| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | |||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | |||||||||||||
| Operating Income | |||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | |||||||||||||
| Interest Income | 879.6 | 833.9 | 725.5 | 678.4 | 481.4 | 385.0 | 314.6 | 282.5 | 239.6 | 169.6 | 120.5 | 102.8 | 92.9 |
| Interest Expense | - | ||||||||||||
| Tax & Net | |||||||||||||
| Income Tax Expense | 23.0 | 15.9 | 30.6 | 30.1 | 35.0 | 52.8 | 18.8 | 25.7 | 25.6 | 21.1 | 21.7 | 3.0 | 2.3 |
| Net Income From Continuing Ops | |||||||||||||
| Per Share | |||||||||||||
| EPS Basic | 2.72 | 2.47 | 2.48 | 2.57 | 2.64 | 4.01 | 1.69 | 2.70 | 2.60 | 1.90 | 2.12 | 2.79 | 1.89 |
| EPS Diluted | 2.70 | ||||||||||||
| Supplementary Data | |||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | |||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 3.1 | 3.2 | 3.2 | 2.9 | 2.8 | 3.0 | 3.3 | 2.9 | 2.8 | 3.8 | 2.7 | 2.5 | 2.2 | 1.9 | 2.1 | 2.0 | ||||||||||||||||||||||||
| Amortization of Intangibles | 1.9 | 1.9 | 2.1 | 0.6 | 0.7 | 0.7 | 0.7 | 0.8 | 0.8 | 0.8 | 0.9 | 0.9 | 1.0 | 1.0 | 1.1 | 1.2 | 1.2 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 225.4 | 235.2 | 236.9 | 182.1 | 179.7 | 186.4 | 185.6 | 177.4 | 176.1 | 174.8 | 173.9 | 170.2 | 159.5 | 147.6 | 128.5 | 110.2 | 95.1 | 97.2 | 96.7 | 96.3 | 94.8 | 98.2 | 81.1 | 65.6 | 69.7 | 71.6 | 73.2 | 71.7 | 65.9 | 63.1 | 62.6 | 59.0 | 54.8 | 55.0 | 48.4 | 33.3 | 32.9 | 31.6 | 30.0 | 30.7 |
| Interest Expense | - | - | - | - | - | - | - | 74.8 | 76.6 | 73.7 | 73.0 | 68.6 | 55.8 | 37.1 | 17.1 | 8.0 | 6.9 | 7.5 | ||||||||||||||||||||||
| Income From Equity Investments | (0.6) | - | - | - | (0.5) | - | - | - | 0.0 | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 74.2 | 69.8 | 29.6 | (9.7) | 48.8 | 50.1 | 11.4 | 50.9 | 34.3 | 35.9 | 23.2 | 45.1 | 46.1 | 48.2 | 40.8 | 26.1 | 44.5 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 16.6 | 12.8 | 6.2 | (12.7) | 9.5 | 12.2 | 1.2 | 10.9 | 6.3 | 6.5 | 4.0 | 9.8 | 9.7 | 10.0 | 8.9 | 6.7 | 9.3 | 14.0 | 9.7 | 13.4 | 15.6 | 13.3 | (2.0) | 7.5 | 0.1 | 5.7 | 7.7 | 6.3 | 6.0 | 5.6 | 6.7 | 7.8 | 5.5 | 4.5 | 4.6 | 6.6 | 5.4 | 4.8 | 14.8 | 1.1 |
| Net Income From Continuing Ops | 57.5 | 57.0 | 23.4 | 2.9 | 39.4 | 37.9 | 10.2 | 40.0 | 28.0 | 29.4 | 19.2 | 35.3 | 36.4 | 38.2 | 31.8 | 19.4 | 35.2 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 57.5 | 57.0 | 23.4 | 2.9 | 39.4 | 37.9 | 10.2 | 40.0 | 28.0 | 29.4 | 19.2 | 35.3 | 36.4 | 38.2 | 31.8 | 19.4 | 35.2 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 57.5 | 57.0 | 23.4 | 2.9 | 39.4 | 37.9 | 10.2 | 40.0 | 28.0 | 29.4 | 19.2 | 35.3 | 36.4 | 38.1 | 31.8 | 19.3 | ||||||||||||||||||||||||
| Less: Minority Interest | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 57.5 | 57.0 | 23.4 | 2.9 | 39.4 | 37.9 | 10.2 | 40.0 | 28.0 | 29.4 | 19.2 | 35.3 | 36.4 | 38.1 | 31.8 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 1.11 | - | 0.44 | 0.06 | 0.84 | - | 0.22 | 0.85 | 0.60 | - | 0.41 | 0.75 | 0.78 | - | 0.68 | 0.41 | 0.74 | - | 0.96 | 0.91 | 1.12 | - | (0.14) | 0.71 | 0.02 | - | 0.77 | 0.60 | 0.63 | - | 0.69 | 0.72 | 0.65 | - | 0.28 | 0.44 | 0.40 | - | 0.07 | 0.92 |
| EPS Diluted | 1.10 | - | 0.43 | 0.06 | 0.84 | - | 0.22 | 0.85 | 0.59 | - | 0.41 | 0.75 | 0.78 | - | 0.68 | 0.41 | 0.74 | - | ||||||||||||||||||||||
| Shares Basic | 51.7 | - | 53.6 | 45.9 | 46.7 | - | 46.7 | 46.8 | 46.9 | - | 46.8 | 46.8 | 46.7 | - | 46.9 | 47.1 | 47.5 | - | ||||||||||||||||||||||
| Shares Diluted | 52.2 | - | 54.0 | 46.2 | 47.0 | - | 46.8 | 46.8 | 47.0 | - | 46.9 | 46.8 | 46.8 | - | 47.0 | 47.2 | 47.7 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | 12.4 | 12.1 | 12.0 | 11.2 | 8.0 | 8.4 | 7.5 | 5.2 | 4.3 | 4.3 | 4.0 | 3.3 | 3.1 |
| Amortization of Intangibles | 6.5 | 5.3 | 2.9 | 3.7 | 4.6 | 5.5 | 5.3 | 4.3 | 3.2 | 2.0 | 2.1 | 1.7 | 1.6 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| 271.2 |
| 69.2 |
| 37.6 |
| 49.0 |
| 56.5 |
| 35.5 |
| 16.3 |
| 9.5 |
| 8.9 |
| 9.5 |
| Income From Equity Investments | - | (2.4) | 0.0 | 0.0 | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 163.8 | 138.5 | 146.7 | 150.3 | 159.6 | 243.1 | 82.5 | 109.5 | 105.9 | 73.5 | 62.3 | 50.8 | 34.7 |
| 140.8 |
| 122.6 |
| 116.1 |
| 120.2 |
| 124.6 |
| 190.3 |
| 63.6 |
| 83.8 |
| 80.2 |
| 52.4 |
| 40.6 |
| 47.9 |
| 32.5 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 140.8 | 122.6 | 116.1 | 120.2 | 124.6 | 190.3 | 63.6 | 83.8 | 80.2 | 52.4 | 40.6 | 47.9 | 32.5 |
| Net Income Attributable To Parent | 140.8 | 122.6 | 116.0 | 120.2 | 124.6 | 190.3 | 63.6 | 83.8 | 80.2 | 52.4 | 40.6 | 47.9 | 32.5 |
| Less: Minority Interest | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income To Common Shareholders | 140.8 | 122.6 | 116.0 | 120.2 | 124.6 | 190.3 | 63.6 | 83.4 | 79.8 | 52.4 | 40.6 | 47.9 | 32.5 |
| 2.45 |
| 2.48 |
| 2.57 |
| 2.64 |
| 3.97 |
| 1.67 |
| 2.65 |
| 2.55 |
| 1.86 |
| 2.10 |
| 2.79 |
| 1.89 |
| Shares Basic | 51.7 | 49.7 | 46.7 | 46.8 | 47.1 | 47.4 | 37.6 | 30.9 | 30.7 | 27.6 | 19.2 | 17.2 | 17.2 |
| Shares Diluted | 52.2 | 50.1 | 46.9 | 46.8 | 47.2 | 48.0 | 38.1 | 31.4 | 31.3 | 28.2 | 19.3 | 17.2 | 17.2 |
| - |
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| 2.0 |
| 2.3 |
| 2.1 |
| 2.0 |
| 2.1 |
| 2.4 |
| 1.8 |
| 1.8 |
| 1.6 |
| 1.3 |
| 1.4 |
| 1.3 |
| 1.2 |
| 1.1 |
| 1.0 |
| 1.1 |
| 1.1 |
| 1.2 |
| 1.1 |
| 1.0 |
| 1.0 |
| 1.0 |
| 1.0 |
| 1.0 |
| 1.3 |
| 1.3 |
| 1.4 |
| 1.4 |
| 1.5 |
| 1.4 |
| 1.2 |
| 1.2 |
| 1.2 |
| 1.2 |
| 1.3 |
| 0.7 |
| 0.8 |
| 0.8 |
| 0.8 |
| 0.9 |
| 0.9 |
| 0.6 |
| 0.1 |
| 0.4 |
| 0.5 |
| 0.5 |
| 0.5 |
| - |
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| - |
| 8.2 |
| 9.8 |
| 12.2 |
| 13.0 |
| 12.3 |
| 10.3 |
| 13.4 |
| 14.0 |
| 14.9 |
| 14.7 |
| 12.9 |
| 11.7 |
| 9.9 |
| 7.5 |
| 6.4 |
| 6.0 |
| 4.8 |
| 2.9 |
| 2.6 |
| 2.5 |
| 2.4 |
| 2.3 |
| - |
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| - |
| 62.8 |
| 55.0 |
| 56.7 |
| 68.5 |
| 58.9 |
| (7.6) |
| 30.3 |
| 0.8 |
| 27.3 |
| 31.7 |
| 25.0 |
| 25.6 |
| 22.7 |
| 28.1 |
| 29.9 |
| 25.2 |
| 27.5 |
| 13.0 |
| 17.8 |
| 15.2 |
| 13.8 |
| 16.0 |
| 16.9 |
| 48.8 |
| 45.3 |
| 43.3 |
| 52.9 |
| 45.6 |
| (5.6) |
| 22.9 |
| 0.7 |
| 21.6 |
| 24.0 |
| 18.7 |
| 19.6 |
| 17.0 |
| 21.4 |
| 22.1 |
| 19.8 |
| 23.0 |
| 8.4 |
| 11.2 |
| 9.8 |
| 9.0 |
| 1.2 |
| 15.8 |
| - |
| - |
| - |
| - |
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| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 48.8 |
| 45.3 |
| 43.3 |
| 52.9 |
| 45.6 |
| (5.6) |
| 22.9 |
| 0.7 |
| 21.6 |
| 24.0 |
| 18.7 |
| 19.6 |
| 17.0 |
| 21.4 |
| 22.1 |
| 19.8 |
| 23.0 |
| 8.4 |
| 11.2 |
| 9.8 |
| 9.0 |
| 1.2 |
| 15.8 |
| 35.2 |
| 48.8 |
| 45.3 |
| 43.3 |
| 52.9 |
| 45.6 |
| (5.6) |
| 22.9 |
| 0.7 |
| 21.6 |
| 24.0 |
| 18.7 |
| 19.6 |
| 17.0 |
| 21.4 |
| 22.1 |
| 19.8 |
| 23.0 |
| 8.4 |
| 11.2 |
| 9.8 |
| 9.0 |
| 1.2 |
| 15.8 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
| 0.0 |
| - |
| - |
| - |
| - |
| - |
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| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 19.3 |
| 35.2 |
| 48.8 |
| 45.3 |
| 43.3 |
| 52.9 |
| 45.6 |
| (5.6) |
| 22.9 |
| 0.7 |
| 21.5 |
| 23.8 |
| 18.6 |
| 19.5 |
| 16.8 |
| 21.3 |
| 21.9 |
| 19.8 |
| 23.0 |
| 8.4 |
| 11.2 |
| 9.8 |
| 9.0 |
| 1.2 |
| 15.8 |
| 0.94 |
| 0.90 |
| 1.10 |
| - |
| (0.14) |
| 0.70 |
| 0.02 |
| - |
| 0.76 |
| 0.59 |
| 0.62 |
| - |
| 0.68 |
| 0.70 |
| 0.63 |
| - |
| 0.27 |
| 0.43 |
| 0.40 |
| - |
| 0.07 |
| 0.92 |
| 47.4 |
| 47.4 |
| 47.3 |
| - |
| 40.2 |
| 32.1 |
| 31.3 |
| - |
| 30.9 |
| 30.9 |
| 30.8 |
| - |
| 30.7 |
| 30.7 |
| 30.6 |
| - |
| 30.0 |
| 25.7 |
| 24.1 |
| - |
| 18.3 |
| 17.2 |
| 48.0 |
| 48.0 |
| 48.0 |
| - |
| 40.6 |
| 32.5 |
| 31.7 |
| - |
| 31.4 |
| 31.4 |
| 31.3 |
| - |
| 31.3 |
| 31.3 |
| 31.4 |
| - |
| 30.6 |
| 26.3 |
| 24.6 |
| - |
| 18.3 |
| 17.2 |
| - |
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