Name: LPRO Balance Sheet - Open Lending Assets & Debt | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Total Assets, Current Assets, Cash and Equivalents, Total Liabilities, Long-term Debt, Short-term Debt, Shareholders Equity, Working Capital, Book Value Per Share

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LPRO - Open Lending Corp.

USD | NASDAQ | Financial Services

LPRO Balance Sheet - Open Lending Assets & Debt | Ledgeburg

(in millions of USD)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q4 FY 20	Q3 FY 20	Q2 FY 20	Q1 FY 20	Q4 FY 19	Q3 FY 19	Q2 FY 19	Q1 FY 19	Q4 FY 18	Q4 FY 17
Cash And Short Term Investments
Cash And Equivalents	173.3	176.6	222.1	230.7	236.2	243.2	250.2	248.0	247.0	240.2	232.6	224.4	210.6	204.5	201.8

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD)	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017
Cash And Short Term Investments
Cash And Equivalents	176.6	243.2	240.2	204.5	116.5	101.5	7.7	11.1	-
Restricted Cash	11.6	10.8	6.5	4.1	3.1	2.6	2.2	-	-
Short Term Investments	-	-	-	-	-	-	-	-	-
Cash And Short Term Investments	176.6	243.2	240.2	204.5	116.5	101.5	7.7	11.1	-
Receivables
Accounts Receivable	3.7	5.1	4.6	5.7	6.5	4.4	3.8	-	-
Current Assets
Inventory	-	-	-	-	-	-	-	-	-
Prepaid Expenses	-	-	-	-	2.5
Non-Current Assets
Property, Plant & Equipment Gross	-	-	-	-	-	1.4	0.6	-	-
Accumulated Depreciation	-	-	-	-
Current Liabilities
Accounts Payable	0.4	1.0	0.4	0.3	1.3	3.4	1.3	-	-
Short Term Debt	7.5	7.5	4.7	3.8	3.1
Non-Current Liabilities
Long Term Debt	77.3	132.2	139.4	143.7	143.1	152.9	-	-	-
Operating Lease Liabilities Non-Current	2.4	3.3	3.5	4.1
Common Equity
Common Stock	1.3	1.3	1.3	1.3	1.3	1.3	0.4	-	-
Additional Paid In Capital	497.7	502.7	502.0	499.6	497.0
Supplementary Data
Total Debt	84.8	139.7	144.0	147.4	146.3	157.7	-	-	-
Net debt	(91.8)	(103.4)	(96.2)	(57.0)	29.8

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Current Assets
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Prepaid Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Current Assets	5.9	5.4	6.4	3.2	3.2	3.2	3.4	5.7	2.7	2.9	3.1	3.0	1.8	2.4	3.5	3.3	1.7
Assets Held For Sale	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Current Assets	218.1	222.7	272.6	267.1	277.8	275.7	294.7	293.2	290.5	289.9	293.9	284.5	272.0	280.7	283.2	259.1

Non-Current Assets
Property, Plant & Equipment Gross	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accumulated Depreciation	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Property,Plant & Equipment Net	0.4	0.5	0.5	0.6	0.7	0.7	5.5	4.8	4.1	3.9	3.7	3.0	2.7	2.6	2.8	2.8	2.8
Long Term Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Equity Method Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Goodwill	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Intangible Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Lease Right Of Use Assets	2.9	3.1	3.3	3.5	3.7	3.9	4.1	3.7	3.8	4.0	4.1	4.3	4.5	4.6	4.8	4.9
Deferred Tax Assets	-	-	-	-	-	-	65.6	66.3	68.0	70.1	64.7	63.3	63.9	65.1	73.4	66.5	64.9
Other Non-Current Assets	3.5	3.5	3.6	5.5	5.5	5.6	3.7	3.7	3.6	5.5	5.5	5.6	5.6	5.6	0.5	0.2	0.2
Total Non-Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Assets	231.1	236.7	287.7	296.7	304.2	296.4	395.7	382.8	380.6	374.0	383.4	386.8	372.9	379.6	399.0	366.8	342.7

Non-Current Liabilities
Long Term Debt	75.4	77.3	126.9	128.6	130.4	132.2	134.0	135.8	138.5	139.4	141.1	142.0	142.8	143.7	144.5	141.0	142.4	143.1	143.8	144.5	170.2	152.9	-	-	-	-	-	-	-	-	-
Operating Lease Liabilities Non-Current	2.1	2.4	2.6	2.8	3.1	3.3	3.5	3.1	3.3	3.5	3.6	3.8	3.9	4.1	4.2	4.4
Deferred Revenue Non-Current	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred Tax Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pension Obligations	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Non-Current Liabilities	4.3	5.2	6.6	7.1	7.1	7.3	6.5	5.1	5.2	5.1	3.9	3.9	3.8	3.9	-	-
Total Non-Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Liabilities	155.8	161.7	214.8	217.7	224.4	218.3	175.2	166.0	169.1	168.5	168.7	167.7	167.3	166.8	165.7	159.3

Common Equity
Common Stock	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	1.3	0.9	-	0.4	-	-	-	-	-
Additional Paid In Capital	492.0	497.7	496.8	495.4	497.9	502.7	501.9	499.7	498.6	502.0	504.0	501.4	500.5	499.6	499.8	498.7	498.1
Retained Earnings	(333.5)	(333.0)	(334.7)	(327.1)	(328.1)	(328.8)	(184.3)	(185.8)	(188.7)	(193.7)	(188.9)	(191.9)	(203.3)	(215.8)	(211.6)	(236.2)	(259.3)
Accumulated Other Comprehensive Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Treasury Stock	-	-	-	-	-	-	-	-	-	-	-	-	-	-	56.2	56.4	56.7	56.8
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Stockholders Equity	75.3	75.0	72.8	78.9	79.8	78.1	220.5	216.8	211.5	205.6	214.7	219.2	205.5	212.8	233.3	207.5	183.4
Total Equity	75.3	75.0	72.8	78.9	79.8	78.1	220.5	216.8	211.5	205.6	214.7	219.2	205.5	212.8	233.3	207.5	183.4	159.0

Supplementary Data
Total Debt	82.9	84.8	134.4	136.1	137.9	139.7	141.5	143.3	143.2	144.0	144.9	145.7	146.6	147.4	148.2	144.9	145.6	146.3	147.0	147.6	173.3	157.7	-	-	-	-	-	-	-	-	-
Net debt	(90.4)	(91.8)	(87.8)	(94.5)	(98.3)	(103.4)	(108.7)	(104.7)	(103.8)	(96.2)	(87.7)	(78.7)	(64.0)	(57.0)	(53.6)	(22.8)	(1.8)	29.8
Working Capital	169.0	173.4	223.8	220.0	233.1	228.5	263.4	271.2	268.4	269.3	273.9	266.5	255.2	265.6	266.2	245.0	208.2	190.7
Book Value	75.3	75.0	72.8	78.9	79.8	78.1	220.5	216.8	211.5	205.6	214.7	219.2	205.5	212.8	233.3	207.5	183.4	159.0
Tangible Book Value	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-