
| 0.37 |
| - |
| 0.39 |
| 0.36 |
| - |
| 39.7 |
| 0.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
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| 30.1 |
| 30.1 |
| - |
| 39.9 |
| - |
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| - |
| - |
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| 30.4 |
| 30.3 |
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