| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | 26.6 | - | - | - | 22.5 | - | - | - | 22.2 | - | - | - | 20.9 | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||
| Revenues | - | 101.1 | 94.0 | 88.5 | 82.9 | 65.2 | 54.5 | 69.9 | 76.7 | 69.8 | 64.7 | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Expenses | |||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Operating Income | |||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||
| Non-Operating | |||||||||||||||||||
| Interest Income | 1,368.2 | 1,295.8 | 1,139.9 | 1,017.7 | 829.6 | 681.1 | 627.1 | 546.2 | 469.0 | 375.0 | 344.2 | 319.7 | 299.9 | 263.6 | 253.8 | ||||
| Tax & Net | |||||||||||||||||||
| Income Tax Expense | 60.3 | 51.2 | 36.2 | 44.7 | 67.1 | 64.7 | 61.6 | 48.7 | 40.3 | 64.6 | 39.7 | 34.0 | 35.9 | 30.0 | 19.1 | ||||
| Per Share | |||||||||||||||||||
| EPS Basic | 2.05 | 2.00 | 1.68 | 2.01 | 2.74 | 2.87 | 2.81 | 2.39 | 2.18 | 1.50 | 1.59 | 1.54 | 1.51 | 1.31 | 1.05 | 0.24 | |||
| Supplementary Data | |||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| 19.1 |
| - |
| - |
| - |
| 13.7 |
| - |
| - |
| - |
| 14.5 |
| - |
| - |
| - |
| 18.4 |
| - |
| - |
| - |
| 17.3 |
| - |
| - |
| - |
| 16.3 |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | 4.8 | 5.2 | 3.8 | 3.6 | 3.3 | 3.6 | 3.4 | 3.0 | 2.8 | 2.4 | 2.4 | 2.4 | 2.4 | 2.7 | 2.7 | 2.7 | 2.7 | |||||||||||||||||||||||
| Other Operating Expenses | 4.2 | 3.9 | 2.9 | 3.1 | 3.3 | 3.0 | 2.7 | 2.6 | 2.5 | 2.5 | 2.3 | 2.2 | 2.3 | 2.5 | 2.1 | 1.8 | 1.4 | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 362.3 | 372.8 | 325.0 | 308.1 | 289.9 | 297.0 | 289.6 | 273.8 | 279.4 | 273.5 | 264.9 | 247.4 | 231.9 | 225.1 | 214.4 | 199.6 | 190.5 | 192.8 | 166.7 | 160.0 | 161.6 | 171.3 | 157.5 | 155.4 | 142.9 | 145.3 | 142.4 | 132.4 | 126.1 | 125.3 | 122.9 | 117.7 | 103.1 | 96.9 | 96.5 | 94.0 | 87.6 | 87.8 | 85.9 | 86.1 |
| Interest Expense | - | - | - | - | - | - | - | - | 112.9 | 107.0 | 97.9 | 75.4 | 45.7 | 21.0 | 9.1 | 6.2 | 5.0 | 5.2 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 100.2 | 76.3 | 85.3 | 65.2 | 63.5 | 73.5 | 62.2 | 54.2 | 36.4 | 62.1 | 64.2 | 67.7 | 73.6 | 97.4 | 97.3 | 93.7 | 81.8 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 18.0 | 12.5 | 17.4 | 12.4 | 8.9 | 11.7 | 11.2 | 9.5 | 3.8 | 7.8 | 11.7 | 12.7 | 12.4 | 17.8 | 18.0 | 17.3 | 14.0 | 9.3 | 17.0 | 18.9 | 19.5 | 19.0 | 18.8 | 14.3 | 9.6 | 12.2 | 12.2 | 12.6 | 11.7 | 11.6 | 10.8 | 9.5 | 8.4 | 31.3 | 11.6 | 11.9 | 9.8 | 9.7 | 10.2 | 10.5 |
| Net Income From Continuing Ops | 82.1 | 63.8 | 67.9 | 52.8 | 54.6 | 61.8 | 51.1 | 44.7 | 32.6 | 54.3 | 52.4 | 55.0 | 61.2 | 79.7 | 79.3 | 76.4 | 67.8 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 82.1 | 63.8 | 67.9 | 52.8 | 54.6 | 61.8 | 51.1 | 44.7 | 32.6 | 54.3 | 52.4 | 55.0 | 61.2 | 79.7 | 79.3 | 76.4 | 67.8 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 82.1 | 63.8 | 67.9 | 52.8 | 54.6 | 61.8 | 51.1 | 44.7 | 32.6 | 54.3 | 52.4 | 55.0 | 61.2 | 79.7 | 79.3 | 76.4 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 82.1 | 63.8 | 67.9 | 52.8 | 54.6 | 61.8 | 51.1 | 44.7 | 32.6 | 54.3 | 52.4 | 55.0 | 61.2 | 79.7 | 79.3 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.63 | - | 0.57 | 0.45 | 0.48 | - | 0.45 | 0.39 | 0.29 | - | 0.47 | 0.50 | 0.55 | - | 0.72 | 0.69 | 0.61 | - | 0.79 | 0.81 | 0.85 | - | 0.81 | 0.67 | 0.46 | - | 0.57 | 0.61 | 0.58 | - | 0.58 | 0.53 | 0.48 | - | 0.47 | 0.43 | 0.41 | - | 0.40 | 0.40 |
| EPS Diluted | 0.63 | - | 0.57 | 0.45 | 0.48 | - | 0.45 | 0.39 | 0.29 | - | 0.47 | 0.50 | 0.55 | - | 0.72 | 0.69 | 0.61 | - | ||||||||||||||||||||||
| Shares Basic | 130.1 | - | 118.6 | 116.9 | 113.5 | - | 113.4 | 113.4 | 112.5 | - | 110.9 | 110.9 | 110.8 | - | 110.8 | 110.8 | 110.7 | - | ||||||||||||||||||||||
| Shares Diluted | 130.2 | - | 118.6 | 116.9 | 113.5 | - | 113.5 | 113.4 | 112.6 | - | 110.9 | 110.9 | 110.9 | - | 110.8 | 110.8 | 110.8 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Amortization of Intangibles | 17.4 | 15.9 | 12.8 | 9.7 | 10.7 | 10.3 | 10.4 | 8.5 | 6.3 | 2.5 | 3.0 | 3.0 | 2.8 | 2.4 | 2.1 | 2.5 | 3.2 | 3.1 | 3.1 |
| Other Operating Expenses | 14.1 | 13.2 | 10.8 | 9.3 | 7.8 | 4.6 | 4.6 | 5.0 | 4.4 | 3.0 | 2.6 | 3.9 | 3.9 | 4.2 | 6.0 | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| 280.1 |
| 288.4 |
| 302.5 |
| 303.0 |
| Interest Expense | - | - | - | 326.0 | 41.3 | 18.6 | 27.3 | 42.8 | 35.5 | 29.9 | 29.6 | 29.3 | 27.0 | 28.8 | 35.7 | 44.5 | 53.6 | 57.2 | 90.4 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 326.9 | 290.2 | 226.3 | 267.6 | 370.3 | 349.4 | 328.0 | 259.2 | 222.2 | 181.0 | 160.8 | 150.1 | 148.7 | 125.7 | 94.6 | 17.2 | 49.7 | 38.4 | 99.3 |
| (0.3) |
| 7.3 |
| 4.0 |
| 33.6 |
| Net Income From Continuing Ops | 266.6 | 239.0 | 190.1 | 222.9 | 303.2 | 284.8 | 266.4 | 210.5 | 181.9 | 116.4 | 121.1 | 116.1 | 112.8 | 95.6 | 75.5 | 17.5 | 42.3 | 34.4 | 65.7 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 266.6 | 239.0 | 190.1 | 222.9 | 303.2 | 284.8 | 266.4 | 210.5 | 181.9 | 116.4 | 121.1 | 116.1 | 112.8 | 95.6 | 75.5 | 17.5 | 42.3 | 34.4 | 65.7 |
| Net Income Attributable To Parent | 266.6 | 239.0 | 190.1 | 222.9 | 303.2 | 284.8 | 266.4 | 210.5 | 181.9 | 116.4 | 121.1 | 116.1 | 112.8 | 95.6 | 75.5 | 17.5 | 42.3 | 34.4 | 65.7 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income To Common Shareholders | 266.6 | 239.0 | 190.1 | 222.9 | 303.2 | 284.8 | 266.4 | 210.5 | 181.9 | 116.4 | 121.1 | 116.1 | 112.8 | 95.6 | 75.5 | 17.5 | 42.3 | 34.4 | 65.7 |
| 0.61 |
| 0.56 |
| 1.20 |
| EPS Diluted | 2.05 | 1.99 | 1.68 | 2.01 | 2.74 | 2.86 | 2.81 | 2.38 | 2.17 | 1.50 | 1.59 | 1.54 | 1.51 | 1.31 | 1.05 | 0.24 | 0.61 | 0.56 | 1.19 |
| Shares Basic | 130.1 | 119.8 | 113.2 | 110.9 | 110.8 | 99.3 | 94.9 | 88.3 | 83.6 | 77.5 | 76.3 | 75.5 | 74.6 | 73.2 | 71.9 | 71.9 | 69.7 | 61.5 | - |
| Shares Diluted | 130.2 | 119.9 | 113.2 | 110.9 | 110.8 | 99.4 | 94.9 | 88.4 | 83.7 | 77.6 | 76.3 | 75.6 | 74.7 | 73.3 | 71.9 | 71.9 | 69.7 | 61.5 | - |
| - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 2.8 |
| 2.5 |
| 2.5 |
| 2.5 |
| 2.6 |
| 2.6 |
| 2.6 |
| 2.5 |
| 2.6 |
| 2.4 |
| 1.9 |
| 1.7 |
| 1.7 |
| 1.7 |
| 1.7 |
| 1.1 |
| 0.6 |
| 0.6 |
| 0.6 |
| 0.6 |
| 0.6 |
| 0.8 |
| 0.8 |
| 1.5 |
| 1.0 |
| 1.0 |
| 1.1 |
| 1.4 |
| 1.2 |
| 0.9 |
| 1.0 |
| 2.4 |
| 1.0 |
| 0.9 |
| 0.8 |
| 0.9 |
| 1.2 |
| 1.2 |
| 1.1 |
| 0.0 |
| 1.2 |
| 0.9 |
| 0.9 |
| (0.4) |
| 0.8 |
| 1.3 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 4.1 |
| 4.5 |
| 4.7 |
| 5.6 |
| 6.1 |
| 7.2 |
| 8.5 |
| 8.8 |
| 10.9 |
| 12.1 |
| 10.9 |
| 9.4 |
| 9.2 |
| 9.2 |
| 7.8 |
| 7.1 |
| 7.7 |
| 7.8 |
| 7.4 |
| 7.2 |
| 7.3 |
| 7.4 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 60.0 |
| 92.6 |
| 96.6 |
| 100.3 |
| 100.8 |
| 96.5 |
| 77.8 |
| 53.0 |
| 69.6 |
| 63.8 |
| 65.0 |
| 60.8 |
| 61.2 |
| 60.1 |
| 53.9 |
| 47.0 |
| 46.3 |
| 48.1 |
| 45.6 |
| 41.0 |
| 40.7 |
| 41.1 |
| 40.9 |
| 50.7 |
| 75.6 |
| 77.6 |
| 80.8 |
| 81.9 |
| 77.8 |
| 63.4 |
| 43.3 |
| 57.4 |
| 51.6 |
| 52.4 |
| 49.1 |
| 49.6 |
| 49.3 |
| 44.4 |
| 38.6 |
| 15.0 |
| 36.5 |
| 33.7 |
| 31.3 |
| 31.0 |
| 31.0 |
| 30.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 50.7 |
| 75.6 |
| 77.6 |
| 80.8 |
| 81.9 |
| 77.8 |
| 63.4 |
| 43.3 |
| 57.4 |
| 51.6 |
| 52.4 |
| 49.1 |
| 49.6 |
| 49.3 |
| 44.4 |
| 38.6 |
| 15.0 |
| 36.5 |
| 33.7 |
| 31.3 |
| 31.0 |
| 31.0 |
| 30.5 |
| 67.8 |
| 50.7 |
| 75.6 |
| 77.6 |
| 80.8 |
| 81.9 |
| 77.8 |
| 63.4 |
| 43.3 |
| 57.4 |
| 51.6 |
| 52.4 |
| 49.1 |
| 49.6 |
| 49.3 |
| 44.4 |
| 38.6 |
| 15.0 |
| 36.5 |
| 33.7 |
| 31.3 |
| 31.0 |
| 31.0 |
| 30.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 76.4 |
| 67.8 |
| 50.7 |
| 75.6 |
| 77.6 |
| 80.8 |
| 81.9 |
| 77.8 |
| 63.4 |
| 43.3 |
| 57.4 |
| 51.6 |
| 52.4 |
| 49.1 |
| 49.6 |
| 49.3 |
| 44.4 |
| 38.6 |
| 15.0 |
| 36.5 |
| 33.7 |
| 31.3 |
| 31.0 |
| 31.0 |
| 30.5 |
| 0.79 |
| 0.81 |
| 0.85 |
| - |
| 0.81 |
| 0.66 |
| 0.46 |
| - |
| 0.57 |
| 0.61 |
| 0.58 |
| - |
| 0.58 |
| 0.52 |
| 0.48 |
| - |
| 0.47 |
| 0.43 |
| 0.41 |
| - |
| 0.40 |
| 0.40 |
| 95.5 |
| 95.5 |
| 95.5 |
| - |
| 95.4 |
| 95.4 |
| 93.3 |
| - |
| 90.3 |
| 85.8 |
| 84.5 |
| - |
| 84.5 |
| 84.5 |
| 80.8 |
| - |
| 78.0 |
| 77.5 |
| 76.6 |
| - |
| 76.3 |
| 76.2 |
| 95.6 |
| 95.6 |
| 95.5 |
| - |
| 95.4 |
| 95.4 |
| 93.4 |
| - |
| 90.4 |
| 85.9 |
| 84.6 |
| - |
| 84.6 |
| 84.6 |
| 80.9 |
| - |
| 78.1 |
| 77.6 |
| 76.6 |
| - |
| 76.4 |
| 76.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |