Name: LPRO Income Statement - Open Lending Revenue & EPS | Ledgeburg
Creator: Ledgeburg
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Revenue, Cost of Revenue, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS Basic, EPS Diluted

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LPRO - Open Lending Corp.

USD | NASDAQ | Financial Services

LPRO Income Statement - Open Lending Revenue & EPS | Ledgeburg

(in millions of USD, except per-share data)	Q1 FY 26	Q4 FY 25	Q3 FY 25	Q2 FY 25	Q1 FY 25	Q4 FY 24	Q3 FY 24	Q2 FY 24	Q1 FY 24	Q4 FY 23	Q3 FY 23	Q2 FY 23	Q1 FY 23	Q4 FY 22	Q3 FY 22	Q2 FY 22	Q1 FY 22	Q4 FY 21	Q3 FY 21	Q2 FY 21	Q1 FY 21	Q4 FY 20	Q3 FY 20	Q2 FY 20	Q1 FY 20	Q4 FY 19	Q3 FY 19	Q2 FY 19	Q1 FY 19
Revenues
Revenues	20.5	19.3	24.2	25.3	24.4	(56.9)	23.5	26.7	30.7	14.9	26.0	38.2	38.4	26.8	50.7	52.0

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

(in millions of USD, except per-share data)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Revenues
Revenues	89.3	93.2	24.0	117.5	179.6	215.7	108.9	92.8	52.2
Cost of Revenue	20.3	21.6	23.9	22.3	20.0	18.6	9.8	7.8	4.6
Gross Profit	69.0	71.7	0.2	95.2	159.6	197.0	99.1	85.0	47.6
Operating Expenses
Research & Development	8.3	8.8	4.5	5.6	8.2	4.4	2.0	1.2	0.8
Selling General & Administrative	-	-	-	-
Operating Income
Operating Income	(6.4)	(5.0)	(65.4)	29.1	97.6	150.3	56.7	62.6	28.5
Non-Operating
Interest Income	8.3	9.3	12.1	10.3	2.0	0.2	0.2	0.0	0.0
Interest Expense	8.4	9.7	11.3	10.7	5.8
Tax & Net
Income Tax Expense	(1.2)	(1.1)	70.4	6.8	26.9	45.1	6.6	(0.0)	0.0
Net Income From Continuing Ops	(5.3)	(4.2)	(135.0)	22.1
Per Share
EPS Basic	(0.05)	(0.04)	(1.13)	0.18	0.53	1.16	(1.09)	(2.97)	-
EPS Diluted	(0.05)	(0.04)	(1.13)	0.18	0.53
Supplementary Data
EBITDA	-	(2.6)	(63.7)	30.2	98.5	150.8	58.0	62.7	28.6
EBIT	(6.4)	(5.0)	(65.4)	29.1	97.6

Source: SEC EDGAR company filings. Figures as reported (US GAAP)

Operating Expenses
Research & Development	1.8	1.9	2.1	2.5	2.3	0.9	1.0	1.1	1.5	1.5	1.7	1.1	1.2	1.8	2.4	2.2	1.8	1.7	1.3	0.8	0.6	0.7	0.6	0.3	0.4	-	0.3	0.3	-
Selling General & Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling & Marketing	2.9	2.8	3.4	4.1	4.4	4.0	4.9	4.1	4.2	4.3	4.5	4.2	4.4	4.1	6.0	4.0	3.7
General & Administrative	11.6	9.2	21.1	12.0	10.9	10.5	9.6	11.7	12.0	12.0	9.9	11.0	10.2	11.2	9.3	8.0	7.5
Depreciation & Amortization	0.7	-	-	-	0.5	-	-	-	0.4	-	-	-	0.2	-	-	-
Amortization of Intangibles	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	16.3	13.9	26.6	18.6	17.5	15.4	15.5	17.0	17.7	17.9	16.1	16.3	15.8	17.2	17.7	14.2

Operating Income
Operating Income	(0.6)	0.8	(7.7)	1.2	0.8	(78.6)	1.9	4.0	7.3	(8.3)	4.5	15.7	17.1	4.8	27.8	32.8	32.2	35.2	40.7	44.9	29.4	24.3	19.6	3.9	8.9	-	14.8	17.6	-

Tax & Net
Income Tax Expense	(0.0)	(1.3)	(0.0)	0.1	0.1	65.8	0.7	1.4	2.4	(3.1)	1.5	4.1	4.2	8.3	1.7	8.6	8.3	6.9	10.4	23.3	4.5	1.2	4.0	1.4	0.0	-	0.0	0.0	-
Net Income From Continuing Ops	(0.5)	1.7	(7.6)	1.0	0.6	(144.4)	1.4	2.9	5.1	(4.8)	3.0	11.4	12.5	(4.2)	24.5	23.1	23.2
Net Income From Discontinued Ops	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	(0.5)	1.7	(7.6)	1.0	0.6	(144.4)	1.4	2.9	5.1	(4.8)	3.0	11.4	12.5	(4.2)	24.5	23.1	23.2
Net Income Attributable To Parent	(0.5)	1.7	(7.6)	1.0	0.6	(144.4)	1.4	2.9	5.1	(4.8)	3.0	11.4	12.5	(4.2)	24.5	23.1
Less: Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Less: Preferred Dividends	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income To Common Shareholders	(0.5)	1.7	(7.6)	1.0	0.6	(144.4)	1.4	2.9	5.1	(4.8)	3.0	11.4	12.5	(4.2)	24.5

Per Share
EPS Basic	0.00	-	(0.06)	0.01	0.01	-	0.01	0.02	0.04	-	0.02	0.09	0.10	-	0.19	0.18	0.18	-	0.23	0.60	0.10	-	(0.62)	(1.01)	0.40	-	-	(0.19)	-
EPS Diluted	0.00	-	(0.06)	0.01	0.01	-	0.01	0.02	0.04	-	0.02	0.09	0.10	-	0.19	0.18	0.18	-
Shares Basic	117.8	-	118.2	118.9	119.5	-	119.3	119.2	118.9	-	120.2	120.6	123.1	-	126.2	126.2	126.2	-
Shares Diluted	117.8	-	118.2	119.0	119.6	-	119.5	119.3	119.4	-	121.3	121.5	123.4	-	126.2	126.2	126.2	-

Supplementary Data
EBITDA	0.0	-	-	-	1.3	-	-	-	7.7	-	-	-	17.3	-	-	-	32.5	-	-	-	29.8	-	-	-	9.0	-	-	-	-
EBIT	(0.6)	0.8	(7.7)	1.2	0.8	(78.6)	1.9	4.0	7.3	(8.3)	4.5	15.7	17.1	4.8	27.8	32.8	32.2	35.2	40.7