| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||
| Revenues | - | - | - | - | 312.0 | 331.0 | 263.2 | 276.6 | 239.7 | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Expenses | |||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Operating Income | |||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||
| Non-Operating | |||||||||||||||||||
| Interest Income | 1,698.1 | 1,685.9 | 1,502.1 | 1,401.3 | 1,002.0 | 795.1 | 798.4 | 762.6 | 717.7 | 623.8 | 470.3 | 423.6 | 418.5 | 306.2 | 323.9 | ||||
| Tax & Net | |||||||||||||||||||
| Income Tax Expense | 128.0 | 118.8 | 91.6 | 97.5 | 96.2 | 95.1 | 70.7 | 64.3 | 70.8 | 134.2 | 75.6 | 65.5 | 65.0 | 39.4 | 38.9 | ||||
| Per Share | |||||||||||||||||||
| EPS Basic | 3.61 | 3.28 | 2.76 | 2.72 | 2.81 | 2.84 | 2.40 | 2.55 | 2.46 | 1.54 | 2.00 | 1.99 | 1.93 | 1.70 | 1.64 | 1.62 | |||
| Supplementary Data | |||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - |
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| - |
| - |
| - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 415.9 | 430.1 | 431.0 | 421.2 | 403.6 | 376.0 | 382.7 | 374.2 | 369.2 | 369.2 | 356.9 | 345.9 | 329.3 | 307.7 | 263.7 | 227.8 | 202.8 | 195.2 | 194.1 | 200.2 | 205.7 | 208.9 | 210.3 | 198.7 | 180.5 | 183.9 | 190.4 | 199.2 | 189.1 | 187.5 | 185.0 | 178.0 | 167.2 | 176.5 | 171.6 | 154.9 | 120.8 | 125.6 | 123.1 | 113.1 |
| Interest Expense | - | - | - | - | - | - | - | 148.5 | 146.7 | 139.5 | 128.5 | 118.5 | 95.0 | 58.3 | 23.1 | 12.9 | 11.3 | 11.5 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 156.0 | 159.9 | 164.5 | 152.1 | 106.9 | 121.1 | 119.9 | 115.4 | 108.2 | 104.2 | 120.9 | 115.9 | 122.8 | 126.4 | 128.5 | 119.1 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 31.8 | 31.1 | 33.7 | 31.4 | 22.6 | 26.7 | 24.6 | 18.9 | 21.4 | 24.8 | 24.8 | 23.5 | 24.4 | 26.6 | 25.9 | 23.5 | 20.1 | 19.5 | 23.6 | 24.5 | 27.6 | 20.8 | 29.0 | 11.0 | 9.9 | 12.5 | 17.0 | 17.5 | 17.3 | 15.8 | 17.9 | 19.2 | 17.9 | 66.9 | 27.8 | 19.3 | 20.2 | 22.5 | 18.8 | 16.4 |
| Net Income From Continuing Ops | 124.2 | 128.8 | 130.7 | 120.7 | 84.3 | 94.4 | 95.3 | 96.5 | 86.8 | 79.4 | 96.2 | 92.5 | 98.3 | 99.8 | 102.6 | 95.6 | 81.7 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 124.2 | 128.8 | 130.7 | 120.7 | 84.3 | 94.4 | 95.3 | 96.5 | 86.8 | 79.4 | 96.2 | 92.5 | 98.3 | 99.8 | 102.6 | 95.6 | 81.7 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 124.2 | 128.8 | 130.7 | 120.7 | 84.3 | 94.4 | 95.3 | 96.5 | 86.8 | 79.4 | 96.2 | 92.5 | 98.3 | 99.8 | 102.6 | 95.6 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income To Common Shareholders | 124.0 | 128.5 | 130.5 | 120.4 | 84.1 | 94.2 | 95.1 | 96.3 | 86.6 | 79.2 | 95.9 | 92.2 | 98.1 | 99.5 | 102.3 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.89 | - | 0.92 | 0.85 | 0.59 | - | 0.70 | 0.71 | 0.64 | - | 0.71 | 0.68 | 0.73 | - | 0.76 | 0.71 | 0.60 | - | 0.71 | 0.73 | 0.83 | - | 0.80 | 0.44 | 0.40 | - | 0.65 | 0.66 | 0.62 | - | 0.62 | 0.63 | 0.59 | - | 0.54 | 0.37 | 0.48 | - | 0.54 | 0.44 |
| EPS Diluted | 0.89 | - | 0.92 | 0.85 | 0.59 | - | 0.70 | 0.71 | 0.64 | - | 0.71 | 0.68 | 0.73 | - | 0.76 | 0.71 | 0.60 | - | ||||||||||||||||||||||
| Shares Basic | 139.6 | - | 141.5 | 142.2 | 142.3 | - | 135.2 | 135.1 | 134.8 | - | 134.7 | 134.7 | 134.4 | - | 134.2 | 134.6 | 136.1 | - | ||||||||||||||||||||||
| Shares Diluted | 140.1 | - | 142.0 | 142.4 | 142.7 | - | 135.5 | 135.3 | 135.1 | - | 134.9 | 134.8 | 134.8 | - | 134.6 | 134.9 | 136.4 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 16.8 | 15.7 | 17.2 | 18.2 | 16.6 | 13.5 | 9.3 | 10.3 | 8.9 | 7.9 | 8.4 | 9.4 | 7.9 | 7.8 | 7.0 | 5.2 | 5.8 | - |
| Amortization of Intangibles | - | 9.4 | 3.6 | 5.1 | 5.5 | 5.9 | 6.6 | 7.0 | 8.0 | 7.8 | 3.9 | 3.4 | 4.0 | 2.0 | 2.9 | 2.4 | 1.9 | 2.6 | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| 316.5 |
| 323.4 |
| 365.8 |
| 429.9 |
| Interest Expense | - | - | - | 481.4 | 105.6 | 52.4 | 108.6 | 184.6 | 129.1 | 74.8 | 45.0 | 39.5 | 42.8 | 36.3 | 46.2 | 55.8 | 85.2 | 120.4 | 177.1 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 632.5 | 583.4 | 464.6 | 463.8 | 475.8 | 462.9 | 359.7 | 324.4 | 327.2 | 284.8 | 222.7 | 203.5 | 194.9 | 125.0 | 121.5 | 110.4 | 104.4 | 78.2 | 123.9 |
| 34.8 |
| 32.5 |
| 11.0 |
| 36.9 |
| Net Income From Continuing Ops | 504.5 | 464.6 | 373.0 | 366.3 | 379.6 | 367.7 | 289.0 | 260.1 | 256.3 | 150.6 | 147.1 | 138.0 | 129.9 | 85.6 | 82.6 | 75.6 | 71.9 | 67.3 | 87.0 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 504.5 | 464.6 | 373.0 | 366.3 | 379.6 | 367.7 | 289.0 | 260.1 | 256.3 | 150.6 | 147.1 | 138.0 | 129.9 | 85.6 | 82.6 | 75.6 | 71.9 | 67.3 | 87.0 |
| Net Income Attributable To Parent | 504.5 | 464.6 | 373.0 | 366.3 | 379.6 | 367.7 | 289.0 | 260.1 | 256.3 | 150.6 | 147.1 | 138.0 | 129.9 | 85.6 | 82.6 | 75.6 | 71.9 | 67.3 | 87.0 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income To Common Shareholders | 503.5 | 463.6 | 372.2 | 365.4 | 378.6 | 366.7 | 288.3 | 259.5 | 255.9 | 150.3 | 146.8 | 137.7 | 129.7 | 85.5 | 82.5 | 75.6 | 71.9 | 67.3 | 87.0 |
| 1.65 |
| 1.55 |
| 2.01 |
| EPS Diluted | 3.59 | 3.27 | 2.75 | 2.71 | 2.80 | 2.83 | 2.40 | 2.55 | 2.45 | 1.54 | 1.99 | 1.98 | 1.92 | 1.70 | 1.64 | 1.61 | 1.65 | 1.55 | 2.00 |
| Shares Basic | 139.6 | 141.5 | 134.9 | 134.5 | 134.8 | 129.3 | 120.0 | 101.6 | 104.0 | 97.5 | 73.5 | 69.3 | 67.4 | 50.4 | 50.3 | 46.8 | 43.5 | 43.4 | 43.3 |
| Shares Diluted | 140.1 | 141.8 | 135.2 | 134.8 | 135.1 | 129.5 | 120.1 | 101.9 | 104.3 | 97.9 | 73.9 | 69.6 | 67.6 | 50.4 | 50.3 | 46.8 | 43.6 | 43.5 | 43.4 |
| - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
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| 2.4 |
| 2.2 |
| 2.1 |
| 1.0 |
| 1.2 |
| 1.1 |
| 0.9 |
| - |
| - |
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| - |
| - |
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| - |
| 12.5 |
| 13.7 |
| 14.7 |
| 16.9 |
| 24.6 |
| 28.1 |
| 39.0 |
| 42.6 |
| 48.4 |
| 48.7 |
| 44.9 |
| 40.8 |
| 36.3 |
| 28.9 |
| 23.1 |
| 21.7 |
| 21.3 |
| 18.7 |
| 13.1 |
| 12.4 |
| 12.1 |
| 10.4 |
| - |
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| - |
| - |
| - |
| 101.8 |
| 93.3 |
| 115.8 |
| 119.3 |
| 134.5 |
| 113.2 |
| 132.8 |
| 63.7 |
| 50.1 |
| 75.8 |
| 83.0 |
| 84.7 |
| 81.0 |
| 79.7 |
| 82.3 |
| 85.5 |
| 79.6 |
| 84.9 |
| 84.6 |
| 56.4 |
| 59.0 |
| 61.6 |
| 60.3 |
| 48.2 |
| 73.9 |
| 92.2 |
| 94.8 |
| 106.9 |
| 92.4 |
| 103.8 |
| 52.7 |
| 40.2 |
| 63.3 |
| 66.0 |
| 67.2 |
| 63.6 |
| 64.0 |
| 64.4 |
| 66.3 |
| 61.7 |
| 18.0 |
| 56.7 |
| 37.1 |
| 38.8 |
| 39.1 |
| 41.5 |
| 31.8 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 73.9 |
| 92.2 |
| 94.8 |
| 106.9 |
| 92.4 |
| 103.8 |
| 52.7 |
| 40.2 |
| 63.3 |
| 66.0 |
| 67.2 |
| 63.6 |
| 64.0 |
| 64.4 |
| 66.3 |
| 61.7 |
| 18.0 |
| 56.7 |
| 37.1 |
| 38.8 |
| 39.1 |
| 41.5 |
| 31.8 |
| 81.7 |
| 73.9 |
| 92.2 |
| 94.8 |
| 106.9 |
| 92.4 |
| 103.8 |
| 52.7 |
| 40.2 |
| 63.3 |
| 66.0 |
| 67.2 |
| 63.6 |
| 64.0 |
| 64.4 |
| 66.3 |
| 61.7 |
| 18.0 |
| 56.7 |
| 37.1 |
| 38.8 |
| 39.1 |
| 41.5 |
| 31.8 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
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| - |
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| - |
| - |
| - |
| - |
| - |
| 95.4 |
| 81.4 |
| 73.6 |
| 91.9 |
| 94.6 |
| 106.6 |
| 92.1 |
| 103.5 |
| 52.6 |
| 40.1 |
| 63.1 |
| 65.8 |
| 67.1 |
| 63.5 |
| 63.8 |
| 64.3 |
| 66.2 |
| 61.6 |
| 18.0 |
| 56.7 |
| 37.0 |
| 38.7 |
| 39.0 |
| 41.4 |
| 31.7 |
| 0.71 |
| 0.73 |
| 0.83 |
| - |
| 0.80 |
| 0.44 |
| 0.40 |
| - |
| 0.65 |
| 0.66 |
| 0.62 |
| - |
| 0.62 |
| 0.63 |
| 0.59 |
| - |
| 0.54 |
| 0.37 |
| 0.48 |
| - |
| 0.54 |
| 0.44 |
| 128.8 |
| 128.8 |
| 128.6 |
| - |
| 129.4 |
| 119.8 |
| 101.3 |
| - |
| 101.4 |
| 101.8 |
| 101.9 |
| - |
| 103.6 |
| 104.7 |
| 104.9 |
| - |
| 104.8 |
| 99.2 |
| 80.9 |
| - |
| 76.2 |
| 71.5 |
| 129.0 |
| 129.0 |
| 128.9 |
| - |
| 129.5 |
| 119.9 |
| 101.4 |
| - |
| 101.7 |
| 102.0 |
| 102.2 |
| - |
| 103.9 |
| 105.0 |
| 105.2 |
| - |
| 105.1 |
| 99.6 |
| 81.3 |
| - |
| 76.6 |
| 71.8 |
| - |
| - |
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| - |
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