| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 990.8 | 990.4 | 946.1 | 813.2 | 559.3 | 416.3 | 389.0 | 390.8 | 326.6 | 262.8 | 212.9 | 180.0 | 144.7 | 126.1 | 109.0 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 67.7 | 65.5 | 51.7 | 37.7 | 57.3 | 45.6 | 44.6 | 37.6 | 31.9 | 44.3 | 29.3 | 25.5 | 21.6 | 20.4 | 17.1 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 5.42 | 5.06 | 4.17 | 3.80 | 4.63 | 3.83 | 3.15 | 2.79 | 2.57 | 1.76 | 1.55 | 1.23 | 1.09 | 2.00 | 1.89 | 4.03 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | 1.3 | - | - | - | 1.2 | - | - | - | 1.1 | - | - | - | 1.1 | - | - | - | ||||||||||||||||||||||||
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | 0.0 | - | - | - | 0.0 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 241.5 | 251.4 | 251.3 | 246.6 | 241.1 | 243.9 | 248.0 | 227.5 | 226.7 | 229.1 | 213.2 | 189.7 | 181.3 | 170.3 | 149.3 | 126.6 | 113.2 | 109.0 | 104.2 | 102.7 | 100.4 | 101.1 | 96.1 | 95.1 | 96.8 | 98.2 | 101.1 | 97.8 | 93.7 | 90.2 | 84.1 | 78.4 | 74.0 | 72.1 | 67.6 | 63.5 | 59.5 | 56.2 | 54.7 | 52.1 |
| Interest Expense | - | - | - | - | - | - | - | - | 124.2 | 127.4 | 113.5 | 88.4 | 73.0 | 47.9 | 22.9 | 10.2 | 7.5 | 7.8 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 101.0 | 107.6 | 78.8 | 76.6 | 79.1 | 79.4 | 72.4 | 66.6 | 60.6 | 47.2 | 61.9 | 64.7 | 70.8 | 84.1 | 77.1 | 76.5 | 71.1 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 18.0 | 21.2 | 13.3 | 15.2 | 15.9 | 14.2 | 12.5 | 14.5 | 10.6 | 5.2 | 8.5 | 11.2 | 12.8 | 16.4 | 13.0 | 14.4 | 13.5 | 7.8 | 11.5 | 13.3 | 13.0 | 14.9 | 11.0 | 10.7 | 8.0 | 10.3 | 9.5 | 9.3 | 8.5 | 8.4 | 8.1 | 8.3 | 7.1 | 14.9 | 11.6 | 10.0 | 7.8 | 7.3 | 8.2 | 7.6 |
| Net Income From Continuing Ops | 83.0 | 86.4 | 65.6 | 61.4 | 63.2 | 65.2 | 59.9 | 52.1 | 50.0 | 42.1 | 53.3 | 53.5 | 58.0 | 67.7 | 64.0 | 62.1 | 57.6 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 83.0 | 86.4 | 65.6 | 61.4 | 63.2 | 65.2 | 59.9 | 52.1 | 50.0 | 42.1 | 53.3 | 53.5 | 58.0 | 67.7 | 64.0 | 62.1 | 57.6 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 83.0 | 86.4 | 65.6 | 61.4 | 63.2 | 65.2 | 59.9 | 52.1 | 50.0 | 42.1 | 53.3 | 53.5 | 58.0 | 67.7 | 64.0 | 62.1 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 83.0 | 86.4 | 65.6 | 61.4 | 63.2 | 65.1 | 59.9 | 52.1 | 50.0 | 42.0 | 53.3 | 53.4 | 58.0 | 67.7 | 64.0 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 1.52 | - | 1.20 | 1.12 | 1.16 | - | 1.10 | 0.96 | 0.92 | - | 0.98 | 0.98 | 1.07 | - | 1.18 | 1.14 | 1.06 | - | 0.97 | 0.92 | 0.95 | - | 0.80 | 0.75 | 0.65 | - | 0.70 | 0.67 | 0.65 | - | 0.65 | 0.63 | 0.61 | - | 0.48 | 0.46 | 0.43 | - | 0.40 | 0.36 |
| EPS Diluted | 1.52 | - | 1.20 | 1.12 | 1.16 | - | 1.10 | 0.95 | 0.92 | - | 0.98 | 0.98 | 1.06 | - | 1.17 | 1.14 | 1.06 | - | ||||||||||||||||||||||
| Shares Basic | 54.6 | - | 54.6 | 54.6 | 54.6 | - | 54.5 | 54.5 | 54.5 | - | 54.4 | 54.4 | 54.4 | - | 54.3 | 54.3 | 54.3 | - | ||||||||||||||||||||||
| Shares Diluted | 54.7 | - | 54.7 | 54.7 | 54.7 | - | 54.6 | 54.6 | 54.6 | - | 54.5 | 54.5 | 54.5 | - | 54.5 | 54.5 | 54.5 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 4.7 | 4.8 | 4.4 | 4.1 | 4.1 | 3.8 | 3.7 | 3.4 | 2.6 | 2.7 | 2.2 | 1.8 | 1.8 | 1.2 | 1.2 | 1.1 | 1.1 |
| Amortization of Intangibles | - | - | 0.0 | 0.0 | 0.0 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.4 | 0.0 | 0.0 | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 91.4 |
| 78.1 |
| 62.2 |
| Interest Expense | - | - | - | 402.3 | 88.4 | 31.8 | 51.0 | 103.2 | 63.9 | 35.3 | 25.8 | 17.7 | 14.1 | 13.6 | 14.9 | 16.1 | 15.3 | 18.3 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 364.0 | 342.1 | 279.0 | 244.6 | 308.8 | 253.3 | 214.2 | 186.9 | 168.8 | 137.4 | 110.8 | 89.0 | 74.0 | 62.0 | 51.6 | 35.8 | 26.7 | 8.7 |
| 12.4 |
| (9.4) |
| 2.8 |
| Net Income From Continuing Ops | 296.4 | 276.6 | 227.2 | 206.9 | 251.5 | 207.7 | 169.6 | 149.2 | 136.9 | 93.1 | 81.5 | 63.5 | 52.4 | 41.6 | 34.4 | 23.4 | 17.4 | 5.9 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 296.4 | 276.6 | 227.2 | 206.9 | 251.5 | 207.7 | 169.6 | 149.2 | 136.9 | 93.1 | 81.5 | 63.5 | 52.4 | 41.6 | 34.4 | 23.4 | 17.4 | 5.9 |
| Net Income Attributable To Parent | 296.4 | 276.6 | 227.2 | 206.9 | 251.5 | 207.7 | 169.6 | 149.2 | 136.9 | 93.1 | 81.5 | 63.5 | 52.4 | 41.6 | 34.4 | 23.4 | 17.4 | 5.9 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.3 | 0.4 | 0.4 | 0.4 | 0.2 | 0.0 | - |
| Net Income To Common Shareholders | 296.3 | 276.5 | 227.2 | 206.8 | 251.4 | 207.7 | 169.5 | 149.2 | 136.9 | 93.0 | 81.4 | 63.3 | 51.9 | 41.2 | 34.0 | 23.2 | 17.4 | 5.9 |
| 3.15 |
| 1.07 |
| EPS Diluted | 5.42 | 5.06 | 4.16 | 3.79 | 4.61 | 3.82 | 3.13 | 2.76 | 2.53 | 1.72 | 1.52 | 1.20 | 1.05 | 1.90 | 1.66 | 3.53 | 2.84 | 1.02 |
| Shares Basic | 54.6 | 54.6 | 54.5 | 54.4 | 54.3 | 54.2 | 53.8 | 53.5 | 53.2 | 52.9 | 52.5 | 51.4 | 47.7 | 20.6 | 18.0 | 5.8 | 5.5 | - |
| Shares Diluted | 54.7 | 54.7 | 54.6 | 54.5 | 54.5 | 54.4 | 54.2 | 54.1 | 54.2 | 54.1 | 53.6 | 52.9 | 1.9 | 1.2 | 2.8 | 1.0 | 0.8 | - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 1.1 |
| - |
| - |
| - |
| 1.0 |
| - |
| - |
| - |
| 0.9 |
| - |
| - |
| - |
| 0.9 |
| - |
| - |
| - |
| 0.8 |
| - |
| - |
| - |
| 0.8 |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.1 |
| - |
| - |
| - |
| 0.1 |
| - |
| - |
| - |
| 0.1 |
| - |
| - |
| - |
| 0.1 |
| - |
| - |
| - |
| 0.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 7.9 |
| 8.1 |
| 8.0 |
| 9.0 |
| 11.0 |
| 11.8 |
| 19.1 |
| 22.4 |
| 28.1 |
| 27.7 |
| 24.9 |
| 21.3 |
| 17.2 |
| 13.9 |
| 11.6 |
| 10.7 |
| 9.2 |
| 8.0 |
| 7.5 |
| 7.1 |
| 6.8 |
| 6.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 61.6 |
| 64.0 |
| 63.3 |
| 64.5 |
| 65.8 |
| 54.4 |
| 51.2 |
| 42.8 |
| 51.3 |
| 47.1 |
| 45.0 |
| 43.5 |
| 44.7 |
| 42.7 |
| 41.9 |
| 39.7 |
| 36.0 |
| 36.9 |
| 34.1 |
| 30.3 |
| 29.0 |
| 29.1 |
| 26.4 |
| 53.8 |
| 52.5 |
| 50.0 |
| 51.5 |
| 51.0 |
| 43.4 |
| 40.4 |
| 34.8 |
| 41.0 |
| 37.6 |
| 35.6 |
| 35.0 |
| 36.2 |
| 34.6 |
| 33.5 |
| 32.6 |
| 21.2 |
| 25.3 |
| 24.2 |
| 22.5 |
| 24.0 |
| 20.9 |
| 18.9 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 53.8 |
| 52.5 |
| 50.0 |
| 51.5 |
| 51.0 |
| 43.4 |
| 40.4 |
| 34.8 |
| 41.0 |
| 37.6 |
| 35.6 |
| 35.0 |
| 36.2 |
| 34.6 |
| 33.5 |
| 32.6 |
| 21.2 |
| 25.3 |
| 24.2 |
| 22.5 |
| 24.0 |
| 20.9 |
| 18.9 |
| 57.6 |
| 53.8 |
| 52.5 |
| 50.0 |
| 51.5 |
| 51.0 |
| 43.4 |
| 40.4 |
| 34.8 |
| 41.0 |
| 37.6 |
| 35.6 |
| 35.0 |
| 36.2 |
| 34.6 |
| 33.5 |
| 32.6 |
| 21.2 |
| 25.3 |
| 24.2 |
| 22.5 |
| 21.7 |
| 20.9 |
| 18.9 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| 0.0 |
| - |
| 0.0 |
| 0.0 |
| - |
| - |
| - |
| 0.0 |
| - |
| 0.0 |
| 0.0 |
| 0.0 |
| 62.1 |
| 57.6 |
| 53.7 |
| 52.5 |
| 50.0 |
| 51.5 |
| 50.9 |
| 43.4 |
| 40.4 |
| 34.8 |
| 41.0 |
| 37.6 |
| 35.6 |
| 35.0 |
| 36.2 |
| 34.6 |
| 33.5 |
| 32.6 |
| 21.1 |
| 25.3 |
| 24.1 |
| 22.5 |
| 21.7 |
| 20.9 |
| 18.9 |
| 0.96 |
| 0.92 |
| 0.95 |
| - |
| 0.80 |
| 0.75 |
| 0.64 |
| - |
| 0.69 |
| 0.66 |
| 0.65 |
| - |
| 0.64 |
| 0.62 |
| 0.60 |
| - |
| 0.47 |
| 0.45 |
| 0.42 |
| - |
| 0.39 |
| 0.36 |
| 54.2 |
| 54.2 |
| 54.1 |
| - |
| 53.9 |
| 53.9 |
| 53.7 |
| - |
| 53.5 |
| 53.5 |
| 53.5 |
| - |
| 53.2 |
| 53.2 |
| 53.1 |
| - |
| 53.0 |
| 52.9 |
| 52.7 |
| - |
| 52.6 |
| 52.4 |
| 54.5 |
| 54.5 |
| 54.4 |
| - |
| 54.2 |
| 54.2 |
| 54.2 |
| - |
| 54.1 |
| 54.1 |
| 54.1 |
| - |
| 54.2 |
| 54.2 |
| 54.2 |
| - |
| 54.1 |
| 54.1 |
| 54.1 |
| - |
| 53.9 |
| 53.5 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |