| (in millions of USD, except per-share data) | Q2 FY 26 | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | 4,262.0 | 4,176.0 | 4,190.0 | 3,842.0 | 3,845.0 | 4,035.0 | 4,003.0 | 3,762.0 | 3,638.0 | 3,520.0 | 3,515.0 | 3,293.0 | 3,157.0 | 3,027.0 | 3,001.0 | 2,778.0 | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||
| Revenues | 16,470.0 | 15,912.0 | 14,923.0 | 12,992.0 | 11,308.0 | 9,910.0 | 8,168.0 | 8,023.0 | 7,476.0 | 6,525.0 | 5,521.1 | 5,309.7 | 4,965.5 | 4,595.8 | 3,897.9 | 3,399.9 | 2,979.5 | 2,602.5 | |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Expenses | |||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Operating Income | |||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||
| Non-Operating | |||||||||||||||||||
| Interest Income | 3,971.0 | 3,994.0 | 4,232.0 | 3,748.0 | 1,508.0 | 823.0 | 1,000.0 | 1,281.0 | 1,044.0 | 802.0 | 640.4 | 543.3 | 480.9 | 473.6 | 453.3 | ||||
| Tax & Net | |||||||||||||||||||
| Income Tax Expense | 610.0 | 579.0 | 575.0 | 541.0 | 513.0 | 388.0 | 234.0 | 341.0 | 454.0 | 289.0 | 271.3 | 296.0 | 267.8 | 197.0 | 175.7 | ||||
| Per Share | |||||||||||||||||||
| EPS Basic | 10.92 | 10.53 | 9.94 | 8.16 | 7.16 | 6.81 | 3.96 | 4.88 | 5.89 | 4.43 | 3.72 | 3.51 | 3.41 | 2.64 | 2.22 | 2.20 | |||
| Supplementary Data | |||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| 2,711.0 |
| 2,818.0 |
| 2,730.0 |
| 2,511.0 |
| 2,409.0 |
| 2,260.0 |
| 2,121.0 |
| 1,876.0 |
| 2,111.0 |
| 2,060.0 |
| 2,085.0 |
| 2,000.0 |
| 1,934.0 |
| 2,004.0 |
| 1,962.0 |
| 1,891.0 |
| 1,857.0 |
| 1,766.0 |
| 1,732.8 |
| 1,663.1 |
| 1,600.3 |
| 1,528.8 |
| 1,492.2 |
| 1,387.0 |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 960.0 | 1,007.0 | 1,014.0 | 990.0 | 963.0 | 1,027.0 | 1,073.0 | 1,057.0 | 1,049.0 | 1,053.0 | 885.0 | 987.0 | 1,049.0 | 827.0 | 667.0 | 374.0 | 242.0 | 225.0 | 215.0 | 205.0 | 200.0 | 203.0 | 201.0 | 217.0 | 285.0 | 297.0 | 320.0 | 321.0 | 324.0 | 316.0 | 292.0 | 271.0 | 249.0 | 232.0 | 222.5 | 204.2 | 192.5 | 182.8 | 172.5 | 163.8 |
| Interest Expense | - | - | - | - | - | - | - | - | 520.0 | 507.0 | 462.0 | 386.0 | 284.0 | 241.0 | 170.0 | 60.0 | 38.0 | 37.0 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | - | - | - | 563.0 | 671.0 | 749.0 | - | 644.0 | 609.0 | 630.0 | 585.0 | 486.0 | 557.0 | 652.0 | 616.0 | 415.0 | 433.0 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 191.0 | 165.0 | 127.0 | 127.0 | 176.0 | 149.0 | 158.0 | 152.0 | 133.0 | 132.0 | 151.0 | 117.0 | 130.0 | 143.0 | 177.0 | 114.0 | 110.0 | 112.0 | 131.0 | 78.0 | 92.0 | 87.0 | 47.0 | 26.0 | 70.0 | 91.0 | 89.0 | 83.0 | 86.0 | 83.0 | 87.0 | 86.0 | 89.0 | 192.0 | 84.8 | 91.6 | 52.8 | 59.8 | 64.8 | 72.3 |
| Net Income From Continuing Ops | 544.0 | 563.0 | 604.0 | 436.0 | 495.0 | 600.0 | 602.0 | 492.0 | 476.0 | 498.0 | 434.0 | 369.0 | 427.0 | 509.0 | 439.0 | 301.0 | 323.0 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 544.0 | 563.0 | 604.0 | 436.0 | 495.0 | 600.0 | 602.0 | 492.0 | 476.0 | 498.0 | 434.0 | 369.0 | 427.0 | 509.0 | 439.0 | 301.0 | 323.0 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 544.0 | 563.0 | 604.0 | 436.0 | 495.0 | 600.0 | 602.0 | 492.0 | 476.0 | 498.0 | 434.0 | 369.0 | 427.0 | 509.0 | 439.0 | 301.0 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | 2.0 | 1.0 | 1.0 | 1.0 | 2.0 | 1.0 | 1.0 | 1.0 | 2.0 | 1.0 | 2.0 | 0.0 | 2.0 | 2.0 | 2.0 | 2.0 | 0.0 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 542.0 | 562.0 | 603.0 | 435.0 | 493.0 | 599.0 | 601.0 | 491.0 | 474.0 | 497.0 | 432.0 | 369.0 | 425.0 | 507.0 | 437.0 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 2.76 | 2.85 | - | 2.16 | 2.41 | 2.94 | - | 2.37 | 2.27 | 2.38 | - | 1.75 | 1.97 | 2.36 | - | 1.41 | 1.56 | 2.16 | - | 1.49 | 1.72 | 1.52 | - | 1.25 | 1.22 | 1.93 | - | 1.84 | 1.85 | 1.73 | - | 1.59 | 1.67 | 0.82 | - | 1.27 | 0.78 | 1.03 | - | 0.89 |
| EPS Diluted | 2.72 | 2.79 | - | 2.12 | 2.36 | 2.86 | - | 2.31 | 2.22 | 2.32 | - | 1.71 | 1.93 | 2.30 | - | 1.38 | 1.52 | 2.10 | ||||||||||||||||||||||
| Shares Basic | 196.1 | 197.1 | - | 201.2 | 204.3 | 203.7 | - | 206.8 | 208.3 | 208.6 | - | 210.1 | 214.3 | 214.7 | - | 210.7 | 207.7 | 206.3 | ||||||||||||||||||||||
| Shares Diluted | 199.2 | 201.4 | - | 205.5 | 208.7 | 209.2 | - | 212.3 | 213.4 | 213.8 | - | 214.8 | 219.2 | 220.4 | - | 215.7 | 213.0 | 212.4 | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| 3,204.9 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 68.0 | 58.0 | 51.0 | - | - | - | 97.0 | 85.0 | 71.0 | 63.0 | - | - | - | - | - | - | - | - |
| Amortization of Intangibles | - | 41.0 | 44.0 | 45.0 | 33.0 | 21.0 | 13.0 | 15.0 | 14.0 | 12.9 | 9.7 | 8.3 | 7.6 | 9.6 | 4.9 | 1.4 | 1.8 | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| 392.3 |
| 370.9 |
| 443.6 |
| 724.1 |
| Interest Expense | - | - | - | 1,373.0 | 305.0 | 150.0 | 178.0 | 283.0 | 202.0 | 154.0 | 116.1 | 106.1 | 104.1 | 110.4 | 91.4 | - | - | - | - |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | - | - | - | 2,280.0 | 2,022.0 | 1,791.0 | 1,052.0 | 1,375.0 | 1,311.0 | 925.3 | 800.6 | 798.2 | 748.0 | 564.2 | 467.9 | 450.7 | 356.1 | 236.4 | 382.5 |
| 182.9 |
| 133.6 |
| 96.0 |
| 151.8 |
| Net Income From Continuing Ops | 2,147.0 | 2,135.0 | 2,068.0 | 1,739.0 | 1,509.0 | 1,403.0 | 818.0 | 1,034.0 | 850.9 | 638.9 | 540.7 | 518.6 | 448.2 | 396.9 | 292.3 | 267.9 | 222.5 | 140.4 | 230.8 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 2,147.0 | 2,135.0 | 2,068.0 | 1,739.0 | 1,509.0 | 1,403.0 | 818.0 | 1,034.0 | 850.9 | 638.9 | 540.7 | 518.6 | 448.2 | 396.9 | 292.3 | 267.9 | 222.5 | 140.4 | 230.8 |
| Net Income Attributable To Parent | 2,147.0 | 2,135.0 | 2,068.0 | 1,739.0 | 1,509.0 | 1,403.0 | 818.0 | 1,034.0 | 857.0 | 636.0 | 529.4 | 502.1 | 480.2 | 367.2 | 295.9 | 278.4 | 228.3 | 152.8 | 235.1 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | (5.8) | 2.6 | 11.3 | 16.4 | (32.1) | 29.7 | (3.6) | (10.5) | (5.8) | (12.4) | (4.3) |
| Less: Preferred Dividends | 5.0 | 5.0 | 5.0 | 6.0 | 4.0 | 0.0 | 0.0 | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income To Common Shareholders | 2,142.0 | 2,130.0 | 2,063.0 | 1,733.0 | 1,505.0 | 1,403.0 | 818.0 | 1,034.0 | 857.0 | 636.0 | 529.4 | 502.1 | 480.2 | 367.2 | 295.9 | 278.4 | 228.3 | 152.8 | 235.1 |
| 1.83 |
| 1.25 |
| 1.95 |
| EPS Diluted | 10.75 | 10.30 | 9.70 | 7.97 | 6.98 | 6.63 | 3.88 | 4.78 | 5.75 | 4.33 | 3.65 | 3.43 | 3.32 | 2.58 | 2.20 | 2.19 | 1.83 | 1.25 | 1.93 |
| Shares Basic | 196.1 | 202.0 | 207.1 | 211.8 | 209.9 | 205.7 | 206.4 | 211.5 | 145.3 | 143.3 | 141.8 | 142.5 | 139.9 | 137.7 | 130.8 | 122.4 | 119.3 | 117.2 | 116.1 |
| Shares Diluted | 199.2 | 206.6 | 212.3 | 216.9 | 215.3 | 211.2 | 210.3 | 216.0 | 148.8 | 146.6 | 144.5 | 145.9 | 143.6 | 140.5 | 131.8 | 122.8 | 119.6 | 117.3 | 117.1 |
| - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 3.8 |
| 3.5 |
| 3.5 |
| 3.1 |
| 2.8 |
| 2.9 |
| 3.6 |
| 3.6 |
| - |
| 2.4 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 35.0 |
| 40.0 |
| 37.0 |
| 38.0 |
| 42.0 |
| 42.0 |
| 43.0 |
| 51.0 |
| 62.0 |
| 73.0 |
| 75.0 |
| 73.0 |
| 63.0 |
| 54.0 |
| 45.0 |
| 40.0 |
| 42.8 |
| 38.6 |
| 36.7 |
| 36.0 |
| 32.2 |
| 28.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 558.0 |
| 560.0 |
| 385.0 |
| 447.0 |
| 399.0 |
| 256.0 |
| 198.0 |
| 239.0 |
| 359.0 |
| 354.0 |
| 342.0 |
| 347.0 |
| 332.0 |
| 350.0 |
| 318.0 |
| 332.0 |
| 311.0 |
| 278.4 |
| 275.0 |
| 165.5 |
| 206.4 |
| 236.4 |
| 197.8 |
| 446.0 |
| 429.0 |
| 307.0 |
| 355.0 |
| 312.0 |
| 209.0 |
| 172.0 |
| 169.0 |
| 268.0 |
| 281.0 |
| 257.0 |
| 249.0 |
| 247.0 |
| 256.9 |
| 232.0 |
| 243.0 |
| 119.0 |
| 197.3 |
| 185.4 |
| 108.5 |
| 147.7 |
| 178.2 |
| 132.6 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 446.0 |
| 429.0 |
| 307.0 |
| 355.0 |
| 312.0 |
| 209.0 |
| 172.0 |
| 169.0 |
| 268.0 |
| 281.0 |
| 257.0 |
| 249.0 |
| 247.0 |
| 256.9 |
| 232.0 |
| 243.0 |
| 119.0 |
| 197.3 |
| 185.4 |
| 108.5 |
| 147.7 |
| 178.2 |
| 132.6 |
| 323.0 |
| 446.0 |
| 429.0 |
| 307.0 |
| 355.0 |
| 312.0 |
| 209.0 |
| 172.0 |
| 169.0 |
| 268.0 |
| 265.0 |
| 259.0 |
| 261.0 |
| 249.0 |
| 263.0 |
| 232.0 |
| 243.0 |
| 119.0 |
| 193.3 |
| 183.4 |
| 112.8 |
| 146.6 |
| 171.7 |
| 125.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| (2.0) |
| (12.0) |
| (2.0) |
| (5.8) |
| 0.0 |
| 0.0 |
| 0.0 |
| 3.8 |
| 1.9 |
| (4.2) |
| 1.1 |
| 6.5 |
| 7.1 |
| 0.0 |
| - |
| 0.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 299.0 |
| 323.0 |
| 446.0 |
| 429.0 |
| 307.0 |
| 355.0 |
| 312.0 |
| 209.0 |
| 172.0 |
| 169.0 |
| 268.0 |
| 265.0 |
| 259.0 |
| 261.0 |
| 249.0 |
| 263.0 |
| 232.0 |
| 243.0 |
| 119.0 |
| 193.3 |
| 183.4 |
| 112.8 |
| 146.6 |
| 171.7 |
| 125.5 |
| - |
| 1.45 |
| 1.68 |
| 1.48 |
| - |
| 1.23 |
| 1.20 |
| 1.89 |
| - |
| 1.80 |
| 1.81 |
| 1.69 |
| - |
| 1.55 |
| 1.63 |
| 0.80 |
| - |
| 1.24 |
| 0.77 |
| 1.00 |
| - |
| 0.87 |
| - |
| 205.8 |
| 206.7 |
| 205.2 |
| - |
| 137.1 |
| 138.4 |
| 138.3 |
| - |
| 140.4 |
| 140.8 |
| 144.2 |
| - |
| 145.6 |
| 145.4 |
| 144.5 |
| - |
| 143.7 |
| 143.4 |
| 142.1 |
| - |
| 141.2 |
| - |
| 211.7 |
| 211.8 |
| 209.6 |
| - |
| 139.4 |
| 141.1 |
| 141.5 |
| - |
| 143.6 |
| 143.9 |
| 147.3 |
| - |
| 149.4 |
| 149.0 |
| 148.3 |
| - |
| 147.1 |
| 146.8 |
| 145.7 |
| - |
| 144.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |