| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | 177.0 | 149.0 | 134.0 | 85.8 | 83.3 | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 3,084.0 | 2,916.0 | 2,755.0 | 2,539.0 | 1,148.0 | 962.0 | 517.8 | 530.0 | 497.1 | 374.7 | 338.0 | 328.9 | 308.0 | 296.9 | 248.5 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 204.0 | 178.0 | 185.0 | 122.0 | 113.8 | 137.9 | 38.1 | 47.2 | 39.0 | 65.2 | 44.9 | 42.8 | 36.2 | 27.0 | 17.6 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 2.25 | 2.31 | 2.56 | 1.79 | 2.60 | 3.22 | 2.17 | 2.68 | 2.36 | 1.86 | 1.81 | 1.71 | 1.53 | 1.24 | 1.16 | 1.22 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 21.0 | - | - | - | 21.0 | - | - | - | 40.0 | - | - | - | 19.0 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | 41.0 | 42.2 | 31.0 | 25.8 | 28.0 | 28.7 | 29.0 | 29.2 | 32.1 | 32.9 | 29.9 | 35.6 | 12.7 | 1.0 | 1.0 | 1.0 | ||||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 816.0 | 857.3 | 740.0 | 670.7 | 648.0 | 676.2 | 699.0 | 695.5 | 684.2 | 691.3 | 696.0 | 675.7 | 476.0 | 352.2 | 303.5 | 256.3 | 235.9 | 574.0 | 134.5 | 127.4 | 126.0 | 133.3 | 127.4 | 126.2 | 130.9 | 133.1 | 132.5 | 135.4 | 128.9 | 129.8 | 127.6 | 120.5 | 119.1 | 108.8 | 90.3 | 87.8 | 87.8 | 86.7 | 86.8 | 83.3 |
| Interest Expense | - | - | - | - | - | - | 268.7 | 268.1 | 260.9 | 238.0 | 215.1 | 191.8 | 101.3 | 46.8 | 15.9 | 8.1 | 7.2 | 36.4 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 87.1 | 82.4 | 75.0 | 73.1 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 63.0 | 67.0 | 23.0 | 51.0 | 37.0 | 49.1 | 50.0 | 40.9 | 45.0 | 33.1 | 48.1 | 45.7 | (4.9) | 29.5 | 27.5 | 26.5 | 30.3 | 97.3 | 13.5 | 14.5 | 12.5 | 16.8 | 9.9 | 8.2 | 3.2 | 11.9 | 12.4 | 12.1 | 10.8 | 10.7 | 11.4 | 10.0 | 6.8 | 25.1 | 18.3 | 11.1 | 10.6 | 12.3 | 12.1 | 11.2 |
| Net Income From Continuing Ops | 192.0 | 215.0 | 96.0 | 152.0 | 87.0 | 143.0 | 146.0 | 121.0 | 124.0 | 93.8 | 135.8 | 133.4 | (14.0) | 83.0 | 84.0 | 78.6 | 91.2 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 192.0 | 215.0 | 96.0 | 152.0 | 87.0 | 143.0 | 146.0 | 121.0 | 124.0 | 93.8 | 135.8 | 133.4 | (14.0) | 83.0 | 84.0 | 78.6 | 91.2 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 192.0 | 215.0 | 96.0 | 152.0 | 87.0 | 143.0 | 146.0 | 121.0 | 124.0 | 93.8 | 135.8 | 133.4 | (14.0) | 83.0 | 84.0 | 78.6 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 192.0 | 214.0 | 96.0 | 152.0 | 87.0 | 143.0 | 146.0 | 121.0 | 124.0 | 93.8 | 135.8 | 133.4 | (14.0) | 83.0 | 84.0 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.66 | - | 0.40 | 0.73 | 0.41 | - | 0.70 | 0.58 | 0.60 | - | 0.65 | 0.64 | (0.09) | - | 0.65 | 0.61 | 0.71 | - | 0.75 | 0.77 | 0.73 | - | 0.63 | 0.52 | 0.20 | - | 0.70 | 0.71 | 0.63 | - | 0.63 | 0.57 | 0.55 | - | 0.70 | 0.47 | 0.50 | - | 0.47 | 0.44 |
| EPS Diluted | 0.66 | - | 0.40 | 0.73 | 0.41 | - | 0.70 | 0.57 | 0.59 | - | 0.65 | 0.64 | (0.09) | - | 0.65 | 0.61 | 0.70 | - | ||||||||||||||||||||||
| Shares Basic | 290.9 | - | 237.8 | 209.1 | 208.8 | - | 208.5 | 208.5 | 208.3 | - | 208.1 | 208.0 | 156.4 | - | 129.3 | 129.3 | 129.2 | - | ||||||||||||||||||||||
| Shares Diluted | 292.2 | - | 238.9 | 210.0 | 210.0 | - | 209.5 | 209.0 | 209.0 | - | 208.6 | 208.5 | 156.4 | - | 129.7 | 129.7 | 129.7 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 141.0 | 150.0 | 144.0 | 28.3 | 31.5 | 10.7 | 10.3 | 10.4 | 9.8 | 11.8 | 12.3 | 10.9 | 10.2 | 6.3 | 5.7 | 5.2 | 4.7 |
| Amortization of Intangibles | 140.0 | 127.0 | 119.0 | 111.0 | 4.1 | 4.5 | 8.7 | 10.5 | 12.2 | 6.3 | 5.9 | 6.9 | 6.3 | 6.0 | 4.4 | 4.3 | 3.9 | 1.0 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 251.3 |
| 185.9 |
| 143.0 |
| Interest Expense | - | - | - | 746.2 | 78.0 | 42.4 | 17.7 | 36.5 | 18.2 | 6.8 | 4.4 | 4.0 | 4.0 | 5.8 | 9.6 | 14.5 | 21.1 | 27.7 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | - | - | - | - | 317.6 | 256.5 | 192.4 | 241.6 | 211.8 | 178.0 | 149.8 | 141.6 | 117.8 | 87.0 | 63.7 | 65.9 | 33.1 | (12.9) |
| 17.9 |
| 2.3 |
| (9.0) |
| Net Income From Continuing Ops | 655.0 | 550.0 | 534.0 | 349.0 | 336.8 | 420.3 | 154.2 | 194.5 | 172.9 | 112.8 | 104.9 | 98.8 | 81.6 | 60.0 | 46.1 | 48.0 | 30.8 | (4.0) |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 655.0 | 550.0 | 534.0 | 349.0 | 336.8 | 420.3 | 154.2 | 194.5 | 172.9 | 112.8 | 104.9 | 98.8 | 81.6 | 60.0 | 46.1 | 48.0 | 30.8 | (4.0) |
| Net Income Attributable To Parent | 655.0 | 550.0 | 534.0 | 349.0 | 336.8 | 420.3 | 154.2 | 194.5 | 172.9 | 112.8 | 104.9 | 98.8 | 81.6 | 60.0 | 46.1 | 48.0 | 30.8 | (4.0) |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.0 | 0.0 | 4.9 | 4.4 |
| Net Income To Common Shareholders | 654.0 | 549.0 | 534.0 | 349.0 | 336.8 | 420.3 | 154.2 | 194.5 | 172.9 | 112.8 | 104.9 | 98.8 | 81.6 | 60.0 | 46.1 | 48.0 | 25.8 | (8.4) |
| 0.73 |
| (0.38) |
| EPS Diluted | 2.24 | 2.30 | 2.55 | 1.78 | 2.60 | 3.21 | 2.17 | 2.68 | 2.36 | 1.86 | 1.81 | 1.71 | 1.52 | 1.21 | 1.16 | 1.21 | 0.72 | (0.38) |
| Shares Basic | 290.9 | 238.0 | 208.5 | 195.3 | 129.3 | 130.5 | 70.8 | 72.0 | 72.4 | 59.9 | 57.2 | 57.0 | 52.6 | 48.0 | 39.3 | 39.1 | 35.2 | 21.9 |
| Shares Diluted | 292.2 | 239.1 | 209.3 | 195.9 | 129.7 | 131.0 | 70.9 | 72.0 | 72.4 | 59.9 | 57.2 | 57.0 | 53.2 | 49.1 | 39.3 | 39.2 | 35.4 | 21.9 |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 7.6 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 1.0 |
| (1.1) |
| 1.8 |
| 1.9 |
| 1.9 |
| 2.0 |
| 2.2 |
| 2.2 |
| 2.3 |
| 2.5 |
| 2.6 |
| 2.6 |
| 2.7 |
| 2.9 |
| 3.1 |
| 3.1 |
| 3.2 |
| 2.5 |
| 1.2 |
| 1.2 |
| 1.3 |
| 1.4 |
| 1.5 |
| 1.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 2.0 |
| 2.0 |
| 2.0 |
| 2.2 |
| 2.7 |
| 4.4 |
| 8.5 |
| 8.3 |
| 10.1 |
| 10.3 |
| 7.9 |
| 5.9 |
| 4.8 |
| 3.9 |
| 3.7 |
| 2.6 |
| 1.4 |
| 1.6 |
| 1.1 |
| 1.0 |
| 1.2 |
| 1.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 56.0 |
| 66.5 |
| 69.6 |
| 64.4 |
| 75.1 |
| 54.7 |
| 44.8 |
| 17.9 |
| 58.0 |
| 63.1 |
| 63.8 |
| 56.7 |
| 55.5 |
| 57.8 |
| 51.7 |
| 46.8 |
| 40.9 |
| 59.1 |
| 38.3 |
| 39.8 |
| 43.0 |
| 39.6 |
| 36.7 |
| 260.4 |
| 53.0 |
| 55.0 |
| 51.9 |
| 58.3 |
| 44.7 |
| 36.6 |
| 14.6 |
| 46.1 |
| 50.7 |
| 51.7 |
| 45.9 |
| 44.7 |
| 46.4 |
| 41.7 |
| 40.0 |
| 15.7 |
| 40.8 |
| 27.1 |
| 29.2 |
| 30.7 |
| 27.5 |
| 25.4 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 260.4 |
| 53.0 |
| 55.0 |
| 51.9 |
| 58.3 |
| 44.7 |
| 36.6 |
| 14.6 |
| 46.1 |
| 50.7 |
| 51.7 |
| 45.9 |
| 44.7 |
| 46.4 |
| 41.7 |
| 40.0 |
| 15.7 |
| 40.8 |
| 27.1 |
| 29.2 |
| 30.7 |
| 27.5 |
| 25.4 |
| 91.2 |
| 260.4 |
| 53.0 |
| 55.0 |
| 51.9 |
| 58.3 |
| 44.7 |
| 36.6 |
| 14.6 |
| 46.1 |
| 50.7 |
| 51.7 |
| 45.9 |
| 44.7 |
| 46.4 |
| 41.7 |
| 40.0 |
| 15.7 |
| 40.8 |
| 27.1 |
| 29.2 |
| 30.7 |
| 27.5 |
| 25.4 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 78.6 |
| 91.2 |
| 260.4 |
| 53.0 |
| 55.0 |
| 51.9 |
| 58.3 |
| 44.7 |
| 36.6 |
| 14.6 |
| 46.1 |
| 50.7 |
| 51.7 |
| 45.9 |
| 44.7 |
| 46.4 |
| 41.7 |
| 40.0 |
| 15.7 |
| 40.8 |
| 27.1 |
| 29.2 |
| 30.7 |
| 27.5 |
| 25.4 |
| 0.74 |
| 0.77 |
| 0.73 |
| - |
| 0.63 |
| 0.52 |
| 0.20 |
| - |
| 0.70 |
| 0.71 |
| 0.63 |
| - |
| 0.63 |
| 0.57 |
| 0.55 |
| - |
| 0.70 |
| 0.47 |
| 0.50 |
| - |
| 0.47 |
| 0.44 |
| 71.0 |
| 71.0 |
| 70.9 |
| - |
| 70.7 |
| 70.7 |
| 71.2 |
| - |
| 71.8 |
| 72.5 |
| 72.5 |
| - |
| 72.4 |
| 72.4 |
| 72.3 |
| - |
| 57.6 |
| 57.5 |
| 57.4 |
| - |
| 57.2 |
| 57.2 |
| 71.2 |
| 71.2 |
| 71.1 |
| - |
| 70.8 |
| 70.7 |
| 71.3 |
| - |
| 71.8 |
| 72.5 |
| 72.5 |
| - |
| 72.4 |
| 72.4 |
| 72.3 |
| - |
| 57.6 |
| 57.5 |
| 57.4 |
| - |
| 57.2 |
| 57.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |