| (in millions of USD, except per-share data) | Q1 FY 26 | Q4 FY 25 | Q3 FY 25 | Q2 FY 25 | Q1 FY 25 | Q4 FY 24 | Q3 FY 24 | Q2 FY 24 | Q1 FY 24 | Q4 FY 23 | Q3 FY 23 | Q2 FY 23 | Q1 FY 23 | Q4 FY 22 | Q3 FY 22 | Q2 FY 22 | Q1 FY 22 | Q4 FY 21 | Q3 FY 21 | Q2 FY 21 | Q1 FY 21 | Q4 FY 20 | Q3 FY 20 | Q2 FY 20 | Q1 FY 20 | Q4 FY 19 | Q3 FY 19 | Q2 FY 19 | Q1 FY 19 | Q4 FY 18 | Q3 FY 18 | Q2 FY 18 | Q1 FY 18 | Q4 FY 17 | Q3 FY 17 | Q2 FY 17 | Q1 FY 17 | Q4 FY 16 | Q3 FY 16 | Q2 FY 16 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||||||||||||||||||||||||||
| Revenues | - | - | - | - | - | (1,561.5) | 615.7 | 591.8 | 604.8 | (1,480.7) | 574.8 | 560.6 | 565.8 | (1,188.0) | 502.9 | 440.7 | ||||||||||||||||||||||||
| (in millions of USD, except per-share data) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||||||||
| Revenues | - | 265.6 | 250.7 | 220.4 | 217.7 | 207.2 | 170.1 | 161.5 | 152.5 | 139.0 | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Operating Expenses | |||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||
| Operating Income | |||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||
| Non-Operating | |||||||||||||||||||
| Interest Income | 3,768.6 | 3,728.0 | 3,477.6 | 2,893.1 | 1,747.4 | 1,275.5 | 1,293.0 | 1,385.1 | 1,170.8 | 946.5 | 812.5 | 718.5 | 671.3 | 630.7 | 627.0 | ||||
| Tax & Net | |||||||||||||||||||
| Income Tax Expense | 304.1 | 294.6 | 252.0 | 222.5 | 190.9 | 171.6 | 96.8 | 124.4 | 117.0 | 132.3 | 125.0 | 95.0 | 95.0 | 87.2 | 68.9 | ||||
| Per Share | |||||||||||||||||||
| EPS Basic | 12.06 | 11.57 | 10.47 | 9.72 | 8.14 | 7.69 | 4.72 | 6.11 | 5.95 | 4.53 | 3.83 | 3.05 | 3.12 | 3.33 | 2.81 | 2.08 | |||
| Supplementary Data | |||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| 462.1 |
| (1,074.2) |
| 424.0 |
| 409.0 |
| 448.4 |
| (1,056.2) |
| 426.5 |
| 425.1 |
| 374.7 |
| (926.5) |
| 380.0 |
| 364.4 |
| 343.6 |
| (839.1) |
| 347.5 |
| 333.4 |
| 310.8 |
| (712.5) |
| 295.7 |
| 294.4 |
| 261.3 |
| - |
| 271.2 |
| 260.1 |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | ||||||||||||||||||||||||||||||||||||||||
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Depreciation & Amortization | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Amortization of Intangibles | 5.0 | 5.0 | 5.2 | 5.6 | 5.6 | 5.8 | 4.0 | 1.1 | 1.2 | 1.4 | 1.4 | 1.5 | 1.2 | 1.4 | 1.5 | 1.6 | 1.6 | |||||||||||||||||||||||
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||||
| Operating Income | ||||||||||||||||||||||||||||||||||||||||
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-Operating | ||||||||||||||||||||||||||||||||||||||||
| Interest Income | 927.6 | 956.3 | 963.8 | 920.9 | 887.0 | 913.5 | 908.6 | 850.0 | 805.5 | 793.8 | 762.4 | 697.2 | 639.7 | 580.7 | 466.5 | 372.0 | 328.3 | 328.0 | 322.5 | 319.6 | 305.5 | 308.0 | 311.2 | 329.8 | 344.1 | 349.7 | 354.6 | 346.8 | 334.0 | 320.6 | 305.0 | 284.0 | 261.2 | 251.8 | 247.7 | 231.2 | 215.8 | 215.0 | 208.1 | 197.1 |
| Interest Expense | 348.5 | 372.5 | 396.8 | 374.2 | 360.5 | 388.4 | 406.0 | 379.4 | 341.3 | 323.9 | 300.0 | 249.6 | 181.7 | 123.9 | 65.0 | 34.2 | 29.0 | |||||||||||||||||||||||
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Pre-Tax Income | 300.9 | 302.2 | 296.0 | 267.1 | 253.1 | 253.1 | 232.7 | 211.3 | 250.0 | 165.2 | 224.9 | 211.4 | 243.6 | 195.2 | 200.0 | 131.7 | ||||||||||||||||||||||||
| Tax & Net | ||||||||||||||||||||||||||||||||||||||||
| Income Tax Expense | 73.6 | 79.2 | 79.8 | 71.6 | 64.0 | 67.7 | 62.7 | 59.0 | 62.7 | 41.8 | 60.7 | 56.7 | 63.4 | 50.4 | 57.1 | 37.1 | 46.3 | 38.3 | 40.6 | 39.0 | 53.7 | 33.5 | 30.0 | 9.0 | 24.3 | 30.7 | 35.5 | 28.7 | 29.5 | 28.0 | 30.9 | 32.0 | 26.1 | 27.0 | 38.6 | 37.0 | 29.6 | 33.7 | 31.9 | 29.9 |
| Net Income From Continuing Ops | 227.4 | 223.0 | 216.3 | 195.5 | 189.0 | 185.4 | 170.0 | 152.4 | 187.3 | 123.5 | 164.2 | 154.8 | 180.2 | 144.8 | 143.0 | 94.5 | 127.4 | |||||||||||||||||||||||
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||||
| Net Income | 227.4 | 223.0 | 216.3 | 195.5 | 189.0 | 185.4 | 170.0 | 152.4 | 187.3 | 123.5 | 164.2 | 154.8 | 180.2 | 144.8 | 143.0 | 94.5 | 127.4 | |||||||||||||||||||||||
| Net Income Attributable To Parent | 227.4 | 223.0 | 216.3 | 195.5 | 189.0 | 185.4 | 170.0 | 152.4 | 187.3 | 123.5 | 164.2 | 154.8 | 180.2 | 144.8 | 143.0 | 94.5 | ||||||||||||||||||||||||
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||||||||||||||||||||||
| Less: Preferred Dividends | 8.4 | 8.4 | 13.3 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | 7.0 | |||||||||||||||||||||||
| Net Income To Common Shareholders | 219.0 | 214.7 | 188.9 | 188.5 | 182.0 | 178.4 | 163.0 | 145.4 | 180.3 | 116.5 | 157.2 | 147.8 | 173.2 | 137.8 | 136.0 | |||||||||||||||||||||||||
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| EPS Basic | 3.26 | - | 2.82 | 2.82 | 2.73 | - | 2.51 | 2.35 | 2.93 | - | 2.57 | 2.41 | 2.84 | - | 2.24 | 1.51 | 2.11 | - | 1.79 | 1.72 | 2.57 | - | 1.68 | 0.34 | 1.05 | - | 1.71 | 1.40 | 1.54 | - | 1.59 | 1.55 | 1.42 | - | 1.14 | 1.15 | 1.05 | - | 0.96 | 0.94 |
| EPS Diluted | 3.22 | - | 2.78 | 2.78 | 2.69 | - | 2.47 | 2.32 | 2.89 | - | 2.53 | 2.38 | 2.80 | - | 2.21 | 1.49 | 2.07 | - | ||||||||||||||||||||||
| Shares Basic | 67.2 | - | 67.0 | 66.9 | 66.7 | - | 64.9 | 61.8 | 61.5 | - | 61.2 | 61.2 | 61.0 | - | 60.7 | 58.1 | 57.2 | - | ||||||||||||||||||||||
| Shares Diluted | 68.1 | - | 68.0 | 67.8 | 67.6 | - | 65.9 | 62.8 | 62.4 | - | 62.2 | 62.1 | 61.8 | - | 61.6 | 58.8 | 58.1 | - | ||||||||||||||||||||||
| Supplementary Data | ||||||||||||||||||||||||||||||||||||||||
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |||||||||||||||||||||
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| Selling General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling & Marketing | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General & Administrative | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | - | 66.9 | 61.4 | 56.9 | 53.1 | 54.0 | 46.4 | 38.0 | 33.2 | 31.5 | 32.1 | 31.1 | 28.1 | 26.0 | 23.1 | 19.1 | 17.1 | 17.4 | - |
| Amortization of Intangibles | 20.7 | 21.4 | 12.1 | 5.5 | 6.1 | 7.7 | 11.0 | 11.8 | 4.6 | 4.4 | 4.8 | 4.6 | 4.7 | 4.6 | 4.3 | 3.4 | 2.7 | 2.8 | 3.1 |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| 605.8 |
| 593.1 |
| 527.6 |
| 514.7 |
| Interest Expense | 1,492.0 | 1,504.0 | 1,515.1 | 1,055.3 | 252.1 | 150.5 | 253.1 | 330.2 | 205.9 | 114.4 | 90.3 | 76.9 | 72.7 | 80.1 | 107.5 | 144.4 | 177.3 | 215.7 | 270.2 |
| Income From Equity Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pre-Tax Income | 1,166.3 | 1,118.4 | 947.1 | 845.1 | 700.6 | 637.8 | 389.8 | 480.1 | 460.1 | 390.0 | 331.9 | 251.8 | 246.4 | 224.4 | 180.1 | 128.0 | 100.8 | 117.5 | 30.6 |
| 50.5 |
| 37.5 |
| 44.4 |
| 10.2 |
| Net Income From Continuing Ops | 862.2 | 823.8 | 695.0 | 622.6 | 509.7 | 466.2 | 293.0 | 355.7 | 343.2 | 257.7 | 206.9 | 156.7 | 151.4 | 137.2 | 111.2 | 77.6 | 63.3 | 73.1 | 20.5 |
| Net Income From Discontinued Ops | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 862.2 | 823.8 | 695.0 | 622.6 | 509.7 | 466.2 | 293.0 | 355.7 | 343.2 | 257.7 | 206.9 | 156.7 | 151.4 | 137.2 | 111.2 | 77.6 | 63.3 | 73.1 | 20.5 |
| Net Income Attributable To Parent | 862.2 | 823.8 | 695.0 | 622.6 | 509.7 | 466.2 | 293.0 | 355.7 | 343.2 | 257.7 | 206.9 | 156.7 | 151.4 | 137.2 | 111.2 | 77.6 | 63.3 | 73.1 | 20.5 |
| Less: Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Less: Preferred Dividends | 37.0 | 35.6 | 28.0 | 28.0 | 28.0 | 28.0 | 21.4 | 8.2 | 8.2 | 9.8 | 14.5 | 10.9 | 6.3 | 8.4 | 9.1 | 4.1 | 19.6 | 19.6 | 2.1 |
| Net Income To Common Shareholders | 811.1 | 774.2 | 667.1 | 594.7 | 481.7 | 438.2 | 271.6 | 347.5 | 335.0 | 247.9 | 192.4 | 145.9 | 145.1 | 128.8 | 102.1 | 73.4 | 32.3 | 53.5 | 18.4 |
| 1.08 |
| 2.23 |
| 0.78 |
| EPS Diluted | 11.91 | 11.40 | 10.31 | 9.58 | 8.02 | 7.58 | 4.68 | 6.03 | 5.86 | 4.40 | 3.66 | 2.93 | 2.98 | 2.75 | 2.31 | 1.67 | 1.02 | 2.18 | 0.76 |
| Shares Basic | 67.2 | 66.9 | 63.7 | 61.1 | 59.2 | 57.0 | 57.5 | 56.9 | 56.3 | 54.7 | 50.3 | 47.8 | 46.5 | 38.7 | 36.4 | 35.4 | 30.1 | 24.0 | 23.6 |
| Shares Diluted | 68.1 | 67.9 | 64.7 | 62.1 | 60.1 | 57.8 | 58.0 | 57.6 | 57.2 | 56.7 | 54.3 | 51.9 | 50.8 | 49.9 | 48.0 | 44.0 | 31.6 | 26.3 | 24.1 |
| - |
| - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 1.8 |
| 1.9 |
| 2.0 |
| 2.0 |
| 2.6 |
| 2.7 |
| 2.8 |
| 2.9 |
| 3.0 |
| 2.9 |
| 3.0 |
| 2.9 |
| 1.4 |
| 1.2 |
| 1.0 |
| 1.0 |
| 1.0 |
| 1.1 |
| 1.1 |
| 1.2 |
| 1.2 |
| 1.1 |
| 1.2 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 32.0 |
| 35.0 |
| 40.0 |
| 43.6 |
| 48.6 |
| 55.2 |
| 66.7 |
| 82.6 |
| 87.9 |
| 89.8 |
| 80.6 |
| 72.0 |
| 66.5 |
| 57.4 |
| 45.9 |
| 36.1 |
| 32.7 |
| 31.7 |
| 26.8 |
| 23.2 |
| 24.2 |
| 23.5 |
| 21.8 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 173.7 |
| 137.0 |
| 149.7 |
| 144.2 |
| 206.9 |
| 134.7 |
| 137.3 |
| 30.7 |
| 87.1 |
| 116.7 |
| 134.6 |
| 110.2 |
| 118.6 |
| 107.7 |
| 122.8 |
| 121.6 |
| 108.1 |
| 95.8 |
| 104.2 |
| 101.9 |
| 88.0 |
| 88.3 |
| 85.1 |
| 80.0 |
| 98.8 |
| 109.1 |
| 105.1 |
| 153.1 |
| 101.2 |
| 107.3 |
| 21.7 |
| 62.8 |
| 86.0 |
| 99.1 |
| 81.5 |
| 89.1 |
| 79.7 |
| 91.9 |
| 89.6 |
| 82.0 |
| 68.8 |
| 65.6 |
| 64.9 |
| 58.4 |
| 54.6 |
| 53.1 |
| 50.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 98.8 |
| 109.1 |
| 105.1 |
| 153.1 |
| 101.2 |
| 107.3 |
| 21.7 |
| 62.8 |
| 86.0 |
| 99.1 |
| 81.5 |
| 89.1 |
| 79.7 |
| 91.9 |
| 89.6 |
| 82.0 |
| 68.8 |
| 65.6 |
| 64.9 |
| 58.4 |
| 54.6 |
| 53.1 |
| 50.0 |
| 127.4 |
| 98.8 |
| 109.1 |
| 105.1 |
| 153.1 |
| 101.2 |
| 107.3 |
| 21.7 |
| 62.8 |
| 86.0 |
| 99.1 |
| 81.5 |
| 89.1 |
| 79.7 |
| 91.9 |
| 89.6 |
| 82.0 |
| 68.8 |
| 65.6 |
| 64.9 |
| 58.4 |
| 54.6 |
| 53.1 |
| 50.0 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| 7.0 |
| 7.0 |
| 7.0 |
| 7.0 |
| 7.0 |
| 10.3 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 2.1 |
| 3.6 |
| 3.6 |
| 3.6 |
| 3.6 |
| 87.5 |
| 120.4 |
| 91.8 |
| 102.1 |
| 98.1 |
| 146.2 |
| 94.2 |
| 97.0 |
| 19.6 |
| 60.8 |
| 83.9 |
| 97.1 |
| 79.4 |
| 87.1 |
| 77.6 |
| 89.9 |
| 87.5 |
| 79.9 |
| 66.7 |
| 63.6 |
| 62.8 |
| 54.8 |
| 51.0 |
| 49.5 |
| 46.4 |
| 1.77 |
| 1.70 |
| 2.54 |
| - |
| 1.67 |
| 0.34 |
| 1.04 |
| - |
| 1.69 |
| 1.38 |
| 1.52 |
| - |
| 1.57 |
| 1.53 |
| 1.40 |
| - |
| 1.12 |
| 1.11 |
| 1.00 |
| - |
| 0.92 |
| 0.90 |
| 57.0 |
| 57.0 |
| 56.9 |
| - |
| 57.6 |
| 57.6 |
| 57.6 |
| - |
| 56.7 |
| 56.7 |
| 56.5 |
| - |
| 56.4 |
| 56.3 |
| 56.1 |
| - |
| 55.8 |
| 54.8 |
| 52.3 |
| - |
| 51.7 |
| 49.1 |
| 57.8 |
| 57.8 |
| 57.6 |
| - |
| 58.0 |
| 58.0 |
| 58.2 |
| - |
| 57.5 |
| 57.4 |
| 57.2 |
| - |
| 57.3 |
| 57.2 |
| 57.0 |
| - |
| 56.8 |
| 56.6 |
| 56.4 |
| - |
| 55.7 |
| 53.1 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| - |