| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 1,043.9 | 1,001.9 | 1,002.1 | 903.0 | 585.0 | 483.2 | 525.0 | 607.6 | 540.4 | 333.1 | 306.0 | 269.8 | 247.9 | 245.2 | 280.9 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 72.5 | 65.7 | 39.5 | 62.7 | 24.1 | 35.8 | 28.6 | 44.8 | 41.6 | 19.4 | 42.2 | 35.9 | 30.0 | 19.2 | 36.4 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 2.69 | 2.68 | 2.42 | 2.72 | 2.33 | 2.16 | 1.60 | 2.01 | 1.95 | 1.57 | 1.45 | 1.23 | 1.11 | 0.84 | 1.16 | 1.16 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| - |
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| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 13.4 | - | - | - | 7.3 | - | - | - | 7.4 | - | - | - | 7.5 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | 6.3 | 3.9 | 2.4 | 2.4 | 2.4 | 2.4 | 2.4 | 2.4 | 2.3 | 2.6 | 2.6 | 2.6 | 2.6 | 2.6 | 2.8 | 2.9 | 2.9 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 282.4 | 265.3 | 250.3 | 245.9 | 240.4 | 251.6 | 257.1 | 252.7 | 240.7 | 238.4 | 232.1 | 223.9 | 208.6 | 189.9 | 155.1 | 126.2 | 113.8 | 117.9 | 120.8 | 121.9 | 122.6 | 130.0 | 126.1 | 129.4 | 139.5 | 147.7 | 153.6 | 154.5 | 151.8 | 153.4 | 149.2 | 147.4 | 90.4 | 88.5 | 84.9 | 80.8 | 78.8 | 78.6 | 77.3 | 75.2 |
| Interest Expense | - | - | - | - | - | - | - | 99.4 | 91.9 | 84.7 | 76.6 | 64.7 | 49.3 | 32.0 | 17.2 | 9.1 | 7.5 | 7.1 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 93.6 | 79.1 | 90.7 | 87.9 | 63.6 | 66.9 | 64.9 | 74.8 | 61.7 | 71.4 | 78.4 | 81.2 | 87.7 | 79.5 | 47.1 | 64.5 | 50.6 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 19.1 | 16.7 | 18.8 | 17.9 | 12.3 | 2.0 | 12.4 | 14.0 | 11.0 | 14.7 | 15.3 | 15.5 | 17.3 | 10.4 | (8.6) | 13.0 | 9.3 | 7.6 | 7.0 | 10.7 | 10.4 | 5.4 | 9.3 | 8.0 | 5.9 | 9.3 | 12.4 | 13.2 | 9.9 | 11.8 | 12.9 | 9.3 | 7.7 | (13.5) | 11.2 | 11.2 | 10.5 | 10.9 | 10.1 | 11.3 |
| Net Income From Continuing Ops | 74.4 | 62.4 | 71.9 | 70.0 | 51.3 | 64.9 | 52.5 | 60.8 | 50.7 | 56.7 | 63.1 | 65.7 | 70.4 | 69.1 | 55.7 | 51.5 | 41.3 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 74.4 | 62.4 | 71.9 | 70.0 | 51.3 | 64.9 | 52.5 | 60.8 | 50.7 | 56.7 | 63.1 | 65.7 | 70.4 | 69.1 | 55.7 | 51.5 | 41.3 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 74.4 | 62.4 | 71.9 | 70.0 | 51.3 | 64.9 | 52.5 | 60.8 | 50.7 | 56.7 | 63.1 | 65.7 | 70.4 | 69.1 | 55.7 | 51.5 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 74.4 | 62.4 | 71.9 | 70.0 | 51.3 | 64.9 | 52.5 | 60.8 | 50.7 | 56.7 | 63.1 | 65.7 | 70.4 | 69.1 | 55.7 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.72 | - | 0.76 | 0.74 | 0.54 | - | 0.56 | 0.64 | 0.54 | - | 0.67 | 0.70 | 0.75 | - | 0.60 | 0.55 | 0.44 | - | 0.64 | 0.53 | 0.49 | - | 0.43 | 0.38 | 0.29 | - | 0.52 | 0.54 | 0.47 | - | 0.52 | 0.37 | 0.49 | - | 0.40 | 0.37 | 0.40 | - | 0.37 | 0.37 |
| EPS Diluted | 0.71 | - | 0.75 | 0.73 | 0.54 | - | 0.55 | 0.64 | 0.53 | - | 0.66 | 0.69 | 0.74 | - | 0.59 | 0.55 | 0.44 | - | ||||||||||||||||||||||
| Shares Basic | 103.7 | - | 94.9 | 94.9 | 94.6 | - | 94.5 | 94.4 | 94.2 | - | 94.0 | 93.9 | 93.7 | - | 93.6 | 93.6 | 93.4 | - | ||||||||||||||||||||||
| Shares Diluted | 104.6 | - | 95.8 | 95.7 | 95.5 | - | 95.5 | 95.5 | 95.2 | - | 95.1 | 95.2 | 95.0 | - | 94.8 | 94.4 | 94.3 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 31.8 | 30.3 | 30.0 | 31.2 | 32.1 | 33.3 | 28.1 | 24.2 | 12.6 | 13.0 | 13.3 | 12.8 | 14.3 | 15.8 | 12.0 | 11.0 | 8.6 |
| Amortization of Intangibles | 14.9 | 11.0 | 9.5 | 10.4 | 11.2 | 9.8 | 11.1 | 9.7 | 7.4 | 1.3 | 1.6 | 1.9 | 1.7 | 1.5 | 2.6 | 1.2 | 1.3 | 0.3 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 308.8 |
| 343.5 |
| 233.2 |
| Interest Expense | - | - | - | 275.2 | 65.9 | 31.1 | 68.5 | 123.3 | 91.1 | 49.5 | 33.3 | 23.3 | 19.2 | 16.9 | 27.6 | 44.9 | 68.0 | 57.2 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 351.2 | 321.3 | 268.3 | 318.6 | 241.7 | 240.9 | 184.4 | 242.9 | 214.2 | 116.2 | 130.7 | 110.9 | 95.0 | 67.6 | 103.7 | 105.0 | 92.0 | 354.0 |
| 38.3 |
| 32.7 |
| 132.6 |
| Net Income From Continuing Ops | 278.8 | 255.6 | 228.8 | 255.9 | 217.6 | 205.2 | 155.8 | 198.1 | 172.6 | 96.8 | 88.5 | 75.1 | 65.0 | 48.3 | 67.3 | 66.7 | 59.3 | 221.3 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 278.8 | 255.6 | 228.8 | 255.9 | 217.6 | 205.2 | 155.8 | 198.1 | 172.6 | 96.8 | 88.5 | 75.1 | 65.0 | 48.3 | 67.3 | 66.7 | 59.3 | 221.3 |
| Net Income Attributable To Parent | 278.8 | 255.6 | 228.8 | 255.9 | 217.6 | 205.2 | 155.8 | 198.1 | 172.6 | 96.8 | 88.5 | 75.1 | 65.0 | 48.3 | 67.3 | 66.7 | 59.3 | 221.3 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.0 | 0.0 | 1.9 | 3.6 |
| Net Income To Common Shareholders | 278.8 | 255.6 | 228.8 | 255.9 | 217.6 | 205.2 | 155.8 | 198.1 | 172.6 | 96.8 | 88.5 | 75.1 | 65.0 | 48.3 | 67.3 | 66.7 | 57.4 | 217.8 |
| 1.01 |
| 4.84 |
| EPS Diluted | 2.66 | 2.66 | 2.40 | 2.69 | 2.30 | 2.14 | 1.59 | 2.00 | 1.93 | 1.56 | 1.43 | 1.21 | 1.09 | 0.83 | 1.14 | 1.14 | 0.99 | 4.78 |
| Shares Basic | 103.7 | 95.3 | 94.4 | 93.9 | 93.5 | 95.0 | 97.4 | 98.3 | 88.6 | 61.5 | 61.2 | 61.1 | 58.7 | 57.3 | 57.9 | 57.7 | 57.0 | 45.0 |
| Shares Diluted | 104.6 | 96.2 | 95.4 | 95.1 | 94.6 | 95.9 | 98.1 | 98.9 | 89.6 | 62.2 | 62.0 | 61.8 | 59.4 | 58.1 | 58.9 | 58.7 | 58.0 | 45.6 |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
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| 8.1 |
| - |
| - |
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| 8.2 |
| - |
| - |
| - |
| 8.5 |
| - |
| - |
| - |
| 6.5 |
| - |
| - |
| - |
| 3.1 |
| - |
| - |
| - |
| 3.3 |
| - |
| - |
| - |
| 2.4 |
| 2.5 |
| 2.5 |
| 2.5 |
| 2.8 |
| 2.8 |
| 2.8 |
| 2.8 |
| 3.2 |
| 2.4 |
| 2.0 |
| 2.0 |
| 2.2 |
| 2.5 |
| 2.4 |
| 0.3 |
| 0.4 |
| 0.3 |
| 0.3 |
| 0.3 |
| 0.4 |
| 0.4 |
| 0.4 |
| - |
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| - |
| - |
| - |
| 7.4 |
| 7.9 |
| 8.7 |
| 11.6 |
| 13.9 |
| 17.8 |
| 25.2 |
| 28.7 |
| 32.1 |
| 32.2 |
| 30.2 |
| 27.5 |
| 25.7 |
| 23.4 |
| 14.5 |
| 12.9 |
| 14.4 |
| 12.3 |
| 9.9 |
| 8.5 |
| 8.5 |
| 8.1 |
| - |
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| - |
| - |
| 54.6 |
| 67.0 |
| 61.6 |
| 57.7 |
| 53.7 |
| 50.8 |
| 45.4 |
| 34.6 |
| 58.0 |
| 63.2 |
| 65.9 |
| 55.8 |
| 66.8 |
| 63.5 |
| 45.7 |
| 38.2 |
| 11.3 |
| 36.0 |
| 34.0 |
| 34.9 |
| 34.2 |
| 33.0 |
| 33.9 |
| 46.9 |
| 60.0 |
| 50.9 |
| 47.3 |
| 48.3 |
| 41.5 |
| 37.4 |
| 28.6 |
| 48.7 |
| 50.9 |
| 52.7 |
| 45.8 |
| 55.0 |
| 50.7 |
| 36.4 |
| 30.5 |
| 24.8 |
| 24.8 |
| 22.7 |
| 24.4 |
| 23.3 |
| 22.9 |
| 22.6 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 46.9 |
| 60.0 |
| 50.9 |
| 47.3 |
| 48.3 |
| 41.5 |
| 37.4 |
| 28.6 |
| 48.7 |
| 50.9 |
| 52.7 |
| 45.8 |
| 55.0 |
| 50.7 |
| 36.4 |
| 30.5 |
| 24.8 |
| 24.8 |
| 22.7 |
| 24.4 |
| 23.3 |
| 22.9 |
| 22.6 |
| 41.3 |
| 46.9 |
| 60.0 |
| 50.9 |
| 47.3 |
| 48.3 |
| 41.5 |
| 37.4 |
| 28.6 |
| 48.7 |
| 50.9 |
| 52.7 |
| 45.8 |
| 55.0 |
| 50.7 |
| 36.4 |
| 30.5 |
| 24.8 |
| 24.8 |
| 22.7 |
| 24.4 |
| 23.3 |
| 22.9 |
| 22.6 |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| 51.5 |
| 41.3 |
| 46.9 |
| 60.0 |
| 50.9 |
| 47.3 |
| 48.3 |
| 41.5 |
| 37.4 |
| 28.6 |
| 48.7 |
| 50.9 |
| 52.7 |
| 45.8 |
| 55.0 |
| 50.7 |
| 36.4 |
| 30.5 |
| 24.8 |
| 24.8 |
| 22.7 |
| 24.4 |
| 23.3 |
| 22.9 |
| 22.6 |
| 0.63 |
| 0.52 |
| 0.48 |
| - |
| 0.42 |
| 0.38 |
| 0.29 |
| - |
| 0.51 |
| 0.53 |
| 0.47 |
| - |
| 0.51 |
| 0.37 |
| 0.49 |
| - |
| 0.40 |
| 0.37 |
| 0.39 |
| - |
| 0.37 |
| 0.36 |
| 94.3 |
| 96.1 |
| 96.9 |
| - |
| 97.2 |
| 97.2 |
| 97.7 |
| - |
| 98.5 |
| 98.1 |
| 97.9 |
| - |
| 97.4 |
| 97.3 |
| 61.7 |
| - |
| 61.6 |
| 61.5 |
| 61.4 |
| - |
| 61.3 |
| 61.2 |
| 95.1 |
| 97.0 |
| 97.7 |
| - |
| 98.0 |
| 98.0 |
| 98.4 |
| - |
| 99.1 |
| 98.6 |
| 98.4 |
| - |
| 98.5 |
| 98.4 |
| 62.2 |
| - |
| 62.2 |
| 62.2 |
| 62.1 |
| - |
| 62.1 |
| 62.0 |
| - |
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