| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||
| Revenues | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Operating Expenses | ||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||
| Operating Income | ||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Non-Operating | ||||||||||||||||||
| Interest Income | 1,344.3 | 1,271.9 | 825.6 | 711.5 | 513.7 | 485.0 | 541.3 | 484.3 | 415.0 | 332.4 | 286.1 | 261.7 | 216.0 | 217.9 | 211.7 | |||
| Tax & Net | ||||||||||||||||||
| Income Tax Expense | 79.6 | 56.1 | 33.6 | 35.0 | 44.3 | 59.6 | 23.0 | 34.3 | 31.4 | 53.8 | 31.0 | 28.4 | 23.7 | 20.8 | 13.6 | |||
| Per Share | ||||||||||||||||||
| EPS Basic | 3.11 | 2.23 | 2.26 | 2.51 | 3.03 | 3.54 | 1.78 | 2.83 | 2.93 | 2.15 | 2.16 | 2.15 | 2.39 | 2.18 | 1.84 | 1.65 | ||
| Supplementary Data | ||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
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| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | 7.2 | 7.2 | 8.4 | 9.2 | 4.2 | 2.0 | 2.1 | 2.1 | 2.1 | 2.2 | 2.3 | 2.3 | 2.3 | 2.5 | 2.6 | 2.6 | 2.6 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 325.6 | 339.4 | 342.9 | 336.4 | 253.2 | 213.6 | 213.7 | 203.0 | 195.3 | 191.3 | 183.6 | 176.1 | 160.6 | 148.9 | 134.1 | 118.4 | 112.2 | 115.2 | 121.4 | 123.3 | 125.1 | 130.5 | 133.7 | 134.7 | 142.4 | 128.3 | 117.3 | 119.5 | 119.1 | 121.3 | 108.4 | 98.9 | 86.4 | 84.9 | 85.5 | 82.2 | 79.9 | 80.8 | 70.1 | 67.6 |
| Interest Expense | - | - | - | - | - | - | - | 86.4 | 81.4 | 73.6 | 65.9 | 54.5 | 36.2 | 19.0 | 9.6 | 6.2 | 4.5 | 4.9 | ||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 111.4 | 114.6 | 103.3 | 71.0 | (9.7) | 61.9 | 44.8 | 35.0 | 43.4 | 43.5 | 44.3 | 53.9 | 52.3 | 64.1 | 65.4 | 53.0 | 54.0 | |||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 22.8 | 23.5 | 19.7 | 13.6 | (0.7) | 12.3 | 7.5 | 6.1 | 7.7 | 8.6 | 7.5 | 9.1 | 9.9 | 11.9 | 12.3 | 10.3 | 9.9 | 12.1 | 10.7 | 18.6 | 18.2 | 11.7 | 7.7 | 0.0 | 3.6 | 7.0 | 8.3 | 10.1 | 8.9 | 10.6 | 6.5 | 7.3 | 7.0 | 23.0 | 10.5 | 9.7 | 10.6 | 8.5 | 5.8 | 8.1 |
| Net Income From Continuing Ops | 88.6 | 91.1 | 83.6 | 57.4 | (9.0) | 49.6 | 37.3 | 28.9 | 35.7 | 35.0 | 36.8 | 44.9 | 42.3 | 52.2 | 53.0 | 42.7 | 44.1 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 88.6 | 91.1 | 83.6 | 57.4 | (9.0) | 49.6 | 37.3 | 28.9 | 35.7 | 35.0 | 36.8 | 44.9 | 42.3 | 52.2 | 53.0 | 42.7 | 44.1 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 88.6 | 91.1 | 83.6 | 57.4 | (9.0) | 49.6 | 37.3 | 28.9 | 35.7 | 35.0 | 36.8 | 44.9 | 42.3 | 52.2 | 53.0 | 42.7 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | 4.2 | 12.9 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 84.4 | 78.2 | 81.0 | 54.9 | (11.5) | 47.1 | 34.7 | 26.4 | 33.2 | 32.4 | 34.3 | 42.3 | 39.8 | 49.7 | 50.5 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 0.88 | - | 0.84 | 0.57 | (0.15) | - | 0.54 | 0.44 | 0.56 | - | 0.58 | 0.71 | 0.67 | - | 0.85 | 0.67 | 0.68 | - | 0.64 | 1.02 | 1.05 | - | 0.61 | 0.07 | 0.35 | - | 0.68 | 0.82 | 0.74 | - | 0.65 | 0.71 | 0.76 | - | 0.60 | 0.60 | 0.59 | - | 0.44 | 0.58 |
| EPS Diluted | 0.88 | - | 0.84 | 0.57 | (0.15) | - | 0.54 | 0.44 | 0.56 | - | 0.58 | 0.71 | 0.67 | - | 0.85 | 0.67 | 0.68 | - | ||||||||||||||||||||||
| Shares Basic | 96.1 | - | 96.0 | 95.7 | 76.8 | - | 64.5 | 59.5 | 59.4 | - | 59.4 | 59.3 | 59.2 | - | 59.5 | 60.0 | 61.4 | - | ||||||||||||||||||||||
| Shares Diluted | 96.3 | - | 96.1 | 95.8 | 77.0 | - | 64.6 | 59.7 | 59.5 | - | 59.4 | 59.4 | 59.4 | - | 59.7 | 60.2 | 61.6 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 20.2 | 15.3 | 14.4 | 13.0 | 13.4 | 14.1 | 11.5 | 10.5 | 10.4 | 9.2 | 8.1 | 7.4 | 7.0 | 6.1 | 6.2 | 6.8 | - |
| Amortization of Intangibles | 32.0 | 29.1 | 8.3 | 9.1 | 10.3 | 11.5 | 13.4 | 10.3 | 7.0 | 4.9 | 3.6 | 3.1 | 1.9 | 2.3 | 2.2 | 2.4 | 2.7 | 3.1 |
| Other Operating Expenses | - | - | - | - | 16.1 | 21.9 | 19.5 | 16.9 | 14.7 | 12.3 | 12.0 | 12.5 | 10.8 | 9.7 | 9.4 | 7.8 | 7.4 | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| 224.2 |
| 236.5 |
| 257.4 |
| Interest Expense | - | - | - | 230.2 | 39.3 | 27.0 | 61.8 | 84.3 | 67.7 | 42.1 | 32.8 | 24.7 | 22.8 | 32.4 | 43.3 | 54.8 | 70.4 | 99.0 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | (0.9) | 0.6 | 0.9 | 1.2 | 1.5 | 0.9 | 1.0 | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 400.3 | 279.2 | 185.1 | 194.0 | 236.4 | 301.8 | 145.1 | 193.2 | 174.5 | 148.3 | 117.7 | 109.2 | 93.7 | 84.7 | 63.1 | 53.6 | 40.0 | 22.9 |
| 9.8 |
| 4.4 |
| (1.0) |
| Net Income From Continuing Ops | 320.7 | 223.1 | 151.5 | 159.0 | 192.1 | 242.3 | 122.0 | 158.9 | 143.1 | 94.5 | 86.6 | 80.8 | 70.0 | 63.9 | 49.5 | 43.8 | 35.6 | 23.9 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 320.7 | 223.1 | 151.5 | 159.0 | 192.1 | 242.3 | 122.0 | 158.9 | 143.1 | 94.5 | 86.6 | 80.8 | 70.0 | 63.9 | 49.5 | 43.8 | 35.6 | 23.9 |
| Net Income Attributable To Parent | 320.7 | 223.1 | 151.5 | 159.0 | 192.1 | 242.3 | 122.0 | 158.9 | 143.1 | 94.5 | 86.6 | 80.8 | 70.0 | 63.9 | 49.5 | 43.8 | 35.6 | 23.9 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | 22.3 | 20.5 | 10.1 | 10.1 | 10.1 | 10.1 | 2.6 | - | - | - | - | - | - | - | - | - | - | 5.2 |
| Net Income To Common Shareholders | 298.5 | 202.6 | 141.4 | 148.9 | 182.0 | 232.1 | 119.4 | 158.9 | 143.1 | 94.5 | 86.6 | 80.8 | 70.0 | 63.9 | 49.5 | 43.8 | 35.6 | 18.7 |
| 1.34 |
| 0.70 |
| EPS Diluted | 3.10 | 2.23 | 2.26 | 2.51 | 3.02 | 3.53 | 1.77 | 2.83 | 2.92 | 2.14 | 2.16 | 2.15 | 2.39 | 2.18 | 1.84 | 1.65 | 1.34 | 0.70 |
| Shares Basic | 96.1 | 90.9 | 62.6 | 59.3 | 60.0 | 65.5 | 67.3 | 56.1 | 48.9 | 44.0 | 40.1 | 37.5 | 29.2 | 29.3 | 26.9 | 26.6 | 26.6 | 26.6 |
| Shares Diluted | 96.3 | 91.0 | 62.7 | 59.4 | 60.2 | 65.7 | 67.3 | 56.2 | 49.0 | 44.1 | 40.1 | 37.5 | 29.3 | 29.3 | 26.9 | 26.6 | 26.6 | 26.6 |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
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| 2.8 |
| 2.9 |
| 2.9 |
| 2.9 |
| 3.3 |
| 3.3 |
| 3.4 |
| 3.4 |
| 2.9 |
| 2.4 |
| 2.5 |
| 2.5 |
| 2.8 |
| 1.8 |
| 1.3 |
| 1.1 |
| 1.2 |
| 1.2 |
| 1.2 |
| 1.3 |
| 1.3 |
| 0.8 |
| 0.7 |
| - |
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| 6.1 |
| 7.5 |
| 8.6 |
| 10.8 |
| 13.1 |
| 15.7 |
| 22.3 |
| 21.3 |
| 21.2 |
| 21.1 |
| 20.7 |
| 19.6 |
| 18.5 |
| 16.5 |
| 13.1 |
| 11.7 |
| 11.2 |
| 10.0 |
| 9.2 |
| 9.1 |
| 8.1 |
| 7.8 |
| - |
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| 66.3 |
| 55.1 |
| 89.2 |
| 91.3 |
| 64.6 |
| 49.0 |
| 4.5 |
| 27.0 |
| 43.4 |
| 45.7 |
| 54.9 |
| 49.2 |
| 54.5 |
| 39.0 |
| 40.5 |
| 40.5 |
| 38.9 |
| 36.9 |
| 36.0 |
| 36.5 |
| 32.7 |
| 23.2 |
| 30.2 |
| 54.1 |
| 44.4 |
| 70.6 |
| 73.1 |
| 52.9 |
| 41.3 |
| 4.5 |
| 23.4 |
| 36.4 |
| 37.3 |
| 44.8 |
| 40.3 |
| 43.9 |
| 32.5 |
| 33.2 |
| 33.5 |
| 15.9 |
| 26.4 |
| 26.3 |
| 25.9 |
| 24.2 |
| 17.4 |
| 22.1 |
| - |
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| 54.1 |
| 44.4 |
| 70.6 |
| 73.1 |
| 52.9 |
| 41.3 |
| 4.5 |
| 23.4 |
| 36.4 |
| 37.3 |
| 44.8 |
| 40.3 |
| 43.9 |
| 32.5 |
| 33.2 |
| 33.5 |
| 15.9 |
| 26.4 |
| 26.3 |
| 25.9 |
| 24.2 |
| 17.4 |
| 22.1 |
| 44.1 |
| 54.1 |
| 44.4 |
| 70.6 |
| 73.1 |
| 52.9 |
| 41.3 |
| 4.5 |
| 23.4 |
| 36.4 |
| 37.3 |
| 44.8 |
| 40.3 |
| 43.9 |
| 32.5 |
| 33.2 |
| 33.5 |
| 15.9 |
| 26.4 |
| 26.3 |
| 25.9 |
| 24.2 |
| 17.4 |
| 22.1 |
| - |
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| 2.5 |
| 2.5 |
| 2.5 |
| 2.5 |
| - |
| 0.0 |
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| 0.0 |
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| 40.2 |
| 41.6 |
| 51.6 |
| 41.9 |
| 68.1 |
| 70.6 |
| 50.2 |
| 41.3 |
| 4.5 |
| 23.4 |
| 36.4 |
| 37.3 |
| 44.8 |
| 40.3 |
| 43.9 |
| 32.5 |
| 33.2 |
| 33.5 |
| 15.9 |
| 26.4 |
| 26.3 |
| 25.9 |
| 24.2 |
| 17.4 |
| 22.1 |
| 0.64 |
| 1.01 |
| 1.05 |
| - |
| 0.61 |
| 0.07 |
| 0.35 |
| - |
| 0.68 |
| 0.82 |
| 0.74 |
| - |
| 0.64 |
| 0.71 |
| 0.76 |
| - |
| 0.60 |
| 0.60 |
| 0.59 |
| - |
| 0.44 |
| 0.58 |
| 64.9 |
| 66.9 |
| 67.3 |
| - |
| 67.2 |
| 67.1 |
| 67.5 |
| - |
| 54.7 |
| 54.6 |
| 54.6 |
| - |
| 50.3 |
| 46.5 |
| 44.1 |
| - |
| 44.0 |
| 44.0 |
| 43.9 |
| - |
| 39.7 |
| 38.4 |
| 65.1 |
| 67.1 |
| 67.4 |
| - |
| 67.3 |
| 67.2 |
| 67.6 |
| - |
| 54.8 |
| 54.7 |
| 54.7 |
| - |
| 50.4 |
| 46.6 |
| 44.2 |
| - |
| 44.1 |
| 44.1 |
| 44.0 |
| - |
| 39.7 |
| 38.4 |
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